Max 2 Crore Term Insurance Plan

Everyone thinks to provide financial security and stability to their family members. If you want your loved ones to remain protected even in your absence, then opting for a Max Life 2 Crore Term Insurance plan is the wise option for you. It provides high coverage at low premium rates.

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13.2 Crore Registered Consumer

6.29 Crore Policies Sold

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₹1 Crore Life cover starting from ⁺

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What is a Max 2 Crore Term Insurance Plan?
Why Buy Max 2 Crore Term Insurance Plan?
Who Should Opt for Max 2 Crore Term Insurance Plan?
Max Term Insurance Plans for 2 Crore
Max Smart Term Plan
Max Smart Secure Plus Plan

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 13/day⁺

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day⁺

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day⁺

What is a Max 2 Crore Term Insurance Plan?

Max Life 2 Crore term insurance means that the term plan offers a sum assured of Rs.2 Crore that is given to the policyholder’s nominee/beneficiary as a death benefit in the event of the death of a policyholder during the policy term. The premium prices for the 1 Crore Term insurance plan are low, which makes it an ideal choice among plan buyers.

Therefore, investing in a Max term plan for 2 Crores will make sure that the financial needs of your family members will be taken care of even in case of your absence.

Note: Now that you know that what is Max 2 Crore Term Insurance Plan, you should also get to know about what is term insurance to buy a term plan for your loved ones.

Why Buy Max 2 Crore Term Insurance Plan?

Now that we know what is a 2 crore Max Term insurance plan, let’s discuss some of its features and benefits:

Financial Protection

If you are the sole earner of your family or you have financial dependents, a Max 2 Crore term plan will act as a financial shield for your family members. The payable death benefit can be used for education, household expenses, liabilities, and loans, making sure the financial needs of your family are met even if you are not with them.
Low Premium Rates

The premium rates of the Max 2 crore term plan are affordable as the monthly amount of premium starts from Rs. 897 for a policy term of 30 years.
Comprehensive Cover

Policyholders can also choose to opt for an add-on (riders) along with a 2 Crore Term Insurance plan. There are rider benefits as well available which are economical and also enhance the plan coverage. Some of the recommended riders are an accidental death benefit, critical illness benefit, and waiver of premium.
More Investment and Savings

Since a Max Term Plan for 2 Crores can be purchased at low premium rates, you can also invest in long-time investments and savings like ULIPs, pension, mutual funds, and retirement so you can enjoy your retirement years restfully.

Note: It is suggested to calculate the term plan premium on the term insurance calculator online tool by Policybazaar before buying.

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%^#

Compare 40+ plans from 15 Insurers

⁺Standard T&C Applied

Who Should Opt for Max 2 Crore Term Insurance Plan?

Young aged individuals
Sole breadwinners of the family
Individuals whose annual income is between 5 and 7 Lakhs
Sole earner with multiple dependents
Individuals who have outstanding debt repayments in the form of car loans, home loans, student loans, etc.

Max Term Insurance Plans for 2 Crore

Max Term Insurance Plans for 2 Crore	Entry Age	Maturity Age	Policy Term	Sum Assured
Max Life Smart Term Plan	18-60 years	85 years	10-50 years	Min: 25 Lakhs Max: No Limit
Max Life Smart Secure Plus Plan	18-65 years	85 years	5-67 years	Min: 50,000 Max: No Limit

Here are the details of the Max Term Insurance plan for 2 Crore:

Max Life Smart Term Plan

It is a comprehensive plan that protects all the evolving needs of the customer in a single go.

Key Features
- Choice of 7 death benefits
- Enhance coverage with your changing requirements
- Return of Premium
- Comprehensive coverage
- Flexibility to choose premium payment terms
- Longer coverage tenure
Max Life Smart Secure Plus Plan

Max Life SSP is a specially designed plan that fulfills all the financial requirements of the policyholder and provides support in case of eventualities.

Key Features
- Death Benefit
- Option to pay a premium as per your convenience
- Premium brake option
- Long-time coverage duration
- Joint life option
- Accidental Critical Illness Benefit
- Riders availability such as waiver of premium plus rider and Critical illness and disability rider
Note: Check all the best term insurance plan in India.

Note: You should also check the benefits of term life insurance if you are planning to purchase the term insurance plan.

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Author's Bio

Varun Agarwal Head - Term Insurance

Varun has spent years in the insurance space, but what drives him isn't policies or premiums — it's the conversations he's had with real people. A young father in Pune wondering if his salary is enough. A newly married couple in Jaipur putting off "the insurance talk" for later. A mother in Chennai who never knew her husband was underinsured until it was too late.
These stories stay with him. As Head of Term Insurance at Policybazaar, Varun knows the numbers well — 52.4% of Indians are aware of term insurance, yet only 9.6% own it. And 87% of families don't realise they're leaving their loved ones with far less protection than they actually need. But behind every statistic, he sees a family that just needed someone to sit with them, explain it simply, and help them take that one step. That's exactly what Policybazaar's term insurance is built to do. In his words, "Most people aren't avoiding protection — they're just waiting for someone to make it easy. That's what we're here for."

Write to Varun

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˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. ₹361/month is the starting price for a ₹1 crore loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10

+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

Women

+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.

1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.