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Ford Car Insurance
Ford car insurance is a motor insurance policy for cars manufactured by Ford India that protects the vehicle from unforeseen dangers, such as fire, accidents, third-party liabilities, natural calamities & manmade disasters, etc. It also provides compensation to the owner-driver of the Ford car in case he suffers from bodily injuries in a car accident.
About Ford Motor Company
An American multinational automobile manufacturer, Ford Motor Company was founded by Henry Ford in 1903.
The company manufactures and sells passenger cars and trucks as well as automotive parts and accessories. Some of the popular Ford car models include Ecosport, Endeavour, Figo, Aspire and Mustang.
Ford Car Models with Insurance Price
| Ford Car Models (2022 Registration) |
Ex-showroom Prices | Insured Declared Value* (IDV) | Zero Depreciation* (Add-on Cover) | Estimated Ford Car Insurance Price* (Own Damage Car insurance policy) |
| Ecosport Ambiente | Rs. 8,88,000 | Rs. 4,47,426 | Rs. 1,848 | Rs. 3,610 onwards |
| Endeavour Titanium 2.2 | Rs. 34,54,000 | Rs. 20,48,000 | Rs. 8,141 | Rs. 18,709 onwards |
| Figo Ambiente | Rs. 5,79,000 | Rs. 3,34,720 | Rs. 1,543 | Rs. 2,972 onwards |
*Disclaimer: The car insurance price for various car models of Datsun car may vary as per its variant, RTO, fuel type, coverage type, Insured Declared Value (IDV), year of registration, add-on covers, NCB percentage, etc. The quotes mentioned above are for cars registered under DL1 RTO in 2022.
Ford Car Insurance Premium Calculator
To calculate the estimated price of a Ford car insurance policy before purchasing it, a policyholder can use an online tool called the Ford car insurance calculator. This calculator is very useful in knowing the estimated cost of an insurance policy. This tool takes into account the following details:
- Car’s ex-showroom price
- Car’s make, model, variant
- RTO and registration year
- Previous claim and NCB details
Coverage Under Ford Car Insurance
- Any third-party liability, such as third-party property damage, death and disability of a third person due to the insured vehicle
- Manmade acts like riots and strikes causing damage to the insured car
- Damages arising out of natural disasters like hurricanes, earthquakes, etc
- Claims can also be raised for total or partial loss arising out of the theft of the insured car
- Losses to the insured car due to fire, explosion, self-ignition
- In-transit damages to the insured vehicle
- Depreciation in the value of the Ford car
- Damages to the car while driving it after consuming alcohol
- Expenses incurred due to gradual wear & tear of the car
- Damages caused while driving the insured vehicle without a valid driving license
- Expenses incurred due to electrical or mechanical breakdown
- Damages to the insured four-wheeler while being used for illegal purposes
- Damages to the car outside the geographical boundaries of India
- Damages to the Ford car due to nuclear activities, war or war-like operations
Ford Car Insurance: Add-ons
Ford insurance offers add-on covers to car owners to enhance the protection level of the Ford car by paying a higher premium price. Here are some of the most commonly offered add-on covers under a Ford car insurance policy:
- Engine & Gearbox Protection Cover
- No Claim Bonus Protection Cover
- Key Loss Cover
- Zero Depreciation Cover
- Return to Invoice
- Roadside Assistance Cover
- Consumable Cover
How to Buy/Renew Ford Car Insurance Online?
A Ford car owner can easily buy or renew car insurance online. The procedure to buy Ford insurance online is elucidated below in simple steps. Take a look:
- Click on the “Car Insurance” tab from the homepage of Policybazaar.com
- Enter your car number in the year, choose the other option
- On the next page, select RTO, car make, model, and variant
- Next, fill in the required form and view the quotes
- Choose the Ford motor insurance plan that suits your budget
- Select add-on covers as per your need
- At last, pay the displayed premium amount using any banking card, net banking or UPI
- Your insurer will send you a copy of your Ford insurance policy at your registered mail ID.
How to Raise a Claim Under Ford Car Insurance?
In case of a mishap involving your Ford car, the owner of the car can raise two types of claims. The cashless claims can be made if the Ford car is sent for repairs at an approved garage of the insurance company. If the car is being repaired at a non-approved garage, the car owner can only file reimbursement claims. Take a look at the Ford car insurance claim procedure:
- Immediately notify the motor insurer about the mishap involving your Ford car
- The insurer will send a surveyor to assess the extent of car damage
- Provide the requested documents to the surveyor, who will submit a report to the insurer
- Send all the required documents, including the claim form, to the insurer
- Get your car repaired at an authorised network
- Once repaired, your car repair bill will be paid by the motor insurer directly
- If it's a reimbursement claim, keep all the bills & payment receipts and send them to the insurer along with other documents
- The insurer will verify the documents with the coverage. The payment for the claim amount will be released
Documents Required to Raise Ford Car Insurance Claim
While filing a Ford car insurance claim, a Ford car owner may be required to submit the following documents:
- Duly filled and signed car insurance claim form
- Ford vehicle insurance policy document
- Driving licence of the car owner
- RC or registration certificate of the car
- Copy of Police FIR (under third-party liabilities and theft claims)
- Car repair bills and payment receipts
Ford Car Insurance FAQs
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Q1. Which factors affect the insurance premium of a Ford car?
Ans: The car insurance premium of a Ford car is determined based on the following factors:
- Model of the Ford car
- Type of insurance cover
- IDV of the car
- Place of car registration
- Engine CC or cubic capacity
- No Claim Bonus
- Voluntary deductibles and other discounts
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Q2. What are the benefits of buying Ford insurance online?
Ans: Buying Ford insurance online comes with the following benefits:
- Saves time and money
- Instant policy issuance
- More convenient
- Involves minimal to zero paperwork
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Q3. Which type of Ford car insurance should I buy?
Ans: If you are buying car insurance just to abide by the motor laws, buying third-party insurance for your Ford car is enough. But if you want to protect your car from unforeseen damages or theft, you should buy a comprehensive insurance policy
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Q4. What should I do if there’s a mistake in my Ford insurance policy document?
Ans: In case of a mistake in the policy details, you must contact your insurer requesting correction and also send supporting documents as proof. The insurer will pass an endorsement, and the Ford insurance policy details will be updated.
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Q5. How can I reduce my Ford car insurance price?
Ans: Follow these tips to get a discount on your Ford car insurance policy:
- Try not raising a claim during a policy year so that your NCB can be saved
- Install an ARAI-approved anti-theft device in your car
- Opt for a higher voluntary deductible
- Become a member of the Automobile Association of India
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#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
^Lowest Price Guaranteed is based on certifications shared by insurers with us. Policybazaar will facilitate price matching subject to the terms and conditions of select insurers.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.
