Bajaj Group Health Insurance

About Bajaj

Bajaj Life Insurance Co. Ltd. is a life insurance provider in India, formed through a joint venture between Bajaj Finserv Limited, a prominent non-banking financial institution, and Allianz SE, a global leader in insurance and asset management. The company started its operations in August 2001 and is headquartered in Pune, Maharashtra.

Features and Benefits of Bajaj Group Health Insurance

The key features and benefits of Bajaj Group Health Insurance are as follows:

• Enhanced Healthcare Access: Ensures quality healthcare for employees covered under the plan, promoting overall well-being and productivity.
• Extensive Network for Cashless Treatment: Enjoy cashless claim settlements at over 6,000 partner hospitals across India.
• Affordable Comprehensive Coverage: Provides wide-ranging healthcare services at budget-friendly premiums, making it a cost-effective solution for organizations.
• 24/7 Customer Support: Round-the-clock assistance ensures queries and issues are addressed promptly.
• In-house Claim Processing: The dedicated Health Administration Team facilitates quick and hassle-free claim settlements.
• Flexible Coverage Options: Choose between individual and family floater plans to meet diverse employee needs.
• Tax Benefits: Premiums paid are eligible for tax deductions under Section 80D of the Income Tax Act.

Bajaj Group Health Insurance - Inclusions

The inclusions under Bajaj Group Health Insurance are as follows: 

• Ambulance expenses during medical emergencies are covered.
• Maternity hospitalization and newborn baby expenses are included.
• Coverage extends to pre-existing diseases.
• Expenses for daycare treatments that do not require overnight hospitalization are covered.
• Medical costs incurred before and after hospitalization are included.
• Operation theatre charges are covered.
• Costs related to pacemakers, dialysis, organ transplants, radiotherapy, and chemotherapy are also included.

Bajaj Group Health Insurance – Exclusions

The exclusions of a Bajaj Group Health Insurance policy are as follows:

• Self-inflicted injuries or harm are not covered.
• Injuries resulting from the policyholder’s involvement in criminal activities are excluded.
• Treatment for HIV and AIDS is not covered.
• Injuries sustained as a victim of criminal activity are not included.
• Suicide and suicide attempts are excluded from coverage.
• Plastic and cosmetic surgeries are not covered unless medically necessary and recommended by a doctor