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Fund Overview of Franklin India Banking & Psu Debt Fund Direct-idcw
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₹583.2 CrAUM
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₹11.60NAV
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0.23%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Franklin India Banking & Psu Debt Fund Direct-idcw
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.42% | NA | 0.71% |
| 6 Months | 2.76% | NA | 4.51% |
| 1 Year | 5.92% | 5.92% | 8.39% |
| 2 Years | 15.75% | 7.59% | 8.14% |
| 3 Years | 23.91% | 7.41% | 7.57% |
| 5 Years | 36.10% | 6.36% | 6.29% |
| 7 Years | 59.94% | 6.94% | NA |
| 10 Years | 104.20% | 7.40% | 7.57% |
Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision
Compare Franklin India Banking & Psu Debt Fund Direct-idcw with other mutual funds in the same category
Franklin India Banking & Psu Debt Fund Direct-idcw
UTI Banking & Psu Fund Direct-flexi Idcw
UTI Banking & Psu Fund Direct-growth
Asset Allocation
debt instruments
80.02%other assets or cash equivalents
19.98%Franklin India Banking & Psu Debt Fund Direct-idcw is one Debt mutual fund offered by Franklin Templeton Mutual Fund. Launched on 25 Apr 2014, the fund aims Regular income for Medium term capital appreciation with current income. An income fund that invests predominantly in debt and money market instruments issued by Banks, PSUs, PFIs and Municipal Bonds. It manages assets worth ₹583.2 crore as on Sun May 31, 2026. The expense ratio stands at 0.23%. Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager EducationAbout Franklin India Banking & Psu Debt Fund Direct-idcw
The portfolio allocation consists of 80.02% in debt instruments, 19.98% in other assets or cash equivalents.Managed by Sandeep Manam, it has delivered a return of 5.92% in the last year, a total return since inception of 7.78%.
The latest dividend was declared on 23 Mar 2026 at 1.75% of face value.
Long-term investors generally consider different best sip in india so they can grow disciplined financial goals.
Key Metrics of Franklin India Banking & Psu Debt Fund Direct-idcw
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Standard Deviation1.01%
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Sharpe Ratio1.20%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Banking & Psu Fund Direct-flexi Idcw  |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-growth |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Half Yearly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Monthly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Quarterly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Yearly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-growth |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-idcw Half Yearly |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-idcw Monthly |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Franklin Templeton Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Franklin India Banking & Psu Debt Fund Direct-growth
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₹583 | 0.69% | 1.42% | 2.76% | 5.92% | 7.41% |
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Franklin India Banking & Psu Debt Fund Regular-growth
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₹583 | 0.67% | 1.34% | 2.61% | 5.59% | 7.06% |
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Franklin India Banking & Psu Debt Fund Regular-idcw
|
₹583 | 0.67% | 1.34% | 2.61% | 5.59% | 7.06% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Axis Banking & Psu Debt Fund-growth |
₹12,219 | ₹2,770.01 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-growth |
₹12,219 | ₹2,864.13 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Daily |
₹12,219 | ₹1,039.13 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Daily |
₹12,219 | ₹1,039.13 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Monthly |
₹12,219 | ₹1,043.85 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Monthly |
₹12,219 | ₹1,044.28 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Weekly |
₹12,219 | ₹1,038.64 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Weekly |
₹12,219 | ₹1,038.66 | 7.11% | 6.19% | 7.28% |
| Bandhan Banking And Psu Fund Direct-growth |
₹12,044 | ₹26.76 | 7.13% | 6.24% | 7.27% |
| Bandhan Banking And Psu Fund Regular-growth |
₹12,044 | ₹25.93 | 6.81% | 5.92% | 6.97% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Cash Margin | Unspecified | 15.44% | ₹90.01 Cr |
| State Development Loan 37162 Mh 04mr47 7.66 Fv Rs 100 | Unspecified | 5.33% | ₹31.08 Cr |
| India Infrastructure Finance Company Limited 7.56 Ncd 20mr28 Fvrs1lac | Industrials | 5.22% | ₹30.46 Cr |
| Union Bank Of India Cd | Financial | 4.85% | ₹28.28 Cr |
| Cash/net Current Assets | Unspecified | 4.54% | ₹26.50 Cr |
| 7.48% Housing And Urban Development Corporation Ltd. 20-aug-2026 | Financial | 4.53% | ₹26.43 Cr |
| National Bank For Agriculture And Rural Development Sr 24a 7.5 Bd 31au26 Fvrs1lac | Financial | 4.52% | ₹26.36 Cr |
| Axis Bank Limited Sr 5 7.65 Ncd 30jn27 Fvrs10lac | Financial | 4.38% | ₹25.55 Cr |
| Mahindra And Mahindra Financial Services Limited Sr Ac2026 Rr Ncd 18my29 Fvrs1lac | Financial | 4.31% | ₹25.16 Cr |
| Union Bank Of India Cd 01jun26 | Financial | 4.29% | ₹24.99 Cr |
| Indian Oil Corporation Limited 29d Cp 12jun26 | Energy & Utilities | 4.28% | ₹24.94 Cr |
| Canara Bank Cd 15sep26 | Financial | 4.19% | ₹24.46 Cr |
| Hdfc Bank Limited Cd 19nov26 | Financial | 4.14% | ₹24.12 Cr |
| Small Industries Development Bank Of India Cd 04dec26 | Financial | 4.12% | ₹24.02 Cr |
| Bank Of Baroda Cd 06jan27 | Financial | 4.09% | ₹23.87 Cr |
| Kotak Mahindra Bank Limited Cd 08jan27 | Financial | 4.09% | ₹23.87 Cr |
| Icici Bank Limited Cd 27jan27 | Financial | 4.08% | ₹23.78 Cr |
| Rec Limited Sr 239 Bd 03nv34 Fvrs1lac | Financial | 3.57% | ₹20.83 Cr |
| Power Finance Corporation Limited Sr 246b 7.38 Bd 15jn32 Fvrs1lac | Financial | 3.44% | ₹20.04 Cr |
| National Bank For Agriculture And Rural Development Cd 22jan27 | Financial | 3.26% | ₹19.03 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Banking & Psu Fund Direct-flexi Idcw |
₹20.34 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-growth |
₹23.60 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Half Yearly |
₹15.66 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Monthly |
₹13.63 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Quarterly |
₹17.57 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Yearly |
₹13.51 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹15.52 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-growth |
₹23.15 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-idcw Half Yearly |
₹15.46 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-idcw Monthly |
₹13.36 | 6.91% | 7.29% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Franklin India Banking & Psu Debt Fund Direct-idcw
What is the current AUM of Franklin India Banking & Psu Debt Fund Direct-idcw?
As of Sun May 31, 2026, Franklin India Banking & Psu Debt Fund Direct-idcw manages assets worth ₹583.2 crore
How has Franklin India Banking & Psu Debt Fund Direct-idcw performed recently?
- 3 Months: 1.42%
- 6 Months: 2.76%
What is the long-term performance of Franklin India Banking & Psu Debt Fund Direct-idcw?
- 3 Years CAGR: 7.41%
- 5 Years CAGR: 6.36%
- Since Inception: 7.78%
What is the portfolio composition of Franklin India Banking & Psu Debt Fund Direct-idcw?
Debt: 80.02%, Others: 19.98%.
Who manages Franklin India Banking & Psu Debt Fund Direct-idcw?
Franklin India Banking & Psu Debt Fund Direct-idcw is managed by Sandeep Manam from Franklin Templeton Mutual Fund.
When was the last dividend declared by Franklin India Banking & Psu Debt Fund Direct-idcw?
Latest dividend was declared on 23 Mar 2026 at 1.75% of face value.
Which are the top companies Franklin India Banking & Psu Debt Fund Direct-idcw has invested in?
- Cash Margin – 15.44% of the fund's portfolio
- STATE DEVELOPMENT LOAN 37162 MH 04MR47 7.66 FV RS 100 – 5.33% of the fund's portfolio
- INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 7.56 NCD 20MR28 FVRS1LAC – 5.22% of the fund's portfolio
- Union Bank of India CD – 4.85% of the fund's portfolio
- Cash/Net Current Assets – 4.54% of the fund's portfolio
Which are the major sectors Franklin India Banking & Psu Debt Fund Direct-idcw focuses on?
- Financial – 61.87% of the fund's portfolio
- Unspecified – 25.31% of the fund's portfolio
- Industrials – 5.22% of the fund's portfolio
- Energy & Utilities – 4.28% of the fund's portfolio
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