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Fund Overview of Bank Of India Multi Asset Allocation Fund Direct-growth
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₹358.8 CrAUM
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₹12.89NAV
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0.90%Expense Ratio
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HybridFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Bank Of India Multi Asset Allocation Fund Direct-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 4.59% | NA | 2.85% |
| 6 Months | 6.48% | NA | 9.89% |
| 1 Year | 11.96% | 11.96% | 7.28% |
| 2 Years | 18.93% | 9.05% | 17.50% |
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Asset Allocation
equities
36.16%debt instruments
43.55%other assets or cash equivalents
6.73%Bank Of India Multi Asset Allocation Fund Direct-growth is one Hybrid mutual fund offered by Bank of India Mutual Fund. Launched on 28 Feb 2024, the fund aims Wealth creation over medium to long term. Investment in equity and equity related securities, debt and money market instruments and Gold ETF/ Silver ETF. It manages assets worth ₹358.8 crore as on Sun May 31, 2026. The expense ratio stands at 0.9%. Fund Manager Manager Education Fund Manager Manager EducationAbout Bank Of India Multi Asset Allocation Fund Direct-growth
The portfolio allocation consists of 36.16% in equities, 43.55% in debt instruments, 6.73% in other assets or cash equivalents.Managed by Mithraem Bharucha, it has delivered a return of 11.96% in the last year, a total return since inception of 11.64%.
Choosing the right best sip plans has a key role in long-term wealth creation.
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Quant Multi Asset Allocation Fund Direct-growth  |
₹5,615 | 1.29% | 6.06% | 20.37% | 24.82% | 21.30% |
| Quant Multi Asset Allocation Fund Direct-idcw |
₹5,615 | 1.29% | 6.06% | 20.37% | 24.82% | 21.30% |
| Quant Multi Asset Allocation Fund Regular-growth |
₹5,615 | 1.18% | 5.73% | 18.92% | 23.22% | 19.52% |
| Quant Multi Asset Allocation Fund Regular-idcw |
₹5,615 | 1.18% | 5.73% | 18.92% | 23.22% | 19.52% |
| ICICI Prudential Multi Asset Fund Direct-growth |
₹84,165 | 1.13% | 3.27% | 7.18% | 17.41% | 17.91% |
| ICICI Prudential Multi Asset Fund Direct-idcw |
₹84,165 | 1.13% | 3.27% | 7.18% | 17.41% | 17.91% |
| Nippon India Multi - Asset Omni Fof Direct-growth |
₹2,693 | 1.24% | 5.62% | 11.42% | 19.27% | 17.10% |
| Nippon India Multi - Asset Omni Fof Direct-idcw |
₹2,693 | 1.24% | 5.62% | 11.42% | 19.27% | 17.10% |
| ICICI Prudential Multi Asset Fund-growth |
₹84,165 | 1.07% | 3.11% | 6.45% | 16.55% | 17.10% |
| ICICI Prudential Multi Asset Fund-idcw |
₹84,165 | 1.07% | 3.11% | 6.45% | 16.55% | 17.10% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Bank of India Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Bank Of India Multi Asset Allocation Fund Regular-growth
|
₹359 | 1.40% | 4.29% | 5.89% | 10.73% | - |
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Bank Of India Multi Asset Allocation Fund Regular-idcw
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₹359 | 1.40% | 4.29% | 5.89% | 10.73% | - |
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Bank Of India Multi Asset Allocation Fund Direct-idcw
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₹359 | 1.50% | 4.59% | 6.48% | 11.96% | - |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| ICICI Prudential Multi Asset Fund-growth |
₹84,165 | ₹806.36 | 16.55% | 17.10% | 15.78% |
| ICICI Prudential Multi Asset Fund Direct-growth |
₹84,165 | ₹892.76 | 17.41% | 17.91% | 16.66% |
| ICICI Prudential Multi Asset Fund-idcw |
₹84,165 | ₹34.63 | 16.55% | 17.10% | 15.78% |
| ICICI Prudential Multi Asset Fund Direct-idcw |
₹84,165 | ₹59.37 | 17.41% | 17.91% | 16.66% |
| SBI Multi Asset Allocation Fund-growth |
₹18,290 | ₹66.52 | 16.58% | 13.44% | 11.46% |
| SBI Multi Asset Allocation Fund Direct-growth |
₹18,290 | ₹74.30 | 17.60% | 14.45% | 12.45% |
| SBI Multi Asset Allocation Fund-idcw Monthly |
₹18,290 | ₹29.75 | 16.58% | 13.44% | 11.46% |
| SBI Multi Asset Allocation Fund Direct-idcw Monthly |
₹18,290 | ₹33.36 | 17.60% | 14.45% | 12.45% |
| SBI Multi Asset Allocation Fund Direct-idcw Quarterly |
₹18,290 | ₹35.29 | 17.60% | 14.45% | 12.45% |
| SBI Multi Asset Allocation Fund-idcw Quarterly |
₹18,290 | ₹29.72 | 16.58% | 13.44% | 11.46% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Lic Housing Finance Ltd Tr 438 7.8350 Ncd 11my27 Fvrs1lac | Financial | 6.95% | ₹24.93 Cr |
| Indian Railway Finance Corporation Limited Sr 177 7.44 Bd 28fb34 Fvrs1lac | Financial | 6.86% | ₹24.60 Cr |
| Icici Prudential Gold Exchange Traded Fund Idcw | Unspecified | 6.33% | ₹22.71 Cr |
| Muthoot Finance Limited 8.05 Ncd 25nv27 Fvrs1lac | Financial | 5.53% | ₹19.83 Cr |
| Bajaj Finance Limited 8.1167 Ncd 10my27 Fvrs1lac | Financial | 5.01% | ₹17.99 Cr |
| Tata Capital Housing Finance Limited Sr F 7.73 Ncd 14jn30 Fvrs1lac | Financial | 4.42% | ₹15.85 Cr |
| Dsp Gold Etf - Growth | Unspecified | 3.79% | ₹13.60 Cr |
| Repo | Unspecified | 3.75% | ₹13.45 Cr |
| Nippon India Etf Gold Bees Idcw | Unspecified | 3.68% | ₹13.19 Cr |
| Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100 | Entities | 3.28% | ₹11.77 Cr |
| Government Of India 37426 Goi 11my36 6.94 Fv Rs 100 | Entities | 2.78% | ₹9.97 Cr |
| Small Industries Development Bank Of India Sr Viii 7.49 Bd 11ju29 Fvrs1lac | Financial | 2.76% | ₹9.91 Cr |
| Net Receivables | Unspecified | 2.74% | ₹9.78 Cr |
| State Bank Of India | Financial | 1.82% | ₹6.52 Cr |
| Icici Bank Ltd | Financial | 1.73% | ₹6.20 Cr |
| Sky Gold Ltd | Consumer Discretionary | 1.70% | ₹6.10 Cr |
| 7.34% Rec Ltd. ** | Financial | 1.65% | ₹5.92 Cr |
| Quality Power Electrical Equipments Ltd. | Industrials | 1.63% | ₹5.84 Cr |
| Dr. Reddy's Laboratories Ltd | Healthcare | 1.45% | ₹5.21 Cr |
| Tata Steel Ltd | Materials | 1.45% | ₹5.20 Cr |
| National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lac | Financial | 1.39% | ₹4.98 Cr |
| Torrent Pharmaceuticals Ltd Sr 2 7.60 Ncd 19jn29 Fvrs1lac | Healthcare | 1.37% | ₹4.93 Cr |
| Hdfc Bank Ltd | Financial | 1.31% | ₹4.69 Cr |
| Creditaccess Grameen Ltd | Financial | 1.28% | ₹4.61 Cr |
| Icici Prudential Asset Management Company Ltd. | 1.26% | ₹4.53 Cr | |
| Ultratech Cement Ltd | Materials | 1.23% | ₹4.41 Cr |
| Fiem Industries Ltd | Consumer Discretionary | 1.10% | ₹3.95 Cr |
| Adani Ports And Special Economic Zone Ltd | Industrials | 1.06% | ₹3.79 Cr |
| Mahindra & Mahindra Ltd | Consumer Discretionary | 0.93% | ₹3.35 Cr |
| Prudent Corporate Advisory Services Ltd | Financial | 0.92% | ₹3.31 Cr |
| Goodluck India Ltd | Industrials | 0.87% | ₹3.11 Cr |
| Multi Commodity Exchange Of India Ltd | Financial | 0.78% | ₹2.81 Cr |
| Bank Of Baroda | Financial | 0.75% | ₹2.69 Cr |
| Housing & Urban Development Corporation Ltd | Financial | 0.74% | ₹2.67 Cr |
| Ami Organics Ltd | Healthcare | 0.74% | ₹2.66 Cr |
| Bse Ltd | Financial | 0.74% | ₹2.65 Cr |
| Titan Company Ltd | Consumer Discretionary | 0.68% | ₹2.44 Cr |
| Tech Mahindra Ltd | Technology | 0.68% | ₹2.43 Cr |
| Coforge Ltd | Technology | 0.67% | ₹2.42 Cr |
| Kotak Mahindra Bank Ltd | Financial | 0.66% | ₹2.38 Cr |
| Apollo Hospitals Enterprise Ltd | Healthcare | 0.65% | ₹2.33 Cr |
| Reliance Industries Ltd | Energy & Utilities | 0.64% | ₹2.31 Cr |
| Vedanta Aluminium Metal Ltd | 0.62% | ₹2.24 Cr | |
| Bharti Airtel Ltd | Technology | 0.61% | ₹2.19 Cr |
| Hindustan Aeronautics Ltd | Industrials | 0.60% | ₹2.15 Cr |
| Power Grid Corporation Of India Ltd | Energy & Utilities | 0.59% | ₹2.11 Cr |
| Vedanta Ltd | Materials | 0.59% | ₹2.10 Cr |
| Shriram Transport Finance Company Ltd | Financial | 0.58% | ₹2.08 Cr |
| Balrampur Chini Mills Ltd | Consumer Staples | 0.57% | ₹2.06 Cr |
| Bharat Electronics Ltd | Industrials | 0.57% | ₹2.05 Cr |
| Manappuram Finance Limited 9.10 Ncd 19ag26 Fvrs1lac | Financial | 0.56% | ₹2.00 Cr |
| Vedanta Limited 8.95 Ncd 16mr29 Fvrs1lac | Materials | 0.55% | ₹1.98 Cr |
| Bajaj Auto Ltd | Consumer Discretionary | 0.55% | ₹1.96 Cr |
| Power Finance Corporation Ltd | Financial | 0.51% | ₹1.83 Cr |
| Computer Age Management Services Ltd | Financial | 0.49% | ₹1.74 Cr |
| Hdfc Asset Management Company Ltd | Financial | 0.48% | ₹1.74 Cr |
| Indian Bank | Financial | 0.46% | ₹1.67 Cr |
| Tvs Srichakra Ltd | Consumer Discretionary | 0.44% | ₹1.58 Cr |
| Itc Ltd | Consumer Staples | 0.34% | ₹1.21 Cr |
| Krn Heat Exchanger And Refrigeration Ltd. | Industrials | 0.31% | ₹1.11 Cr |
| Central Government Loan 31568 Goi 18ap29 7.10 Fv Rs 100 | Entities | 0.28% | ₹1.01 Cr |
| Pg Electroplast Ltd | Industrials | 0.20% | ₹0.72 Cr |
| Government Of India 36908 364 Days Tbill 07jn27 Fv Rs 100 | Financial | 0.16% | ₹0.58 Cr |
| Vedanta Oil And Gas Ltd | Materials | 0.13% | ₹0.48 Cr |
| Vedanta Iron And Steel Ltd | 0.03% | ₹0.10 Cr | |
| Vedanta Power Ltd | Industrials | 0.02% | ₹0.06 Cr |
Top Hybrid Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Quant Multi Asset Allocation Fund Direct-growth |
₹181.12 | 24.82% | 21.30% | - |
| Quant Multi Asset Allocation Fund Direct-idcw |
₹166.91 | 24.82% | 21.30% | - |
| Quant Multi Asset Allocation Fund Regular-growth |
₹166.96 | 23.22% | 19.52% | - |
| Quant Multi Asset Allocation Fund Regular-idcw |
₹153.05 | 23.22% | 19.52% | - |
| ICICI Prudential Multi Asset Fund Direct-growth |
₹892.76 | 17.41% | 17.91% | - |
| ICICI Prudential Multi Asset Fund Direct-idcw |
₹59.37 | 17.41% | 17.91% | - |
| Nippon India Multi - Asset Omni Fof Direct-growth |
₹24.88 | 19.27% | 17.10% | - |
| Nippon India Multi - Asset Omni Fof Direct-idcw |
₹24.88 | 19.27% | 17.10% | - |
| ICICI Prudential Multi Asset Fund-growth |
₹806.36 | 16.55% | 17.10% | - |
| ICICI Prudential Multi Asset Fund-idcw |
₹34.63 | 16.55% | 17.10% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Bank Of India Multi Asset Allocation Fund Direct-growth
What is the current AUM of Bank Of India Multi Asset Allocation Fund Direct-growth?
As of Sun May 31, 2026, Bank Of India Multi Asset Allocation Fund Direct-growth manages assets worth ₹358.8 crore
How has Bank Of India Multi Asset Allocation Fund Direct-growth performed recently?
- 3 Months: 4.59%
- 6 Months: 6.48%
What is the long-term performance of Bank Of India Multi Asset Allocation Fund Direct-growth?
- Since Inception: 11.64%
What is the portfolio composition of Bank Of India Multi Asset Allocation Fund Direct-growth?
Equity: 36.16%, Debt: 43.55%, Commodities: 13.56%, Others: 6.73%.
Who manages Bank Of India Multi Asset Allocation Fund Direct-growth?
Bank Of India Multi Asset Allocation Fund Direct-growth is managed by Mithraem Bharucha from Bank of India Mutual Fund.
What is the market-cap allocation of Bank Of India Multi Asset Allocation Fund Direct-growth?
Large Cap: 61.43%, Mid Cap: 9.59%, Small Cap: 28.99%.
Which are the top companies Bank Of India Multi Asset Allocation Fund Direct-growth has invested in?
- LIC HOUSING FINANCE LTD TR 438 7.8350 NCD 11MY27 FVRS1LAC – 6.95% of the fund's portfolio
- INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 177 7.44 BD 28FB34 FVRS1LAC – 6.86% of the fund's portfolio
- ICICI Prudential Gold Exchange Traded Fund IDCW – 6.33% of the fund's portfolio
- MUTHOOT FINANCE LIMITED 8.05 NCD 25NV27 FVRS1LAC – 5.53% of the fund's portfolio
- BAJAJ FINANCE LIMITED 8.1167 NCD 10MY27 FVRS1LAC – 5.01% of the fund's portfolio
Which are the major sectors Bank Of India Multi Asset Allocation Fund Direct-growth focuses on?
- Financial – 48.54% of the fund's portfolio
- Unspecified – 20.29% of the fund's portfolio
- Entities – 6.34% of the fund's portfolio
- Consumer Discretionary – 5.40% of the fund's portfolio
- Industrials – 5.26% of the fund's portfolio
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