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Fund Overview of DSP Savings Fund Direct Plan-idcw Monthly
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₹9,460.6 CrAUM
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₹11.10NAV
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0.19%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of DSP Savings Fund Direct Plan-idcw Monthly
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.76% | NA | 1.75% |
| 6 Months | 3.10% | NA | 4.16% |
| 1 Year | 6.25% | 6.25% | 7.96% |
| 2 Years | 14.65% | 7.07% | 7.76% |
| 3 Years | 23.13% | 7.18% | 7.48% |
| 5 Years | 35.63% | 6.28% | 6.08% |
| 7 Years | 52.24% | 6.19% | NA |
| 10 Years | 86.68% | 6.44% | 6.86% |
Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision
Compare DSP Savings Fund Direct Plan-idcw Monthly with other mutual funds in the same category
DSP Savings Fund Direct Plan-idcw Monthly
Tata Money Market Fund Direct-growth
Tata Money Market Fund Direct-idcw Daily
Asset Allocation
debt instruments
98.92%other assets or cash equivalents
1.08%DSP Savings Fund Direct Plan-idcw Monthly is one Debt mutual fund offered by DSP Mutual Fund. Launched on 01 Jan 2013, the fund aims Income over a short-term investment horizon. Investment in money market instruments with maturity less than or equals to one year. It manages assets worth ₹9,460.6 crore as on Sun May 31, 2026. The expense ratio stands at 0.19%. Fund Manager Manager Education Fund Manager Manager EducationAbout DSP Savings Fund Direct Plan-idcw Monthly
The portfolio allocation consists of 98.92% in debt instruments, 1.08% in other assets or cash equivalents.Managed by Karan Mundhra, it has delivered a return of 6.25% in the last year, a total return since inception of 6.99%.
The latest dividend was declared on 29 May 2026 at 0.09% of face value.
Identifying the right best sip to invest plays a vital role for systematic investing.
Key Metrics of DSP Savings Fund Direct Plan-idcw Monthly
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Standard Deviation0.42%
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Sharpe Ratio2.33%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Tata Money Market Fund Direct-growth  |
₹33,030 | 0.73% | 1.76% | 6.35% | 7.49% | 6.68% |
| Tata Money Market Fund Direct-idcw Daily |
₹33,030 | 0.73% | 1.76% | 6.35% | 7.49% | 6.68% |
| Nippon India Money Market Fund Direct-growth |
₹21,263 | 0.73% | 1.72% | 6.22% | 7.38% | 6.58% |
| Nippon India Money Market Fund Direct-idcw Daily |
₹21,263 | 0.73% | 1.72% | 6.22% | 7.38% | 6.58% |
| Nippon India Money Market Fund Direct-idcw Monthly |
₹21,263 | 0.73% | 1.72% | 6.22% | 7.38% | 6.58% |
| Nippon India Money Market Fund Direct-idcw Quarterly |
₹21,263 | 0.73% | 1.72% | 6.22% | 7.38% | 6.58% |
| Nippon India Money Market Fund Direct-idcw Weekly |
₹21,263 | 0.73% | 1.72% | 6.22% | 7.38% | 6.58% |
| Axis Money Market Fund Direct-growth |
₹18,185 | 0.73% | 1.73% | 6.29% | 7.41% | 6.58% |
| Axis Money Market Fund Direct-idcw Daily |
₹18,185 | 0.73% | 1.73% | 6.29% | 7.41% | 6.58% |
| Axis Money Market Fund Direct-idcw Monthly |
₹18,185 | 0.73% | 1.73% | 6.29% | 7.41% | 6.58% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from DSP Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
DSP Savings Fund Direct Plan-growth
|
₹9,461 | 0.75% | 1.76% | 3.10% | 6.25% | 7.18% |
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DSP Savings Fund Regular-growth
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₹9,461 | 0.73% | 1.70% | 2.98% | 6.01% | 6.93% |
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DSP Savings Fund Regular-idcw Daily
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₹9,461 | 0.73% | 1.70% | 2.98% | 6.01% | 6.93% |
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DSP Savings Fund Direct Plan-idcw Daily
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₹9,461 | 0.75% | 1.76% | 3.10% | 6.25% | 7.18% |
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DSP Savings Fund Direct Plan-idcw Half Yearly
|
₹9,461 | 0.75% | 1.76% | 3.10% | 6.25% | 7.18% |
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DSP Savings Fund Regular-idcw Half Yearly
|
₹9,461 | 0.73% | 1.70% | 2.98% | 6.01% | 6.93% |
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DSP Savings Fund Regular-idcw Monthly
|
₹9,461 | 0.73% | 1.70% | 2.98% | 6.01% | 6.93% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| SBI Savings Fund-growth |
₹34,349 | ₹43.81 | 6.79% | 5.96% | 6.24% |
| SBI Savings Fund Direct-growth |
₹34,349 | ₹47.18 | 7.28% | 6.47% | 6.84% |
| SBI Savings Fund-idcw Daily |
₹34,349 | ₹14.28 | 6.79% | 5.96% | 6.24% |
| SBI Savings Fund Direct-idcw Daily |
₹34,349 | ₹14.73 | 7.28% | 6.47% | 6.84% |
| SBI Savings Fund-idcw Monthly |
₹34,349 | ₹17.27 | 6.79% | 5.96% | 6.24% |
| SBI Savings Fund Direct-idcw Monthly |
₹34,349 | ₹18.70 | 7.28% | 6.47% | 6.84% |
| SBI Savings Fund-idcw Weekly |
₹34,349 | ₹16.22 | 6.79% | 5.96% | 6.24% |
| SBI Savings Fund Direct-idcw Weekly |
₹34,349 | ₹16.95 | 7.28% | 6.47% | 6.84% |
| Tata Money Market Fund Regular-growth |
₹33,030 | ₹5,009.94 | 7.23% | 6.41% | 5.85% |
| Tata Money Market Fund Direct-growth |
₹33,030 | ₹5,115.75 | 7.49% | 6.68% | 6.05% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Small Industries Dev Bank Of India (04/02/2027) ** | Financial | 4.01% | ₹379.50 Cr |
| Punjab National Bank Cd 12mar27 | Financial | 3.74% | ₹353.54 Cr |
| Government Of India 36790 364 Days Tbill 03dc26 Fv Rs 100 | Financial | 3.13% | ₹296.39 Cr |
| Panatone Finvest Limited 364d Cp 11jan27 | Financial | 3.02% | ₹285.25 Cr |
| Hdfc Bank Limited Cd 12mar27 | Financial | 2.24% | ₹212.01 Cr |
| Canara Bank Cd 02feb27 | Financial | 2.01% | ₹190.05 Cr |
| Hdfc Bank Limited Cd 05feb27 | Financial | 2.01% | ₹189.80 Cr |
| Bank Of Baroda Cd 25nov26 | Financial | 1.78% | ₹168.71 Cr |
| Small Industries Dev Bank Of India (18/02/2027) ** | Financial | 1.75% | ₹165.55 Cr |
| Canara Bank Cd 11mar27 | Financial | 1.74% | ₹165.02 Cr |
| Indian Bank Cd 05feb27 | Financial | 1.71% | ₹161.39 Cr |
| Hdfc Bank Limited Cd 14dec26 | Financial | 1.52% | ₹143.94 Cr |
| Bank Of Baroda Cd 06jan27 | Financial | 1.51% | ₹143.29 Cr |
| National Bank For Agriculture And Rural Development Cd 14jan27 | Financial | 1.51% | ₹143.02 Cr |
| Hdfc Bank Limited Cd 22jan27 | Financial | 1.51% | ₹142.76 Cr |
| Punjab National Bank Cd 04feb27 | Financial | 1.51% | ₹142.48 Cr |
| Indusind Bank Ltd. Cd 27jan27 | Financial | 1.50% | ₹142.27 Cr |
| Government Of India 37223 364 Days Tbill 19mr27 Fv Rs 100 | Financial | 1.41% | ₹133.71 Cr |
| Idfc First Bank Limited Cd 04feb27 | Financial | 1.40% | ₹132.71 Cr |
| Bahadur Chand Investments Private Limited 315d Cp 04sep26 | Financial | 1.29% | ₹122.23 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Tata Money Market Fund Direct-growth |
₹5,115.75 | 7.49% | 6.68% | - |
| Tata Money Market Fund Direct-idcw Daily |
₹1,114.52 | 7.49% | 6.68% | - |
| Nippon India Money Market Fund Direct-growth |
₹4,466.07 | 7.38% | 6.58% | - |
| Nippon India Money Market Fund Direct-idcw Daily |
₹1,006.24 | 7.38% | 6.58% | - |
| Nippon India Money Market Fund Direct-idcw Monthly |
₹1,031.29 | 7.38% | 6.58% | - |
| Nippon India Money Market Fund Direct-idcw Quarterly |
₹1,028.66 | 7.38% | 6.58% | - |
| Nippon India Money Market Fund Direct-idcw Weekly |
₹1,008.63 | 7.38% | 6.58% | - |
| Axis Money Market Fund Direct-growth |
₹1,534.96 | 7.41% | 6.58% | - |
| Axis Money Market Fund Direct-idcw Daily |
₹1,005.61 | 7.41% | 6.58% | - |
| Axis Money Market Fund Direct-idcw Monthly |
₹1,016.37 | 7.41% | 6.58% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
DSP Savings Fund Direct Plan-idcw Monthly
What is the current AUM of DSP Savings Fund Direct Plan-idcw Monthly?
As of Sun May 31, 2026, DSP Savings Fund Direct Plan-idcw Monthly manages assets worth ₹9,460.6 crore
How has DSP Savings Fund Direct Plan-idcw Monthly performed recently?
- 3 Months: 1.76%
- 6 Months: 3.10%
What is the long-term performance of DSP Savings Fund Direct Plan-idcw Monthly?
- 3 Years CAGR: 7.18%
- 5 Years CAGR: 6.28%
- Since Inception: 6.99%
What is the portfolio composition of DSP Savings Fund Direct Plan-idcw Monthly?
Debt: 98.92%, Others: 1.08%.
Who manages DSP Savings Fund Direct Plan-idcw Monthly?
DSP Savings Fund Direct Plan-idcw Monthly is managed by Karan Mundhra from DSP Mutual Fund.
When was the last dividend declared by DSP Savings Fund Direct Plan-idcw Monthly?
Latest dividend was declared on 29 May 2026 at 0.09% of face value.
Which are the top companies DSP Savings Fund Direct Plan-idcw Monthly has invested in?
- Small Industries Dev Bank of India (04/02/2027) ** – 4.01% of the fund's portfolio
- PUNJAB NATIONAL BANK CD 12MAR27 – 3.74% of the fund's portfolio
- GOVERNMENT OF INDIA 36790 364 DAYS TBILL 03DC26 FV RS 100 – 3.13% of the fund's portfolio
- PANATONE FINVEST LIMITED 364D CP 11JAN27 – 3.02% of the fund's portfolio
- HDFC BANK LIMITED CD 12MAR27 – 2.24% of the fund's portfolio
Which are the major sectors DSP Savings Fund Direct Plan-idcw Monthly focuses on?
- Financial – 40.30% of the fund's portfolio
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