Buy/Renew Royal Enfield Super Meteor Insurance Online Starting from ₹457.*

What is Royal Enfield Meteor Insurance

Perfect for long rides, the Royal Enfield Meteor is comfortable and smooth, making it enjoyable to cruise over longer distances. But this smooth cruising can be interrupted if your bike gets damaged due to an accident or a natural calamity. Moreover, it will also result in financial losses to get the repairs done. All of this can be avoided with comprehensive bike insurance. Let's explore how Royal Enfield Meteor insurance can serve as your shield in the event of an unfortunate occurrence.

What is the Insurance Premium for Different Royal Enfield Meteor Variants?

If you have any variant of the Royal Enfield Meteor bike, you can take insurance for enhanced protection against unforeseen damage. Let us look at the Royal Enfield Meteor insurance prices, with the premium and zero depreciation add-on cover cost for all variants:

Royal Enfield Meteor Bike	Zero Depreciation Cover	Expected Royal Enfield Meteor Bike Insurance Price Bundle Policy
Meteor Aurora	₹240	₹7,874
Meteor Fireball	₹240	₹7,874
Meteor STD	₹240	₹7,874
Meteor Stellar	₹240	₹7,874
Meteor Supernova	₹240	₹7,874

*Disclaimer: The premium given in the table above is calculated as per the year of registration, IDV, and registration location, using an online bike insurance premium calculator from Policybazaar.com.

Why Buy Royal Enfield Meteor Insurance from Policybazaar.com?

Policybazaar is a trusted platform when it comes to purchasing insurance, and therefore, buying Royal Enfield Meteor insurance through this platform comes with several benefits, such as:

Hassle-free Repairs: Take your bike to any authorised garage to avail cashless repairs without paying anything upfront.
All-around Protection: A comprehensive policy covers both third-party damages and own damage.
24/7 Support: Whether you have a query or need assistance, call 1800-258-5970 to get assistance at any given time.
Smooth Claim Process: Want to claim, but worried about the whole process? No worries, get end-to-end claim support.
NCB Benefit: When you ride safely, you can get discounts on premiums of up to 50% at renewal.
Roadside Assistance: Avail RSA service at any time for any issues related to your Royal Enfield Meteor, including fuel delivery, battery issues or other mechanical or electrical issues.

What is Covered under the Royal Enfield Meteor Insurance?

Inclusions
Exclusions

The Royal Enfield Meteor insurance policy covers a wide set of inclusions, such as:

Accidental or collision-related damage to the covered Royal Enfield Meteor is covered.
Damages incurred during the transportation of the bike to its new location are also covered in the policy.
When the bike gets damaged due to fire or explosion, it will be covered.
Total or partial loss due to theft or break-in will be covered.
Damage to the bike due to floods, earthquakes, and cyclones is covered under this policy.
Third-party liability for damages or injuries caused by the insured bike will be covered under the insurance.
If the motorcycle is damaged during a riot, vandalism, or strike, it will be covered under the policy.

Irrespective of your Royal Enfield Meteor being insured, claims shall be denied for certain types of damage, and they are listed below:

Any damages that occur outside the policy's geographical scope are not covered.
Any loss or damage incurred while riding under the influence of alcohol or drugs is not covered.
The policy does not cover natural ageing, wear and tear, and mechanical or electrical failures unless due to an accident.
Any damages resulting from intentional or negligent action are excluded from the coverage.
Any indirect losses or damages that are not directly caused by an accident will not be covered.
Any damages resulting from nuclear threats, war, or revolt will not be covered.

*Disclaimer: Coverage may vary depending on the insurer and add-ons of your preferred plan. Please ensure that you check all details carefully.

What are the Best Add-ons for Royal Enfield Meteor Insurance?

Getting add-ons in your Royal Enfield Meteor insurance policy will improve the coverage under the insurance. Here are some choices for the add-on:

Zero Depreciation Coverage: It is an essential cover that ensures that depreciation is not deducted from the claim amount. The cost of repairing and replacing bike parts will be covered without considering the depreciation amount.
Roadside Assistance Cover: The cover ensures 24/7 roadside assistance when you face issues like towing, emergency repairs, tyre and battery replacement, fuel delivery, and pick-up and drop-off are all available to provide worry-free travel.
Consumables Cover: This add-on will help to cover the cost of essentials such as lubricants, bolts, and engine oil, used for repairs needed in the event of an accident. It lowers out-of-pocket costs and protects your bike's performance.
Personal Accident Coverage: This cover protects against losses resulting from accidental injury or death of the rider. It is an IRDAI-compliant add-on and is a crucial safety precaution for two-wheeler owners.

How to Buy or Renew Royal Enfield Meteor Insurance Online?

Whether you are looking to buy a new insurance policy or renew your Royal Enfield Meteor insurance online at Policybazaar.com, follow the steps below:

Step 1: You must visit Policybazaar.com.
Step 2: Next, choose the 'Bike Insurance' on the homepage.
Step 3: You have to enter the registration number of the Royal Enfield Meteor, and click on 'View Prices' for Royal Enfield Meteor insurance renewals. For new bike insurance, pick 'Bought a New Bike' and enter information about the bike's manufacturer, model, variant, and year of manufacture.
Step 4: Compare policies and select between comprehensive coverage for overall protection or third-party liability for legal compliance.
Step 5: Add add-ons for enhanced protection.
Step 6: The next step is to enter your personal information.
Step 7: Complete the payment. Your Royal Enfield Meteor insurance policy document will be shared at your registered email address immediately.

How to Claim Royal Enfield Meteor Insurance Online?

Met with an unexpected bump on the road? Here is how you can claim under your Royal Enfield Meteor insurance online.

Cashless Claim Settlement

Opting for a cashless claim settlement means not paying anything up front. Below is the process to get the cashless claim under your Royal Enfield Meteor insurance:
- Step 1: Contact your insurance provider to inform the insurer about the incident.
- Step 2: The insurance company will appoint a surveyor to inspect the damage.
- Step 3: The insurer will estimate the repair costs as per the surveyor's report. Deliver your insured bike to a provider-approved network garage for repairs.
- Step 4: Once the repairs have been done and approved by the insurer, the garage will get the repair payment directly from them.
Reimbursement Claim Settlement

If you want to opt for the reimbursement claim, you can follow the steps below:
- Step 1: Contact your insurance provider to report the damage.
- Step 2: A surveyor will assess the damage to your bike.
- Step 3: The surveyor will provide a complete report within 48 hours.
- Step 4: Fill out the claim form and submit it to your insurer, along with the necessary documentation.
- Step 5: Take your Royal Enfield Meteor to your preferred garage, pay for repairs, and save all original receipts.
- Step 6: Submit the original invoices and receipts to your insurer for reimbursement.

Which Documents are required for Royal Enfield Meteor Insurance Claims?

For the Royal Enfield Meteor insurance claim, you need to have the following documents prepared:

Filled and signed claim form
DL
FIR copy
Repair bills and estimates
RC copy
KYC details (if the damage exceeds ₹1 lakh)

Additional Documents Required for Royal Enfield Meteor Insurance Theft Claims

NOC from the Financer (if the vehicle is under loan)
RTO letter declaring the insured Meteor as 'No Use'
Subrogation Letter
Non-Traceable Report
Original Meteor insurance papers
Keys
Purchase Invoice
Original RC

Royal Enfield Meteor Insurance FAQs

On what factors will the premium for Royal Enfield Meteor insurance depend?

The insurance premium for the Royal Enfield Meteor will depend on the cubic capacity (CC), ex-showroom price, IDV, add-ons, and the insurer.
What if my Royal Enfield Meteor insurance expires?

If your Royal Enfield Meteor insurance expires, you and your bike won't be covered under the policy anymore, and you can also lose your NCB. Renew policy to enjoy continued coverage.
What is the role of IDV in the Royal Enfield Meteor insurance?

IDV or Insured Declared Value is the maximum amount that you can claim in case of total loss or theft. The premium for your Royal Enfield Meteor insurance largely depends on the IDV. The higher the IDV, the higher the premium.
Will I be covered if I take my Royal Enfield Meteor outside India?

No, the Royal Enfield Meteor insurance will only be valid in India, unless you have a Borderless Warranty.