- Home
- Mutual Funds
- HDFC Mutual Fund
- HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-growth
Fund Overview of HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-growth
-
₹1,592.2 CrAUM
-
₹42.48NAV
-
1.12%Expense Ratio
-
HybridFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 2.15% | NA | 2.67% |
| 6 Months | -4.81% | NA | 10.68% |
| 1 Year | -2.86% | -2.86% | 2.84% |
| 2 Years | 3.43% | 1.70% | 17.05% |
| 3 Years | 33.57% | 10.13% | 16.22% |
| 5 Years | 69.28% | 11.10% | 18.30% |
| 7 Years | 139.50% | 13.29% | NA |
| 10 Years | 265.94% | 13.85% | 12.71% |
{{compareMutualFunds}}
Asset Allocation
equities
71.74%debt instruments
17.02%other assets or cash equivalents
10.30%HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-growth is one Hybrid mutual fund offered by HDFC Mutual Fund. Launched on 25 Feb 2016, the fund aims a corpus to provide for pension in the form of income to the extent of the redemption value of their holding after the age of 60 years.investment predominantly in equity and equity related instruments & balance in debt and money market instruments. It manages assets worth ₹1,592.2 crore as on Sun May 31, 2026. The expense ratio stands at 1.12%. Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager EducationAbout HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-growth
The portfolio allocation consists of 71.74% in equities, 17.02% in debt instruments, 10.30% in other assets or cash equivalents.Managed by Shobhit Mehrotra, it has delivered a return of -2.86% in the last year, a total return since inception of 15.05%.
Long-term investors commonly consider the which sip is best so they can create goal-based investment portfolios.
Key Metrics of HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-growth
-
Standard Deviation10.85%
-
Sharpe Ratio0.41%
Fund Details
|
|
Top Performing Mutual Funds
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from HDFC Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
HDFC Hybrid Equity Fund Regular-growth
|
₹21,910 | 2.27% | 1.44% | -6.07% | -4.76% | 7.31% |
|
HDFC Hybrid Equity Fund Direct Plan-growth
|
₹21,910 | 2.33% | 1.60% | -5.77% | -4.14% | 8.01% |
|
HDFC Hybrid Equity Fund Regular-idcw Quarterly
|
₹21,910 | 2.27% | 1.44% | -6.07% | -4.76% | 7.31% |
|
HDFC Hybrid Equity Fund Direct Plan-idcw Quarterly
|
₹21,910 | 2.33% | 1.60% | -5.77% | -4.14% | 8.01% |
|
HDFC Children's Fund Regular Plan
|
₹10,114 | 3.23% | 4.34% | -2.93% | -1.71% | 9.51% |
|
HDFC Children's Fund Direct Plan
|
₹10,114 | 3.30% | 4.55% | -2.53% | -0.90% | 10.42% |
|
HDFC Retirement Savings Fund - Hybrid Equity Plan Regular-growth
|
₹1,592 | 1.90% | 1.88% | -5.33% | -3.94% | 8.88% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| SBI Equity Hybrid Fund-growth |
₹84,011 | ₹311.29 | 13.10% | 11.08% | 12.10% |
| SBI Equity Hybrid Fund Direct Plan-growth |
₹84,011 | ₹345.91 | 13.86% | 11.83% | 12.96% |
| SBI Equity Hybrid Fund-idcw |
₹84,011 | ₹65.96 | 13.10% | 11.08% | 12.10% |
| SBI Equity Hybrid Fund Direct Plan-idcw |
₹84,011 | ₹101.22 | 13.86% | 11.83% | 12.96% |
| ICICI Prudential Equity & Debt Fund Direct-growth |
₹50,033 | ₹448.16 | 16.70% | 17.26% | 16.38% |
| ICICI Prudential Equity & Debt Fund-growth |
₹50,033 | ₹401.77 | 16.01% | 16.59% | 15.50% |
| ICICI Prudential Equity & Debt Fund-idcw Half Yearly |
₹50,033 | ₹25.44 | 16.01% | 16.59% | 15.50% |
| ICICI Prudential Equity & Debt Fund Direct-idcw Half Yearly |
₹50,033 | ₹29.04 | 16.70% | 17.26% | 16.38% |
| ICICI Prudential Equity & Debt Fund Direct-idcw Monthly |
₹50,033 | ₹70.21 | 16.70% | 17.26% | 16.38% |
| ICICI Prudential Equity & Debt Fund-idcw Monthly |
₹50,033 | ₹43.03 | 16.01% | 16.59% | 15.50% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Repo | Unspecified | 9.70% | ₹154.45 Cr |
| Hdfc Bank Ltd | Financial | 5.61% | ₹89.35 Cr |
| Icici Bank Ltd | Financial | 5.52% | ₹87.95 Cr |
| Bajaj Finance Limited 7.93 Ncd 02my34 Fvrs1lac | Financial | 4.34% | ₹69.07 Cr |
| Reliance Industries Ltd | Energy & Utilities | 3.73% | ₹59.45 Cr |
| Axis Bank Ltd | Financial | 3.23% | ₹51.46 Cr |
| Kotak Mahindra Bank Ltd | Financial | 3.14% | ₹49.95 Cr |
| State Bank Of India | Financial | 3.03% | ₹48.22 Cr |
| Maruti Suzuki India Ltd | Consumer Discretionary | 2.47% | ₹39.38 Cr |
| Bharti Airtel Ltd | Technology | 2.30% | ₹36.58 Cr |
| Infosys Ltd | Technology | 2.19% | ₹34.83 Cr |
| Tata Consultancy Services Ltd | Technology | 2.13% | ₹33.88 Cr |
| Larsen & Toubro Ltd | Industrials | 1.92% | ₹30.57 Cr |
| Government Of India 31909 Goi 22ag32 7.26 Fv Rs 100 | Entities | 1.91% | ₹30.40 Cr |
| Central Government Loan 30581 Goi 12jl31 6.1 Fv Rs 100 | Entities | 1.88% | ₹29.97 Cr |
| Power Grid Corporation Of India Ltd | Energy & Utilities | 1.82% | ₹29.06 Cr |
| Goi Sec 7.18 14/08/2033 | Entities | 1.58% | ₹25.22 Cr |
| Goi Sec 7.18 24/07/2037 | Entities | 1.58% | ₹25.21 Cr |
| Bajaj Housing Finance Limited Ncd 7.50 09ap35 Fvrs1lac | Financial | 1.52% | ₹24.20 Cr |
| Hcl Technologies Ltd | Technology | 1.49% | ₹23.68 Cr |
| Dr. Lal Pathlabs Ltd | Healthcare | 1.31% | ₹20.90 Cr |
| Government Of India 32584 Goi 06fb33 7.26 Fv Rs 100 | Entities | 1.27% | ₹20.26 Cr |
| Itc Ltd | Consumer Staples | 1.26% | ₹20.08 Cr |
| Max Financial Services Ltd | Financial | 1.21% | ₹19.25 Cr |
| Icici Lombard General Insurance Company Ltd | Financial | 1.13% | ₹17.92 Cr |
| City Union Bank Ltd | Financial | 1.12% | ₹17.88 Cr |
| Bajaj Auto Ltd | Consumer Discretionary | 1.08% | ₹17.22 Cr |
| Alkem Laboratories Ltd | Healthcare | 1.04% | ₹16.49 Cr |
| Havells India Ltd | Consumer Discretionary | 0.96% | ₹15.30 Cr |
| Mahindra Rural Housing Finance Limited Sr Aa 8.35 Ncd 24sp32 Fvrs10lac | Financial | 0.95% | ₹15.13 Cr |
| Embassy Office Parks Reit | Real Estate | 0.94% | ₹14.95 Cr |
| Tata Steel Ltd | Materials | 0.91% | ₹14.56 Cr |
| Vesuvius India Ltd | Industrials | 0.88% | ₹14.05 Cr |
| Cipla Ltd | Healthcare | 0.88% | ₹14.01 Cr |
| Sbi Life Insurance Company Ltd | Financial | 0.86% | ₹13.73 Cr |
| Suprajit Engineering Ltd | Consumer Discretionary | 0.85% | ₹13.57 Cr |
| Ntpc Ltd | Energy & Utilities | 0.85% | ₹13.54 Cr |
| Creditaccess Grameen Ltd | Financial | 0.81% | ₹12.96 Cr |
| Central Government Loan 21658 Goi 17ju33 7.57 Fv Rs 100 | Entities | 0.81% | ₹12.89 Cr |
| Hdfc Life Insurance Co Ltd | Financial | 0.75% | ₹11.90 Cr |
| Skf India Ltd | Industrials | 0.72% | ₹11.48 Cr |
| United Spirits Ltd | Consumer Staples | 0.72% | ₹11.43 Cr |
| Gland Pharma Ltd | Healthcare | 0.71% | ₹11.25 Cr |
| Balkrishna Industries Ltd | Consumer Discretionary | 0.69% | ₹11.03 Cr |
| Godrej Consumer Products Ltd | Consumer Staples | 0.65% | ₹10.29 Cr |
| Transport Corporation Of India Ltd | Industrials | 0.64% | ₹10.12 Cr |
| Hindustan Petroleum Corporation Ltd | Energy & Utilities | 0.62% | ₹9.85 Cr |
| Crompton Greaves Consumer Electricals Ltd | Consumer Discretionary | 0.62% | ₹9.84 Cr |
| Kalpataru Power Transmission Ltd | Industrials | 0.61% | ₹9.74 Cr |
| Voltamp Transformers Ltd | Industrials | 0.60% | ₹9.50 Cr |
| Blue Dart Express Ltd | Industrials | 0.60% | ₹9.48 Cr |
| Net Current Assets | Unspecified | 0.60% | ₹9.41 Cr |
| Gujarat Gas Ltd | Energy & Utilities | 0.58% | ₹9.26 Cr |
| Alembic Pharmaceuticals Ltd | Healthcare | 0.58% | ₹9.20 Cr |
| Delhivery Ltd | Industrials | 0.57% | ₹9.05 Cr |
| Central Government Loan 29633 Goi 17dc50 6.67 Fv Rs 100 | Entities | 0.56% | ₹8.98 Cr |
| Mahindra Cie Automotive Ltd | Consumer Discretionary | 0.56% | ₹8.93 Cr |
| The Ramco Cements Ltd | Materials | 0.55% | ₹8.71 Cr |
| Pvr Ltd | Consumer Discretionary | 0.54% | ₹8.62 Cr |
| Equitas Small Finance Bank Ltd | Financial | 0.51% | ₹8.11 Cr |
| Uti Asset Management Company Ltd | Financial | 0.47% | ₹7.53 Cr |
| Zensar Technologies Ltd | Technology | 0.47% | ₹7.41 Cr |
| Timken India Ltd | Industrials | 0.46% | ₹7.26 Cr |
| Escorts Kubota Ltd | Industrials | 0.45% | ₹7.15 Cr |
| Eris Lifesciences Ltd | Healthcare | 0.44% | ₹7.00 Cr |
| Bayer Cropscience Ltd | Materials | 0.42% | ₹6.76 Cr |
| The Anup Engineering Ltd | Industrials | 0.40% | ₹6.44 Cr |
| Huhtamaki India Ltd | Materials | 0.39% | ₹6.25 Cr |
| Sonata Software Ltd | Technology | 0.37% | ₹5.96 Cr |
| Gna Axles Ltd | Consumer Discretionary | 0.37% | ₹5.93 Cr |
| Goodyear India Ltd | Consumer Discretionary | 0.37% | ₹5.89 Cr |
| Finolex Industries Ltd | Industrials | 0.35% | ₹5.59 Cr |
| Tamil Nadu Newsprint & Papers Ltd | Materials | 0.33% | ₹5.20 Cr |
| Power Grid Corporation Of India Limited Strpp-l 7.93 Loa 20my28 Fvrs10lac | Energy & Utilities | 0.32% | ₹5.03 Cr |
| Skf India (industrial) Ltd | 0.30% | ₹4.76 Cr | |
| Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100 | Entities | 0.30% | ₹4.72 Cr |
| Bajaj Electricals Ltd | Consumer Discretionary | 0.26% | ₹4.09 Cr |
| Popular Vehicles And Services Ltd. | Consumer Discretionary | 0.15% | ₹2.35 Cr |
| Nilkamal Ltd | Materials | 0.12% | ₹1.92 Cr |
| Lumax Industries Ltd | Consumer Discretionary | 0.07% | ₹1.19 Cr |
Top Hybrid Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| SBI Children's Fund - Investment Plan Direct-growth |
₹51.38 | 23.07% | 25.33% | - |
| SBI Children's Fund - Investment Plan Regular-growth |
₹47.83 | 21.73% | 23.83% | - |
| ICICI Prudential Retirement Fund - Hybrid Aggressive Plan Direct-growth |
₹31.22 | 21.17% | 17.61% | - |
| ICICI Prudential Retirement Fund - Hybrid Aggressive Plan Direct-idcw |
₹31.22 | 21.17% | 17.61% | - |
| ICICI Prudential Equity & Debt Fund Direct-growth |
₹448.16 | 16.70% | 17.26% | - |
| ICICI Prudential Equity & Debt Fund Direct-idcw Half Yearly |
₹29.04 | 16.70% | 17.26% | - |
| ICICI Prudential Equity & Debt Fund Direct-idcw Monthly |
₹70.21 | 16.70% | 17.26% | - |
| ICICI Prudential Equity & Debt Fund Direct-idcw Yearly |
₹28.65 | 16.70% | 17.26% | - |
| Bank Of India Mid & Small Cap Equity & Debt Fund Direct-growth |
₹45.72 | 20.52% | 16.95% | - |
| Bank Of India Mid & Small Cap Equity & Debt Fund Direct-idcw |
₹35.94 | 20.52% | 16.95% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-growth
What is the current AUM of HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-growth?
As of Sun May 31, 2026, HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-growth manages assets worth ₹1,592.2 crore
How has HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-growth performed recently?
- 3 Months: 2.15%
- 6 Months: -4.81%
What is the long-term performance of HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-growth?
- 3 Years CAGR: 10.13%
- 5 Years CAGR: 11.10%
- Since Inception: 15.05%
What is the portfolio composition of HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-growth?
Equity: 71.74%, Debt: 17.02%, Others: 10.30%.
Who manages HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-growth?
HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-growth is managed by Shobhit Mehrotra from HDFC Mutual Fund.
What is the market-cap allocation of HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-growth?
Large Cap: 63.87%, Mid Cap: 9.51%, Small Cap: 26.62%.
Which are the top companies HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-growth has invested in?
- Repo – 9.70% of the fund's portfolio
- HDFC Bank Ltd – 5.61% of the fund's portfolio
- ICICI Bank Ltd – 5.52% of the fund's portfolio
- BAJAJ FINANCE LIMITED 7.93 NCD 02MY34 FVRS1LAC – 4.34% of the fund's portfolio
- Reliance Industries Ltd – 3.73% of the fund's portfolio
Which are the major sectors HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-growth focuses on?
- Financial – 34.20% of the fund's portfolio
- Unspecified – 10.30% of the fund's portfolio
- Entities – 9.89% of the fund's portfolio
- Consumer Discretionary – 8.99% of the fund's portfolio
- Technology – 8.95% of the fund's portfolio
Policybazaar does not endorse rates/returns or recommend any particular insurer, fund house, AMC (Asset Management Company), insurance and mutual fund product.
Please consult your financial advisor for an informed decision.
Past performance may not be indicative of future results.
The information presented on this page is not owned or generated by Policybazaar. The data has been collected from publicly available sources and online research. We do not claim any ownership or guarantee the accuracy, completeness, or timeliness of this information. It is shared solely for the informational purpose of the viewer and should not be considered as financial advice.
Policybazaar is not acting as a financial advisor, broker, or agent for any mutual fund mentioned here.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
Policybazaar shall not be held responsible or liable for any losses, damages, or decisions made based on the information provided on this page.
For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product. For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product.
For more details on risk factors, terms, and conditions, please read the sales brochure and benefit illustration carefully before concluding a sale.
Policybazaar is a registered Insurance Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Direct Broker (Life & General) |CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 |Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.©️ Copyright 2008-2025 policybazaar.com. All Rights Reserved
^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
