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Fund Overview of UTI Banking & Psu Fund Direct-flexi Idcw
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₹1,226.9 CrAUM
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₹20.34NAV
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0.21%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of UTI Banking & Psu Fund Direct-flexi Idcw
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.64% | NA | 0.71% |
| 6 Months | 2.75% | NA | 4.51% |
| 1 Year | 5.57% | 5.57% | 8.39% |
| 2 Years | 15.43% | 7.44% | 8.14% |
| 3 Years | 23.16% | 7.19% | 7.57% |
| 5 Years | 43.95% | 7.56% | 6.29% |
| 7 Years | 63.95% | 7.32% | NA |
| 10 Years | 91.18% | 6.69% | 7.57% |
Compare UTI Banking & Psu Fund Direct-flexi Idcw with other mutual funds in the same category
UTI Banking & Psu Fund Direct-flexi Idcw
UTI Banking & Psu Fund Direct-growth
UTI Banking & Psu Fund Direct-idcw Half Yearly
Asset Allocation
debt instruments
97.29%other assets or cash equivalents
2.71%UTI Banking & Psu Fund Direct-flexi Idcw is one Debt mutual fund offered by UTI Mutual Fund. the fund aims Reasonable income, with low risk and high level of liquidity over short to medium term. Investment predominantly in Debt & Money Market Securities issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) and Municipal Bonds. It manages assets worth ₹1,226.9 crore as on Sun May 31, 2026. The expense ratio stands at 0.21%. Fund Manager Manager EducationAbout UTI Banking & Psu Fund Direct-flexi Idcw
The portfolio allocation consists of 97.29% in debt instruments, 2.71% in other assets or cash equivalents.Managed by Anurag Mittal, it has delivered a return of 5.57% in the last year, a total return since inception of 7.18%.
Considering risk tolerance investors often compare best sip in india during the overall investment planning.
Key Metrics of UTI Banking & Psu Fund Direct-flexi Idcw
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Standard Deviation0.95%
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Sharpe Ratio0.98%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Banking & Psu Fund Direct-flexi Idcw  |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-growth |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Half Yearly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Monthly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Quarterly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Yearly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-growth |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-idcw Half Yearly |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-idcw Monthly |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from UTI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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UTI Banking & Psu Fund Regular-flexi Idcw
|
₹1,227 | 0.74% | 1.57% | 2.62% | 5.31% | 6.91% |
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UTI Banking & Psu Fund Regular-growth
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₹1,227 | 0.74% | 1.57% | 2.62% | 5.31% | 6.91% |
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UTI Banking & Psu Fund Direct-growth
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₹1,227 | 0.76% | 1.64% | 2.75% | 5.57% | 7.19% |
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UTI Banking & Psu Fund Regular-idcw Half Yearly
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₹1,227 | 0.74% | 1.57% | 2.62% | 5.31% | 6.91% |
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UTI Banking & Psu Fund Direct-idcw Half Yearly
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₹1,227 | 0.76% | 1.64% | 2.75% | 5.57% | 7.19% |
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UTI Banking & Psu Fund Regular-idcw Monthly
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₹1,227 | 0.74% | 1.57% | 2.62% | 5.31% | 6.91% |
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UTI Banking & Psu Fund Direct-idcw Monthly
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₹1,227 | 0.76% | 1.64% | 2.75% | 5.57% | 7.19% |
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UTI Banking & Psu Fund Regular-idcw Quarterly
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₹1,227 | 0.74% | 1.57% | 2.62% | 5.31% | 6.91% |
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UTI Banking & Psu Fund Direct-idcw Quarterly
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₹1,227 | 0.76% | 1.64% | 2.75% | 5.57% | 7.19% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Axis Banking & Psu Debt Fund-growth |
₹12,219 | ₹2,770.01 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-growth |
₹12,219 | ₹2,864.13 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Daily |
₹12,219 | ₹1,039.13 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Daily |
₹12,219 | ₹1,039.13 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Monthly |
₹12,219 | ₹1,043.85 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Monthly |
₹12,219 | ₹1,044.28 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Weekly |
₹12,219 | ₹1,038.64 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Weekly |
₹12,219 | ₹1,038.66 | 7.11% | 6.19% | 7.28% |
| Bandhan Banking And Psu Fund Direct-growth |
₹12,044 | ₹26.76 | 7.13% | 6.24% | 7.27% |
| Bandhan Banking And Psu Fund Regular-growth |
₹12,044 | ₹25.93 | 6.81% | 5.92% | 6.97% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Canara Bank Cd 28jan27 | Financial | 6.98% | ₹85.61 Cr |
| Kotak Mahindra Bank Limited Cd 18dec26 | Financial | 5.87% | ₹71.96 Cr |
| Union Bank Of India Cd 19jan27 | Financial | 5.82% | ₹71.44 Cr |
| National Housing Bank 7.59 Bd 08sp27 Fvrs1lac | Financial | 4.88% | ₹59.90 Cr |
| Axis Bank Limited Sr 5 7.65 Ncd 30jn27 Fvrs10lac | Financial | 4.47% | ₹54.83 Cr |
| Government Of India 31719 Goi 20ju27 7.38 Fv Rs 100 | Entities | 4.13% | ₹50.66 Cr |
| Small Industries Development Bank Of India Sr Vi 7.79 Bd 14my27 Fvrs1lac | Financial | 4.07% | ₹49.93 Cr |
| Export Import Bank Of India Sr Z01 7.45 Bd 12ap28 Fvrs1lac | Financial | 4.06% | ₹49.82 Cr |
| National Bank For Agriculture And Rural Development Cd 22jan27 | Financial | 3.88% | ₹47.59 Cr |
| Poonawalla Fincorp Limited 365d Cp 28jan27 | Financial | 3.86% | ₹47.40 Cr |
| Hdfc Bank Limited Cd 05mar27 | Financial | 3.85% | ₹47.18 Cr |
| National Bank For Agriculture And Rural Development Sr 24e 7.80 Bd 15mr27 Fvrs1lac | Financial | 3.25% | ₹39.91 Cr |
| Hdfc Bank Ltd Bonds/deb 7.95 21/09/2026 | Financial | 2.85% | ₹34.99 Cr |
| Net Current Assets | Unspecified | 2.71% | ₹33.24 Cr |
| Indian Railway Finance Corporation Ltd Sr-118 Bonds 7.83 21/03/2027 | Financial | 2.45% | ₹30.01 Cr |
| Karnataka State Sdl 7.86 15/03/2027 | Unspecified | 2.06% | ₹25.30 Cr |
| Aditya Birla Housing Finance Limited Sr K1 8.20 Ncd 26fb27 Fvrs1lac | Financial | 2.04% | ₹24.98 Cr |
| Power Finance Corporation Ltd Bonds/deb 7.60 20/02/2027 | Financial | 2.04% | ₹24.97 Cr |
| Kotak Mahindra Prime Limited 8.1350 Ncd 10fb27 Fvrs1lac | Financial | 2.03% | ₹24.96 Cr |
| Rec Limited Sr 232 A 7.59 Bd 31my27 Fvrs1lac | Financial | 2.03% | ₹24.93 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Banking & Psu Fund Direct-flexi Idcw |
₹20.34 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-growth |
₹23.60 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Half Yearly |
₹15.66 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Monthly |
₹13.63 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Quarterly |
₹17.57 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Yearly |
₹13.51 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹15.52 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-growth |
₹23.15 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-idcw Half Yearly |
₹15.46 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-idcw Monthly |
₹13.36 | 6.91% | 7.29% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
UTI Banking & Psu Fund Direct-flexi Idcw
What is the current AUM of UTI Banking & Psu Fund Direct-flexi Idcw?
As of Sun May 31, 2026, UTI Banking & Psu Fund Direct-flexi Idcw manages assets worth ₹1,226.9 crore
How has UTI Banking & Psu Fund Direct-flexi Idcw performed recently?
- 3 Months: 1.64%
- 6 Months: 2.75%
What is the long-term performance of UTI Banking & Psu Fund Direct-flexi Idcw?
- 3 Years CAGR: 7.19%
- 5 Years CAGR: 7.56%
- Since Inception: 7.18%
What is the portfolio composition of UTI Banking & Psu Fund Direct-flexi Idcw?
Debt: 97.29%, Others: 2.71%.
Who manages UTI Banking & Psu Fund Direct-flexi Idcw?
UTI Banking & Psu Fund Direct-flexi Idcw is managed by Anurag Mittal from UTI Mutual Fund.
Which are the top companies UTI Banking & Psu Fund Direct-flexi Idcw has invested in?
- CANARA BANK CD 28JAN27 – 6.98% of the fund's portfolio
- KOTAK MAHINDRA BANK LIMITED CD 18DEC26 – 5.87% of the fund's portfolio
- UNION BANK OF INDIA CD 19JAN27 – 5.82% of the fund's portfolio
- NATIONAL HOUSING BANK 7.59 BD 08SP27 FVRS1LAC – 4.88% of the fund's portfolio
- AXIS BANK LIMITED SR 5 7.65 NCD 30JN27 FVRS10LAC – 4.47% of the fund's portfolio
Which are the major sectors UTI Banking & Psu Fund Direct-flexi Idcw focuses on?
- Financial – 64.42% of the fund's portfolio
- Unspecified – 4.77% of the fund's portfolio
- Entities – 4.13% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
