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IndiaFirst ULIP Calculator
IndiaFirst Unit Linked Insurance Plans (ULIPs) have emerged as a popular financial instrument, offering a unique blend of investment and insurance. However, navigating the world of ULIPs, calculating the estimated potential returns, and aligning them with your financial goals can be difficult. This is where the IndiaFirst ULIP Calculator comes in handy, allowing you to easily calculate potential returns based on your investment amount, premium payment term, and expected rate of return.
ULIP Plans
- Take the first step to ₹1 Crore
- Plans delivering up to 18% CAGR
- 100% online, Zero paperwork
- Expert help at no extra cost
- 4.8++ Rated
- 13.2 Crore Registered Consumer
- 53 Partners Insurance Partners
- 6.29 Crore Policies Sold
We are rated++
13.2 Crore
Registered Consumer
53
Insurance Partners
6.29 Crore
Policies Sold
Top performing plans˜ with High Returns**
Get High Returns up to 18%^
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- IndiaFirst ULIP Calculator
What is an IndiaFirst ULIP Calculator?
The IndiaFirst ULIP Calculator is a user-friendly online tool designed to help you estimate the potential returns on your ULIP investments. By inputting key details such as your desired premium amount, policy term, and expected rate of return, the calculator provides you with a projection of how your investment might grow over time. This allows you to gain valuable insights into the potential of your ULIP investment and make informed decisions.
Investment Return Calculator (Power of Compounding)
- One Time
- Monthly
- Yearly
₹
Top Funds with High Returns (Past 7 Years)
10.82%
Equity Fund
18.6%
Top 300 Alpha 50 Pension Fund
20%
High Growth Pension Fund
12.6%
Opportunities Fund
22%
Multi Cap Fund
13.92%
Accelerator Mid-Cap Fund II
15.8%
Multiplier
13.42%
Frontline Equity Fund
15.02%
Virtue II
18.6%
Pension Nifty Alpha 50 Index Fund
9.45%
Blue-Chip Equity Fund
12.5%
Life Pure Equity Fund 2
14.45%
Growth Opportunities Plus Fund
10.92%
Equity Top 250 Fund
12.79%
Future Apex Fund
10.27%
Large Cap Equity Fund
12.94%
Accelerator Fund
11.17%
Enhancer Fund-II
11.02%
Pension Bond Fund
14.67%
Midcap Fund
View Plans
Key Features of the IndiaFirst ULIP Calculator
Below are the features of the IndiaFirst ULIP calculator:
- Customizable Inputs: The IndiaFirst ULIP calculator allows you to personalize your projections by entering specific details such as your age, premium amount, policy term, and sum assured. This ensures that the results are tailored to your individual circumstances and financial goals.
- Real-Time Results: The calculator generates instant results, providing you with immediate insights into your investment potential. This allows you to quickly assess different scenarios and make timely decisions.
- Risk Assessment: The IndiaFirst ULIP Calculator also incorporates a risk assessment feature, allowing you to adjust your risk profile and see how it impacts your potential returns. This helps you understand the relationship between risk and reward and make informed choices based on your risk appetite.
- Comparison: The calculator enables you to compare different ULIP plans offered by IndiaFirst Life Insurance. By analyzing factors such as costs, returns, and policy duration, you can identify the plan that best aligns with your needs and objectives.
List of ULIP Funds ~
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
Equity Fund
SBI Life
AUM:77,698 Cr
77,698 Cr
NAV
187.48
0.51%
Returns
8.73%
Top 300 Alpha 50 Pension Fund
HDFC Life
AUM:40 Cr
40 Cr
NAV
10.06
-0.04%
Returns
-
High Growth Pension Fund
Axis Max Life
AUM:4 Cr
4 Cr
NAV
10.05
0.02%
Returns
22.85%
Highest Returns
Opportunities Fund
ICICI Prudential Life
AUM:3,622 Cr
3,622 Cr
NAV
58.48
0.23%
Returns
12.7%
Multi Cap Fund
Tata AIA Life
AUM:10,579 Cr
10,579 Cr
NAV
64.22
0.26%
Returns
17.08%
see more plans
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
How to Use the IndiaFirst ULIP Calculator?
Using the IndiaFirst ULIP Calculator is a simple process:
Step 1: Go to Policybazaar's IndiaFirst ULIP calculator page.
Step 2: Provide information about your investment tenure, the amount you want to invest, and the expected rate of return.
Step 3: The calculator will then calculate and display the projected returns based on your inputs.
Step 4: You can adjust the parameters to see how they affect the projected returns.
Step 5: Compare different ULIP plans available on the website to make an informed decision.
Step 6: Once you are satisfied with the results, you can proceed to buy the chosen ULIP plan through Policybazaar's platform.
Benefits of Using the IndiaFirst ULIP Calculator
Below are the benefits of using the IndiaFirst ULIP calculator:
- Informed Decisions: The calculator empowers you to make informed investment decisions by providing a clear understanding of your investment potential before you commit.
- Time-Efficient: The calculator saves you valuable time by quickly generating return projections without the need for manual calculations.
- Better Planning: By providing insights into potential returns, the ulip calculator facilitates better financial planning and helps you align your investments with your long-term goals.
Name of insurers
Name of plans
Why Invest in an IndiaFirst ULIP Plan?
- Dual Benefits: ULIPs provide the dual advantage of life insurance coverage and investment growth, ensuring financial security for your family while simultaneously building wealth.
- Tax Savings: Investments in ULIPs are eligible for tax deductions under Section 80C of the Income Tax Act, allowing you to reduce your tax burden.
- Flexibility: ULIPs offer the flexibility to switch between funds based on market conditions and your changing financial goals.
- Wealth Creation: ULIPs provide the potential for long-term wealth creation through investment in market-linked instruments.
Conclusion
The IndiaFirst ULIP Calculator is an invaluable tool for anyone considering investing in a ULIP plan. By providing personalized projections and facilitating plan comparisons, it empowers you to make informed decisions and optimize your investments. Using this tool can help you achieve your financial goals with confidence and secure your future.
FAQs
-
Can I use the calculator to compare different IndiaFirst ULIP plans?
Yes, the calculator often allows you to compare different ULIP plans offered by IndiaFirst Life Insurance, considering factors like costs, returns, and policy duration. -
What factors should I consider when choosing a ULIP?
Consider factors like your financial goals, risk tolerance, investment horizon, premium affordability, charges associated with the policy, and the fund performance history. -
How often should I review my ULIP investment?
It is recommended to review your ULIP investment periodically, at least annually, or when there are significant changes in your financial situation or market conditions.
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.