Assam Gramin Vikash Bank FD Interest Rates

 Features of Assam Gramin Vikash Bank FD 

Here are the features of Assam Gramin Vikash Bank fixed deposit scheme: 

1. Flexible Tenure: 

   Deposit periods range from a minimum of 07 days to a maximum of 10 years.

2. Low Entry Point: 

   Start an investment with a minimum deposit amount of just ₹100.

3. Compounded Returns:

   Offers high interest rates compounded on a quarterly basis with an auto-renewal facility.

4. Payout Options: 

   Choice to withdraw interest on a monthly, quarterly, or half-yearly basis for regular income.

5. Digital Access: 

   Accounts can be opened and managed through the AGB Mobile Banking Application.

6. Liquidity Support: 

   Avail term loans or overdrafts up to 90% of the deposit amount for financial emergencies.

7. Pre-Maturity Closure: 

   Funds are repayable on demand, allowing for withdrawal before the maturity date.

8. Additional Benefits: 

   Includes a nomination facility and hassle-free auto-closure upon maturity.

9. Penalty Charges 

   Maximum 1 % on interest earned for the remaining period of maturity.

Assam Gramin Vikash Bank Fixed Deposit Rates 

The tables below shows the recent general and senior citizens' rates for deposits below 1 crore and 1 crore to 5 crore:

For Deposits below Rs. 1 Crore

Assam Gramin Vikash Bank FD Interest Rates as of April 2026

Assam Gramin Vikash Bank Fixed Deposit Rates Rs. 1 Crore to Rs. 5 Crore

Assam Gramin Vikash Bank FD Interest Rates as of April 2026

Eligibility

The following list shows who all are eligible to open an account or invest in the Assam Gramin Vikash Bank Fixed Deposit: 

• Indian citizens (individuals, joint accounts, HUFs, and minors with a guardian)
• Companies
• trusts
• partnership firms, and 
• other business organizations

About Assam Gramin Vikash Bank Fixed Deposit Interest Rate Calculator

Assam Gramin Vikash Bank Fixed Deposit calculator is an easy-to-use, hassle-free tool that helps in quick calculation of the maturity amount and the interest earned receivable at the end of the policy tenure. By entering some basic details, you can calculate the correct FD amount. Here are the steps that an investor needs to follow to calculate Fixed Deposit rates on any FD Calculator:

• The amount that is invested
• The Rate of Interest offered
• The tenure of the Fixed Deposit Account
• The compounding period, that is, yearly, half-yearly, quarterly, or monthly
• The FD Amount

Once the following details are entered, an investor will come to know:

• The maturity value of the FD
• The total interest earned during the complete tenure

Conclusion

Assam Gramin Vikash Bank Fixed deposits offer reasonable interest rates on deposits to its customers. They can always check with the Bank before finalizing the opening of an FD account. It is paramount that the customers carry out thorough research before investing.