Tata AIA Shubh Fortune Plan

Features of Tata AIA Shubh Fortune Plan

Following are the key features of the Tata AIA Shubh Fortune Plan:

• Timely Payouts for Education & Life Goals: This ULIP plan gives you payouts at key milestones, such as your child’s higher education or when you retire, helping you achieve your family’s important goals.

• Secure Investment: The premiums you pay are protected, ensuring that a lump sum amount is paid out to your loved ones in case of unforeseen events.

• Long-Term Wealth Growth: Grow your money consistently with top-rated funds (4 or 5 stars by Morningstar). This ensures your investments grow steadily over time.

• Life Protection: This plan provides life coverage throughout the policy term, ensuring your family’s financial security in case of an emergency.

• Premium Waiver: The Benefit Protect Rider ensures that if something happens to you, future premiums are waived off, keeping your child’s future safe.

• Protection under MWPA: Under the Married Women’s Property Act (MWPA), the benefits of the policy are protected for your family and are safe from creditors or lenders.

• Tax Benefits: You can avail of tax benefits on premiums paid and policy payouts under Section 80C and Section 10(10D), as per prevailing tax laws, to optimize your savings.

Who Can Buy Tata AIA Shubh Fortune Plan?

This plan is perfect for:

• Parents who want to plan for their child’s education and future.

• Families who are aiming to achieve major life goals, like buying a house or saving for retirement.

• Individuals who want to ensure they have a worry-free retirement.

List of ULIP Funds ^~

Returns 3 Years 5 Years 10 Years

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

Equity Fund

SBI Life

AUM:83,975 Cr

83,975 Cr

NAV

183

-183.00%

Returns

9.85%

Returns

9.31%

Returns

11.24%

Highest Returns

Get Details

Opportunities Fund

HDFC Life

AUM:35,377 Cr

35,377 Cr

NAV

71.11

-71.11%

Returns

16.5%

Highest Returns

Returns

14.6%

Returns

14.2%

Get Details

High Growth Fund

Axis Max Life

AUM:12,246 Cr

12,246 Cr

NAV

107.24

-107.24%

Returns

23.53%

Highest Returns

Returns

18.7%

Returns

18.15%

Get Details

Opportunities Fund

ICICI Prudential Life

AUM:3,622 Cr

3,622 Cr

NAV

55.64

-55.64%

Returns

13.49%

Highest Returns

Returns

13.3%

Returns

12.6%

Get Details

Multi Cap Fund

Tata AIA Life

AUM:9,815 Cr

9,815 Cr

NAV

59.36

-59.36%

Returns

16.59%

Returns

21%

Returns

22%

Highest Returns

Get Details

Accelerator Mid-Cap Fund II

Bajaj Life

AUM:5,680 Cr

5,680 Cr

NAV

74.7

-74.70%

Returns

15.3%

Highest Returns

Returns

12.9%

Returns

13.69%

Get Details

Multiplier

Birla Sun Life

AUM:4,998 Cr

4,998 Cr

NAV

89.53

-89.53%

Returns

16.56%

Highest Returns

Returns

15.21%

Returns

15.25%

Get Details

Frontline Equity Fund

Kotak Mahindra Life

AUM:4,837 Cr

4,837 Cr

NAV

64.28

-64.28%

Returns

14.43%

Highest Returns

Returns

12.79%

Returns

13.84%

Get Details

Virtue II

PNB MetLife

AUM:3,330 Cr

3,330 Cr

NAV

64.54

-64.54%

Returns

13.76%

Returns

12.94%

Returns

14.62%

Highest Returns

Get Details

Equity II Fund

Canara HSBC Life

AUM:3,340 Cr

3,340 Cr

NAV

38.28

-38.28%

Returns

9.07%

Returns

9.17%

Returns

10.31%

Highest Returns

Get Details

Blue-Chip Equity Fund

Star Union Dai-ichi Life

AUM:1,446 Cr

1,446 Cr

NAV

32.5

-32.50%

Returns

7.79%

Returns

8.11%

Returns

10.13%

Highest Returns

Get Details

Global Equity Growth Fund

IndiaFirst Life

AUM:0 Cr

0 Cr

NAV

0.00%

Returns

-

Returns

16.6%

Highest Returns

Returns

16.25%

Get Details

Life Pure Equity Fund 2

Reliance

AUM:525 Cr

525 Cr

NAV

52.27

-52.27%

Returns

14.93%

Highest Returns

Returns

13.73%

Returns

12.47%

Get Details

Growth Opportunities Plus Fund

Bharti AXA

AUM:1,051 Cr

1,051 Cr

NAV

68.37

-68.37%

Returns

12.32%

Returns

12.15%

Returns

14.59%

Highest Returns

Get Details

Equity Top 250 Fund

Edelwiess Life

AUM:526 Cr

526 Cr

NAV

53.02

-53.02%

Returns

10.78%

Returns

9.63%

Returns

11.07%

Highest Returns

Get Details

Future Apex Fund

Future Generali

AUM:130 Cr

130 Cr

NAV

51.73

-51.73%

Returns

11.57%

Returns

11.54%

Returns

13.03%

Highest Returns

Get Details

Large Cap Equity Fund

Pramerica Life

AUM:183 Cr

183 Cr

NAV

56.52

-56.52%

Returns

9.26%

Returns

9.16%

Returns

10.88%

Highest Returns

Get Details

Accelerator Fund

Bandhan Life

AUM:219 Cr

219 Cr

NAV

45.26

-45.26%

Returns

12.59%

Returns

13.29%

Returns

13.45%

Highest Returns

Get Details

Enhancer Fund-II

Aviva Life

AUM:1,126 Cr

1,126 Cr

NAV

51.73

-51.73%

Returns

9.45%

Returns

10.44%

Returns

11.74%

Highest Returns

Get Details

Balanced Fund

LIC India

AUM:1,217 Cr

1,217 Cr

NAV

17.67

0.00%

Returns

8.12%

Highest Returns

Returns

6.57%

Returns

-

Get Details

Midcap Fund

IDBI Federal Life

AUM:1,779 Cr

1,779 Cr

NAV

82.54

-82.54%

Returns

19.07%

Highest Returns

Returns

16.22%

Returns

14.2%

Get Details

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Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Tax Benefits of Tata AIA Shubh Fortune Plan

The tax benefits of the Tata AIA Shubh Fortune Plan are as follows:

• Tax Deduction on Premiums: Premiums paid for Tata AIA Shubh Fortune ULIP are eligible for tax deductions under Section 80C, up to ₹1.5 lakh per financial year.

• Tax-Free Maturity Benefits: Maturity proceeds are tax-exempt under Section 10(10D), provided:

  • For policies issued after April 1, 2012, the annual premium does not exceed 10% of the sum assured. Total premiums across all ULIPs are under ₹2.5 lakh per year.

  • For policies issued before this date, premiums should be below 20% of the sum assured.

• Tax-Free Death Benefits: In case of death, the sum assured paid to the nominee is tax-free under Section 10(10D), irrespective of premium limits.

Benefits of the MWPA Act in Tata AIA Shubh Fortune Plan

The Married Women’s Property Act (MWPA) ensures that the benefits from your policy are protected for your family. It prevents these benefits from being claimed by creditors or lenders, providing added security for your loved ones.

How Can You Plan Your Investments in the Tata AIA Shubh Fortune Plan?

• Set Clear Goals: Start by deciding what’s important for your family, whether it’s funding your child’s education, buying a house, or saving for retirement.

• Start Early: Invest early so that your wealth grows steadily over time, helping you prepare for rising costs and unexpected financial challenges.

• Stay Stress-Free: With a solid financial plan in place, you can enjoy life’s milestones without worrying about money.

• Keep Your Family Secure: Ensure your family’s future and retirement planning are safe with a plan that balances both your goals and financial security.