- Home
- Mutual Funds
- Tata Mutual Fund
- Tata Retirement Savings Fund Moderate Plan Direct-growth
Fund Overview of Tata Retirement Savings Fund Moderate Plan Direct-growth
-
₹2,145.4 CrAUM
-
₹80.02NAV
-
0.84%Expense Ratio
-
HybridFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Tata Retirement Savings Fund Moderate Plan Direct-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 10.88% | NA | 2.67% |
| 6 Months | 4.34% | NA | 10.68% |
| 1 Year | 3.52% | 3.52% | 2.84% |
| 2 Years | 13.27% | 6.43% | 17.05% |
| 3 Years | 49.82% | 14.42% | 16.22% |
| 5 Years | 78.16% | 12.24% | 18.30% |
| 7 Years | 148.86% | 13.91% | NA |
| 10 Years | 261.93% | 13.73% | 12.71% |
{{compareMutualFunds}}
Asset Allocation
equities
81.94%debt instruments
14.59%other assets or cash equivalents
3.47%Tata Retirement Savings Fund Moderate Plan Direct-growth is one Hybrid mutual fund offered by Tata Mutual Fund. the fund aims Long Term Capital Appreciation. A predominantly equity oriented
(between 65%-85%) savings scheme
which provides tool for retirement
planning to individual investors. It manages assets worth ₹2,145.4 crore as on Sun May 31, 2026. The expense ratio stands at 0.84%. Fund Manager Manager Education Fund Manager Manager EducationAbout Tata Retirement Savings Fund Moderate Plan Direct-growth
The portfolio allocation consists of 81.94% in equities, 14.59% in debt instruments, 3.47% in other assets or cash equivalents.Managed by Sonam Udasi, it has delivered a return of 3.52% in the last year, a total return since inception of 15.05%.
Identifying the right which sip is best has an important role for long-term wealth creation.
Key Metrics of Tata Retirement Savings Fund Moderate Plan Direct-growth
-
Standard Deviation13.90%
-
Sharpe Ratio0.65%
Fund Details
|
|
Top Performing Mutual Funds
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Tata Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Tata Aggressive Hybrid Fund Direct-growth
|
₹3,681 | 3.64% | 5.56% | -1.91% | 2.14% | 10.09% |
|
Tata Aggressive Hybrid Fund Regular-growth
|
₹3,681 | 3.55% | 5.31% | -2.36% | 1.19% | 9.06% |
|
Tata Aggressive Hybrid Fund Regular-idcw
|
₹3,681 | 3.55% | 5.31% | -2.36% | 1.19% | 9.06% |
|
Tata Aggressive Hybrid Fund Direct-idcw
|
₹3,681 | 3.64% | 5.56% | -1.91% | 2.14% | 10.09% |
|
Tata Aggressive Hybrid Fund Regular-idcw Monthly
|
₹3,681 | 3.55% | 5.31% | -2.36% | 1.19% | 9.06% |
|
Tata Aggressive Hybrid Fund Direct-idcw Monthly
|
₹3,681 | 3.64% | 5.56% | -1.91% | 2.14% | 10.09% |
|
Tata Retirement Savings Fund Moderate Plan Regular-growth
|
₹2,145 | 1.74% | 10.50% | 3.64% | 2.10% | 12.84% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| SBI Equity Hybrid Fund-growth |
₹84,011 | ₹311.29 | 13.10% | 11.08% | 12.10% |
| SBI Equity Hybrid Fund Direct Plan-growth |
₹84,011 | ₹345.91 | 13.86% | 11.83% | 12.96% |
| SBI Equity Hybrid Fund-idcw |
₹84,011 | ₹65.96 | 13.10% | 11.08% | 12.10% |
| SBI Equity Hybrid Fund Direct Plan-idcw |
₹84,011 | ₹101.22 | 13.86% | 11.83% | 12.96% |
| ICICI Prudential Equity & Debt Fund Direct-growth |
₹50,033 | ₹448.16 | 16.70% | 17.26% | 16.38% |
| ICICI Prudential Equity & Debt Fund-growth |
₹50,033 | ₹401.77 | 16.01% | 16.59% | 15.50% |
| ICICI Prudential Equity & Debt Fund-idcw Half Yearly |
₹50,033 | ₹25.44 | 16.01% | 16.59% | 15.50% |
| ICICI Prudential Equity & Debt Fund Direct-idcw Half Yearly |
₹50,033 | ₹29.04 | 16.70% | 17.26% | 16.38% |
| ICICI Prudential Equity & Debt Fund Direct-idcw Monthly |
₹50,033 | ₹70.21 | 16.70% | 17.26% | 16.38% |
| ICICI Prudential Equity & Debt Fund-idcw Monthly |
₹50,033 | ₹43.03 | 16.01% | 16.59% | 15.50% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Solar Industries India Ltd | Materials | 4.82% | ₹103.46 Cr |
| Icici Bank Ltd | Financial | 4.01% | ₹85.94 Cr |
| Bse Ltd | Financial | 3.98% | ₹85.41 Cr |
| Reliance Industries Ltd | Energy & Utilities | 3.55% | ₹76.10 Cr |
| Government Of India 37080 Goi 16fb31 6.36 Fv Rs 100 | Entities | 3.20% | ₹68.71 Cr |
| Zomato Ltd | Technology | 2.87% | ₹61.57 Cr |
| Multi Commodity Exchange Of India Ltd | Financial | 2.85% | ₹61.16 Cr |
| Repo | Unspecified | 2.79% | ₹59.95 Cr |
| Radico Khaitan Ltd | Consumer Staples | 2.66% | ₹57.00 Cr |
| Polycab India Ltd | Industrials | 2.39% | ₹51.18 Cr |
| Nippon Life India Asset Management Ltd | Financial | 2.35% | ₹50.50 Cr |
| Kirloskar Pneumatic Company Ltd | Industrials | 2.24% | ₹48.00 Cr |
| Itc Ltd | Consumer Staples | 2.17% | ₹46.48 Cr |
| Iifl Wealth Management Ltd | Financial | 2.09% | ₹44.73 Cr |
| Tata Consumer Products Ltd | Consumer Staples | 2.05% | ₹44.07 Cr |
| Adani Ports And Special Economic Zone Ltd | Industrials | 2.04% | ₹43.85 Cr |
| Titan Company Ltd | Consumer Discretionary | 1.88% | ₹40.34 Cr |
| Muthoot Finance Ltd | Financial | 1.84% | ₹39.45 Cr |
| Karur Vysya Bank Ltd | Financial | 1.82% | ₹38.98 Cr |
| Rainbow Childrens Medicare Ltd | Healthcare | 1.79% | ₹38.39 Cr |
| Government Of India 37426 Goi 11my36 6.94 Fv Rs 100 | Entities | 1.77% | ₹37.90 Cr |
| Exide Industries Ltd | Consumer Discretionary | 1.67% | ₹35.83 Cr |
| Kotak Mahindra Bank Ltd | Financial | 1.64% | ₹35.27 Cr |
| Nestle India Ltd | Consumer Staples | 1.55% | ₹33.26 Cr |
| Oil India Ltd | Energy & Utilities | 1.51% | ₹32.39 Cr |
| Doms Industries Ltd. | Industrials | 1.49% | ₹31.96 Cr |
| Bikaji Foods International Ltd | Consumer Staples | 1.42% | ₹30.42 Cr |
| Government Of India 31719 Goi 20ju27 7.38 Fv Rs 100 | Entities | 1.42% | ₹30.40 Cr |
| Dixon Technologies (india) Ltd | Consumer Discretionary | 1.40% | ₹30.08 Cr |
| Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100 | Entities | 1.38% | ₹29.54 Cr |
| Hcl Technologies Ltd | Technology | 1.34% | ₹28.77 Cr |
| Godrej Properties Ltd | Real Estate | 1.33% | ₹28.56 Cr |
| Adani Power Ltd | Energy & Utilities | 1.27% | ₹27.30 Cr |
| Coal India Ltd | Materials | 1.25% | ₹26.79 Cr |
| Godrej Industries Ltd | Diversified | 1.24% | ₹26.69 Cr |
| Billionbrains Garage Ventures Ltd. | 1.23% | ₹26.46 Cr | |
| National Bank For Agriculture And Rural Development Sr 25c 7.44 Bd 24fb28 Fvrs1lac | Financial | 1.16% | ₹24.84 Cr |
| Hdfc Bank Limited Sr Us002 7.80 Ncd 03my33 Fvrs1lac | Financial | 1.16% | ₹24.80 Cr |
| Manappuram Finance Ltd | Financial | 1.09% | ₹23.43 Cr |
| Fujiyama Power Systems Ltd. | 1.09% | ₹23.32 Cr | |
| Ge T&d India Ltd | Industrials | 1.08% | ₹23.17 Cr |
| Pricol Ltd | Consumer Discretionary | 1.05% | ₹22.60 Cr |
| Hdfc Bank Ltd | Financial | 0.94% | ₹20.10 Cr |
| Goi Sec 6.79 26/12/2029 | Entities | 0.94% | ₹20.06 Cr |
| Grasim Industries Ltd | Materials | 0.92% | ₹19.67 Cr |
| Shivshakti Securitisation Trust Ss Trust Ptc 15sept25 | 0.91% | ₹19.48 Cr | |
| Varun Beverages Ltd | Consumer Staples | 0.89% | ₹19.01 Cr |
| Metro Brands Ltd | Consumer Discretionary | 0.87% | ₹18.66 Cr |
| Apollo Hospitals Enterprise Ltd | Healthcare | 0.86% | ₹18.40 Cr |
| Tata Consultancy Services Ltd | Technology | 0.85% | ₹18.30 Cr |
| Sun Pharmaceutical Industries Ltd | Healthcare | 0.83% | ₹17.81 Cr |
| Pb Fintech Ltd | Financial | 0.80% | ₹17.14 Cr |
| Shriram Transport Finance Company Ltd | Financial | 0.79% | ₹17.05 Cr |
| Maruti Suzuki India Ltd | Consumer Discretionary | 0.77% | ₹16.54 Cr |
| Bharat Electronics Ltd | Industrials | 0.74% | ₹15.90 Cr |
| Jamnagar Utilities & Power Private Limited Sr Ppd 6 6.40 Loa 29sp26 Fvrs10lac | Industrials | 0.69% | ₹14.90 Cr |
| Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100 | Entities | 0.67% | ₹14.47 Cr |
| Cash/net Current Assets | Unspecified | 0.68% | ₹14.15 Cr |
| Grindwell Norton Ltd | Materials | 0.61% | ₹13.18 Cr |
| Zensar Technologies Ltd | Technology | 0.60% | ₹12.90 Cr |
| Central Government Loan 30581 Goi 12jl31 6.1 Fv Rs 100 | Entities | 0.52% | ₹11.24 Cr |
| Godrej Agrovet Ltd | Consumer Staples | 0.47% | ₹10.11 Cr |
| Goi Sec 7.36 12/09/2052 | Entities | 0.45% | ₹9.71 Cr |
| Glaxosmithkline Pharmaceuticals Ltd | Healthcare | 0.35% | ₹7.57 Cr |
| Nhpc Limited Aa Series Strpp D 7.13 Loa 09fb29 Fvrs2lac | Energy & Utilities | 0.23% | ₹4.93 Cr |
| Vedanta Oil And Gas Ltd | Materials | 0.15% | ₹3.27 Cr |
| Vedanta Aluminium Metal Ltd | 0.15% | ₹3.27 Cr | |
| Vedanta Iron And Steel Ltd | 0.15% | ₹3.27 Cr | |
| Vedanta Power Ltd | Industrials | 0.15% | ₹3.27 Cr |
| Central Government Loan 21176 Goi 14jn29 7.26 Fv Rs 100 | Entities | 0.09% | ₹2.03 Cr |
Top Hybrid Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| SBI Children's Fund - Investment Plan Direct-growth |
₹51.38 | 23.07% | 25.33% | - |
| SBI Children's Fund - Investment Plan Regular-growth |
₹47.83 | 21.73% | 23.83% | - |
| ICICI Prudential Retirement Fund - Hybrid Aggressive Plan Direct-growth |
₹31.22 | 21.17% | 17.61% | - |
| ICICI Prudential Retirement Fund - Hybrid Aggressive Plan Direct-idcw |
₹31.22 | 21.17% | 17.61% | - |
| ICICI Prudential Equity & Debt Fund Direct-growth |
₹448.16 | 16.70% | 17.26% | - |
| ICICI Prudential Equity & Debt Fund Direct-idcw Half Yearly |
₹29.04 | 16.70% | 17.26% | - |
| ICICI Prudential Equity & Debt Fund Direct-idcw Monthly |
₹70.21 | 16.70% | 17.26% | - |
| ICICI Prudential Equity & Debt Fund Direct-idcw Yearly |
₹28.65 | 16.70% | 17.26% | - |
| Bank Of India Mid & Small Cap Equity & Debt Fund Direct-growth |
₹45.72 | 20.52% | 16.95% | - |
| Bank Of India Mid & Small Cap Equity & Debt Fund Direct-idcw |
₹35.94 | 20.52% | 16.95% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Tata Retirement Savings Fund Moderate Plan Direct-growth
What is the current AUM of Tata Retirement Savings Fund Moderate Plan Direct-growth?
As of Sun May 31, 2026, Tata Retirement Savings Fund Moderate Plan Direct-growth manages assets worth ₹2,145.4 crore
How has Tata Retirement Savings Fund Moderate Plan Direct-growth performed recently?
- 3 Months: 10.88%
- 6 Months: 4.34%
What is the long-term performance of Tata Retirement Savings Fund Moderate Plan Direct-growth?
- 3 Years CAGR: 14.42%
- 5 Years CAGR: 12.24%
- Since Inception: 15.05%
What is the portfolio composition of Tata Retirement Savings Fund Moderate Plan Direct-growth?
Equity: 81.94%, Debt: 14.59%, Others: 3.47%.
Who manages Tata Retirement Savings Fund Moderate Plan Direct-growth?
Tata Retirement Savings Fund Moderate Plan Direct-growth is managed by Sonam Udasi from Tata Mutual Fund.
What is the market-cap allocation of Tata Retirement Savings Fund Moderate Plan Direct-growth?
Large Cap: 51.95%, Mid Cap: 28.12%, Small Cap: 19.93%.
Which are the top companies Tata Retirement Savings Fund Moderate Plan Direct-growth has invested in?
- Solar Industries India Ltd – 4.82% of the fund's portfolio
- ICICI Bank Ltd – 4.01% of the fund's portfolio
- BSE Ltd – 3.98% of the fund's portfolio
- Reliance Industries Ltd – 3.55% of the fund's portfolio
- GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100 – 3.20% of the fund's portfolio
Which are the major sectors Tata Retirement Savings Fund Moderate Plan Direct-growth focuses on?
- Financial – 26.52% of the fund's portfolio
- Consumer Staples – 11.21% of the fund's portfolio
- Industrials – 10.82% of the fund's portfolio
- Entities – 10.44% of the fund's portfolio
- Materials – 7.75% of the fund's portfolio
Policybazaar does not endorse rates/returns or recommend any particular insurer, fund house, AMC (Asset Management Company), insurance and mutual fund product.
Please consult your financial advisor for an informed decision.
Past performance may not be indicative of future results.
The information presented on this page is not owned or generated by Policybazaar. The data has been collected from publicly available sources and online research. We do not claim any ownership or guarantee the accuracy, completeness, or timeliness of this information. It is shared solely for the informational purpose of the viewer and should not be considered as financial advice.
Policybazaar is not acting as a financial advisor, broker, or agent for any mutual fund mentioned here.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
Policybazaar shall not be held responsible or liable for any losses, damages, or decisions made based on the information provided on this page.
For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product. For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product.
For more details on risk factors, terms, and conditions, please read the sales brochure and benefit illustration carefully before concluding a sale.
Policybazaar is a registered Insurance Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Direct Broker (Life & General) |CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 |Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.©️ Copyright 2008-2025 policybazaar.com. All Rights Reserved
^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
