Fund Overview of DSP Short Term Fund Regular-growth
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₹3,244.9 CrAUM
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₹48.84NAV
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0.94%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of DSP Short Term Fund Regular-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.48% | NA | 1.00% |
| 6 Months | 2.33% | NA | 4.64% |
| 1 Year | 4.49% | 4.49% | 8.71% |
| 2 Years | 14.09% | 6.81% | 8.38% |
| 3 Years | 21.39% | 6.68% | 7.90% |
| 5 Years | 31.59% | 5.64% | 6.75% |
| 7 Years | 52.65% | 6.23% | NA |
| 10 Years | 86.29% | 6.42% | 7.45% |
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Asset Allocation
debt instruments
92.41%other assets or cash equivalents
7.59%DSP Short Term Fund Regular-growth is one Debt mutual fund offered by DSP Mutual Fund. Launched on 09 Sep 2002, the fund aims Income over a medium-term investment horizon. Investment in money market and debt securities. It manages assets worth ₹3,244.9 crore as on Sun May 31, 2026. The expense ratio stands at 0.94%. Fund Manager Manager Education Fund Manager Manager EducationAbout DSP Short Term Fund Regular-growth
The portfolio allocation consists of 92.41% in debt instruments, 7.59% in other assets or cash equivalents.Managed by Karan Mundhra, it has delivered a return of 4.49% in the last year, a total return since inception of 6.89%.
As evaluating financial products many investors generally look at best sip to invest depending on risk profile.
Key Metrics of DSP Short Term Fund Regular-growth
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Standard Deviation1.18%
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Sharpe Ratio0.26%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
| Bank Of India Short Term Income Fund Direct-growth |
₹267 | 1.21% | 1.55% | 5.25% | 7.55% | 10.68% |
| Bank Of India Short Term Income Fund Direct-idcw Monthly |
₹267 | 1.21% | 1.55% | 5.25% | 7.55% | 10.68% |
| Bank Of India Short Term Income Fund Direct-idcw Quarterly |
₹267 | 1.21% | 1.55% | 5.25% | 7.55% | 10.68% |
| Bank Of India Short Term Income Fund Regular-growth |
₹267 | 1.15% | 1.39% | 4.65% | 6.97% | 10.16% |
| Bank Of India Short Term Income Fund Regular-idcw Monthly |
₹267 | 1.15% | 1.39% | 4.65% | 6.97% | 10.16% |
| Bank Of India Short Term Income Fund Regular-idcw Quarterly |
₹267 | 1.15% | 1.39% | 4.65% | 6.97% | 10.16% |
| Sundaram Short Duration Fund Direct-growth |
₹187 | 1.10% | 1.61% | 5.41% | 7.47% | 7.97% |
| Sundaram Short Duration Fund Direct-idcw Monthly |
₹187 | 1.10% | 1.61% | 5.41% | 7.47% | 7.97% |
| UTI Short Duration Direct-flexi Idcw |
₹2,405 | 1.15% | 1.58% | 5.23% | 7.44% | 7.57% |
| UTI Short Duration Direct-growth |
₹2,405 | 1.15% | 1.58% | 5.23% | 7.44% | 7.57% |
More funds from DSP Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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DSP Short Term Fund Direct Plan-growth
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₹3,245 | 1.41% | 1.63% | 2.63% | 5.14% | 7.33% |
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DSP Short Term Fund Regular-idcw Monthly
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₹3,245 | 1.35% | 1.48% | 2.33% | 4.49% | 6.68% |
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DSP Short Term Fund Direct-idcw Monthly
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₹3,245 | 1.41% | 1.63% | 2.63% | 5.14% | 7.33% |
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DSP Short Term Fund Direct-idcw Weekly
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₹3,245 | 1.41% | 1.63% | 2.63% | 5.14% | 7.33% |
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DSP Short Term Fund Regular-idcw Weekly
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₹3,245 | 1.35% | 1.48% | 2.33% | 4.49% | 6.68% |
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DSP Short Term Fund Direct-idcw Yearly
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₹3,245 | 1.41% | 1.63% | 2.63% | 5.14% | 7.33% |
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DSP Short Term Fund Regular-idcw Yearly
|
₹3,245 | 1.35% | 1.48% | 2.33% | 4.49% | 6.68% |
Mutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| ICICI Prudential Short Term Fund-growth |
₹21,229 | ₹63.63 | 7.31% | 6.47% | 7.27% |
| ICICI Prudential Short Term Fund Direct Plan-growth |
₹21,229 | ₹69.79 | 7.95% | 7.17% | 8.04% |
| ICICI Prudential Short Term Fund-idcw Monthly |
₹21,229 | ₹12.19 | 7.31% | 6.47% | 7.27% |
| ICICI Prudential Short Term Fund Direct Plan-idcw Monthly |
₹21,229 | ₹12.81 | 7.95% | 7.17% | 8.04% |
| Kotak Bond Short Term Fund Direct-growth |
₹15,287 | ₹60.53 | 7.51% | 6.53% | 7.51% |
| Kotak Bond Short Term Fund Regular-growth |
₹15,287 | ₹54.60 | 6.70% | 5.70% | 6.65% |
| Kotak Bond Short Term Fund Direct-idcw |
₹15,287 | ₹16.06 | 7.51% | 6.53% | 7.51% |
| Kotak Bond Short Term Fund Regular-idcw |
₹15,287 | ₹12.12 | 6.70% | 5.70% | 6.65% |
| HDFC Short Term Debt Fund-growth |
₹14,864 | ₹33.79 | 7.31% | 6.28% | 7.22% |
| HDFC Short Term Debt Fund Direct Plan-growth |
₹14,864 | ₹34.98 | 7.64% | 6.66% | 7.53% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100 | Entities | 7.51% | ₹243.56 Cr |
| Reverse Repo | Unspecified | 7.37% | ₹239.21 Cr |
| India Universal Trust Al1 Sec. Debt 8.20 20/09/2030 | Unspecified | 4.22% | ₹136.95 Cr |
| Bharti Telecom Limited Sr Xxv 7.35 Ncd 15ot27 Fvrs1lac | Technology | 4.14% | ₹134.40 Cr |
| State Development Loan 35431 Guj 08jn32 7.01 Fv Rs 100 | Industrials | 3.74% | ₹121.23 Cr |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 3.68% | ₹119.28 Cr |
| Knowledge Realty Trust 7.5378 Ncd 08my29 Fvrs1lac | Real Estate | 3.09% | ₹100.25 Cr |
| Bank Of Baroda Cd 20aug26 | Financial | 3.03% | ₹98.44 Cr |
| Muthoot Finance Ltd.** | Financial | 2.62% | ₹84.96 Cr |
| Jamnagar Utilities & Power Private Limited Sr Ppd7 7.90 Loa 10ag28 Fvrs1lac | Industrials | 2.45% | ₹79.66 Cr |
| India Infrastructure Finance Company Limited Sr Ii 7.47 Ncd 07nv27 Fvrs1lac | Industrials | 2.39% | ₹77.63 Cr |
| Export Import Bank Of India Sr Aa01 7.14 Bd 13dc29 Fvrs1lac | Financial | 2.35% | ₹76.31 Cr |
| Indian Railway Finance Corporation Ltd Debenture 7.49 30/05/2027 | Financial | 2.33% | ₹75.53 Cr |
| Rec Limited Sr 247 A 6.87 Bd 31my30 Fvrs1lac | Financial | 2.25% | ₹72.87 Cr |
| Power Finance Corporation Ltd. Sr Bs221b 7.59 Bd 17jn28 Fvrs10lac | Financial | 2.07% | ₹67.03 Cr |
| Torrent Power Limited Sr 7c 7.25 Ncd 03mr27 Fvrs10lac | Energy & Utilities | 1.86% | ₹60.47 Cr |
| Export-import Bank Of India 7.22 03/08/2027 | Financial | 1.62% | ₹52.72 Cr |
| Central Government Loan 23277 Goi 22sp33 Flt Fv Rs 100 | Entities | 1.62% | ₹52.60 Cr |
| Tata Capital Housing Finance Limited Sr B 7.123 Ncd 21jl27 Fvrs1lac | Financial | 1.62% | ₹52.59 Cr |
| Icici Home Finance Company Limited Sr Hdbsep251 7.95 Bd 20dc27 Fvrs1lac | Financial | 1.59% | ₹51.73 Cr |
| Bajaj Finance Limited 7.7951 Ncd 10dc27 Fvrs1lac | Financial | 1.59% | ₹51.60 Cr |
| Lic Housing Finance Limited Tr- 359 7.95 Loa 29jn28 Fvrs10lac | Financial | 1.58% | ₹51.31 Cr |
| Power Finance Corporation Ltd Bonds/deb 7.60 20/02/2027 | Financial | 1.57% | ₹51.00 Cr |
| National Bank For Agriculture And Rural Development Sr 25e 7.53 Bd 24mr28 Fvrs1lac | Financial | 1.56% | ₹50.46 Cr |
| Mahindra Rural Housing Finance Limited Sr Mrhflbb2026 Rr Ncd 22my29 Fvrs1lac | Financial | 1.55% | ₹50.32 Cr |
| Rec Limited Sr 251 6.95 Bd 18fb28 Fvrs1lac | Financial | 1.55% | ₹50.29 Cr |
| Muthoot Finance Limited Rr Ncd 26jl29 Fvrs1lac | Financial | 1.54% | ₹50.08 Cr |
| Small Industries Development Bank Of India Sr V 7.22 Bd 10ap29 Fvrs1lac | Financial | 1.53% | ₹49.74 Cr |
| Export Import Bank Of India Sr Aa 03 7.12 Bd 27ju30 Fvrs1lac | Financial | 1.53% | ₹49.72 Cr |
| 7.34% Rec Ltd. ** | Financial | 1.53% | ₹49.67 Cr |
| Cholamandalam Investment And Finance Company Limited Sr 647 8.40 Ncd 18sp27 Fvrs1lac | Financial | 1.31% | ₹42.37 Cr |
| Lic Housing Finance Ltd Tr 455 7.07 Ncd 29ap30 Fvrs1lac | Financial | 1.21% | ₹39.12 Cr |
| Rural Electrification Corporation Limited 7.77 Sr 220-a Bd 31mr28 Fvrs1lac | Financial | 1.09% | ₹35.44 Cr |
| State Development Loan 37091 Guj 18ag31 6.98 Fv Rs 100 | Industrials | 1.06% | ₹34.50 Cr |
| Muthoot Finance Limited 8.90 Ncd 17ju27 Fvrs1lac | Financial | 0.84% | ₹27.20 Cr |
| Small Industries Development Bank Of India Sr Viii 7.49 Bd 11ju29 Fvrs1lac | Financial | 0.82% | ₹26.59 Cr |
| Bajaj Finance Limited Ncd 7.38 28ju30 Fvrs1lac | Financial | 0.81% | ₹26.36 Cr |
| Power Finance Corporation Ltd. Sr-169 B 7.3 Bd 07ag27 Fvrs10lac | Financial | 0.81% | ₹26.34 Cr |
| Lic Housing Finance Ltd Tr 447 7.57 Ncd 18ot29 Fvrs1lac | Financial | 0.80% | ₹25.87 Cr |
| Small Industries Development Bank Of India Sr V 7.51 Bd 12ju28 Fvrs1lac | Financial | 0.80% | ₹25.80 Cr |
| Jio Credit Limited Sr Iii 7.05 Ncd 13ot27 Fvrs1lac | Financial | 0.79% | ₹25.78 Cr |
| Lic Housing Finance Ltd Tr 445 Op Ii 7.74 Ncd 11fb28 Fvrs1lac | Financial | 0.79% | ₹25.49 Cr |
| Torrent Pharmaceuticals Ltd Sr 3 7.70 Ncd 18jn30 Fvrs1lac | Healthcare | 0.78% | ₹25.31 Cr |
| Rec Limited Sr 216a 7.55 Bd 31mr28 Fvrs10lac | Financial | 0.78% | ₹25.21 Cr |
| National Bank For Agriculture And Rural Development Sr 26c 7.27 Bd 23fb29 Fvrs1lac | Financial | 0.77% | ₹25.14 Cr |
| National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lac | Financial | 0.77% | ₹25.07 Cr |
| Small Industries Development Bank Of India Sr Iv 7.04 Bd 09fb29 Fvrs1lac | Financial | 0.77% | ₹25.06 Cr |
| Indian Railway Finance Corporation Limited Sr 181 7.37 Bd 31jl29 Fvrs1lac | Financial | 0.77% | ₹25.01 Cr |
| State Development Loan 30002 Up 03fb31 6.88 Fv Rs 100 | Unspecified | 0.77% | ₹24.95 Cr |
| Rec Limited Sr 232 A 7.59 Bd 31my27 Fvrs1lac | Financial | 0.77% | ₹24.93 Cr |
| Mindspace Business Parks Reit Sr Ncd16 6.9601 Ncd 08dc28 Fvrs1lac | Real Estate | 0.76% | ₹24.73 Cr |
| Power Finance Corporation Limited Sr 250a 6.61 Bd 15jl28 Fvrs1lac | Financial | 0.76% | ₹24.51 Cr |
| Indian Railway Finance Corporation Limited Sr 189 6.78 Bd 30ap30 Fvrs1lac | Financial | 0.75% | ₹24.43 Cr |
| Hdfc Bank Limited Cd 21dec26 | Financial | 0.74% | ₹23.96 Cr |
| Small Industries Development Bank Of India Cd 14jan27 | Financial | 0.73% | ₹23.82 Cr |
| Torrent Pharmaceuticals Ltd Sr 2 7.60 Ncd 19jn29 Fvrs1lac | Healthcare | 0.59% | ₹19.23 Cr |
| Others Class A2 Aif | Unspecified | 0.35% | ₹11.21 Cr |
| Bharti Telecom Limited Sr Xxviii 7.40 Ncd 01fb29 Fvrs1lac | Technology | 0.23% | ₹7.51 Cr |
| Net Receivables | Unspecified | 0.22% | ₹7.02 Cr |
| Power Finance Corporation Limited Sr 242a 7.27 Bd 15ot31 Fvrs1lac | Financial | 0.16% | ₹5.14 Cr |
| Power Finance Corporation Ltd Sr-158 Bonds 7.18 20/01/2027 | Financial | 0.16% | ₹5.11 Cr |
| Bharti Telecom Limited Sr Xxvii 7.30 Ncd 01dc27 Fvrs1lac | Technology | 0.16% | ₹5.11 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Bank Of India Short Term Income Fund Direct-growth |
₹30.65 | 7.55% | 10.68% | - |
| Bank Of India Short Term Income Fund Direct-idcw Monthly |
₹14.90 | 7.55% | 10.68% | - |
| Bank Of India Short Term Income Fund Direct-idcw Quarterly |
₹14.13 | 7.55% | 10.68% | - |
| Bank Of India Short Term Income Fund Regular-growth |
₹28.04 | 6.97% | 10.16% | - |
| Bank Of India Short Term Income Fund Regular-idcw Monthly |
₹14.39 | 6.97% | 10.16% | - |
| Bank Of India Short Term Income Fund Regular-idcw Quarterly |
₹14.18 | 6.97% | 10.16% | - |
| Sundaram Short Duration Fund Direct-growth |
₹50.63 | 7.47% | 7.97% | - |
| Sundaram Short Duration Fund Direct-idcw Monthly |
₹13.19 | 7.47% | 7.97% | - |
| UTI Short Duration Direct-flexi Idcw |
₹19.67 | 7.44% | 7.57% | - |
| UTI Short Duration Direct-growth |
₹35.60 | 7.44% | 7.57% | - |
Frequently Asked Questions
DSP Short Term Fund Regular-growth
What is the current AUM of DSP Short Term Fund Regular-growth?
As of Sun May 31, 2026, DSP Short Term Fund Regular-growth manages assets worth ₹3,244.9 crore
How has DSP Short Term Fund Regular-growth performed recently?
- 3 Months: 1.48%
- 6 Months: 2.33%
What is the long-term performance of DSP Short Term Fund Regular-growth?
- 3 Years CAGR: 6.68%
- 5 Years CAGR: 5.64%
- Since Inception: 6.89%
What is the portfolio composition of DSP Short Term Fund Regular-growth?
Debt: 92.41%, Others: 7.59%.
Who manages DSP Short Term Fund Regular-growth?
DSP Short Term Fund Regular-growth is managed by Karan Mundhra from DSP Mutual Fund.
Which are the top companies DSP Short Term Fund Regular-growth has invested in?
- GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – 7.51% of the fund's portfolio
- Reverse Repo – 7.37% of the fund's portfolio
- India Universal Trust AL1 Sec. Debt 8.20 20/09/2030 – 4.22% of the fund's portfolio
- BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LAC – 4.14% of the fund's portfolio
- STATE DEVELOPMENT LOAN 35431 GUJ 08JN32 7.01 FV RS 100 – 3.74% of the fund's portfolio
Which are the major sectors DSP Short Term Fund Regular-growth focuses on?
- Financial – 53.01% of the fund's portfolio
- Unspecified – 12.93% of the fund's portfolio
- Entities – 12.81% of the fund's portfolio
- Industrials – 9.64% of the fund's portfolio
- Technology – 4.53% of the fund's portfolio
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Past performance may not be indicative of future results.
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.





