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Fund Overview of Bank Of India Consumption Fund Direct-growth
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₹362.5 CrAUM
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₹10.79NAV
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1.70%Expense Ratio
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EquityFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Bank Of India Consumption Fund Direct-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 7.04% | NA | 5.85% |
| 6 Months | -3.92% | NA | 13.74% |
| 1 Year | 2.08% | 2.08% | -0.98% |
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Asset Allocation
equities
97.86%debt instruments
0.07%other assets or cash equivalents
2.07%Bank Of India Consumption Fund Direct-growth is one Equity mutual fund offered by Bank of India Mutual Fund. Launched on 20 Dec 2024, the fund aims Long term appreciation. An equity scheme investing in equity & equity related securities of companies engaged in consumption and consumption related sector or allied sectors. It manages assets worth ₹362.5 crore as on Sun May 31, 2026. The expense ratio stands at 1.7%. Fund Manager Manager EducationAbout Bank Of India Consumption Fund Direct-growth
The portfolio allocation consists of 97.86% in equities, 0.07% in debt instruments, 2.07% in other assets or cash equivalents.Managed by Nitin Gosar, it has delivered a return of 2.08% in the last year, a total return since inception of 5.23%.
Depending on risk tolerance individuals often review best sip plans as part of the overall investment planning.
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Tata India Consumer Fund Direct-growth  |
₹2,583 | 2.88% | 13.44% | 6.91% | 15.37% | 15.49% |
| Tata India Consumer Fund Direct-idcw |
₹2,583 | 2.88% | 13.44% | 6.91% | 15.37% | 15.49% |
| Nippon India Consumption Fund Direct-growth |
₹2,368 | 1.52% | 7.40% | -3.18% | 11.71% | 14.90% |
| Nippon India Consumption Fund Direct-idcw |
₹2,368 | 1.52% | 7.40% | -3.18% | 11.71% | 14.90% |
| Mirae Asset Great Consumer Fund Direct-growth |
₹4,389 | 3.19% | 9.57% | 1.66% | 12.33% | 14.83% |
| Mirae Asset Great Consumer Fund Direct-idcw |
₹4,389 | 3.19% | 9.57% | 1.66% | 12.33% | 14.83% |
| ICICI Prudential Bharat Consumption Fund Direct-growth |
₹3,052 | 1.51% | 7.88% | -0.38% | 12.89% | 14.76% |
| ICICI Prudential Bharat Consumption Fund Direct-idcw |
₹3,052 | 1.51% | 7.88% | -0.38% | 12.89% | 14.76% |
| SBI Consumption Opportunities Fund Direct-growth |
₹2,806 | 0.16% | 5.12% | -5.41% | 8.79% | 14.32% |
| SBI Consumption Opportunities Fund Direct-idcw |
₹2,806 | 0.16% | 5.12% | -5.41% | 8.79% | 14.32% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Bank of India Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Bank Of India Consumption Fund Regular-growth
|
₹362 | 1.24% | 6.75% | -4.50% | 0.95% | - |
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Bank Of India Consumption Fund Regular-idcw
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₹362 | 1.24% | 6.75% | -4.50% | 0.95% | - |
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Bank Of India Consumption Fund Direct-idcw
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₹362 | 1.41% | 7.04% | -3.92% | 2.08% | - |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Aditya Birla Sun Life Consumption Fund Regular-growth |
₹5,843 | ₹201.69 | 9.31% | 10.98% | 13.65% |
| Aditya Birla Sun Life Consumption Direct Fund-growth |
₹5,843 | ₹232.85 | 10.48% | 12.21% | 14.94% |
| Aditya Birla Sun Life Consumption Fund Regular-idcw |
₹5,843 | ₹34.99 | 9.31% | 10.98% | 13.65% |
| Aditya Birla Sun Life Consumption Direct Fund-idcw |
₹5,843 | ₹44.80 | 10.48% | 12.21% | 14.94% |
| Mirae Asset Great Consumer Fund Regular-growth |
₹4,389 | ₹89.80 | 10.73% | 13.15% | 15.20% |
| Mirae Asset Great Consumer Fund Direct-growth |
₹4,389 | ₹108.42 | 12.33% | 14.83% | 16.91% |
| Mirae Asset Great Consumer Fund Regular-idcw |
₹4,389 | ₹25.16 | 10.73% | 13.15% | 15.20% |
| Mirae Asset Great Consumer Fund Direct-idcw |
₹4,389 | ₹65.09 | 12.33% | 14.83% | 16.91% |
| ICICI Prudential Bharat Consumption Fund-growth |
₹3,052 | ₹24.28 | 11.87% | 13.69% | - |
| ICICI Prudential Bharat Consumption Fund Direct-growth |
₹3,052 | ₹26.30 | 12.89% | 14.76% | - |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Bharti Airtel Ltd | Technology | 9.65% | ₹34.98 Cr |
| Itc Ltd | Consumer Staples | 7.68% | ₹27.83 Cr |
| Britannia Industries Ltd | Consumer Staples | 6.47% | ₹23.44 Cr |
| Mahindra & Mahindra Ltd | Consumer Discretionary | 4.59% | ₹16.64 Cr |
| United Spirits Ltd | Consumer Staples | 4.04% | ₹14.66 Cr |
| Fsn E-commerce Ventures Ltd | Consumer Discretionary | 3.90% | ₹14.15 Cr |
| Stylam Industries Ltd | Industrials | 3.70% | ₹13.43 Cr |
| Dixon Technologies (india) Ltd | Consumer Discretionary | 3.41% | ₹12.35 Cr |
| Maruti Suzuki India Ltd | Consumer Discretionary | 3.06% | ₹11.09 Cr |
| Tips Industries Ltd | Consumer Discretionary | 3.00% | ₹10.86 Cr |
| Apollo Hospitals Enterprise Ltd | Healthcare | 2.97% | ₹10.77 Cr |
| S.j.s Enterprises Ltd | Consumer Discretionary | 2.96% | ₹10.73 Cr |
| Aditya Vision Ltd | Consumer Discretionary | 2.95% | ₹10.70 Cr |
| Eris Lifesciences Ltd | Healthcare | 2.91% | ₹10.56 Cr |
| Pb Fintech Ltd | Financial | 2.65% | ₹9.61 Cr |
| Sky Gold Ltd | Consumer Discretionary | 2.59% | ₹9.39 Cr |
| Endurance Technologies Ltd | Consumer Discretionary | 2.43% | ₹8.80 Cr |
| Emami Ltd | Consumer Staples | 2.37% | ₹8.59 Cr |
| Bharti Hexacom Ltd. | Technology | 2.35% | ₹8.52 Cr |
| Oberoi Realty Ltd | Real Estate | 2.26% | ₹8.19 Cr |
| Entero Healthcare Solutions Ltd. | Healthcare | 2.12% | ₹7.69 Cr |
| Zomato Ltd | Technology | 2.10% | ₹7.62 Cr |
| Repo | Unspecified | 2.06% | ₹7.45 Cr |
| Hindustan Unilever Ltd | Consumer Staples | 2.02% | ₹7.34 Cr |
| Godfrey Phillips India Ltd | Consumer Staples | 2.01% | ₹7.29 Cr |
| Ntpc Ltd | Energy & Utilities | 1.97% | ₹7.13 Cr |
| Angel One Ltd | Financial | 1.84% | ₹6.68 Cr |
| Bayer Cropscience Ltd | Materials | 1.84% | ₹6.67 Cr |
| Abbott India Ltd | Healthcare | 1.65% | ₹5.97 Cr |
| Senco Gold Ltd. | Consumer Discretionary | 1.43% | ₹5.19 Cr |
| Mrf Ltd | Consumer Discretionary | 1.17% | ₹4.25 Cr |
| Balrampur Chini Mills Ltd | Consumer Staples | 1.07% | ₹3.86 Cr |
| Hero Motocorp Ltd | Consumer Discretionary | 1.02% | ₹3.71 Cr |
| Sbi Cards & Payments Services Ltd | Financial | 0.76% | ₹2.77 Cr |
| Titan Company Ltd | Consumer Discretionary | 0.56% | ₹2.04 Cr |
| Gabriel India Ltd | Consumer Discretionary | 0.26% | ₹0.95 Cr |
| Avenue Supermarts Ltd | Consumer Staples | 0.07% | ₹0.24 Cr |
| Government Of India 36908 364 Days Tbill 07jn27 Fv Rs 100 | Financial | 0.07% | ₹0.24 Cr |
| Kwality Walls India Ltd | 0.03% | ₹0.09 Cr | |
| Net Receivables | Unspecified | 0.01% | ₹0.03 Cr |
Top Equity Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Tata India Consumer Fund Direct-growth |
₹52.70 | 15.37% | 15.49% | - |
| Tata India Consumer Fund Direct-idcw |
₹51.07 | 15.37% | 15.49% | - |
| Nippon India Consumption Fund Direct-growth |
₹210.92 | 11.71% | 14.90% | - |
| Nippon India Consumption Fund Direct-idcw |
₹51.66 | 11.71% | 14.90% | - |
| Mirae Asset Great Consumer Fund Direct-growth |
₹108.42 | 12.33% | 14.83% | - |
| Mirae Asset Great Consumer Fund Direct-idcw |
₹65.09 | 12.33% | 14.83% | - |
| ICICI Prudential Bharat Consumption Fund Direct-growth |
₹26.30 | 12.89% | 14.76% | - |
| ICICI Prudential Bharat Consumption Fund Direct-idcw |
₹16.88 | 12.89% | 14.76% | - |
| SBI Consumption Opportunities Fund Direct-growth |
₹327.43 | 8.79% | 14.32% | - |
| SBI Consumption Opportunities Fund Direct-idcw |
₹230.51 | 8.79% | 14.32% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Bank Of India Consumption Fund Direct-growth
What is the current AUM of Bank Of India Consumption Fund Direct-growth?
As of Sun May 31, 2026, Bank Of India Consumption Fund Direct-growth manages assets worth ₹362.5 crore
How has Bank Of India Consumption Fund Direct-growth performed recently?
- 3 Months: 7.04%
- 6 Months: -3.92%
What is the long-term performance of Bank Of India Consumption Fund Direct-growth?
- Since Inception: 5.23%
What is the portfolio composition of Bank Of India Consumption Fund Direct-growth?
Equity: 97.86%, Debt: 0.07%, Others: 2.07%.
Who manages Bank Of India Consumption Fund Direct-growth?
Bank Of India Consumption Fund Direct-growth is managed by Nitin Gosar from Bank of India Mutual Fund.
What is the market-cap allocation of Bank Of India Consumption Fund Direct-growth?
Large Cap: 43.08%, Mid Cap: 27.21%, Small Cap: 29.71%.
Which are the top companies Bank Of India Consumption Fund Direct-growth has invested in?
- Bharti Airtel Ltd – 9.65% of the fund's portfolio
- ITC Ltd – 7.68% of the fund's portfolio
- Britannia Industries Ltd – 6.47% of the fund's portfolio
- Mahindra & Mahindra Ltd – 4.59% of the fund's portfolio
- United Spirits Ltd – 4.04% of the fund's portfolio
Which are the major sectors Bank Of India Consumption Fund Direct-growth focuses on?
- Consumer Discretionary – 33.33% of the fund's portfolio
- Consumer Staples – 25.73% of the fund's portfolio
- Technology – 14.10% of the fund's portfolio
- Healthcare – 9.65% of the fund's portfolio
- Financial – 5.32% of the fund's portfolio
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