The Ageas Federal ULIP Plan is an innovative financial solution designed to meet your long-term investment and insurance needs. These Unit Linked Insurance Plans (ULIP) are offered by Ageas Federal Life Insurance. Ageas Federal ULIP Plan combines the benefits of life insurance with investment opportunities, which allows you to grow your wealth while ensuring financial protection potentially.
Fund Details |
Fund Size |
NAV |
5 Year |
7 Year |
10 Year |
|
|---|---|---|---|---|---|---|
 Equity Fund
Fund Size: 83,975 Cr
|
83,975 Cr |
183 -183.00% |
9.31% |
10.18% |
11.24% Highest Returns |
Get Details |
 Opportunities Fund
Fund Size: 35,377 Cr
|
35,377 Cr |
71.11 -71.11% |
14.6% Highest Returns |
14.6% Highest Returns |
14.2% |
Get Details |
 High Growth Fund
Fund Size: 12,246 Cr
|
12,246 Cr |
107.24 -107.24% |
18.7% |
19.99% Highest Returns |
18.15% |
Get Details |
 Opportunities Fund
Fund Size: 3,622 Cr
|
3,622 Cr |
55.64 -55.64% |
13.3% Highest Returns |
12.8% |
12.6% |
Get Details |
Best ULIP Funds - Consider the best performing ULIP funds to invest in 2026 with Policybazaar. Find the list of best ULIP funds in India on the basis of Returns, Latest Nav, Fund Size and Categories
Returns as on 27-04-2026. The returns are the returns of best-performing fund in the plan
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s
Read More
Ageas Federal ULIP Plans are insurance policies that combine life cover with market-linked investments. You pay premiums, part of which goes towards insurance and the remaining gets invested in funds you choose (like equity, debt, index, and balanced funds).
So, you build wealth while being protected. The benefits of Ageas Federal ULIP Plan include potential wealth growth, tax benefits, and death benefits for your loved ones. The different ULIP plans cater to your varying needs, like wealth creation, child education plan, or retirement.
Ageas Federal Life Insurance Company Limited offers various types of Unit Linked Insurance Plans to its customers with varied features and benefit structures. Let us take a look at the different types of plans offered by the company:
| Ageas Federal Life ULIP Plan | Entry Age | Maximum Maturity Age | Premium Payment Term (PPT) | Policy Term (PT) | Minimum Monthly Premium (in Rs.) | Tax Benefits under the Income Tax Act, 1961 |
| Platinum Wealth Builder Plan | 0 - 60 years | 18 - 75 years | 6/ 8/ 10/ 12/ 15 years | 12 - 25 years | Rs. 3 lakhs annually | Section 80C and Section 10(10D) |
| Smart Growth Plan | 1 month - 55 years | 18 - 670 years | 5/10/15/20 years | 10 / 15 / 20 / 25 years | Rs. 35,000 annually | Section 80C and Section 10(10D) |
| Wealth Gain Insurance Plan | 5 - 60 years | 18 - 74 years | 5 / 10 / 15/ 20 years | 10 / 15 / 20 years | Rs. 2,500 per month | Section 80C and Section 10(10D) |
| Wealth Plus Critical Protection Plan | 18 - 52 years | 28 - 70 years | Limited: 10/ 15 years; Regular: Same as PT |
10/15/20/25 years | Rs. 1,00,000 | Section 80C and Section 10(10D) |
| Wealthsurance Growth Insurance Plan SP II | 1 month - 70 years | 18 - 76 years | Single | 6/ 10/ 15/ 20/ 25 years | Rs. 50,000 lump sum | Section 80C and Section 10(10D) |
Disclaimer: †† Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is done in alphabetical order (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
The following sections will help you learn the key features of various Ageas Federal ULIP Plans in detail.
Ageas Federal Wealthsurance Growth Insurance Plan SP II is a single premium Unit Linked Insurance Plan (ULIP). It combines life insurance coverage with the potential for wealth growth through investment in unit-linked funds.
Single Premium Payment: You only need to pay a single premium at the beginning of the policy term.
Choice of Investment Options: You can choose to invest your premium in one or more of six unit linked funds.
Life Insurance Cover: The plan provides life insurance cover for the entire policy term.
Maturity Benefit: If you survive the policy term, you will receive the fund value at maturity.
Loyalty Additions: The plan also offers loyalty additions, which are bonuses that are added to your fund value every five years.
Partial Withdrawals: You can make partial withdrawals from your policy after five years.
Top-up Premiums: You can also top up your premium at any time during the policy term.
Ageas Federal Wealth Gain Insurance Plan is a unit-linked insurance plan (ULIP) that offers life cover and helps you build wealth over the long term. It provides you with the flexibility to choose from a variety of investment options and the potential to earn high returns.
Choice of Funds: Invest in 8 different funds across equity, debt, and balanced options based on your risk appetite and financial goals.
Guaranteed Additions: Receive guaranteed loyalty additions to your fund value over the policy term, boosting your overall wealth accumulation.
Flexibility: Switch between funds easily to manage your investments based on market conditions.
Maturity Benefit: Get the accumulated fund value (including loyalty additions) at the end of the policy term.
Life Cover: Provides a death benefit to your nominated beneficiary in case of your unfortunate demise during the policy term.
Waiver of Premium on Disability: In case of disability, your future premiums are waived off, ensuring continued life cover and wealth accumulation for your family.
Tax Benefits: Premiums paid and maturity benefits qualify for tax exemptions under applicable sections of the Income Tax Act, 1961.
Top-up Option: Increase your investment and life cover throughout the policy term to adapt to your evolving needs.
Rider Options: Enhance your protection with optional riders like critical illness cover and accidental death benefit.
People also read: What is ULIP
Ageas Federal Wealth Plus Critical Protection Plan is a Unit Linked Insurance Plan (ULIP) that combines market-linked investment returns with death and critical illness coverage. It is designed to cater to individuals seeking wealth creation alongside financial security for themselves and their loved ones.
Life Cover: Provides financial protection to your loved ones in case of your unfortunate demise.
Investment Growth: Your premiums are invested in market-linked funds, which have the potential to grow your wealth over the long term.
Critical Illness Benefit: This optional benefit provides a lump sum payment if you are diagnosed with any of the critical illnesses covered by the plan.
Premium Payment Term: You can choose to pay your premiums for a limited period or throughout the policy term.
Loyalty Additions: The plan offers guaranteed loyalty additions, which are added to your fund value at regular intervals.
Top-up Facility: You can increase your sum assured or invest additional premiums during the policy term.
Partial Withdrawals: You can withdraw a part of your fund value after a lock-in period.
Tax Benefits: You can avail tax benefits on your premiums paid and the maturity proceeds under the plan, as per Section 80C and Section 10(10D) of the Income Tax Act, 1961.
The Ageas Federal Smart Growth Plan is a unit-linked life insurance (ULIP) plan that offers a combination of life insurance coverage and investment benefits. This means that you can get both protection for your loved ones and the potential to grow your wealth over time.
Life Cover: Provides financial protection to your loved ones in case of your unfortunate demise.
Investment Growth: Your premiums are invested in unit-linked funds, offering the potential for long-term wealth creation through market performance.
Premium Payment Term: Choose to pay premiums for a limited period or throughout the policy term.
Fund Management: Switch between different fund options based on market conditions and your investment goals.
Partial Withdrawals: Withdraw a part of your fund value after a lock-in period of 5 years to address financial needs.
Policy Surrender: Surrender your policy after the lock-in period and receive the fund value.
Guaranteed Loyalty Additions: Receive loyalty bonuses added to your fund value at specific intervals, boosting your wealth accumulation.
Tax Benefits: Enjoy tax benefits on premiums paid under Section 80C and on maturity proceeds under Section 10(10D) of the IT Act, 1961.
People also read: ULIP Calculator
The Ageas Federal Platinum Wealth Builder Plan is a Unit Linked Insurance Plan (ULIP) specifically designed for high-net-worth individuals seeking both long-term wealth creation and life insurance protection.
Life Cover: Provides financial security to your loved ones if you pass away during the policy term.
Investment Growth: Premiums are invested in market-linked funds for potential long-term wealth creation.
Loyalty Additions: Guaranteed loyalty bonuses are added to your fund value at specific intervals, boosting your wealth accumulation.
Wealth Booster on Premiums: Additional premium allocation of 2% of installment premium added to your fund from the 6th policy year till the end of the premium paying term, accelerating returns.
Flexible Policy Term: Choose your policy term (12 to 25 years) and premium paying term (6, 8, 10, 12, or 15 years).
Fund Switching: Switch between fund options based on market conditions and your investment goals.
Partial Withdrawal: Make partial withdrawals after a lock-in period to address financial needs.
Optional Spouse Cover: Provide additional protection for your spouse by opting for this cover.
Top-up Facility: Increase your sum assured or invest additional premiums during the policy term to enhance your wealth accumulation.
Tax Benefits: Enjoy tax benefits on premiums paid and maturity proceeds as per applicable tax laws.
| Fund Name | NAV  |
AUM |
5 Yr Returns |
10 Yr Returns | |
|---|---|---|---|---|---|
| SBI Life Balanced Fund | ₹71.88 | ₹24626 Cr | 8.04% | 9.56% | |
| SBI Life Bond Fund | ₹50.58 | ₹17457 Cr | 5.4% | 6.65% | |
| SBI Life Equity Fund | ₹192.72 | ₹83975 Cr | 10.54% | 11.4% | |
| SBI Life Equity Optimiser Fund | ₹53.31 | ₹2381 Cr | 10.98% | 11.24% | |
| SBI Life Growth Fund | ₹92.49 | ₹2731 Cr | 9.61% | 10.97% | |
| SBI Life Money Market Fund | ₹36.88 | ₹434 Cr | 5.81% | 5.98% | |
| SBI Life Top 300 Fund | ₹55.53 | ₹1640 Cr | 10.33% | 11.95% | |
| SBI Life Pure Fund | ₹26.72 | ₹1018 Cr | 10.22% | - | |
| SBI Life Bond Optimiser Fund | ₹22.33 | ₹2759 Cr | 7.29% | - | |
| SBI Life Balanced Pension | ₹72.27 | ₹419 Cr | 8.73% | 10.43% | |
| SBI Life Bond Pension | ₹44.98 | ₹415 Cr | 5.24% | 6.92% | |
| SBI Life Equity Pension | ₹73.31 | ₹3960 Cr | 11.74% | 12.37% | |
| SBI Life Growth Pension | ₹72.57 | ₹356 Cr | 10.25% | 11.49% | |
| SBI Life Money Market Pension | ₹34.09 | ₹83 Cr | 5.76% | 5.96% | |
| SBI Life Equity Optimiser Pension | ₹57.06 | ₹453 Cr | 10.95% | 12.06% | |
| SBI Life Top 300 Pension | ₹54.49 | ₹416 Cr | 10.59% | 12.13% | |
| SBI Life Midcap Fund | ₹49.87 | ₹18705 Cr | 19.31% | - | |
| SBI Life Corporate Bond Fund | ₹16.43 | ₹946 Cr | 5.34% | - | |
| SBI Life Equity Elite | ₹85.92 | ₹13 Cr | 12.94% | 13.85% | |
| SBI Life Equity Elite II | ₹50.5 | ₹12314 Cr | 9.89% | 11.02% | |
| SBI Life Index | ₹46.17 | ₹128 Cr | 10.65% | 11.48% | |
| SBI Life Index Pension | ₹48.22 | ₹35 Cr | 10.77% | 11.53% | |
| SBI Life P-E Managed | ₹38.27 | ₹250 Cr | 9.4% | 9.79% | |
| SBI Life Guaranteed Pension GPF070211 | ₹26.59 | ₹3 Cr | 5.09% | 6.49% | |
| SBI Life Bond Pension II | ₹23.46 | ₹26724 Cr | 5.17% | 6.28% | |
| SBI Life Equity Pension II | ₹40.65 | ₹8679 Cr | 10.63% | 11.85% | |
| SBI Life Money Market Pension II | ₹20.82 | ₹1402 Cr | 5.53% | 5.71% | |
| SBI Life Discontinued Policy Fund | ₹25.49 | ₹7449 Cr | 5.61% | 5.98% | |
| SBI Life Discontinue Pension Fund | ₹21.52 | ₹4076 Cr | 5.63% | - | |
| SBI Life Group Growth Plus Fund | ₹56.51 | ₹2 Cr | 8.34% | - | |
| SBI Life Group Debt Plus Fund | ₹40.24 | ₹4 Cr | 6.28% | - | |
| SBI Life Group Balance Plus Fund | ₹47.91 | ₹4 Cr | 7.23% | - | |
| SBI Life Group Balance Plus Fund II | ₹26.38 | ₹150 Cr | 7.31% | - | |
| SBI Life Group Debt Plus Fund II | ₹26.1 | ₹157 Cr | 6.33% | - | |
| SBI Life Group Growth Plus Fund II | ₹26.51 | ₹22 Cr | 8.64% | - | |
| SBI Life Group Short Term Plus Fund II | ₹21.48 | ₹9 Cr | 5.83% | - | |
| SBI Life Group Money Market Plus Fund | ₹13.92 | ₹2 Cr | 3.18% | - |
Follow the steps mentioned below to start investing in Ageas Federal Unit Linked Insurance Plans:
Step 1. Choose a plan:
Explore Policybazaar website or consult an insurance agent to understand the plans available, such as Wealth Gain, Wealthsurance Growth, or Wealth Plus Critical Protection. Consider your specific goals, risk appetite, and budget to choose the best plan for you.
Step 2. Contact an agent or visit a branch:
Once you've chosen a plan, you can contact an Ageas Federal agent or visit a branch to initiate the application process. They will guide you through the formalities and provide the necessary documents.
Step 3. Gather documents:
You will need to submit various documents as part of the application process, including:
Proof of identity (PAN card, Aadhaar card)
Proof of address (Voter ID, electricity bill)
Proof of income (Salary slips, income tax returns)
Medical declaration form (completed by a doctor)
Proposal form (filled out with your details)
Step 4. Pay the premium:
You will need to pay the initial premium amount at the time of application. Ageas Federal offers various premium payment options, including lump sum, regular, or flexible premiums.
Step 5. Medical examination:
Depending on the chosen plan and your age, you may be required to undergo a medical examination. This helps the insurance company assess your risk profile and determine the premium amount.
Step 6. Policy review and approval:
Once all documents are submitted and the medical examination (if applicable) is completed, Ageas Federal will review your application. They will assess your eligibility and determine the premium amount based on your risk profile. Upon approval, you will receive the policy document outlining the terms and conditions.
02 Jul 2025
The Sahara Life ULIP Plan Calculator is a reliable online
24 Jun 2025
Planning your future needs both protection and wealth creation.
24 Jun 2025
Axis Max Life Flexi Wealth Advantage Plan is a unit-linked
05 Jun 2025
The Bandhan Life ULIP calculator is a financial tool that helps
05 Jun 2025
The Reliance ULIP Plan Calculator is a reliable financial tool*All savings are provided by the insurer as per the IRDAI approved insurance
plan. Standard T&C Apply
Tax benefit is subject to changes in tax laws
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Insurance
Calculators
Payment Methods
Secured With
Follow us on
