Download the Policybazaar app
to manage all your insurance needs.
Star Union ULIP Calculator
The Star Union ULIP Calculator is a digital tool designed to help you visualise the future value of your investment in Star Union Dai-ichi’s Unit Linked Insurance Plans (ULIPs). By entering basic details such as your investment amount, policy term, and estimated rate of return, the calculator provides a projection of your policy's maturity amount. It's a practical, easy-to-use tool that supports smart financial decision-making by helping you explore different plan scenarios before you invest.
ULIP Plans
- Take the first step to ₹1 Crore
- Plans delivering up to 18% CAGR
- 100% online, Zero paperwork
- Expert help at no extra cost
- 4.8++ Rated
- 13.2 Crore Registered Consumer
- 53 Partners Insurance Partners
- 6.29 Crore Policies Sold
We are rated++
13.2 Crore
Registered Consumer
53
Insurance Partners
6.29 Crore
Policies Sold
Top performing plans˜ with High Returns**
Get High Returns up to 18%^
- Home
- Life Insurance
- Ulip Plans
- ULIP Calculator
- Star Union ULIP Calculator
Investment Return Calculator (Power of Compounding)
- One Time
- Monthly
- Yearly
₹
Top Funds with High Returns (Past 7 Years)
10.82%
Equity Fund
18.6%
Top 300 Alpha 50 Pension Fund
20%
High Growth Pension Fund
12.6%
Opportunities Fund
22%
Multi Cap Fund
13.92%
Accelerator Mid-Cap Fund II
15.8%
Multiplier
13.42%
Frontline Equity Fund
15.02%
Virtue II
18.6%
Pension Nifty Alpha 50 Index Fund
9.45%
Blue-Chip Equity Fund
12.5%
Life Pure Equity Fund 2
14.45%
Growth Opportunities Plus Fund
10.92%
Equity Top 250 Fund
12.79%
Future Apex Fund
10.27%
Large Cap Equity Fund
12.94%
Accelerator Fund
11.17%
Enhancer Fund-II
11.02%
Pension Bond Fund
14.67%
Midcap Fund
View Plans
Why Use the Star Union ULIP Calculator?
Here’s how the ULIP Calculator can add value to your investment journey:
-
Visualise Returns:
Know how your ULIP investment may grow over the years based on your chosen inputs.
-
Plan Strategically:
Test various combinations of premiums, durations, and return assumptions to find a setup that works best for your goals.
-
Tailored Budgeting:
Select a premium and payment frequency that comfortably fits your financial situation.
-
Goal Alignment:
Whether you’re saving for your child’s future, a new home, or retirement, the calculator helps you align your investments accordingly.
-
Risk Estimation:
Understand the potential impact of market performance on your investment outcomes.
-
Customisable Inputs:
Try different values to fine-tune your investment strategy and make informed decisions.
List of ULIP Funds ~
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
Equity Fund
SBI Life
AUM:77,698 Cr
77,698 Cr
NAV
187.48
0.51%
Returns
8.73%
Top 300 Alpha 50 Pension Fund
HDFC Life
AUM:40 Cr
40 Cr
NAV
10.06
-0.04%
Returns
-
High Growth Pension Fund
Axis Max Life
AUM:4 Cr
4 Cr
NAV
10.05
0.02%
Returns
22.85%
Highest Returns
Opportunities Fund
ICICI Prudential Life
AUM:3,622 Cr
3,622 Cr
NAV
58.48
0.23%
Returns
12.7%
Multi Cap Fund
Tata AIA Life
AUM:10,579 Cr
10,579 Cr
NAV
64.22
0.26%
Returns
17.08%
see more plans
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
How to Use the Star Union ULIP Calculator
Using the calculator is simple and can help you get projections in just a few steps:
Step 1:
Open the ULIP calculator on the Star Union Dai-ichi website or an authorised insurance platform.
Step 2:
Select how often you’d like to pay your premium—monthly, quarterly, yearly, or one-time.
Step 3:
Enter the following information:
-
Premium amount
-
Duration of premium payments
-
Overall policy term
-
Expected annual return rate
Step 4:
Review the estimated total investment and projected maturity value.
Step 5:
Adjust the values to explore different possibilities and choose the combination that suits your long-term financial plan.
Sample Illustration
Example Scenario:
Policyholder: Mrs. Kavita Nair
Annual Premium: ₹1,20,000
Premium Payment Term: 8 years
Policy Term: 20 years
Expected Annual Return: 10%
Calculator Output:
-
Total Premium Paid: ₹9,60,000
-
Estimated Maturity Amount: ₹ 47.4 lakhs
Scenario Adjustment:
If Kavita increases her annual premium to ₹1,80,000, her projected maturity amount increases significantly to ₹71.1 lakhs—showing the impact of higher investments over the same policy term.
List of Investment Funds
Select insurers
Select plans
Advantages of the Star Union ULIP Calculator
-
Quick Results:
Get instant projections of your investment outcome.
-
Flexible Simulation:
Change your inputs as needed to view various scenarios.
-
Clear Planning:
Supports financial goal-setting by offering a future-focused estimate.
-
Side-by-Side Plan Testing:
Test and compare different ULIP plan outcomes with ease.
-
User-Friendly:
Intuitive interface with simple steps that anyone can use.
Why Consider Star Union ULIP Plans?
Star Union Dai-ichi ULIP plans blend life protection with investment opportunities through market-linked funds. These plans offer flexibility to switch funds, tailor premium payment terms, and track performance over time. ULIPs also come with tax advantages under current laws, making them suitable for a wide range of financial goals, from wealth creation to retirement planning. Whether you're starting early or revisiting your investment strategy, Star Union offers plans designed to grow with your needs.
Conclusion
The Star Union ULIP Calculator is more than just a number-crunching tool; it’s a planning companion that helps you make smarter, goal-oriented investment decisions. With a better understanding of how your premium and duration affect your future returns, you can confidently select the right ULIP plan and take control of your financial future.
FAQs
-
What is the Star Union ULIP Calculator used for?
The Star Union ULIP Calculator helps estimate the future value of your investment plan based on inputs like premium amount, duration, and expected returns. It’s designed to simplify investment planning and decision-making. -
Is the Star Union ULIP calculator result guaranteed?
No, the calculator provides an estimated maturity value based on assumed returns. Since ULIPs are market-linked products, actual Star Union ULIP plan returns may vary depending on market conditions and fund performance. -
Can I compare different ULIP scenarios using the calculator?
Yes, the Star Union ULIP calculator tool is designed for flexible use. You can try different combinations of inputs to compare various investment outcomes and choose a scenario that aligns with your financial goals. -
Do I need to log in or register to access the Star Union ULIP calculator?
No registration or login is required to use the basic calculator. However, if you want to save your scenarios or get plan recommendations, you may be asked for your contact details.
Insurers Offering ULIPs
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or
insurance product offered by an insurer.
- SIP Calculator
- Income Tax Calculator
- Compound Interest Calculator
- NPS Calculator
- Show More Calculator
Investment Calculator
- One time
- Monthly
₹
/ Year
Sensex has given 10% return from 2010 - 2020
View plans
Ulip plans Articles
Recent Articles
Popular Articles
02 Jul 2025
The Sahara Life ULIP Plan Calculator is a reliable online
24 Jun 2025
Planning your future needs both protection and wealth creation.
24 Jun 2025
Axis Max Life Flexi Wealth Advantage Plan is a unit-linked
05 Jun 2025
The Bandhan Life ULIP calculator is a financial tool that helps
05 Jun 2025
The Reliance ULIP Plan Calculator is a reliable financial toolExplore the popular searches and stay informed
- ULIP Calculator
- ULIP Plan
- 50k Pension Per Month
- Annuity Plan
- Atal Pension Yojana Calculator
- Best Pension Plan in India
- Best SIP Plans
- Child Investment Plan
- Child Plan
- CIBIL Score
- Deferred Annuity Plans
- Government Schemes for Girl Child
- HDFC SIP Calculator
- Immediate Annuity Plans
- Investment Plan
- LIC
- NPS Interest Rate
- Pension Plan
- Post Office Child Plan
- Prime Minister Schemes For Boy Child
- Retirement Planning
- SBI Annuity Deposit Scheme Calculator
- SBI SIP Calculator
- SBI SIP
- SIP Calculator
- SIP
- Sukanya Samriddhi Yojana Interest Rate
- Sukanya Samriddhi Yojana
- 1 Crore Term Insurance
- Best Term Insurance Plan
- Term Insurance for Women
- Term Insurance for NRI
- Term Insurance
- Term Insurance Calculator
- Life Insurance
- Term Insurance with Return of Premium
- Whole Life Insurance
- Term Insurance vs Life Insurance
- What is Term Insurance
- Life Insurance Calculator
- 5 Crore Term Insurance
- 2 Crore Term Insurance
- 50 Lakh Term Insurance
- Term Insurance for Housewife
- Benefits of Term Insurance
- Term Insurance Terminology
- Medical Tests for Term Insurance
- Term Insurance for Self Employed
- Claim Settlement Ratio
- 10 Crore Term Insurance
- Term Insurance for Smokers
- 1.5 Crore Term Insurance
- Zero Cost Term Insurance
- FIRE Calculator
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.