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Fund Overview of UTI Unit Linked Insurance Plan Direct
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₹4,924.4 CrAUM
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₹45.44NAV
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1.00%Expense Ratio
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HybridFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of UTI Unit Linked Insurance Plan Direct
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 4.40% | NA | 2.03% |
| 6 Months | -0.56% | NA | 8.29% |
| 1 Year | 0.25% | 0.25% | 2.86% |
| 2 Years | 11.34% | 5.52% | 14.51% |
| 3 Years | 25.20% | 7.78% | 13.46% |
| 5 Years | 42.32% | 7.31% | 14.09% |
| 7 Years | 77.01% | 8.50% | NA |
| 10 Years | 117.96% | 8.10% | 10.51% |
Compare UTI Unit Linked Insurance Plan Direct with other mutual funds in the same category
UTI Unit Linked Insurance Plan Direct
HDFC Balanced Advantage Fund Direct-growth
HDFC Balanced Advantage Fund Direct-idcw
Asset Allocation
equities
38.51%debt instruments
58.00%other assets or cash equivalents
3.49%UTI Unit Linked Insurance Plan Direct is one Hybrid mutual fund offered by UTI Mutual Fund. the fund aims Long term capital appreciation. Investment in equity instruments (maximum-40%) and debt instruments. It manages assets worth ₹4,924.4 crore as on Sun May 31, 2026. The expense ratio stands at 1%. Fund Manager Manager Education Fund Manager Manager EducationAbout UTI Unit Linked Insurance Plan Direct
The portfolio allocation consists of 38.51% in equities, 58.00% in debt instruments, 3.49% in other assets or cash equivalents.Managed by Ajay Tyagi, it has delivered a return of 0.25% in the last year, a total return since inception of 8.70%.
Identifying a suitable best sip in india plays a vital part for systematic investing.
Key Metrics of UTI Unit Linked Insurance Plan Direct
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Standard Deviation6.54%
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Sharpe Ratio0.23%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
HDFC Balanced Advantage Fund Direct-growth  |
₹104,016 | 2.52% | 3.44% | 1.30% | 15.09% | 15.72% |
| HDFC Balanced Advantage Fund Direct-idcw |
₹104,016 | 2.52% | 3.44% | 1.30% | 15.09% | 15.72% |
| HDFC Balanced Advantage Fund Regular-growth |
₹104,016 | 2.48% | 3.30% | 0.71% | 14.40% | 15.01% |
| HDFC Balanced Advantage Fund Regular-idcw |
₹104,016 | 2.48% | 3.30% | 0.71% | 14.40% | 15.01% |
| Baroda Bnp Paribas Balanced Advantage Fund Direct-growth |
₹4,871 | 1.85% | 7.19% | 6.59% | 13.97% | 12.80% |
| Baroda Bnp Paribas Balanced Advantage Fund Direct-idcw |
₹4,871 | 1.85% | 7.19% | 6.59% | 13.97% | 12.80% |
| Aditya Birla Sun Life Dynamic Asset Allocation Omni Fof Direct-growth |
₹233 | 2.08% | 5.48% | 3.51% | 14.63% | 12.75% |
| Aditya Birla Sun Life Dynamic Asset Allocation Omni Fof Direct-idcw Half Yearly |
₹233 | 2.08% | 5.48% | 3.51% | 14.63% | 12.75% |
| Franklin India Dynamic Asset Allocation Active Fof Direct-growth |
₹1,224 | 1.80% | 3.70% | 1.05% | 11.81% | 12.58% |
| Franklin India Dynamic Asset Allocation Active Fof Direct-idcw |
₹1,224 | 1.80% | 3.70% | 1.05% | 11.81% | 12.58% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from UTI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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UTI Balanced Advantage Fund Regular-growth
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₹2,981 | 1.51% | 1.84% | -4.49% | -1.32% | - |
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UTI Balanced Advantage Fund Direct-growth
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₹2,981 | 1.62% | 2.16% | -3.87% | 0.01% | - |
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UTI Balanced Advantage Fund Regular-idcw
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₹2,981 | 1.51% | 1.84% | -4.49% | -1.32% | - |
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UTI Balanced Advantage Fund Direct-idcw
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₹2,981 | 1.62% | 2.16% | -3.87% | 0.01% | - |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| HDFC Balanced Advantage Fund Regular-growth |
₹104,016 | ₹519.48 | 14.40% | 15.01% | 13.94% |
| HDFC Balanced Advantage Fund Direct-growth |
₹104,016 | ₹564.46 | 15.09% | 15.72% | 14.80% |
| HDFC Balanced Advantage Fund Direct-idcw |
₹104,016 | ₹43.34 | 15.09% | 15.72% | 14.80% |
| HDFC Balanced Advantage Fund Regular-idcw |
₹104,016 | ₹36.53 | 14.40% | 15.01% | 13.94% |
| ICICI Prudential Balanced Advantage-growth |
₹70,570 | ₹77.15 | 11.76% | 10.82% | 11.05% |
| ICICI Prudential Balanced Advantage Direct-growth |
₹70,570 | ₹86.51 | 12.42% | 11.50% | 11.91% |
| ICICI Prudential Balanced Advantage Direct-idcw |
₹70,570 | ₹29.37 | 12.42% | 11.50% | 11.91% |
| ICICI Prudential Balanced Advantage-idcw |
₹70,570 | ₹18.01 | 11.76% | 10.82% | 11.05% |
| SBI Balanced Advantage Fund Direct-growth |
₹40,673 | ₹16.54 | 11.92% | - | - |
| SBI Balanced Advantage Fund Regular-growth |
₹40,673 | ₹15.80 | 10.95% | - | - |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Goi Sec 7.18 24/07/2037 | Entities | 8.19% | ₹403.41 Cr |
| Government Of India 33618 Goi 13nv30 7.32 Fv Rs 100 | Entities | 4.16% | ₹204.79 Cr |
| Net Current Assets | Unspecified | 3.49% | ₹171.70 Cr |
| Government Of India 36320 Goi 18ag55 7.24 Fv Rs 100 | Entities | 2.61% | ₹128.75 Cr |
| Icici Bank Ltd | Financial | 2.60% | ₹128.15 Cr |
| Bajaj Finance Ltd | Financial | 2.57% | ₹126.70 Cr |
| Mahindra And Mahindra Financial Services Limited Sr Ac2026 Rr Ncd 18my29 Fvrs1lac | Financial | 2.55% | ₹125.50 Cr |
| Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100 | Entities | 2.40% | ₹117.94 Cr |
| Zomato Ltd | Technology | 2.39% | ₹117.77 Cr |
| Hdfc Bank Ltd | Financial | 2.19% | ₹107.96 Cr |
| Indian Railway Finance Corporation Limited Sr 168 B 7.65 Bd 18ap33 Fvrs1lac | Financial | 2.02% | ₹99.64 Cr |
| Adani Ports And Special Economic Zone Limited 91d Cp 18aug26 | Industrials | 2.00% | ₹98.41 Cr |
| Titan Company Ltd | Consumer Discretionary | 1.62% | ₹79.98 Cr |
| State Development Loan 37266 Ap 25mr46 7.88 Fv Rs 100 | Financial | 1.53% | ₹75.14 Cr |
| Kotak Mahindra Bank Ltd | Financial | 1.52% | ₹74.92 Cr |
| Power Finance Corporation Ltd. Sr Bs233c 7.60 Bd 25ag33 Fvrs1lac | Financial | 1.51% | ₹74.20 Cr |
| Government Of India 36204 Goi 14jl32 6.28 Fv Rs 100 | Entities | 1.48% | ₹72.67 Cr |
| Avenue Supermarts Ltd | Consumer Staples | 1.46% | ₹71.97 Cr |
| State Development Loan 30765 Mh 15sp33 6.91 Fv Rs 100 | Unspecified | 1.46% | ₹71.92 Cr |
| Coforge Ltd | Technology | 1.44% | ₹70.73 Cr |
Top Hybrid Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| HDFC Balanced Advantage Fund Direct-growth |
₹564.46 | 15.09% | 15.72% | - |
| HDFC Balanced Advantage Fund Direct-idcw |
₹43.34 | 15.09% | 15.72% | - |
| HDFC Balanced Advantage Fund Regular-growth |
₹519.48 | 14.40% | 15.01% | - |
| HDFC Balanced Advantage Fund Regular-idcw |
₹36.53 | 14.40% | 15.01% | - |
| Baroda Bnp Paribas Balanced Advantage Fund Direct-growth |
₹28.23 | 13.97% | 12.80% | - |
| Baroda Bnp Paribas Balanced Advantage Fund Direct-idcw |
₹17.87 | 13.97% | 12.80% | - |
| Aditya Birla Sun Life Dynamic Asset Allocation Omni Fof Direct-growth |
₹60.67 | 14.63% | 12.75% | - |
| Aditya Birla Sun Life Dynamic Asset Allocation Omni Fof Direct-idcw Half Yearly |
₹55.56 | 14.63% | 12.75% | - |
| Franklin India Dynamic Asset Allocation Active Fof Direct-growth |
₹187.77 | 11.81% | 12.58% | - |
| Franklin India Dynamic Asset Allocation Active Fof Direct-idcw |
₹48.23 | 11.81% | 12.58% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
UTI Unit Linked Insurance Plan Direct
What is the current AUM of UTI Unit Linked Insurance Plan Direct?
As of Sun May 31, 2026, UTI Unit Linked Insurance Plan Direct manages assets worth ₹4,924.4 crore
How has UTI Unit Linked Insurance Plan Direct performed recently?
- 3 Months: 4.40%
- 6 Months: -0.56%
What is the long-term performance of UTI Unit Linked Insurance Plan Direct?
- 3 Years CAGR: 7.78%
- 5 Years CAGR: 7.31%
- Since Inception: 8.70%
What is the portfolio composition of UTI Unit Linked Insurance Plan Direct?
Equity: 38.51%, Debt: 58.00%, Others: 3.49%.
Who manages UTI Unit Linked Insurance Plan Direct?
UTI Unit Linked Insurance Plan Direct is managed by Ajay Tyagi from UTI Mutual Fund.
What is the market-cap allocation of UTI Unit Linked Insurance Plan Direct?
Large Cap: 62.71%, Mid Cap: 26.25%, Small Cap: 11.04%.
Which are the top companies UTI Unit Linked Insurance Plan Direct has invested in?
- GOI Sec 7.18 24/07/2037 – 8.19% of the fund's portfolio
- GOVERNMENT OF INDIA 33618 GOI 13NV30 7.32 FV RS 100 – 4.16% of the fund's portfolio
- Net Current Assets – 3.49% of the fund's portfolio
- GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 – 2.61% of the fund's portfolio
- ICICI Bank Ltd – 2.60% of the fund's portfolio
Which are the major sectors UTI Unit Linked Insurance Plan Direct focuses on?
- Entities – 18.84% of the fund's portfolio
- Financial – 16.49% of the fund's portfolio
- Unspecified – 4.95% of the fund's portfolio
- Technology – 3.83% of the fund's portfolio
- Industrials – 2.00% of the fund's portfolio
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Past performance may not be indicative of future results.
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
