- Home
- Mutual Funds
- Aditya Birla Sun Life Mutual Fund
- Aditya Birla Sun Life Banking & Psu Debt Fund Direct-growth
Fund Overview of Aditya Birla Sun Life Banking & Psu Debt Fund Direct-growth
-
₹8,819.9 CrAUM
-
₹399.74NAV
-
0.40%Expense Ratio
-
DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Aditya Birla Sun Life Banking & Psu Debt Fund Direct-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.52% | NA | 0.71% |
| 6 Months | 2.36% | NA | 4.51% |
| 1 Year | 4.70% | 4.70% | 8.39% |
| 2 Years | 14.83% | 7.16% | 8.14% |
| 3 Years | 23.11% | 7.17% | 7.57% |
| 5 Years | 35.88% | 6.32% | 6.29% |
| 7 Years | 61.45% | 7.08% | NA |
| 10 Years | 106.10% | 7.50% | 7.57% |
Compare Aditya Birla Sun Life Banking & Psu Debt Fund Direct-growth with other mutual funds in the same category
Aditya Birla Sun Life Banking & Psu Debt Fund Direct-growth
UTI Banking & Psu Fund Direct-flexi Idcw
UTI Banking & Psu Fund Direct-growth
Asset Allocation
debt instruments
95.31%other assets or cash equivalents
4.69%Aditya Birla Sun Life Banking & Psu Debt Fund Direct-growth is one Debt mutual fund offered by Aditya Birla Sun Life Mutual Fund. Launched on 01 Jan 2013, the fund aims Reasonable returns with convenience of liquidity over short term. Investments in debt and money market instruments. It manages assets worth ₹8,819.9 crore as on Sun May 31, 2026. The expense ratio stands at 0.4%. Fund Manager Manager Education Fund Manager Manager EducationAbout Aditya Birla Sun Life Banking & Psu Debt Fund Direct-growth
The portfolio allocation consists of 95.31% in debt instruments, 4.69% in other assets or cash equivalents.Managed by Kaustubh Gupta, it has delivered a return of 4.70% in the last year, a total return since inception of 8.25%.
Based on investment horizon individuals may compare which sip is best during their overall investment planning.
Key Metrics of Aditya Birla Sun Life Banking & Psu Debt Fund Direct-growth
-
Standard Deviation1.36%
-
Sharpe Ratio0.59%
Fund Details
|
|
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Banking & Psu Fund Direct-flexi Idcw  |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-growth |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Half Yearly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Monthly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Quarterly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Yearly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-growth |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-idcw Half Yearly |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-idcw Monthly |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Aditya Birla Sun Life Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Aditya Birla Sun Life Banking & Psu Debt Fund Regular-growth
|
₹8,820 | 1.17% | 1.44% | 2.19% | 4.35% | 6.81% |
|
Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw
|
₹8,820 | 1.17% | 1.44% | 2.19% | 4.35% | 6.81% |
|
Aditya Birla Sun Life Banking & Psu Debt Fund Direct-idcw
|
₹8,820 | 1.20% | 1.52% | 2.36% | 4.70% | 7.17% |
|
Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw Monthly
|
₹8,820 | 1.17% | 1.44% | 2.19% | 4.35% | 6.81% |
|
Aditya Birla Sun Life Banking & Psu Debt Fund Direct-idcw Monthly
|
₹8,820 | 1.20% | 1.52% | 2.36% | 4.70% | 7.17% |
|
Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw Quarterly
|
₹8,820 | 1.17% | 1.44% | 2.19% | 4.35% | 6.81% |
|
Aditya Birla Sun Life Banking & Psu Debt Fund Direct-idcw Quarterly
|
₹8,820 | 1.20% | 1.52% | 2.36% | 4.70% | 7.17% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Axis Banking & Psu Debt Fund-growth |
₹12,219 | ₹2,770.01 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-growth |
₹12,219 | ₹2,864.13 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Daily |
₹12,219 | ₹1,039.13 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Daily |
₹12,219 | ₹1,039.13 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Monthly |
₹12,219 | ₹1,043.85 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Monthly |
₹12,219 | ₹1,044.28 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Weekly |
₹12,219 | ₹1,038.64 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Weekly |
₹12,219 | ₹1,038.66 | 7.11% | 6.19% | 7.28% |
| Bandhan Banking And Psu Fund Direct-growth |
₹12,044 | ₹26.76 | 7.13% | 6.24% | 7.27% |
| Bandhan Banking And Psu Fund Regular-growth |
₹12,044 | ₹25.93 | 6.81% | 5.92% | 6.97% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 4.56% | ₹402.18 Cr |
| Reverse Repo | Unspecified | 2.97% | ₹261.59 Cr |
| Indian Railway Finance Corporation Limited Sr 191b 6.58 Bd 30my30 Fvrs1lac | Financial | 2.18% | ₹192.26 Cr |
| Rec Limited Sr 236-b 7.56 Bd 31ag27 Fvrs1lac | Financial | 2.15% | ₹189.29 Cr |
| Hdfc Bank Limited Sr Aa009 8 Ncd 27jl32 Fvrs10lac | Financial | 2.04% | ₹180.35 Cr |
| Hdfc Bank Limited (15/02/2027) ** # | Financial | 1.88% | ₹165.78 Cr |
| Bajaj Finance Limited 7.82% Ncd 31jn34 Fvrs1lac | Financial | 1.86% | ₹164.37 Cr |
| State Bank Of India Sr I 7.42 Bd 29ag39 Fvrs1cr | Financial | 1.79% | ₹157.57 Cr |
| Net Receivables | Unspecified | 1.73% | ₹152.49 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 1.69% | ₹149.27 Cr |
| Indian Bank Cd 22jan27 | Financial | 1.62% | ₹142.83 Cr |
| Punjab National Bank Cd 28jan27 | Financial | 1.62% | ₹142.65 Cr |
| Shivshakti Securitisation Trust Ss Trust Ptc 15sept25 | 1.60% | ₹141.23 Cr | |
| Small Industries Development Bank Of India Sr Vi 7.79 Bd 14my27 Fvrs1lac | Financial | 1.40% | ₹123.42 Cr |
| Power Finance Corporation Limited Sr 242a 7.27 Bd 15ot31 Fvrs1lac | Financial | 1.39% | ₹122.25 Cr |
| National Bank For Financing Infrastructure And Development Sr Nabfid2026-1 Tr I 7.03 Bd 08ap30 Fvrs1lac | Financial | 1.38% | ₹121.54 Cr |
| Small Industries Dev Bank Of India (04/02/2027) ** | Financial | 1.34% | ₹118.59 Cr |
| Punjab National Bank Cd 10feb27 | Financial | 1.34% | ₹118.56 Cr |
| Bharti Telecom Limited Sr Xxvii 7.30 Ncd 01dc27 Fvrs1lac | Technology | 1.34% | ₹118.31 Cr |
| Small Industries Dev Bank Of India (18/02/2027) ** | Financial | 1.34% | ₹118.25 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Banking & Psu Fund Direct-flexi Idcw |
₹20.34 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-growth |
₹23.60 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Half Yearly |
₹15.66 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Monthly |
₹13.63 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Quarterly |
₹17.57 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Yearly |
₹13.51 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹15.52 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-growth |
₹23.15 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-idcw Half Yearly |
₹15.46 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-idcw Monthly |
₹13.36 | 6.91% | 7.29% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Aditya Birla Sun Life Banking & Psu Debt Fund Direct-growth
What is the current AUM of Aditya Birla Sun Life Banking & Psu Debt Fund Direct-growth?
As of Sun May 31, 2026, Aditya Birla Sun Life Banking & Psu Debt Fund Direct-growth manages assets worth ₹8,819.9 crore
How has Aditya Birla Sun Life Banking & Psu Debt Fund Direct-growth performed recently?
- 3 Months: 1.52%
- 6 Months: 2.36%
What is the long-term performance of Aditya Birla Sun Life Banking & Psu Debt Fund Direct-growth?
- 3 Years CAGR: 7.17%
- 5 Years CAGR: 6.32%
- Since Inception: 8.25%
What is the portfolio composition of Aditya Birla Sun Life Banking & Psu Debt Fund Direct-growth?
Debt: 95.31%, Others: 4.69%.
Who manages Aditya Birla Sun Life Banking & Psu Debt Fund Direct-growth?
Aditya Birla Sun Life Banking & Psu Debt Fund Direct-growth is managed by Kaustubh Gupta from Aditya Birla Sun Life Mutual Fund.
Which are the top companies Aditya Birla Sun Life Banking & Psu Debt Fund Direct-growth has invested in?
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 4.56% of the fund's portfolio
- Reverse Repo – 2.97% of the fund's portfolio
- INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 191B 6.58 BD 30MY30 FVRS1LAC – 2.18% of the fund's portfolio
- REC LIMITED SR 236-B 7.56 BD 31AG27 FVRS1LAC – 2.15% of the fund's portfolio
- HDFC BANK LIMITED SR AA009 8 NCD 27JL32 FVRS10LAC – 2.04% of the fund's portfolio
Which are the major sectors Aditya Birla Sun Life Banking & Psu Debt Fund Direct-growth focuses on?
- Financial – 29.58% of the fund's portfolio
- Unspecified – 4.69% of the fund's portfolio
- Other – 1.60% of the fund's portfolio
- Technology – 1.34% of the fund's portfolio
Policybazaar does not endorse rates/returns or recommend any particular insurer, fund house, AMC (Asset Management Company), insurance and mutual fund product.
Please consult your financial advisor for an informed decision.
Past performance may not be indicative of future results.
The information presented on this page is not owned or generated by Policybazaar. The data has been collected from publicly available sources and online research. We do not claim any ownership or guarantee the accuracy, completeness, or timeliness of this information. It is shared solely for the informational purpose of the viewer and should not be considered as financial advice.
Policybazaar is not acting as a financial advisor, broker, or agent for any mutual fund mentioned here.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
Policybazaar shall not be held responsible or liable for any losses, damages, or decisions made based on the information provided on this page.
For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product. For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product.
For more details on risk factors, terms, and conditions, please read the sales brochure and benefit illustration carefully before concluding a sale.
Policybazaar is a registered Insurance Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Direct Broker (Life & General) |CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 |Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.©️ Copyright 2008-2025 policybazaar.com. All Rights Reserved
^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
