Bajaj Life Equity Index

Debt Fund
Last Updated: 27 Apr 2026
AUM: ₹102 Cr
Assets under management (AUM) is the total market value of the investments that a person or entity manages on behalf of clients. Assets under management definitions and formulas vary by company.
NAV: ₹160.22
0%
NAV, or Net Asset Value, is the value of an investment fund’s assets minus its liabilities. It is calculated by dividing the total value of the fund’s assets by the number of outstanding shares. It is used as an indicator of a fund’s performance and can be compared to its previous NAVs.
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  • Returns Since Inception
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  • RSI
11.78% Annual returns
Bajaj Life Equity Index
Performance Graph
As on 27 Apr 2026 
| Data Source - Value research

Returns (as on 27 Apr 2026)

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About Bajaj Life Equity Index

Bajaj Life Equity Index is a Debt Funds launched on 23-07-2004, designed to offer long-term capital growth by investing in a mix of high-quality assets. The fund currently manages an AUM of over ₹102 Cr, with a Net Asset Value (NAV) of ₹160.22 (as of 27 Apr 2026).

Over time, Bajaj Life Equity Index has shown stable growth with 1.12% return in the last 1 year, 11.49 % CAGR over 3 years, 11.78 % CAGR over 5 years. For longer horizons, it has delivered 12.5 % CAGR over 7 years, 12.57 % CAGR over 10 years, Return Since Inception (RSI) of 13.59%, highlighting its consistent performance track record.

Highlights of Bajaj Life Equity Index

  • The fund maintains a strong allocation with Equity holding: 98.09%, ideal for long-term growth.
  • Major sector exposure includes Others holding: 42.83%, Financial holding: 20.57%, Technology holding: 9.39%, offering Conservative diversification.
  • Bajaj Life Equity Index has delivered 1.12% returns in the past 1 year, with a 3-year CAGR of 11.49% and a 5-year CAGR of 11.78%.
  • It offers solid long-term growth with 12.5% returns over 7 years and 12.57% returns over 10 years.
  • Since its launch on 23-07-2004, Bajaj Life Equity Index has achieved a Return Since Inception (RSI) of 13.59%.
  • Managed by Bajaj Life, Bajaj Life Equity Index is designed for investors seeking Conservative returns with moderate risk exposure.

More Funds from Bajaj Life

Fund name AUM sort icon 1Y sort icon
Bajaj Life
Pure Stock Fund
₹7,575 Cr 3.21% Get Details
Bajaj Life
Accelerator Mid-Cap Fund II
₹5,680 Cr 7.32% Get Details
Bajaj Life
Pure Stock Fund II
₹4,944 Cr 2.88% Get Details
Bajaj Life
Equity Growth Fund II
₹4,610 Cr 0.29% Get Details
Bajaj Life
Small Cap Fund
₹3,911 Cr 11.08% Get Details
Bajaj Life Discontinued Life Policy Fund ₹3,421 Cr 5.73% Get Details
Bajaj Life
Flexi Cap Fund
₹3,310 Cr 3.22% Get Details
Bajaj Life Secure Fund ₹3,038 Cr 0.58% Get Details
Bajaj Life Equity Index II ₹1,657 Cr 0.9% Get Details
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Asset Allocation
Equity holding
Debt holding
Cash holding

Top 10 Debt Funds

Fund name
Returns
YTD% 3Y 5Y 10Y
Aviva Pension PSU Fund 6.45% 30.53% 28.61% 17.22% Get Details
Aviva PSU 6.21% 29.71% 28.01% 16.86% Get Details
Reliance Life Energy Fund 2 10.77% 25.37% 24.01% 17.96% Get Details
Reliance Pension Energy Fund 2 10.28% 25.59% 23.94% 18.01% Get Details
Reliance Life Energy Fund 1 10% 25.44% 23.84% 17.8% Get Details
Reliance Life Midcap Fund 2 0.06% 23.38% 19.81% 16.7% Get Details
Reliance Life Midcap Fund 1 0.37% 22.57% 18.92% 16.18% Get Details
Aviva Infrastructure 0.59% 20.92% 18.88% 14.93% Get Details
Reliance Pension Midcap Fund 2 0.3% 22.4% 18.77% 15.99% Get Details
Reliance Life Infrastructure Fund 1 19.23% 16.59% 13.68% Get Details
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Sector Allocation
Others
42.83%
Financial
20.57%
Technology
9.39%
Energy
9%
Communication
5.28%
Construction
4.16%
Consumer Staples
4.14%
Materials
3.79%
Automobile
2.72%
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AUM (Assets under management)
Equity:
₹100 Cr
Debt:
₹2 Cr
Cash:
₹1 Cr
Fund Manager(s)
Reshma Banda

Oversees a broad portfolio of equity, debt and balanced funds, demonstrating expertise across diverse investment strategies

Peer Comparison

  • Overview
  • Returns
Fund name AUM sort icon 1Y sort icon
SBI Life Equity Fund ₹83,975 Cr - Get Details
ICICI Prudential Life Maximiser Fund V ₹50,571 Cr 3.55% Get Details
HDFC Life Opportunities Fund ₹35,377 Cr 8.95% Get Details
SBI Life Bond Pension II ₹26,724 Cr 2.07% Get Details
SBI Life Balanced Fund ₹24,626 Cr 1.24% Get Details
SBI Life Midcap Fund ₹18,705 Cr 12.52% Get Details
ICICI Prudential Life Multi Cap Growth Fund ₹18,521 Cr 4.37% Get Details
SBI Life Bond Fund ₹17,457 Cr 2.49% Get Details
Kotak Mahindra Life Classic Opportunities Fund ₹13,553 Cr 6.35% Get Details
HDFC Life Discovery Fund ₹13,470 Cr 13.26% Get Details
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Fund name
Returns
YTD% 3Y 5Y 10Y
SBI Life Equity Fund 11.26% 10.54% 11.4% Get Details
ICICI Prudential Life Maximiser Fund V 12.44% 12.48% 11.05% Get Details
HDFC Life Opportunities Fund 19.22% 14.6% 14.2% Get Details
SBI Life Bond Pension II 0.36% 6.09% 5.17% 6.28% Get Details
SBI Life Balanced Fund 8.53% 8.04% 9.56% Get Details
SBI Life Midcap Fund 0.25% 23.23% 19.31% Get Details
ICICI Prudential Life Multi Cap Growth Fund 15.39% 12.57% 10.95% Get Details
SBI Life Bond Fund 0.24% 6.36% 5.4% 6.65% Get Details
Kotak Mahindra Life Classic Opportunities Fund 15.42% 13.09% 13.21% Get Details
HDFC Life Discovery Fund 1.16% 23.32% 18.1% Get Details
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Invest in a Ulip Plan Today and Watch Your Money Grow Invest in a Ulip Plan Today and Watch Your Money Grow

Top ULIP Funds

Fund name
Returns
YTD% 3Y 5Y 10Y
Aviva Pension PSU Fund 6.45% 30.53% 28.61% 17.22% Get Details
Aviva PSU 6.21% 29.71% 28.01% 16.86% Get Details
Reliance Life Energy Fund 2 10.77% 25.37% 24.01% 17.96% Get Details
Reliance Pension Energy Fund 2 10.28% 25.59% 23.94% 18.01% Get Details
Reliance Life Energy Fund 1 10% 25.44% 23.84% 17.8% Get Details
PNB MetLife Mid Cap Fund 2.34% 26.59% 23.8% Get Details
Tata AIA Life Multi Cap Fund 19.23% 21% 22% Get Details
Axis Max Life High Growth Fund 0.36% 26.31% 20.85% 18.72% Get Details
Canara HSBC Life Emerging Leaders Equity Fund 1.13% 24.9% 20.74% Get Details
Reliance Life Midcap Fund 2 0.06% 23.38% 19.81% 16.7% Get Details
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Investment Return Calculator (Power of Compounding)
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Frequently Asked Questions
Bajaj Life Equity Index
Bajaj Life Equity Index is a Debt Funds launched on 23-07-2004. It aims to provide long-term capital growth by investing in a diversified portfolio.
As of 27 Apr 2026, the Net Asset Value (NAV) of Bajaj Life Equity Index is ₹160.22.
Bajaj Life Equity Index is suitable for investors looking for moderate risk and stable long-term returns without full exposure to equity market volatility.
Bajaj Life Equity Index is not Shariah-compliant.
Bajaj Life Equity Index has been in the market since 23-07-2004, providing a long and reliable performance history.

Over the past year, Bajaj Life Equity Index has delivered a return of approximately 1.12% CAGR, making it a competitive performer.
The fund mainly invests in sectors like Others holding: 42.83%, Financial holding: 20.57%, Technology holding: 9.39%, which together form a major part of its portfolio allocation.
The fund primarily allocates 98.09% to Equity holding, making it Conservative in nature, depending on the fund's investment style.

View more FAQ's

*The Returns in ULIP plans are subject to market risk and are not guaranteed. The investment risk in the policy is borne by the policyholder. The actual returns can vary depending on the performance of the chosen fund, charges towards mortality, allocation, policy admin, cost of riders, etc. The 4% and 8% illustration is neither the minimum or maximum limit that you may get as a policyholder.

*The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

*The maturity amount of Rs 50 Lakhs. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 4% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product.

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

^Returns as on 10th Jan'25. 18% returns for Tata AIA Life Top 200 for the last 10 years.The past performance is not necessarily indicative of future performance. Source: Morningstar

++Source -: Google Review Rating available on: http://bit.ly/3J20bXZ

All Data Source: Value Research

TERMS AND CONDITIONS APPLY.For more details on risk factors, terms, and conditions, please read the sales brochure and benefit illustration carefully before concluding a sale.

Policybazaar is a registered Insurance Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Direct Broker (Life & General) |CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 |Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.©️ Copyright 2008-2026 policybazaar.com. All Rights Reserved

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