HDFC Retirement Savings Fund - Hybrid Debt Plan Regular-growth

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 0.85%
NAV: ₹21.69 as on Wed Jun 17, 2026
Fund NAV

Fund Overview of HDFC Retirement Savings Fund - Hybrid Debt Plan Regular-growth

  • ₹150.5 Cr
    AUM
  • ₹21.69
    NAV
  • 2.35%
    Expense Ratio
  • Hybrid
    Fund Category
As on Wed Jun 17, 2026
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Returns of HDFC Retirement Savings Fund - Hybrid Debt Plan Regular-growth

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 0.85% NA 0.55%
6 Months -0.90% NA 5.55%
1 Year 0.64% 0.64% 5.63%
2 Years 7.46% 3.66% 10.55%
3 Years 20.81% 6.50% 10.07%
5 Years 36.46% 6.41% 10.06%
7 Years 63.51% 7.28% NA
10 Years 105.44% 7.47% 8.75%
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As on Wed Jun 17, 2026

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Asset Allocation

equities

21.82%

debt instruments

44.36%

other assets or cash equivalents

33.82%
Large Cap: 78.10%
Mid Cap: 6.03%
Small Cap: 15.87%
Other: 0.00%
Top Holdings
Cash Margin
16.78%
Repo
12.67%
Central Government Loan 29633 Goi 17dc50 6.67 Fv Rs 100
8.94%
Larsen & Toubro Ltd
7.64%
Icici Bank Ltd
7.11%
 
Top Sectors
Entities
34.28%
Unspecified
33.82%
Financial
18.47%
Industrials
3.26%
Technology
2.82%
Detailed Portfolio Analysis
As on Wed Jun 17, 2026
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About Fund

About HDFC Retirement Savings Fund - Hybrid Debt Plan Regular-growth

HDFC Retirement Savings Fund - Hybrid Debt Plan Regular-growth is one Hybrid mutual fund offered by HDFC Mutual Fund. Launched on 26 Feb 2016, the fund aims a corpus to provide for pension in the form of income to the extent of the redemption value of their holding after the age of 60 years.investment predominantly in debt and money market instruments & balance in equity and equity related instruments. It manages assets worth ₹150.5 crore as on Sun May 31, 2026. The expense ratio stands at 2.35%.
The portfolio allocation consists of 21.82% in equities, 44.36% in debt instruments, 33.82% in other assets or cash equivalents.Managed by Shobhit Mehrotra, it has delivered a return of 0.64% in the last year, a total return since inception of 7.80%.
Depending on individual goals individuals may compare best sip in india during their long-term financial strategy.

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  • Arun Agarwal

    Fund Manager

  • Mr. Agarwal is a B.Com. and Chartered Accountant

    Manager Education

  • Nandita Menezes

    Fund Manager

  • CA (ICAI, INDIA), B.Com (University of Mumbai)

    Manager Education

  • Dhruv Muchhal

    Fund Manager

  • Mr. Dhruv has done B.Com, CA and CFA

    Manager Education

  • Srinivasan Ramamurthy

    Fund Manager

  • Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.

    Manager Education

  • Shobhit Mehrotra

    Fund Manager

  • He is an MBA from Clemson University, USA.

    Manager Education

Key Metrics of HDFC Retirement Savings Fund - Hybrid Debt Plan Regular-growth

  • Standard Deviation
    4.29%
  • Sharpe Ratio
    0.08%

Fund Details

Fund Names HDFC Retirement Savings Fund - Hybrid Debt Plan Regular-growth
Inception Date 26 Feb 2016
Lock In 1825
SIP Minimum Investment amount ₹100
SWP Minimum Investment amount ₹500
STP Minimum Investment amount ₹500
 
Risk Principal at moderately high risk
Category Average Annual Returns 5.63
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
SBI Children's Fund - Savings Plan Direct-growth trend ₹139 2.23% 4.89% 6.33% 11.96% 11.30%
SBI Children's Fund - Savings Plan Regular-growth trend ₹139 2.20% 4.79% 5.93% 11.56% 10.88%
Bank Of India Conservative Hybrid Fund Direct-growth trend ₹64 0.66% 1.95% 3.36% 7.50% 10.52%
Bank Of India Conservative Hybrid Fund Direct-idcw Monthly trend ₹64 0.66% 1.95% 3.36% 7.50% 10.52%
Bank Of India Conservative Hybrid Fund Direct-idcw Quarterly trend ₹64 0.66% 1.95% 3.36% 7.50% 10.52%
Bank Of India Conservative Hybrid Fund Direct-idcw Yearly trend ₹64 0.66% 1.95% 3.36% 7.50% 10.52%
Bank Of India Conservative Hybrid Fund Regular-growth trend ₹64 0.57% 1.69% 2.46% 6.62% 9.77%
Bank Of India Conservative Hybrid Fund Regular-idcw Monthly trend ₹64 0.57% 1.69% 2.46% 6.62% 9.77%
Bank Of India Conservative Hybrid Fund Regular-idcw Quarterly trend ₹64 0.57% 1.69% 2.46% 6.62% 9.77%
Bank Of India Conservative Hybrid Fund Regular-idcw Yearly trend ₹64 0.57% 1.69% 2.46% 6.62% 9.77%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from HDFC Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
HDFC Hybrid Debt Fund Regular-growth increase ₹3,218 1.56% 1.06% 0.20% 1.50% 7.96%
HDFC Hybrid Debt Fund Direct-growth increase ₹3,218 1.60% 1.19% 0.47% 2.07% 8.55%
HDFC Hybrid Debt Fund Regular-idcw Monthly increase ₹3,218 1.56% 1.06% 0.20% 1.50% 7.96%
HDFC Hybrid Debt Fund Direct-idcw Monthly increase ₹3,218 1.60% 1.19% 0.47% 2.07% 8.55%
HDFC Hybrid Debt Fund Regular-idcw Quarterly increase ₹3,218 1.56% 1.06% 0.20% 1.50% 7.96%
HDFC Hybrid Debt Fund Direct-idcw Quarterly increase ₹3,218 1.60% 1.19% 0.47% 2.07% 8.55%
HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-growth increase ₹151 1.29% 1.12% -0.38% 1.72% 7.69%
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increase growth is based on 1-month returns of the funds

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Top funds are based on Fund AUM

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Detailed Portfolio

Stocks Sector % of Holding Value
Cash MarginUnspecified16.78%₹25.26 Cr
RepoUnspecified12.67%₹19.06 Cr
Central Government Loan 29633 Goi 17dc50 6.67 Fv Rs 100Entities8.94%₹13.46 Cr
Larsen & Toubro LtdIndustrials7.64%₹11.50 Cr
Icici Bank LtdFinancial7.11%₹10.70 Cr
Mahindra Rural Housing Finance Limited Sr Aa 8.35 Ncd 24sp32 Fvrs10lacFinancial6.70%₹10.09 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities6.41%₹9.64 Cr
Central Government Loan 23202 Goi 16sp34 6.19 Fv Rs 100Entities6.31%₹9.50 Cr
Reliance Industries LtdEnergy & Utilities5.84%₹8.79 Cr
Central Government Loan 21658 Goi 17ju33 7.57 Fv Rs 100Entities5.14%₹7.73 Cr
Net Current AssetsUnspecified4.38%₹6.59 Cr
Goi Sec 8.97 05/12/2030Entities3.97%₹5.97 Cr
Central Government Loan 04010 Goi 10ag34 7.5 Fv Rs 100Entities3.41%₹5.14 Cr
Indian Railway Finance Corporation Limited Sr 130 8.40 Loa 08jn29 Fvrs10lacFinancial3.37%₹5.08 Cr
Hdfc Bank LtdFinancial2.17%₹3.26 Cr
State Bank Of IndiaFinancial1.25%₹1.88 Cr
Axis Bank LtdFinancial1.11%₹1.67 Cr
Bharti Airtel LtdTechnology0.97%₹1.46 Cr
Maruti Suzuki India LtdConsumer Discretionary0.87%₹1.31 Cr
Infosys LtdTechnology0.77%₹1.16 Cr
Tata Consultancy Services LtdTechnology0.75%₹1.13 Cr
Icici Lombard General Insurance Company LtdFinancial0.71%₹1.08 Cr
Transport Corporation Of India LtdIndustrials0.61%₹0.92 Cr
Sbi Life Insurance Company LtdFinancial0.61%₹0.92 Cr
Power Grid Corporation Of India LtdEnergy & Utilities0.58%₹0.87 Cr
City Union Bank LtdFinancial0.51%₹0.77 Cr
Itc LtdConsumer Staples0.48%₹0.72 Cr
Vesuvius India LtdIndustrials0.47%₹0.70 Cr
Lupin LtdHealthcare0.45%₹0.68 Cr
Dr. Lal Pathlabs LtdHealthcare0.43%₹0.64 Cr
Gujarat Gas LtdEnergy & Utilities0.41%₹0.62 Cr
Balkrishna Industries LtdConsumer Discretionary0.37%₹0.55 Cr
Alkem Laboratories LtdHealthcare0.37%₹0.55 Cr
Bayer Cropscience LtdMaterials0.33%₹0.50 Cr
Zensar Technologies LtdTechnology0.33%₹0.49 Cr
Pvr LtdConsumer Discretionary0.32%₹0.48 Cr
Gujarat Pipavav Port LtdIndustrials0.31%₹0.47 Cr
Hindustan Petroleum Corporation LtdEnergy & Utilities0.26%₹0.39 Cr
Kalpataru Power Transmission LtdIndustrials0.26%₹0.39 Cr
Voltamp Transformers LtdIndustrials0.25%₹0.38 Cr
Alembic Pharmaceuticals LtdHealthcare0.24%₹0.37 Cr
The Ramco Cements LtdMaterials0.23%₹0.35 Cr
Symphony LtdConsumer Discretionary0.23%₹0.34 Cr
Gateway Distriparks LtdIndustrials0.22%₹0.34 Cr
Skf India LtdIndustrials0.22%₹0.33 Cr
Goodyear India LtdConsumer Discretionary0.20%₹0.29 Cr
Tcpl Packaging LtdMaterials0.17%₹0.26 Cr
United Spirits LtdConsumer Staples0.17%₹0.25 Cr
Huhtamaki India LtdMaterials0.16%₹0.25 Cr
The Anup Engineering LtdIndustrials0.16%₹0.24 Cr
7.54% Govt Of India Red 23-05-2036Entities0.10%₹0.16 Cr
Popular Vehicles And Services Ltd.Consumer Discretionary0.07%₹0.10 Cr
Reliance Industries Ltd FuturesEnergy & Utilities-4.82%₹-7.25 Cr
Icici Bank Ltd FuturesFinancial-5.08%₹-7.65 Cr
Larsen & Toubro Ltd FuturesIndustrials-6.88%₹-10.36 Cr
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Frequently Asked Questions

HDFC Retirement Savings Fund - Hybrid Debt Plan Regular-growth

What is the current AUM of HDFC Retirement Savings Fund - Hybrid Debt Plan Regular-growth?

As of Sun May 31, 2026, HDFC Retirement Savings Fund - Hybrid Debt Plan Regular-growth manages assets worth ₹150.5 crore

How has HDFC Retirement Savings Fund - Hybrid Debt Plan Regular-growth performed recently?

  • 3 Months: 0.85%
  • 6 Months: -0.90%

What is the long-term performance of HDFC Retirement Savings Fund - Hybrid Debt Plan Regular-growth?

  • 3 Years CAGR: 6.50%
  • 5 Years CAGR: 6.41%
  • Since Inception: 7.80%

What is the portfolio composition of HDFC Retirement Savings Fund - Hybrid Debt Plan Regular-growth?

Equity: 21.82%, Debt: 44.36%, Others: 33.82%.

Who manages HDFC Retirement Savings Fund - Hybrid Debt Plan Regular-growth?

HDFC Retirement Savings Fund - Hybrid Debt Plan Regular-growth is managed by Shobhit Mehrotra from HDFC Mutual Fund.

What is the market-cap allocation of HDFC Retirement Savings Fund - Hybrid Debt Plan Regular-growth?

Large Cap: 78.10%, Mid Cap: 6.03%, Small Cap: 15.87%.

Which are the top companies HDFC Retirement Savings Fund - Hybrid Debt Plan Regular-growth has invested in?

  • Cash Margin – 16.78% of the fund's portfolio
  • Repo – 12.67% of the fund's portfolio
  • CENTRAL GOVERNMENT LOAN 29633 GOI 17DC50 6.67 FV RS 100 – 8.94% of the fund's portfolio
  • Larsen & Toubro Ltd – 7.64% of the fund's portfolio
  • ICICI Bank Ltd – 7.11% of the fund's portfolio

Which are the major sectors HDFC Retirement Savings Fund - Hybrid Debt Plan Regular-growth focuses on?

  • Entities – 34.28% of the fund's portfolio
  • Unspecified – 33.82% of the fund's portfolio
  • Financial – 18.47% of the fund's portfolio
  • Industrials – 3.26% of the fund's portfolio
  • Technology – 2.82% of the fund's portfolio
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