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Fund Overview of Bank Of India Short Term Income Fund Regular-growth
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₹266.7 CrAUM
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₹28.04NAV
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1.33%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Bank Of India Short Term Income Fund Regular-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.39% | NA | 1.00% |
| 6 Months | 2.29% | NA | 4.64% |
| 1 Year | 4.65% | 4.65% | 8.71% |
| 2 Years | 15.43% | 7.44% | 8.38% |
| 3 Years | 22.39% | 6.97% | 7.90% |
| 5 Years | 62.21% | 10.16% | 6.75% |
| 7 Years | 44.24% | 5.37% | NA |
| 10 Years | 68.68% | 5.37% | 7.45% |
Compare Bank Of India Short Term Income Fund Regular-growth with other mutual funds in the same category
Bank Of India Short Term Income Fund Regular-growth
Bank Of India Short Term Income Fund Direct-growth
Bank Of India Short Term Income Fund Direct-idcw Monthly
Asset Allocation
debt instruments
87.39%other assets or cash equivalents
12.61%Bank Of India Short Term Income Fund Regular-growth is one Debt mutual fund offered by Bank of India Mutual Fund. Launched on 18 Dec 2008, the fund aims Regular income over short to medium term. Investment in Debt/Money markets instruments/Govt. Securities such that the Macaulay Duration of the portfolio is between 1 year - 3 years. It manages assets worth ₹266.7 crore as on Sun May 31, 2026. The expense ratio stands at 1.33%. Fund Manager Manager EducationAbout Bank Of India Short Term Income Fund Regular-growth
The portfolio allocation consists of 87.39% in debt instruments, 12.61% in other assets or cash equivalents.Managed by Mithraem Bharucha, it has delivered a return of 4.65% in the last year, a total return since inception of 6.07%.
To take informed investment decisions it makes sense to compare best sip plan suited to individual risk appetite.
Key Metrics of Bank Of India Short Term Income Fund Regular-growth
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Standard Deviation1.48%
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Sharpe Ratio0.43%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Bank Of India Short Term Income Fund Direct-growth  |
₹267 | 1.21% | 1.55% | 5.25% | 7.55% | 10.68% |
| Bank Of India Short Term Income Fund Direct-idcw Monthly |
₹267 | 1.21% | 1.55% | 5.25% | 7.55% | 10.68% |
| Bank Of India Short Term Income Fund Direct-idcw Quarterly |
₹267 | 1.21% | 1.55% | 5.25% | 7.55% | 10.68% |
| Bank Of India Short Term Income Fund Regular-growth |
₹267 | 1.15% | 1.39% | 4.65% | 6.97% | 10.16% |
| Bank Of India Short Term Income Fund Regular-idcw Monthly |
₹267 | 1.15% | 1.39% | 4.65% | 6.97% | 10.16% |
| Bank Of India Short Term Income Fund Regular-idcw Quarterly |
₹267 | 1.15% | 1.39% | 4.65% | 6.97% | 10.16% |
| Sundaram Short Duration Fund Direct-growth |
₹187 | 1.10% | 1.61% | 5.41% | 7.47% | 7.97% |
| Sundaram Short Duration Fund Direct-idcw Monthly |
₹187 | 1.10% | 1.61% | 5.41% | 7.47% | 7.97% |
| UTI Short Duration Direct-flexi Idcw |
₹2,405 | 1.15% | 1.58% | 5.23% | 7.44% | 7.57% |
| UTI Short Duration Direct-growth |
₹2,405 | 1.15% | 1.58% | 5.23% | 7.44% | 7.57% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Bank of India Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Bank Of India Short Term Income Fund Direct-growth
|
₹267 | 1.21% | 1.55% | 2.60% | 5.25% | 7.55% |
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Bank Of India Short Term Income Fund Regular-idcw Monthly
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₹267 | 1.15% | 1.39% | 2.29% | 4.65% | 6.97% |
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Bank Of India Short Term Income Fund Direct-idcw Monthly
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₹267 | 1.21% | 1.55% | 2.60% | 5.25% | 7.55% |
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Bank Of India Short Term Income Fund Regular-idcw Quarterly
|
₹267 | 1.15% | 1.39% | 2.29% | 4.65% | 6.97% |
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Bank Of India Short Term Income Fund Direct-idcw Quarterly
|
₹267 | 1.21% | 1.55% | 2.60% | 5.25% | 7.55% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| ICICI Prudential Short Term Fund-growth |
₹21,229 | ₹63.63 | 7.31% | 6.47% | 7.27% |
| ICICI Prudential Short Term Fund Direct Plan-growth |
₹21,229 | ₹69.79 | 7.95% | 7.17% | 8.04% |
| ICICI Prudential Short Term Fund-idcw Monthly |
₹21,229 | ₹12.19 | 7.31% | 6.47% | 7.27% |
| ICICI Prudential Short Term Fund Direct Plan-idcw Monthly |
₹21,229 | ₹12.81 | 7.95% | 7.17% | 8.04% |
| Kotak Bond Short Term Fund Direct-growth |
₹15,287 | ₹60.53 | 7.51% | 6.53% | 7.51% |
| Kotak Bond Short Term Fund Regular-growth |
₹15,287 | ₹54.60 | 6.70% | 5.70% | 6.65% |
| Kotak Bond Short Term Fund Direct-idcw |
₹15,287 | ₹16.06 | 7.51% | 6.53% | 7.51% |
| Kotak Bond Short Term Fund Regular-idcw |
₹15,287 | ₹12.12 | 6.70% | 5.70% | 6.65% |
| HDFC Short Term Debt Fund-growth |
₹14,864 | ₹33.79 | 7.31% | 6.28% | 7.22% |
| HDFC Short Term Debt Fund Direct Plan-growth |
₹14,864 | ₹34.98 | 7.64% | 6.66% | 7.53% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Repo | Unspecified | 10.07% | ₹26.85 Cr |
| Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100 | Entities | 8.81% | ₹23.50 Cr |
| Lic Housing Finance Ltd Tr 456 6.90 Ncd 17sp27 Fvrs1lac | Financial | 7.40% | ₹19.73 Cr |
| Government Of India 37426 Goi 11my36 6.94 Fv Rs 100 | Entities | 6.36% | ₹16.96 Cr |
| Export Import Bank Of India Cd 11jun26 | Financial | 5.62% | ₹14.98 Cr |
| Small Industries Development Bank Of India Sr V 7.22 Bd 10ap29 Fvrs1lac | Financial | 5.54% | ₹14.77 Cr |
| Torrent Pharmaceuticals Ltd Sr 2 7.60 Ncd 19jn29 Fvrs1lac | Healthcare | 4.43% | ₹11.83 Cr |
| 7.34% Rec Ltd. ** | Financial | 4.07% | ₹10.86 Cr |
| Muthoot Finance Limited 8.90 Ncd 07ot27 Fvrs1lac | Financial | 3.76% | ₹10.02 Cr |
| Godrej Industries Limited Sr Ii 8.40 Ncd 27ag27 Fvrs1lac | Diversified | 3.75% | ₹9.99 Cr |
| Small Industries Development Bank Of India Sr Viii 7.49 Bd 11ju29 Fvrs1lac | Financial | 3.72% | ₹9.91 Cr |
| Indian Railway Finance Corporation Limited Sr 181 7.37 Bd 31jl29 Fvrs1lac | Financial | 3.72% | ₹9.91 Cr |
| Aditya Birla Housing Finance Limited 364d Cp 23feb27 | Financial | 3.54% | ₹9.45 Cr |
| Vedanta Limited 8.95 Ncd 16mr29 Fvrs1lac | Materials | 2.97% | ₹7.92 Cr |
| Punjab National Bank Cd 15sep26 | Financial | 2.57% | ₹6.85 Cr |
| Net Receivables | Unspecified | 2.54% | ₹6.82 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 2.24% | ₹5.97 Cr |
| Central Government Loan 31568 Goi 18ap29 7.10 Fv Rs 100 | Entities | 1.90% | ₹5.07 Cr |
| Vedanta Limited Sr Ii 9.45 Ncd 05ju28 Fvrs1lac | Materials | 1.88% | ₹5.01 Cr |
| Bajaj Finance Limited 8.1167 Ncd 10my27 Fvrs1lac | Financial | 1.87% | ₹5.00 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Bank Of India Short Term Income Fund Direct-growth |
₹30.65 | 7.55% | 10.68% | - |
| Bank Of India Short Term Income Fund Direct-idcw Monthly |
₹14.90 | 7.55% | 10.68% | - |
| Bank Of India Short Term Income Fund Direct-idcw Quarterly |
₹14.13 | 7.55% | 10.68% | - |
| Bank Of India Short Term Income Fund Regular-growth |
₹28.04 | 6.97% | 10.16% | - |
| Bank Of India Short Term Income Fund Regular-idcw Monthly |
₹14.39 | 6.97% | 10.16% | - |
| Bank Of India Short Term Income Fund Regular-idcw Quarterly |
₹14.18 | 6.97% | 10.16% | - |
| Sundaram Short Duration Fund Direct-growth |
₹50.63 | 7.47% | 7.97% | - |
| Sundaram Short Duration Fund Direct-idcw Monthly |
₹13.19 | 7.47% | 7.97% | - |
| UTI Short Duration Direct-flexi Idcw |
₹19.67 | 7.44% | 7.57% | - |
| UTI Short Duration Direct-growth |
₹35.60 | 7.44% | 7.57% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Bank Of India Short Term Income Fund Regular-growth
What is the current AUM of Bank Of India Short Term Income Fund Regular-growth?
As of Sun May 31, 2026, Bank Of India Short Term Income Fund Regular-growth manages assets worth ₹266.7 crore
How has Bank Of India Short Term Income Fund Regular-growth performed recently?
- 3 Months: 1.39%
- 6 Months: 2.29%
What is the long-term performance of Bank Of India Short Term Income Fund Regular-growth?
- 3 Years CAGR: 6.97%
- 5 Years CAGR: 10.16%
- Since Inception: 6.07%
What is the portfolio composition of Bank Of India Short Term Income Fund Regular-growth?
Debt: 87.39%, Others: 12.61%.
Who manages Bank Of India Short Term Income Fund Regular-growth?
Bank Of India Short Term Income Fund Regular-growth is managed by Mithraem Bharucha from Bank of India Mutual Fund.
Which are the top companies Bank Of India Short Term Income Fund Regular-growth has invested in?
- Repo – 10.07% of the fund's portfolio
- GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – 8.81% of the fund's portfolio
- LIC HOUSING FINANCE LTD TR 456 6.90 NCD 17SP27 FVRS1LAC – 7.40% of the fund's portfolio
- GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 – 6.36% of the fund's portfolio
- EXPORT IMPORT BANK OF INDIA CD 11JUN26 – 5.62% of the fund's portfolio
Which are the major sectors Bank Of India Short Term Income Fund Regular-growth focuses on?
- Financial – 44.05% of the fund's portfolio
- Entities – 17.07% of the fund's portfolio
- Unspecified – 12.61% of the fund's portfolio
- Materials – 4.85% of the fund's portfolio
- Healthcare – 4.43% of the fund's portfolio
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