Bullet 350 Twinspark Insurance

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What is Royal Enfield Bullet 350 Twinspark Insurance

Powered by a 346cc Twinspark engine, the Royal Enfield Bullet 350 delivers a steady, torque-rich ride that suits both city roads and highways. Its classic design and solid build have made it a longstanding favourite among Indian riders. Royal Enfield Bullet 350 Twinspark insurance helps protect this iconic motorcycle against financial losses arising from accidents, theft, or other insured risks, while also ensuring legal compliance.

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Popular Royal Enfield Bullet 350 Twinspark Variants With Insurance Premium

Check out the starting price for renewing/buying a Royal Enfield Bullet 350 Twinspark insurance policy:

Royal Enfield Bullet 350 Twinspark Variants (Registration Year 2025) 5-year Third Party and 1-year Own Damage Plan (in Rs.)
Twinspark (350 cc) 7,687 approx.
Twinspark Double Disc (350 cc) 7,713 approx.

*Disclaimer: The prices shown are for your information only. Bike insurance costs depend on factors such as the model, IDV, purchase year, and other key considerations.

Reasons to Renew Royal Enfield Bullet 350 Twinspark Insurance Online from Policybazaar.com

Here are some compelling reasons to use this website to renew your Royal Enfield Bullet 350 Twinspark bike insurance:

  • Timely Renewal Reminders: The company sends insurance renewal reminders to its customers periodically. This reliable service ensures your bike insurance policy is automatically renewed before it expires.
  • Paperless Process: Renewing your bike insurance on this site doesn't require visiting an insurance agent or filling out paperwork. Even filing insurance claims can be done online.
  • Competitive Premiums: The platform lets you compare bike insurance plans from different companies. This makes it easy to find the most affordable policy offering the required coverage.
  • 24/7 Support Available: Policybazaar.com's customer service team is available every day of the week, even on holidays, to help you buy a policy or file a claim.

Coverage Under Royal Enfield Bullet 350 Twinspark Insurance

  • Inclusions
  • Exclusions

Most Royal Enfield Bullet 350 Twinspark insurance policies cover these bike-related risks:

  • Natural disasters can cause losses. Bike insurance covers losses due to earthquakes, snowfall, landslides, floods, cyclones, and similar events.
  • Legal compensation payable to third parties for injuries or death caused during bike accidents.
  • Losses due to riots, strikes, vandalism, and other malicious man-made acts.
  • The owner rider can receive coverage of up to Rs. 15 lakh for injury, death, or physical disability.
  • Theft or total loss (over 75%) of your bike.
  • Losses caused by fires, explosions, and self-ignition.

Here are some things that Royal Enfield Bullet 350 Twinspark bike insurance policies generally don't cover:

  • Repairs after electrical or mechanical breakdowns.
  • Accidents caused by drunk driving or while riding a bike without a helmet.
  • Losses and damages that happen because of wars, warlike situations, or the threat of nuclear war.
  • Depreciation in the bike's value due to normal use.
  • Accidental damage caused while using the bike without a valid licence.
  • Events that occur outside the bike insurance plan's geographic coverage area.

*Disclaimer: Since various bike insurance providers have different policies, it is important to thoroughly review your policy documents to understand the coverage specifics and any exclusions.

Royal Enfield Bullet 350 Twinspark Insurance Add-on Covers

Consider adding the following additional coverage options to your Bullet 350 Twinspark bike insurance policy to better suit your needs:

  • Accessories Cover: Purchase this add-on to protect your bike's electrical and non-electrical components from hazards like accidents and natural disasters.
  • Return to Invoice Cover: With this add-on, you can be compensated for the invoice value of your bike if it is stolen or damaged beyond repair (more than 75%). Generally, only the IDV is paid back by the insurer.
  • Roadside Assistance Cover: If your bike breaks down, this add-on can provide assistance with minor repairs, fuel delivery, towing, flat tyre repair, etc.
  • EMI Protector: If you have this add-on, your insurer will cover the EMIs for your bike loan for a specified period while your bike is getting repaired after an insured event.

How to Buy or Renew Royal Enfield Bullet 350 Twinspark Insurance Online?

Follow the steps below to renew your Royal Enfield Bullet 350 Twinspark insurance plan online:

  • Step 1: Open Policybazaar.com and click on '2-Wheeler Insurance'.
  • Step 2: To renew your policy, enter your bike's registration number and click the 'View Price' option.
  • Step 3: You will see a variety of bike insurance plans from various insurers. Choose any plan that suits your coverage requirements. Include any optional covers you need. "Pay Now" should be clicked.
  • Step 4: Use your preferred digital payment method to pay your bike insurance premium. After that, all the policy documents will be sent to you via email.

How to Raise Royal Enfield Bullet 350 Twinspark Insurance Claims Online?

  1. Cashless Claims

    Under the cashless facility, the insurer makes direct payments to the network garages. The entire procedure is as follows:

    • Step 1: Report the incident in question to your insurance company.
    • Step 2: Fill out the claim form and send it in with soft copies of the necessary documents. Documents such as your driver's licence, your bike's registration certificate, identification documents, proof of address, etc., are required.
    • Step 3: The repairs will be authorised after an insurance surveyor checks the damage.
    • Step 4: To repair your bike, visit any network garage. The bills will be paid directly by your insurer.
  2. Reimbursement Claims

    The step-by-step process for submitting reimbursement claims is given step wise below:

    • Step 1: Inform your insurance company about the claim.
    • Step 2: Report theft or third-party liabilities to the appropriate police station by filing a formal complaint (FIR).
    • Step 3: The insurance company will send a surveyor to look at the damage to the bike and give it the go-ahead.
    • Step 4: Bring your bike to any garage to have it fixed. Save the original bills and pay the repair bills.
    • Step 5: Provide the claim form and any other supporting documentation.

Documents Required for Filing a Bike Insurance Claim

The following paperwork is required before submitting a bike insurance claim:

  • A copy of the rider's driving licence.
  • A copy of the FIR for claims involving physical injuries, death, or property damage to third parties.
  • The bike's RC (Registration certificate).
  • A claims discharge and satisfaction voucher. It must be signed and stamped with a revenue stamp.
  • The report by the Judicial Magistrate First Class, together with the final investigation report and the FIR (for third-party claims).
  • Invoices and payment receipts issued by the garage.
  • An estimate of the repairs needed for the bike.
  • A bike insurance claim form (signed and filled out).
  • A copy of the theft notification that was sent to the RTO, stating that the bike was "no use."
  • Extra keys.
  • Evidence of having a valid Royal Enfield Bullet 350 Twinspark insurance policy.
  • Warranty papers and service booklets.
  • The theft endorsement or confirmation letter by the RTO.

Royal Enfield Bullet 350 Twinspark Insurance - FAQs

  • Which type of bike insurance is best for the Royal Enfield Classic 350 Twinspark?

    A comprehensive bike insurance policy is the best option for your Royal Enfield Classic 350 Twinspark. It covers third-party liability and damage to your bike caused by insured events, such as accidents, theft, and fire.
  • What is a 5-year zero depreciation add-on under Royal Enfield Classic 350 Twinspark bike insurance?

    If you buy a 5-year zero depreciation add-on, your insurer will calculate your claim amount for accidental damages without considering the depreciation on the bike's parts. The add-on is offered for the first 5 years after you buy a bike.
  • Can I use my Royal Enfield Classic 350 Twinspark after 20 years?

    Yes, you can use your Royal Enfield Classic 350 Twinspark after 20 years if you have re-registered it after 15 years.
  • Is the battery covered under the zero-depreciation add-on on the Royal Enfield Classic 350 Twinspark?

    No, most insurers do not cover the battery of your Royal Enfield Classic 350 Twinspark under the zero depreciation add-on.

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^The buying/renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*₹457/- per annum (₹1.3/day) is the price for third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable annually. The list of insurers mentioned is arranged according to alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For the complete list of insurers in India, refer to the Insurance Regulatory and Development Authority of India website: www.irdai.gov.in