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Fund Overview of Bank Of India Money Market Fund Direct-idcw Monthly
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₹461.4 CrAUM
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₹10.13NAV
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0.18%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Bank Of India Money Market Fund Direct-idcw Monthly
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.80% | NA | 1.75% |
| 6 Months | 3.15% | NA | 4.16% |
| 1 Year | 6.34% | 6.34% | 7.96% |
Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision
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Asset Allocation
debt instruments
99.54%other assets or cash equivalents
0.46%Bank Of India Money Market Fund Direct-idcw Monthly is one Debt mutual fund offered by Bank of India Mutual Fund. Launched on 04 Feb 2025, the fund aims Regular income over short to medium term. Investment in Money Market instruments with maturity upto one year. It manages assets worth ₹461.4 crore as on Sun May 31, 2026. The expense ratio stands at 0.18%. Fund Manager Manager EducationAbout Bank Of India Money Market Fund Direct-idcw Monthly
The portfolio allocation consists of 99.54% in debt instruments, 0.46% in other assets or cash equivalents.Managed by Mithraem Bharucha, it has delivered a return of 6.34% in the last year, a total return since inception of 7.16%.
The latest dividend was declared on 27 May 2026 at 0.03% of face value.
Based on risk tolerance individuals may compare best sip to invest during the long-term financial strategy.
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Tata Money Market Fund Direct-growth  |
₹33,030 | 0.73% | 1.76% | 6.35% | 7.49% | 6.68% |
| Tata Money Market Fund Direct-idcw Daily |
₹33,030 | 0.73% | 1.76% | 6.35% | 7.49% | 6.68% |
| Nippon India Money Market Fund Direct-growth |
₹21,263 | 0.73% | 1.72% | 6.22% | 7.38% | 6.58% |
| Nippon India Money Market Fund Direct-idcw Daily |
₹21,263 | 0.73% | 1.72% | 6.22% | 7.38% | 6.58% |
| Nippon India Money Market Fund Direct-idcw Monthly |
₹21,263 | 0.73% | 1.72% | 6.22% | 7.38% | 6.58% |
| Nippon India Money Market Fund Direct-idcw Quarterly |
₹21,263 | 0.73% | 1.72% | 6.22% | 7.38% | 6.58% |
| Nippon India Money Market Fund Direct-idcw Weekly |
₹21,263 | 0.73% | 1.72% | 6.22% | 7.38% | 6.58% |
| Axis Money Market Fund Direct-growth |
₹18,185 | 0.73% | 1.73% | 6.29% | 7.41% | 6.58% |
| Axis Money Market Fund Direct-idcw Daily |
₹18,185 | 0.73% | 1.73% | 6.29% | 7.41% | 6.58% |
| Axis Money Market Fund Direct-idcw Monthly |
₹18,185 | 0.73% | 1.73% | 6.29% | 7.41% | 6.58% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Bank of India Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Bank Of India Money Market Fund Regular-growth
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₹461 | 0.68% | 1.69% | 2.92% | 5.83% | - |
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Bank Of India Money Market Fund Direct-growth
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₹461 | 0.71% | 1.80% | 3.15% | 6.34% | - |
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Bank Of India Money Market Fund Regular-idcw Daily
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₹461 | 0.68% | 1.69% | 2.92% | 5.83% | - |
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Bank Of India Money Market Fund Direct-idcw Daily
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₹461 | 0.71% | 1.80% | 3.15% | 6.34% | - |
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Bank Of India Money Market Fund Regular-idcw Monthly
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₹461 | 0.68% | 1.69% | 2.92% | 5.83% | - |
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Bank Of India Money Market Fund Regular-idcw Weekly
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₹461 | 0.68% | 1.69% | 2.92% | 5.83% | - |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| SBI Savings Fund-growth |
₹34,349 | ₹43.81 | 6.79% | 5.96% | 6.24% |
| SBI Savings Fund Direct-growth |
₹34,349 | ₹47.18 | 7.28% | 6.47% | 6.84% |
| SBI Savings Fund-idcw Daily |
₹34,349 | ₹14.28 | 6.79% | 5.96% | 6.24% |
| SBI Savings Fund Direct-idcw Daily |
₹34,349 | ₹14.73 | 7.28% | 6.47% | 6.84% |
| SBI Savings Fund-idcw Monthly |
₹34,349 | ₹17.27 | 6.79% | 5.96% | 6.24% |
| SBI Savings Fund Direct-idcw Monthly |
₹34,349 | ₹18.70 | 7.28% | 6.47% | 6.84% |
| SBI Savings Fund-idcw Weekly |
₹34,349 | ₹16.22 | 6.79% | 5.96% | 6.24% |
| SBI Savings Fund Direct-idcw Weekly |
₹34,349 | ₹16.95 | 7.28% | 6.47% | 6.84% |
| Tata Money Market Fund Regular-growth |
₹33,030 | ₹5,009.94 | 7.23% | 6.41% | 5.85% |
| Tata Money Market Fund Direct-growth |
₹33,030 | ₹5,115.75 | 7.49% | 6.68% | 6.05% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Hdfc Bank Limited Cd 13nov26 | Financial | 9.43% | ₹43.49 Cr |
| Canara Bank Cd 15sep26 | Financial | 7.42% | ₹34.26 Cr |
| Kotak Mahindra Bank Limited Cd 31aug26 | Financial | 5.32% | ₹24.56 Cr |
| Punjab National Bank Cd 15dec26 | Financial | 5.20% | ₹24.00 Cr |
| Government Of India 37116 364 Days Tbill 25fb27 Fv Rs 100 | Financial | 5.19% | ₹23.95 Cr |
| Small Industries Development Bank Of India Cd 05feb27 | Financial | 5.14% | ₹23.71 Cr |
| Axis Finance Limited 365d Cp 12feb27 | Financial | 5.12% | ₹23.63 Cr |
| Kotak Securities Ltd 365d Cp 12feb27 | Financial | 5.12% | ₹23.62 Cr |
| National Bank For Agriculture And Rural Development Cd 05mar27 | Financial | 5.11% | ₹23.59 Cr |
| Icici Bank Limited Cd 25mar27 | Financial | 5.10% | ₹23.51 Cr |
| National Bank For Agriculture And Rural Development (17/03/2027) ** # | Financial | 4.08% | ₹18.83 Cr |
| Godrej Housing Finance Limited 364d Cp 19mar27 | Financial | 4.07% | ₹18.77 Cr |
| Union Bank Of India Cd 11sep26 | Financial | 4.03% | ₹18.61 Cr |
| Small Industries Development Bank Of India Cd 28oct26 | Financial | 3.99% | ₹18.41 Cr |
| Kotak Mahindra Bank Limited Cd 21dec26 | Financial | 3.95% | ₹18.22 Cr |
| Punjab National Bank Cd 15sep26 | Financial | 3.82% | ₹17.62 Cr |
| Manappuram Finance Limited 320d Cp 16sep26 | Financial | 3.17% | ₹14.64 Cr |
| Bank Of Baroda Cd 11dec26 | Financial | 3.12% | ₹14.41 Cr |
| Motilal Oswal Financial Services Limited 364d Cp 05feb27 | Financial | 3.07% | ₹14.16 Cr |
| Au Small Finance Bank Limited Cd 18sep26 | Financial | 2.12% | ₹9.77 Cr |
| Icici Bank Limited Cd 12feb27 | Financial | 2.06% | ₹9.48 Cr |
| Aditya Birla Housing Finance Limited 364d Cp 23feb27 | Financial | 2.05% | ₹9.45 Cr |
| Government Of India 36516 364 Days Tbill 17sp26 Fv Rs 100 | Financial | 1.07% | ₹4.92 Cr |
| Government Of India 36908 364 Days Tbill 07jn27 Fv Rs 100 | Financial | 0.52% | ₹2.41 Cr |
| Repo | Unspecified | 0.42% | ₹1.93 Cr |
| Others Class A2 Aif | Unspecified | 0.21% | ₹0.96 Cr |
| Government Of India 36428 364 Days Tbill 10sp26 Fv Rs 100 | Financial | 0.06% | ₹0.29 Cr |
| Net Receivables | Unspecified | 0.04% | ₹0.18 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Tata Money Market Fund Direct-growth |
₹5,115.75 | 7.49% | 6.68% | - |
| Tata Money Market Fund Direct-idcw Daily |
₹1,114.52 | 7.49% | 6.68% | - |
| Nippon India Money Market Fund Direct-growth |
₹4,466.07 | 7.38% | 6.58% | - |
| Nippon India Money Market Fund Direct-idcw Daily |
₹1,006.24 | 7.38% | 6.58% | - |
| Nippon India Money Market Fund Direct-idcw Monthly |
₹1,031.29 | 7.38% | 6.58% | - |
| Nippon India Money Market Fund Direct-idcw Quarterly |
₹1,028.66 | 7.38% | 6.58% | - |
| Nippon India Money Market Fund Direct-idcw Weekly |
₹1,008.63 | 7.38% | 6.58% | - |
| Axis Money Market Fund Direct-growth |
₹1,534.96 | 7.41% | 6.58% | - |
| Axis Money Market Fund Direct-idcw Daily |
₹1,005.61 | 7.41% | 6.58% | - |
| Axis Money Market Fund Direct-idcw Monthly |
₹1,016.37 | 7.41% | 6.58% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Bank Of India Money Market Fund Direct-idcw Monthly
What is the current AUM of Bank Of India Money Market Fund Direct-idcw Monthly?
As of Sun May 31, 2026, Bank Of India Money Market Fund Direct-idcw Monthly manages assets worth ₹461.4 crore
How has Bank Of India Money Market Fund Direct-idcw Monthly performed recently?
- 3 Months: 1.80%
- 6 Months: 3.15%
What is the long-term performance of Bank Of India Money Market Fund Direct-idcw Monthly?
- Since Inception: 7.16%
What is the portfolio composition of Bank Of India Money Market Fund Direct-idcw Monthly?
Debt: 99.54%, Others: 0.46%.
Who manages Bank Of India Money Market Fund Direct-idcw Monthly?
Bank Of India Money Market Fund Direct-idcw Monthly is managed by Mithraem Bharucha from Bank of India Mutual Fund.
When was the last dividend declared by Bank Of India Money Market Fund Direct-idcw Monthly?
Latest dividend was declared on 27 May 2026 at 0.03% of face value.
Which are the top companies Bank Of India Money Market Fund Direct-idcw Monthly has invested in?
- HDFC BANK LIMITED CD 13NOV26 – 9.43% of the fund's portfolio
- CANARA BANK CD 15SEP26 – 7.42% of the fund's portfolio
- KOTAK MAHINDRA BANK LIMITED CD 31AUG26 – 5.32% of the fund's portfolio
- PUNJAB NATIONAL BANK CD 15DEC26 – 5.20% of the fund's portfolio
- GOVERNMENT OF INDIA 37116 364 DAYS TBILL 25FB27 FV RS 100 – 5.19% of the fund's portfolio
Which are the major sectors Bank Of India Money Market Fund Direct-idcw Monthly focuses on?
- Financial – 99.33% of the fund's portfolio
- Unspecified – 0.67% of the fund's portfolio
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