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Fund Overview of Nippon India Retirement Fund - Income Generation Scheme-idcw
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₹140.8 CrAUM
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₹20.17NAV
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2.05%Expense Ratio
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HybridFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Nippon India Retirement Fund - Income Generation Scheme-idcw
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.31% | NA | 0.55% |
| 6 Months | -0.32% | NA | 5.55% |
| 1 Year | -0.49% | -0.49% | 5.63% |
| 2 Years | 6.83% | 3.36% | 10.55% |
| 3 Years | 19.62% | 6.15% | 10.07% |
| 5 Years | 32.33% | 5.76% | 10.06% |
| 7 Years | 52.24% | 6.19% | NA |
| 10 Years | 91.74% | 6.73% | 8.75% |
Compare Nippon India Retirement Fund - Income Generation Scheme-idcw with other mutual funds in the same category
Nippon India Retirement Fund - Income Generation Scheme-idcw
SBI Children's Fund - Savings Plan Direct-growth
SBI Children's Fund - Savings Plan Regular-growth
Asset Allocation
equities
19.42%debt instruments
70.45%other assets or cash equivalents
10.13%Nippon India Retirement Fund - Income Generation Scheme-idcw is one Hybrid mutual fund offered by Nippon India Mutual Fund. Launched on 11 Feb 2015, the fund aims Income over long term along with capitalgrowth. Investingprimarily in fxed income securities and balance in equity and equity related instrumentsso as to help the investor in achieving the retirement goals. It manages assets worth ₹140.8 crore as on Sun May 31, 2026. The expense ratio stands at 2.05%. Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager EducationAbout Nippon India Retirement Fund - Income Generation Scheme-idcw
The portfolio allocation consists of 19.42% in equities, 70.45% in debt instruments, 10.13% in other assets or cash equivalents.Managed by Kinjal Desai, it has delivered a return of -0.49% in the last year, a total return since inception of 6.37%.
Those exploring investment options generally review various best sip in india before they plan long-term savings habits.
Key Metrics of Nippon India Retirement Fund - Income Generation Scheme-idcw
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Standard Deviation5.03%
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Sharpe Ratio-0.05%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
SBI Children's Fund - Savings Plan Direct-growth  |
₹139 | 2.23% | 4.89% | 6.33% | 11.96% | 11.30% |
| SBI Children's Fund - Savings Plan Regular-growth |
₹139 | 2.20% | 4.79% | 5.93% | 11.56% | 10.88% |
| Bank Of India Conservative Hybrid Fund Direct-growth |
₹64 | 0.66% | 1.95% | 3.36% | 7.50% | 10.52% |
| Bank Of India Conservative Hybrid Fund Direct-idcw Monthly |
₹64 | 0.66% | 1.95% | 3.36% | 7.50% | 10.52% |
| Bank Of India Conservative Hybrid Fund Direct-idcw Quarterly |
₹64 | 0.66% | 1.95% | 3.36% | 7.50% | 10.52% |
| Bank Of India Conservative Hybrid Fund Direct-idcw Yearly |
₹64 | 0.66% | 1.95% | 3.36% | 7.50% | 10.52% |
| Bank Of India Conservative Hybrid Fund Regular-growth |
₹64 | 0.57% | 1.69% | 2.46% | 6.62% | 9.77% |
| Bank Of India Conservative Hybrid Fund Regular-idcw Monthly |
₹64 | 0.57% | 1.69% | 2.46% | 6.62% | 9.77% |
| Bank Of India Conservative Hybrid Fund Regular-idcw Quarterly |
₹64 | 0.57% | 1.69% | 2.46% | 6.62% | 9.77% |
| Bank Of India Conservative Hybrid Fund Regular-idcw Yearly |
₹64 | 0.57% | 1.69% | 2.46% | 6.62% | 9.77% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Nippon India Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Nippon India Conservative Hybrid Fund-growth
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₹956 | 1.17% | 1.93% | 2.04% | 6.43% | 8.02% |
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Nippon India Conservative Hybrid Fund Direct-growth
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₹956 | 1.24% | 2.13% | 2.44% | 7.27% | 8.83% |
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Nippon India Conservative Hybrid Fund Direct-idcw Monthly
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₹956 | 1.24% | 2.13% | 2.44% | 7.27% | 8.83% |
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Nippon India Conservative Hybrid Fund-idcw Monthly
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₹956 | 1.17% | 1.93% | 2.04% | 6.43% | 8.02% |
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Nippon India Conservative Hybrid Fund-idcw Quarterly
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₹956 | 1.17% | 1.93% | 2.04% | 6.43% | 8.02% |
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Nippon India Conservative Hybrid Fund Direct-idcw Quaterly
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₹956 | 1.24% | 2.13% | 2.44% | 7.27% | 8.83% |
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Nippon India Retirement Fund - Income Generation Scheme-growth
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₹141 | 2.07% | 1.31% | -0.32% | -0.49% | 6.15% |
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Nippon Indiaretirement Fund - Income Generation Scheme Direct-growth
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₹141 | 2.17% | 1.59% | 0.22% | 0.60% | 7.29% |
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Nippon India Retirement Fund - Income Generation Scheme Direct-idcw
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₹141 | 2.17% | 1.59% | 0.22% | 0.60% | 7.29% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| SBI Conservative Hybrid Fund Direct-growth |
₹9,793 | ₹83.26 | 9.37% | 9.36% | 9.42% |
| SBI Conservative Hybrid Fund-growth |
₹9,793 | ₹75.88 | 8.84% | 8.81% | 8.72% |
| SBI Conservative Hybrid Fund-idcw Monthly |
₹9,793 | ₹21.46 | 8.84% | 8.81% | 8.72% |
| SBI Conservative Hybrid Fund Direct-idcw Monthly |
₹9,793 | ₹28.13 | 9.37% | 9.36% | 9.42% |
| SBI Conservative Hybrid Fund-idcw Quarterly |
₹9,793 | ₹21.88 | 8.84% | 8.81% | 8.72% |
| SBI Conservative Hybrid Fund Direct-idcw Quarterly |
₹9,793 | ₹25.44 | 9.37% | 9.36% | 9.42% |
| SBI Conservative Hybrid Fund Direct-idcw Yearly |
₹9,793 | ₹33.20 | 9.37% | 9.36% | 9.42% |
| SBI Conservative Hybrid Fund-idcw Yearly |
₹9,793 | ₹26.77 | 8.84% | 8.81% | 8.72% |
| Parag Parikh Conservative Hybrid Fund Direct-growth |
₹3,345 | ₹15.99 | 10.80% | 9.71% | - |
| Parag Parikh Conservative Hybrid Fund Regular-growth |
₹3,345 | ₹15.75 | 10.47% | 9.38% | - |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Goi Cgl 7.06 10/10/2046 | Entities | 30.40% | ₹42.81 Cr |
| Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100 | Entities | 16.75% | ₹23.59 Cr |
| Goi 8.13 22/06/2045 | Entities | 15.88% | ₹22.37 Cr |
| Repo | Unspecified | 8.67% | ₹12.21 Cr |
| Goi Sec 8.17 01/12/2044 | Entities | 4.93% | ₹6.95 Cr |
| Icici Bank Ltd | Financial | 2.68% | ₹3.77 Cr |
| State Bank Of India | Financial | 2.05% | ₹2.89 Cr |
| Reliance Industries Ltd | Energy & Utilities | 1.69% | ₹2.38 Cr |
| Goi Sec 8.30 31/12/2042 | Entities | 1.64% | ₹2.31 Cr |
| Hdfc Bank Ltd | Financial | 1.59% | ₹2.23 Cr |
| Net Current Assets | Unspecified | 1.46% | ₹2.06 Cr |
| Larsen & Toubro Ltd | Industrials | 1.37% | ₹1.94 Cr |
| Ntpc Ltd | Energy & Utilities | 1.31% | ₹1.84 Cr |
| Axis Bank Ltd | Financial | 1.19% | ₹1.67 Cr |
| Samvardhana Motherson International Ltd | Consumer Discretionary | 0.99% | ₹1.40 Cr |
| Mahindra & Mahindra Ltd | Consumer Discretionary | 0.87% | ₹1.22 Cr |
| Cummins India Ltd | Industrials | 0.84% | ₹1.18 Cr |
| Goi Sec 8.83 12/12/2041 | Entities | 0.81% | ₹1.14 Cr |
| Zomato Ltd | Technology | 0.77% | ₹1.08 Cr |
| Infosys Ltd | Technology | 0.76% | ₹1.07 Cr |
Top Hybrid Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| SBI Children's Fund - Savings Plan Direct-growth |
₹126.39 | 11.96% | 11.30% | - |
| SBI Children's Fund - Savings Plan Regular-growth |
₹115.56 | 11.56% | 10.88% | - |
| Bank Of India Conservative Hybrid Fund Direct-growth |
₹37.80 | 7.50% | 10.52% | - |
| Bank Of India Conservative Hybrid Fund Direct-idcw Monthly |
₹16.84 | 7.50% | 10.52% | - |
| Bank Of India Conservative Hybrid Fund Direct-idcw Quarterly |
₹18.57 | 7.50% | 10.52% | - |
| Bank Of India Conservative Hybrid Fund Direct-idcw Yearly |
₹17.22 | 7.50% | 10.52% | - |
| Bank Of India Conservative Hybrid Fund Regular-growth |
₹35.03 | 6.62% | 9.77% | - |
| Bank Of India Conservative Hybrid Fund Regular-idcw Monthly |
₹18.04 | 6.62% | 9.77% | - |
| Bank Of India Conservative Hybrid Fund Regular-idcw Quarterly |
₹18.69 | 6.62% | 9.77% | - |
| Bank Of India Conservative Hybrid Fund Regular-idcw Yearly |
₹17.01 | 6.62% | 9.77% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Nippon India Retirement Fund - Income Generation Scheme-idcw
What is the current AUM of Nippon India Retirement Fund - Income Generation Scheme-idcw?
As of Sun May 31, 2026, Nippon India Retirement Fund - Income Generation Scheme-idcw manages assets worth ₹140.8 crore
How has Nippon India Retirement Fund - Income Generation Scheme-idcw performed recently?
- 3 Months: 1.31%
- 6 Months: -0.32%
What is the long-term performance of Nippon India Retirement Fund - Income Generation Scheme-idcw?
- 3 Years CAGR: 6.15%
- 5 Years CAGR: 5.76%
- Since Inception: 6.37%
What is the portfolio composition of Nippon India Retirement Fund - Income Generation Scheme-idcw?
Equity: 19.42%, Debt: 70.45%, Others: 10.13%.
Who manages Nippon India Retirement Fund - Income Generation Scheme-idcw?
Nippon India Retirement Fund - Income Generation Scheme-idcw is managed by Kinjal Desai from Nippon India Mutual Fund.
What is the market-cap allocation of Nippon India Retirement Fund - Income Generation Scheme-idcw?
Large Cap: 89.94%, Mid Cap: 5.82%, Small Cap: 4.25%.
Which are the top companies Nippon India Retirement Fund - Income Generation Scheme-idcw has invested in?
- GOI CGL 7.06 10/10/2046 – 30.40% of the fund's portfolio
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – 16.75% of the fund's portfolio
- GOI 8.13 22/06/2045 – 15.88% of the fund's portfolio
- Repo – 8.67% of the fund's portfolio
- GOI Sec 8.17 01/12/2044 – 4.93% of the fund's portfolio
Which are the major sectors Nippon India Retirement Fund - Income Generation Scheme-idcw focuses on?
- Entities – 70.41% of the fund's portfolio
- Unspecified – 10.13% of the fund's portfolio
- Financial – 7.51% of the fund's portfolio
- Energy & Utilities – 3.00% of the fund's portfolio
- Industrials – 2.21% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
