IndiaFirst Life TULIP Plus Plan

IndiaFirst Life TULIP Plus Plan is a Unit-Linked Insurance Plan (ULIP), that has market-based investment opportunities. It is a strategy that can be adopted by those willing to build wealth in the long term while ensuring their families' financial security. As a subsidiary of the larger IndiaFirst Life ULIP family, it offers diversified funds, flexible investment options, and a high life insurance cover of up to 100 times the annual premium.

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13.2 Crore
Registered Consumer
53
Insurance Partners
6.29 Crore
Policies Sold

List of ULIP Funds ~
Fund Name
AUM
Returns (in %)
3 Year
5 Year
10 Year
77,698 Cr
Returns
8.73%
Returns
8.53%
Returns
10.82%
Highest Returns
Get Details
40 Cr
Returns
-
Returns
16.1%
Returns
18.6%
Highest Returns
Get Details
4 Cr
Returns
22.85%
Highest Returns
Returns
22%
Returns
20%
Get Details
3,622 Cr
Returns
12.7%
Returns
13.3%
Highest Returns
Returns
12.6%
Get Details
10,579 Cr
Returns
17.08%
Returns
21%
Returns
22%
Highest Returns
Get Details
5,680 Cr
Returns
14.82%
Highest Returns
Returns
12.53%
Returns
13.92%
Get Details
5,426 Cr
Returns
17.8%
Highest Returns
Returns
16.13%
Returns
15.8%
Get Details
4,837 Cr
Returns
13.29%
Returns
12.27%
Returns
13.42%
Highest Returns
Get Details
3,330 Cr
Returns
14%
Returns
12.48%
Returns
15.02%
Highest Returns
Get Details
5 Cr
Returns
-
Returns
16.1%
Returns
18.6%
Highest Returns
Get Details
1,446 Cr
Returns
6.93%
Returns
7.27%
Returns
9.45%
Highest Returns
Get Details
493 Cr
Returns
14.43%
Highest Returns
Returns
13.31%
Returns
12.5%
Get Details
1,051 Cr
Returns
12.63%
Returns
11.97%
Returns
14.45%
Highest Returns
Get Details
526 Cr
Returns
9.94%
Returns
9.21%
Returns
10.92%
Highest Returns
Get Details
130 Cr
Returns
10.85%
Returns
10.99%
Returns
12.79%
Highest Returns
Get Details
145 Cr
Returns
7.86%
Returns
8.19%
Returns
10.27%
Highest Returns
Get Details
219 Cr
Returns
11.6%
Returns
12.47%
Returns
12.94%
Highest Returns
Get Details
1,126 Cr
Returns
7.71%
Returns
9%
Returns
11.17%
Highest Returns
Get Details
0 Cr
Returns
6.6%
Returns
10%
Returns
11.02%
Highest Returns
Get Details
1,753 Cr
Returns
18.23%
Highest Returns
Returns
16.39%
Returns
14.67%
Get Details
see more plans

Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Eligibility Criteria for the IndiaFirst Life TULIP Plus Plan

Criteria Minimum Maximum
Entry Age 18 Years 60 Year
Maturity Age 75 Years
Premium Payment Term 5 Years 30 Years
Policy Term 10 Year 40 Years
Premium Amount As Per Plan No Fixed Limit

Features of the IndiaFirst Life TULIP Plus Plan

The plan offers several investment and protection features designed to support financial goals. Here are the key features under the IndiaFirst Life ULIP Plus Plan:

  • Life Insurance Cover: Policyholders can be provided with life insurance coverage equal to 100 times the annual premium, which will greatly protect their families.
  • Return Of Charges: IndiaFirst Life TULIP Plus Plan offers return of premium allocation charges and mortality charges, which are returned to the fund value throughout the policy term, thereby increasing investment returns.
  • Multiple Fund Options: There are 10 diversified funds with varying risk levels for investors to choose from, based on their objectives.
  • New Equity-Based Funds: The IndiaFirst Life TULIP Plus Plan will include the Multi-Cap Equity Fund and the Macro Trend Fund, which will invest in high-growth companies aligned with the long-term market trend.
  • Lowered Premium Allocation Charges: IndiaFirst Life TULIP Plus Plan is also more effective when one has large investments, as the higher the premium investments, the lower the allocation charges.
  • Sophisticated Investment Policies: There are three investment strategies that policyholders can use to manage risk and invest effectively.
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Benefits of the IndiaFirst Life TULIP Plus Plan

Before choosing the best investment plan, it is essential to understand how it works and what it offers. The following are the key benefits of IndiaFirst Life TULIP Plus Plan.

  • Maturity Benefit: The maturity benefit is the accumulated fund value remitted to the policyholder upon the policyholder's survival to the end of the policy term.
  • Wealth Creation Opportunity: The plan offers the opportunity to accumulate wealth in the long term through equity-based investments and diversified funds.
  • Tax Benefits: Tax benefits may include tax premiums paid and tax benefits received, as defined in the applicable regulations and income tax laws.
  • Flexible Investment Alternatives: The IndiaFirst Life TULIP Plus Plan offers a range of investment options, and policyholders can customize their investment strategy based on risk tolerance and investment objectives.

Riders Under the IndiaFirst Life TULIP Plus Plan

The number of riders can be increased on the base policy to increase coverage. We will review the possible riders.

  • Accidental Death Benefit Rider: This rider provides additional financial protection if the life assured dies in an accident.
  • Permanent and Total Disability Rider: If the insured suffers permanent disability due to an accident, the rider will pay the sum assured.

Policy Details of the IndiaFirst Life TULIP Plus Plan

  1. Grace Period

    It will offer a grace period after the premium is due, allowing policyholders to make payment before the policy expiry.

  2. Revival

    If the policy is lost due to nonpayment, it can be reinstated within a specified period by paying all missed payments plus interest.

  3. Free Look Period

    Policyholders have the right to a 15-day free look period, during which they may receive the policy and cancel if they are not pleased.

  4. Surrender

    The policy year can charge surrender fees, and the policy before it matures can be surrenderable.

    Invest in high growth ULIP Plans Invest in high growth ULIP Plans
  5. Fund Switching

    It will be left to policyholders to decide whether to change an investment of their choice based on market conditions or their financial goals.

Fund Name NAV sort icon AUM sort icon 5 Yr Returns sort icon 10 Yr Returns sort icon
IndiaFirst Equity Elite Opportunities Fund ₹27.07 ₹153 Cr 9.54% -
IndiaFirst Equity ₹52.04 ₹22 Cr 11.15% 11.99%
IndiaFirst Balanced ₹41.6 ₹10 Cr 9.01% 10.09%
IndiaFirst Debt ₹27.24 ₹1 Cr 4.58% 5.27%
IndiaFirst Equity Pension ₹56.44 ₹11 Cr 12.17% 12.83%
IndiaFirst Balanced Pension ₹43.77 ₹3 Cr 9.31% 10.52%
IndiaFirst Debt Pension ₹26.71 ₹1 Cr 4.47% 5.18%
IndiaFirst Equity 1 ₹47.16 ₹5301 Cr 10.72% 12.25%
IndiaFirst Debt 1 ₹25.41 ₹1960 Cr 5.09% 5.02%
IndiaFirst Balanced 1 ₹36.61 ₹415 Cr 8.59% 9.51%
IndiaFirst Index Tracker ₹39.39 ₹40 Cr 8.67% 11.04%
IndiaFirst Value ₹51.17 ₹276 Cr 10.87% 12.48%
IndiaFirst Bond Fund ₹27.97 ₹324 Cr 5.24% 5.82%
IndiaFirst Equity Advantage Fund ₹51.5 ₹104 Cr 10.71% 12.3%
IndiaFirst Dynamic Asset Allocation ₹37.79 ₹333 Cr 7.62% 7.53%
IndiaFirst EBP Dynamic Moderator Fund ₹22.61 ₹29 Cr 5.74% -
IndiaFirst Flexi Cap Equity Fund ₹18.57 ₹175 Cr - -
IndiaFirst Sustainable Equity Fund ₹15.17 ₹17 Cr - -
See more plans

Exclusions Under the IndiaFirst Life TULIP Plus Plan

There are some requirements that may limit the policy's coverage. Here are the key exclusions:

  1. Suicidal Cover

    In case the life assured commits suicide within the given first policy term, the policy might not give the complete benefit of death as stipulated in the policy.

  2. Total Permanent Disability (TPD)

    Disability rider claims are subject to definite conditions and medical justifications before one receives a payment.

FAQs

  • What are the investment strategies that can be considered on the IndiaFirst Life TULIP Plus Plan?

    The plan provides three investment alternatives, which include Self-Managed Strategy, Smart Switch Strategy, and Age-Based Investment Strategy, where the investor is able to control the level of risk as well as the way funds are allocated.
  • How many funds are available in the IndiaFirst Life TULIP Plus Plan?

    The plan offers 10 diversified funds, including equity and balanced funds, to meet the risk appetites of different people.
  • Who should consider the IndiaFirst Life TULIP Plus Plan?

    This plan should be viewed as part of long-term financial planning for individuals seeking a mix of life insurance coverage and market-related investment growth.
Ulip Insurer2
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 1298 Reviews)

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IndiaFirst ULIP Plans Reviews & Ratings

4.6 / 5 (Based on 1298 Reviews)
(Showing Newest 10 reviews)
Preeti
Hyderabad, January 27, 2026
Smart Savings Smart Choice
Reliance Nippon Life Smart Savings Insurance Plan purchased through PolicyBazaar is a smart choice for long term savings. The plan features are comprehensive ensuring financial security. Kudos to PolicyBazaar for their impressive service.
Akash
Chennai, January 27, 2026
Optimizing Wealth Optimizing Future
Opting for Kotak Mahindra Wealth Optimise through PolicyBazaar was a strategic choice. The plans features are exceptional providing a diverse range of investment options. PolicyBazaars service exceeded my expectations.
Sangeeta
Bengaluru, January 27, 2026
Wealth Accumulation Simplified
SBI Life Smart Wealth Builder made easy by PolicyBazaar gives you easy way to make more money. The plan has strong stuff keeping your future safe. PolicyBazaar did very good service.
Deepak
Udaipur, January 27, 2026
PolicyBazaar Setting the Standard for Service
PolicyBazaars service set a high standard. Their teams knowledge and assistance in choosing the right ULIP plan were exemplary. A top notch experience overall.
Neha
Vadodara, January 27, 2026
A Trustworthy Advisor
PolicyBazaar acted as a trustworthy advisor in helping me select the right ULIP plan. Their teams expertise and professionalism were commendable. Highly satisfied.
Vikram
Surat, January 27, 2026
Service Par Excellence
The service provided by PolicyBazaar was par excellence. Their team went above and beyond to help me choose the right ULIP plan. Kudos to the PolicyBazaar team.
Ananya
Mumbai, January 27, 2026
The Epitome of Customer Service
PolicyBazaars customer service is exemplary. Their team assisted me in selecting the perfect ULIP plan making the entire process seamless. Highly impressed.
Nisha
Amritsar, January 27, 2026
ICICI Pru Signature Signature Investment for Future
Choosing ICICI Pru Signature through PolicyBazaar was a signature move. The plans features are exceptional providing diverse investment options. PolicyBazaars service was outstanding.
Alok
Jaipur, January 27, 2026
Maximized Savings Minimum Hassle
Opting for Max Life Online Savings Plan via PolicyBazaar was a great decision. The plans features are outstanding and PolicyBazaar service is top notch. Highly recommended.
Sunita
Chandigarh, January 27, 2026
A Click to Secure Future
HDFC Life Click two Invest bought through PolicyBazaar provides a secure investment avenue. The plan features are comprehensive and user friendly. PolicyBazaar service was commendable throughout.


˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

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