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Fund Overview of Bank Of India Credit Risk Fund Regular-growth
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₹87.9 CrAUM
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₹14.24NAV
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1.62%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Bank Of India Credit Risk Fund Regular-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 7.04% | NA | 1.56% |
| 6 Months | 13.57% | NA | 6.78% |
| 1 Year | 16.83% | 16.83% | 11.50% |
| 2 Years | 23.66% | 11.20% | 10.29% |
| 3 Years | 31.57% | 9.58% | 9.30% |
| 5 Years | 235.12% | 27.36% | 10.13% |
| 7 Years | 44.87% | 5.44% | NA |
| 10 Years | 26.08% | 2.34% | 7.32% |
Compare Bank Of India Credit Risk Fund Regular-growth with other mutual funds in the same category
Bank Of India Credit Risk Fund Regular-growth
Bank Of India Credit Risk Fund Direct-growth
DSP Credit Risk Fund Direct Plan-growth
Asset Allocation
debt instruments
71.79%other assets or cash equivalents
28.21%Bank Of India Credit Risk Fund Regular-growth is one Debt mutual fund offered by Bank of India Mutual Fund. Launched on 27 Feb 2015, the fund aims Long term capital appreciation. Investment primarily in corporate debt securities with medium to long term maturities across the credit spectrum within the universe of investment grade rating. It manages assets worth ₹87.9 crore as on Sun May 31, 2026. The expense ratio stands at 1.62%. Fund Manager Manager EducationAbout Bank Of India Credit Risk Fund Regular-growth
The portfolio allocation consists of 71.79% in debt instruments, 28.21% in other assets or cash equivalents.Managed by Alok Singh, it has delivered a return of 16.83% in the last year, a total return since inception of 3.15%.
Selecting a suitable which sip is best plays an important part for financial planning.
Key Metrics of Bank Of India Credit Risk Fund Regular-growth
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Standard Deviation4.11%
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Sharpe Ratio0.80%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Bank Of India Credit Risk Fund Direct-growth  |
₹88 | 0.69% | 7.17% | 17.32% | 9.98% | 27.78% |
| Bank Of India Credit Risk Fund Regular-growth |
₹88 | 0.65% | 7.04% | 16.83% | 9.58% | 27.36% |
| DSP Credit Risk Fund Direct Plan-growth |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Daily |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Monthly |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Quarterly |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Weekly |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Regular-growth |
₹258 | 1.14% | 6.72% | 9.08% | 15.68% | 12.12% |
| DSP Credit Risk Fund Regular-idcw |
₹258 | 1.14% | 6.72% | 9.08% | 15.68% | 12.12% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Bank of India Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Bank Of India Credit Risk Fund Direct-growth
|
₹88 | 0.69% | 7.17% | 13.82% | 17.32% | 9.98% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| HDFC Credit Risk Debt Fund Regular-growth |
₹7,523 | ₹25.59 | 7.44% | 6.52% | 7.43% |
| HDFC Credit Risk Debt Fund Direct-growth |
₹7,523 | ₹27.80 | 8.08% | 7.16% | 8.11% |
| HDFC Credit Risk Debt Fund Regular-idcw |
₹7,523 | ₹23.56 | 7.44% | 6.52% | 7.43% |
| HDFC Credit Risk Debt Fund Direct-idcw |
₹7,523 | ₹24.37 | 8.08% | 7.16% | 8.11% |
| HDFC Credit Risk Debt Fund Regular-idcw Quarterly |
₹7,523 | ₹10.58 | 7.44% | 6.52% | 7.43% |
| HDFC Credit Risk Debt Fund Direct-idcw Quarterly |
₹7,523 | ₹10.94 | 8.08% | 7.16% | 8.11% |
| ICICI Prudential Credit Risk Fund-growth |
₹6,005 | ₹34.18 | 8.26% | 7.23% | 7.82% |
| ICICI Prudential Credit Risk Fund Direct Plan-growth |
₹6,005 | ₹37.89 | 8.97% | 7.93% | 8.60% |
| ICICI Prudential Credit Risk Fund-idcw Quarterly |
₹6,005 | ₹11.21 | 8.26% | 7.23% | 7.82% |
| ICICI Prudential Credit Risk Fund Direct Plan-idcw Quarterly |
₹6,005 | ₹11.90 | 8.97% | 7.93% | 8.60% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Repo | Unspecified | 23.94% | ₹21.05 Cr |
| Nuvoco Vistas Corporation Limited 7.7 Ncd 18sp28 Fvrs1lac | Materials | 10.11% | ₹8.89 Cr |
| Birla Corporation Limited Sr-vi 9.25 Loa 18ag26 Fvrs10lac | Materials | 9.79% | ₹8.61 Cr |
| Indian Bank Cd 04dec26 | Financial | 9.30% | ₹8.18 Cr |
| Nirma Limited Sr Vii Tr C 8.50 Ncd 07ap27 Fvrs1lac | Consumer Staples | 9.09% | ₹8.00 Cr |
| Vedanta Limited Sr Ii 9.45 Ncd 05ju28 Fvrs1lac | Materials | 5.70% | ₹5.01 Cr |
| 360 One Prime Limited 9.40 Ncd 04mr27 Fvrs1lac | Financial | 5.69% | ₹5.01 Cr |
| Manappuram Finance Limited 9.10 Ncd 19ag26 Fvrs1lac | Financial | 5.69% | ₹5.00 Cr |
| Rashtriya Chemicals And Fertilizers Limited Sr I 7.99 Bd 07ag27 Fvrs1lac | Materials | 5.67% | ₹4.99 Cr |
| Jsw Steel Limited 8.39 Ncd 13my27 Fvrs1lac | Materials | 5.65% | ₹4.97 Cr |
| 360 One Prime Limited 9.50 Ncd 19ju26 Fvrs1lac | Financial | 4.55% | ₹4.00 Cr |
| Net Receivables | Unspecified | 4.27% | ₹3.76 Cr |
| Others Class A2 Aif | Unspecified | 0.55% | ₹0.49 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth |
₹14.64 | 9.98% | 27.78% | - |
| Bank Of India Credit Risk Fund Regular-growth |
₹14.24 | 9.58% | 27.36% | - |
| DSP Credit Risk Fund Direct Plan-growth |
₹59.55 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw |
₹12.48 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Daily |
₹11.09 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Monthly |
₹11.24 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Quarterly |
₹12.27 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Weekly |
₹11.15 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Regular-growth |
₹54.14 | 15.68% | 12.12% | - |
| DSP Credit Risk Fund Regular-idcw |
₹12.41 | 15.68% | 12.12% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Bank Of India Credit Risk Fund Regular-growth
What is the current AUM of Bank Of India Credit Risk Fund Regular-growth?
As of Sun May 31, 2026, Bank Of India Credit Risk Fund Regular-growth manages assets worth ₹87.9 crore
How has Bank Of India Credit Risk Fund Regular-growth performed recently?
- 3 Months: 7.04%
- 6 Months: 13.57%
What is the long-term performance of Bank Of India Credit Risk Fund Regular-growth?
- 3 Years CAGR: 9.58%
- 5 Years CAGR: 27.36%
- Since Inception: 3.15%
What is the portfolio composition of Bank Of India Credit Risk Fund Regular-growth?
Debt: 71.79%, Others: 28.21%.
Who manages Bank Of India Credit Risk Fund Regular-growth?
Bank Of India Credit Risk Fund Regular-growth is managed by Alok Singh from Bank of India Mutual Fund.
Which are the top companies Bank Of India Credit Risk Fund Regular-growth has invested in?
- Repo – 23.94% of the fund's portfolio
- NUVOCO VISTAS CORPORATION LIMITED 7.7 NCD 18SP28 FVRS1LAC – 10.11% of the fund's portfolio
- BIRLA CORPORATION LIMITED SR-VI 9.25 LOA 18AG26 FVRS10LAC – 9.79% of the fund's portfolio
- INDIAN BANK CD 04DEC26 – 9.30% of the fund's portfolio
- NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC – 9.09% of the fund's portfolio
Which are the major sectors Bank Of India Credit Risk Fund Regular-growth focuses on?
- Materials – 36.92% of the fund's portfolio
- Unspecified – 28.76% of the fund's portfolio
- Financial – 25.23% of the fund's portfolio
- Consumer Staples – 9.09% of the fund's portfolio
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