Aviva Signature Investment Plan – Platinum

The Aviva Signature Investment Plan – Platinum allows you to combine market-linked investments with life insurance protection under a calculated policy framework. You can choose from multiple fund options, make top-up investments, and use systematic transfer or withdrawal features as per policy terms. The plan also defines clear death and maturity benefits and follows a five-year lock-in period.

Read more

ULIP Plans

  • Take the first step to ₹1 Crore
  • Plans delivering up to 18% CAGR
  • 100% online, Zero paperwork
  • Expert help at no extra cost
  • 4.8++ Rated
  • 13.2 Crore Registered Consumer
  • 53 Partners Insurance Partners
  • 6.29 Crore Policies Sold
Top performing plans˜ with High Returns**
Invest ₹10K/month & Get ₹1 Crore# Tax-Free*
+91
Secure
We don’t spam
Please wait. We Are Processing..
Your personal information is secure with us
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs
Get Updates on WhatsApp
We are rated++
rating
13.2 Crore
Registered Consumer
53
Insurance Partners
6.29 Crore
Policies Sold

List of ULIP Funds ~
Fund Name
AUM
Returns (in %)
3 Year
5 Year
10 Year
77,698 Cr
Returns
8.73%
Returns
8.53%
Returns
10.82%
Highest Returns
Get Details
40 Cr
Returns
-
Returns
16.1%
Returns
18.6%
Highest Returns
Get Details
4 Cr
Returns
22.85%
Highest Returns
Returns
22%
Returns
20%
Get Details
3,622 Cr
Returns
12.7%
Returns
13.3%
Highest Returns
Returns
12.6%
Get Details
10,579 Cr
Returns
17.08%
Returns
21%
Returns
22%
Highest Returns
Get Details
5,680 Cr
Returns
14.82%
Highest Returns
Returns
12.53%
Returns
13.92%
Get Details
5,426 Cr
Returns
17.8%
Highest Returns
Returns
16.13%
Returns
15.8%
Get Details
4,837 Cr
Returns
13.29%
Returns
12.27%
Returns
13.42%
Highest Returns
Get Details
3,330 Cr
Returns
14%
Returns
12.48%
Returns
15.02%
Highest Returns
Get Details
5 Cr
Returns
-
Returns
16.1%
Returns
18.6%
Highest Returns
Get Details
1,446 Cr
Returns
6.93%
Returns
7.27%
Returns
9.45%
Highest Returns
Get Details
493 Cr
Returns
14.43%
Highest Returns
Returns
13.31%
Returns
12.5%
Get Details
1,051 Cr
Returns
12.63%
Returns
11.97%
Returns
14.45%
Highest Returns
Get Details
526 Cr
Returns
9.94%
Returns
9.21%
Returns
10.92%
Highest Returns
Get Details
130 Cr
Returns
10.85%
Returns
10.99%
Returns
12.79%
Highest Returns
Get Details
145 Cr
Returns
7.86%
Returns
8.19%
Returns
10.27%
Highest Returns
Get Details
219 Cr
Returns
11.6%
Returns
12.47%
Returns
12.94%
Highest Returns
Get Details
1,126 Cr
Returns
7.71%
Returns
9%
Returns
11.17%
Highest Returns
Get Details
0 Cr
Returns
6.6%
Returns
10%
Returns
11.02%
Highest Returns
Get Details
1,753 Cr
Returns
18.23%
Highest Returns
Returns
16.39%
Returns
14.67%
Get Details
see more plans

Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Eligibility Criteria for the Aviva Signature Investment Plan – Platinum

Let’s go through the eligibility conditions for Aviva investment plans to help you navigate through the policy with a better understanding:

Criteria Minimum Maximum
Entry Age (Last Birthday) 91 Days
  • 55 Years (If SA Is 10 Or 7 Times Annualized Premium)
  • 60 Years (If SA Is 7 Or 5 Times Annualized Premium)
  • 65 Years (If SA Is 5 Times Annualized Premium)
Policy Term 20 Years / 25 Years 60 Years
Annualized Premium Rs. 60,000 (PT ≥ 25 Years)
Rs. 72,000 (PT ≥ 20 But < 25 Years)
No Limit (Subject To Underwriting Policy Approved By The Board)
Maturity Age 20 Years 85 Years
Cover Multiple
  • 7 Or 10 (Age 91 Days–55 Years)
  • 7 Or 5 (Age 56–60 Years)
  • 5 (Age 61–65 Years)
Premium Payment Term Same As Policy Term
Minimum Top-Up Premium Rs. 10,000
Payment Frequency Monthly, Quarterly, Half-Yearly, Yearly
Travel Restrictions No Restrictions
Occupation Restrictions No Restrictions
Minimum Top-Up Sum Assured Rs. 12,500

Features of the Aviva Signature Investment Plan – Platinum

The Aviva Signature Investment Plan – Platinum is set up to give you both life insurance and investing options. Here are the key features of this plan:

  • Market-linked funds: You can invest in 8 fund options across equity, debt, and balanced strategies based on your risk preference.
  • Top-up option: You can pay more premiums during the insurance term, but there are limits.
  • Systematic Partial Withdrawal (SPW): After completion of 5 policy years, you can choose to make structured withdrawals from the regular premium fund. This is called Systematic Partial Withdrawal and is subject to minimum fund value and payout conditions.
  • Systematic Transfer Plan (STP): The Systematic Transfer Plan (STP) allows the policyholder to gradually shift funds from equity-oriented funds to debt-oriented funds during the policy term, helping to manage market volatility, especially as the policy approaches maturity.

The Aviva Signature Investment Plan – Platinum allows switching between funds as per policy provisions.

Benefits of the Aviva Signature Investment Plan – Platinum

Let’s go through the benefits of choosing one of the best investment plans in India:

  • Death Benefit: The Death Benefit is the greater of the Death Sum Assured (which may include a Top-Up Sum Assured), the Fund Value, or 105% of the total premiums paid.
  • Maturity Benefit: With regard to survival to maturity, the Fund Value as on the maturity date is payable, and the policy ceases.
  • Systematic Partial Withdrawal: Policyholders have an option to make regular withdrawals after 5 years of insurance cover; however, the amount of withdrawal made should be met by the fund balance and the withdrawal limit, as indicated in the policy agreement.
Invest more and Get more with ULIP Plan Invest more and Get more with ULIP Plan

Policy Details of the Aviva Signature Investment Plan – Platinum

Let’s explore the following policy details of Aviva Signature Investment Plan-Platinum below:

  1. Grace Period

    15 Days For Monthly Mode, 30 Days For Quarterly, Half-Yearly, And Yearly Modes

  2. Revival

    The policy may be revived within three consecutive years from the date of the first unpaid premium, subject to conditions.

  3. Free Look Period

    30 Days From Receipt Of Policy Document.

  4. Surrender

    Lock-In Period: Five Consecutive Completed Policy Years. During this period, surrender proceeds are transferred to the Discontinued Policy Fund and paid after completion of the lock-in period.

Fund Name NAV sort icon AUM sort icon 5 Yr Returns sort icon 10 Yr Returns sort icon
Aviva Life Balanced Fund-II ₹35.91 ₹126 Cr 6.93% 8.18%
Aviva Life Bond Fund-II ₹28.51 ₹72 Cr 4.91% 5.31%
Aviva Life Enhancer Fund-II ₹52.16 ₹1126 Cr 9% 11.17%
Aviva Unit Linked MidCap Fund ₹11.57 ₹158 Cr - -
Aviva Pension PSU Fund ₹46.98 ₹11 Cr 23.1% 16.59%
Aviva Protector II ₹30.28 ₹54 Cr 5.65% 6.39%
Aviva PSU ₹44.99 ₹205 Cr 22.63% 16.25%
Aviva Dynamic P-E Fund ₹42.33 ₹91 Cr 8.43% 10.63%
Aviva Balance ₹118.72 ₹211 Cr 6.93% 8.01%
Aviva Bond ₹36.21 ₹2 Cr 5.75% 5.72%
Aviva Enhancer ₹52.73 ₹65 Cr 8.65% 10.72%
Aviva Growth ₹115.73 ₹713 Cr 7.92% 9.76%
Aviva Index ₹41.76 ₹60 Cr 9.82% 11.63%
Aviva Protector ₹40.46 ₹17 Cr 6.22% 6.84%
Aviva Secure ₹47.07 ₹85 Cr 5.79% 6.97%
Aviva Growth II ₹41.33 ₹171 Cr 8.02% 9.93%
Aviva Index II ₹43.51 ₹72 Cr 8.95% 10.95%
Aviva Infrastructure ₹37.85 ₹76 Cr 16.44% 14.51%
Aviva Pension Growth II ₹39.14 ₹10 Cr 7.21% 8.61%
Aviva Pension Index II ₹48.91 ₹26 Cr 9.41% 11.31%
Aviva Pension Balance ₹90.7 ₹45 Cr 6.6% 7.77%
Aviva Pension Growth ₹63.73 ₹37 Cr 7.08% 8.72%
Aviva Pension Index ₹51.4 ₹123 Cr 9.77% 11.64%
Aviva Pension Protector ₹35.78 ₹12 Cr 6.25% 6.72%
Aviva Pension Secure ₹44.74 ₹8 Cr 6.75% 7.15%
Aviva Discontinued Policy Fund ₹25.43 ₹252 Cr 5.44% 5.44%
Aviva Group Superannuation & Gratuity Balanced Fund ₹47.19 ₹19 Cr 7.21% -
Aviva Group Superannuation & Gratuity Cash Fund ₹35.55 ₹3 Cr 4.94% -
Aviva Group Superannuation & Gratuity Debt Fund ₹40.59 ₹237 Cr 5.22% -
Aviva Group Superannuation & Gratuity Growth Fund ₹60.35 ₹26 Cr 7.68% -
Aviva Group Superannuation & Gratuity Secure Fund ₹47.48 ₹57 Cr 6.44% -
See more plans

Exclusions Under the Aviva Signature Investment Plan – Platinum

Suicidal Cover

According to the policy, the rules for suicide apply. If someone dies by suicide within the time frame set by the policy:

  • Nominee receives Fund Value on date of death notification.
  • Charges added back (except FMC & guarantee).
  • Policy terminates.

FAQs

  • How many partial withdrawals under the Aviva Signature Investment Plan – Platinum are allowed in a policy year?

    You can make up to four partial withdrawals in a policy year. Unused withdrawal limits cannot be carried forward.
  • How do you figure out the death benefit for Aviva Signature Investment Plan – Platinum?

    The Death Benefit is the greater of the Death Sum Assured (which may include a Top-Up Sum Assured), the Fund Value, or 105% of the total premiums paid. When you file a claim, the exact amount you get back depends on the conditions of the policy.
  • What happens if the policyholder discontinues the policy before completing five policy years?

    In case the policy ceases to run within the initial five policy years, the value of the fund (subject to discontinuance charges) will be transferred to the Discontinued Policy Fund.

Ulip Insurer2
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 1298 Reviews)

Ulip plans Articles

Recent Articles
Popular Articles
Sahara Life ULIP Plan Calculator

02 Jul 2025

The Sahara Life ULIP Plan Calculator is a reliable online
Read more
Axis Max Life Flexi Wealth Plus Plan

24 Jun 2025

Planning your future needs both protection and wealth creation.
Read more
Axis Max Life Flexi Wealth Advantage Plan

24 Jun 2025

Axis Max Life Flexi Wealth Advantage Plan is a unit-linked
Read more
Bandhan Life ULIP Calculator

05 Jun 2025

The Bandhan Life ULIP calculator is a financial tool that helps
Read more
Reliance ULIP Plan Calculator

05 Jun 2025

The Reliance ULIP Plan Calculator is a reliable financial tool
Read more
ULIP vs SIP
  • 22 Jan 2020
  • 66976
To reach your financial goals in 2026, you need to make smart investments. ULIPs and SIPs are two popular choices
Read more
Generali Central ULIP Calculator
  • 22 Apr 2025
  • 1087
The Generali Central ULIP Calculator is an online tool designed to help users estimate the potential returns on
Read more
ULIP Calculator
  • 08 Oct 2018
  • 158404
A ULIP Calculator is a financial tool designed to help you compare ULIP plans and estimate the maturity amount
Read more
Pramerica ULIP Calculator
  • 27 May 2025
  • 836
The Pramerica ULIP Calculator is an online tool that helps you assess the potential gains on your ULIP (Unit
Read more
ULIP Returns in 30 Years
  • 03 Jan 2024
  • 3955
A 30-year ULIP (Unit Linked Insurance Plan) is a type of investment plan that combines life insurance and
Read more

Aviva ULIP Plans Reviews & Ratings

4.6 / 5 (Based on 1298 Reviews)
(Showing Newest 10 reviews)
Preeti
Hyderabad, January 27, 2026
Smart Savings Smart Choice
Reliance Nippon Life Smart Savings Insurance Plan purchased through PolicyBazaar is a smart choice for long term savings. The plan features are comprehensive ensuring financial security. Kudos to PolicyBazaar for their impressive service.
Akash
Chennai, January 27, 2026
Optimizing Wealth Optimizing Future
Opting for Kotak Mahindra Wealth Optimise through PolicyBazaar was a strategic choice. The plans features are exceptional providing a diverse range of investment options. PolicyBazaars service exceeded my expectations.
Sangeeta
Bengaluru, January 27, 2026
Wealth Accumulation Simplified
SBI Life Smart Wealth Builder made easy by PolicyBazaar gives you easy way to make more money. The plan has strong stuff keeping your future safe. PolicyBazaar did very good service.
Deepak
Udaipur, January 27, 2026
PolicyBazaar Setting the Standard for Service
PolicyBazaars service set a high standard. Their teams knowledge and assistance in choosing the right ULIP plan were exemplary. A top notch experience overall.
Neha
Vadodara, January 27, 2026
A Trustworthy Advisor
PolicyBazaar acted as a trustworthy advisor in helping me select the right ULIP plan. Their teams expertise and professionalism were commendable. Highly satisfied.
Vikram
Surat, January 27, 2026
Service Par Excellence
The service provided by PolicyBazaar was par excellence. Their team went above and beyond to help me choose the right ULIP plan. Kudos to the PolicyBazaar team.
Ananya
Mumbai, January 27, 2026
The Epitome of Customer Service
PolicyBazaars customer service is exemplary. Their team assisted me in selecting the perfect ULIP plan making the entire process seamless. Highly impressed.
Nisha
Amritsar, January 27, 2026
ICICI Pru Signature Signature Investment for Future
Choosing ICICI Pru Signature through PolicyBazaar was a signature move. The plans features are exceptional providing diverse investment options. PolicyBazaars service was outstanding.
Alok
Jaipur, January 27, 2026
Maximized Savings Minimum Hassle
Opting for Max Life Online Savings Plan via PolicyBazaar was a great decision. The plans features are outstanding and PolicyBazaar service is top notch. Highly recommended.
Sunita
Chandigarh, January 27, 2026
A Click to Secure Future
HDFC Life Click two Invest bought through PolicyBazaar provides a secure investment avenue. The plan features are comprehensive and user friendly. PolicyBazaar service was commendable throughout.


˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

Claude
top

Become a Crorepati

Invest ₹10K/Month & Get ₹1 Crore# Returns

Mobile +91
*T&C Applied.
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL