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Fund Overview of Franklin India Retirement Fund Direct-growth
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₹492.2 CrAUM
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₹239.55NAV
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1.46%Expense Ratio
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HybridFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Franklin India Retirement Fund Direct-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.81% | NA | 1.30% |
| 6 Months | -1.20% | NA | 7.25% |
| 1 Year | 0.21% | 0.21% | 4.55% |
| 2 Years | 8.62% | 4.22% | 12.48% |
| 3 Years | 29.72% | 9.06% | 11.69% |
| 5 Years | 46.12% | 7.88% | 12.27% |
| 7 Years | 78.81% | 8.66% | NA |
| 10 Years | 126.12% | 8.50% | 9.26% |
Compare Franklin India Retirement Fund Direct-growth with other mutual funds in the same category
Franklin India Retirement Fund Direct-growth
UTI Retirement Fund Direct
UTI Retirement Fund Regular Plan
Asset Allocation
equities
32.23%debt instruments
64.97%other assets or cash equivalents
2.80%Franklin India Retirement Fund Direct-growth is one Hybrid mutual fund offered by Franklin Templeton Mutual Fund. Launched on 01 Jan 2013, the fund aims Long term capital appreciation. A retirement fund investing upto 40% in equities and balance in fixed income instruments. It manages assets worth ₹492.2 crore as on Sun May 31, 2026. The expense ratio stands at 1.46%. Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager EducationAbout Franklin India Retirement Fund Direct-growth
The portfolio allocation consists of 32.23% in equities, 64.97% in debt instruments, 2.80% in other assets or cash equivalents.Managed by Rajasa Kakulavarapu, it has delivered a return of 0.21% in the last year, a total return since inception of 9.76%.
Considering investment horizon individuals may compare best sip plan as part of their overall investment planning.
Key Metrics of Franklin India Retirement Fund Direct-growth
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Standard Deviation6.04%
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Sharpe Ratio0.50%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Retirement Fund Direct  |
₹4,608 | 1.58% | 1.92% | 1.62% | 10.39% | 10.23% |
| UTI Retirement Fund Regular Plan |
₹4,608 | 1.53% | 1.78% | 1.05% | 9.71% | 9.53% |
| Franklin India Retirement Fund Direct-growth |
₹492 | 1.44% | 1.81% | 0.21% | 9.06% | 7.88% |
| Franklin India Retirement Fund Direct-idcw |
₹492 | 1.44% | 1.81% | 0.21% | 9.06% | 7.88% |
| UTI Children's Hybrid Fund-direct Plan |
₹4,315 | 1.74% | 2.46% | -0.32% | 7.57% | 7.80% |
| UTI Children's Hybrid Fund-regular Plan |
₹4,315 | 1.72% | 2.42% | -0.49% | 7.37% | 7.58% |
| Franklin India Retirement Fund Regular-growth |
₹492 | 1.37% | 1.63% | -0.55% | 8.23% | 7.05% |
| Franklin India Retirement Fund Regular-idcw |
₹492 | 1.37% | 1.63% | -0.55% | 8.23% | 7.05% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Franklin Templeton Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Franklin India Retirement Fund Regular-growth
|
₹492 | 1.37% | 1.63% | -1.56% | -0.55% | 8.23% |
|
Franklin India Retirement Fund Regular-idcw
|
₹492 | 1.37% | 1.63% | -1.56% | -0.55% | 8.23% |
|
Franklin India Retirement Fund Direct-idcw
|
₹492 | 1.44% | 1.81% | -1.20% | 0.21% | 9.06% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| UTI Retirement Fund Regular Plan |
₹4,608 | ₹50.14 | 9.71% | 9.53% | 9.05% |
| UTI Retirement Fund Direct |
₹4,608 | ₹54.39 | 10.39% | 10.23% | 9.74% |
| UTI Children's Hybrid Fund-regular Plan |
₹4,315 | ₹40.18 | 7.37% | 7.58% | 7.95% |
| UTI Children's Hybrid Fund-direct Plan |
₹4,315 | ₹41.14 | 7.57% | 7.80% | 8.17% |
| Franklin India Retirement Fund Regular-growth |
₹492 | ₹217.07 | 8.23% | 7.05% | 7.68% |
| Franklin India Retirement Fund Direct-growth |
₹492 | ₹239.55 | 9.06% | 7.88% | 8.50% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 9.56% | ₹47.06 Cr |
| Kotak Mahindra Bank Limited Cd 08jan27 | Financial | 7.76% | ₹38.18 Cr |
| Jubilant Bevco Limited Ncd 31my28 Fvrs1lac | Consumer Staples | 5.90% | ₹29.04 Cr |
| 7.90% Lic Housing Finance Ltd Ncd 23-06-2027 | Financial | 5.45% | ₹26.82 Cr |
| Small Industries Development Bank Of India Sr Ix 7.68 Bd 10ag27 Fvrs1lac | Financial | 5.14% | ₹25.30 Cr |
| Bajaj Housing Finance Limited 7.90 Ncd 28ap28 Fvrs10lac | Financial | 5.10% | ₹25.11 Cr |
| Poonawalla Fincorp Limited Sr A2 7.70 Ncd 21ap28 Fvrs1lac | Financial | 5.06% | ₹24.90 Cr |
| National Bank For Financing Infrastructure And Development Sr Nabfid2026-1 Tr I 7.03 Bd 08ap30 Fvrs1lac | Financial | 4.99% | ₹24.56 Cr |
| Union Bank Of India (16/03/2027) ** # | Financial | 4.78% | ₹23.54 Cr |
| Jubilant Beverages Limited Ncd 31my28 Fvrs1lac | Consumer Staples | 3.93% | ₹19.36 Cr |
| Hdfc Bank Ltd | Financial | 2.72% | ₹13.40 Cr |
| Cash/net Current Assets | Unspecified | 2.61% | ₹12.84 Cr |
| Bharti Telecom Limited Sr Xx 8.75 Ncd 05nv28 Fvrs1lac | Technology | 2.15% | ₹10.56 Cr |
| State Development Loan 37162 Mh 04mr47 7.66 Fv Rs 100 | Unspecified | 2.14% | ₹10.53 Cr |
| Icici Bank Ltd | Financial | 2.09% | ₹10.30 Cr |
| State Bank Of India | Financial | 1.96% | ₹9.64 Cr |
| Reliance Industries Ltd | Energy & Utilities | 1.88% | ₹9.25 Cr |
| Axis Bank Ltd | Financial | 1.75% | ₹8.62 Cr |
| Rec Limited Sr 239 Bd 03nv34 Fvrs1lac | Financial | 1.70% | ₹8.37 Cr |
| Larsen & Toubro Ltd | Industrials | 1.70% | ₹8.36 Cr |
Top Hybrid Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Retirement Fund Direct |
₹54.39 | 10.39% | 10.23% | - |
| UTI Retirement Fund Regular Plan |
₹50.14 | 9.71% | 9.53% | - |
| Franklin India Retirement Fund Direct-growth |
₹239.55 | 9.06% | 7.88% | - |
| Franklin India Retirement Fund Direct-idcw |
₹18.22 | 9.06% | 7.88% | - |
| UTI Children's Hybrid Fund-direct Plan |
₹41.14 | 7.57% | 7.80% | - |
| UTI Children's Hybrid Fund-regular Plan |
₹40.18 | 7.37% | 7.58% | - |
| Franklin India Retirement Fund Regular-growth |
₹217.07 | 8.23% | 7.05% | - |
| Franklin India Retirement Fund Regular-idcw |
₹16.48 | 8.23% | 7.05% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Franklin India Retirement Fund Direct-growth
What is the current AUM of Franklin India Retirement Fund Direct-growth?
As of Sun May 31, 2026, Franklin India Retirement Fund Direct-growth manages assets worth ₹492.2 crore
How has Franklin India Retirement Fund Direct-growth performed recently?
- 3 Months: 1.81%
- 6 Months: -1.20%
What is the long-term performance of Franklin India Retirement Fund Direct-growth?
- 3 Years CAGR: 9.06%
- 5 Years CAGR: 7.88%
- Since Inception: 9.76%
What is the portfolio composition of Franklin India Retirement Fund Direct-growth?
Equity: 32.23%, Debt: 64.97%, Others: 2.80%.
Who manages Franklin India Retirement Fund Direct-growth?
Franklin India Retirement Fund Direct-growth is managed by Rajasa Kakulavarapu from Franklin Templeton Mutual Fund.
What is the market-cap allocation of Franklin India Retirement Fund Direct-growth?
Large Cap: 78.94%, Mid Cap: 6.64%, Small Cap: 14.43%.
Which are the top companies Franklin India Retirement Fund Direct-growth has invested in?
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 9.56% of the fund's portfolio
- KOTAK MAHINDRA BANK LIMITED CD 08JAN27 – 7.76% of the fund's portfolio
- JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC – 5.90% of the fund's portfolio
- 7.90% LIC Housing Finance Ltd NCD 23-06-2027 – 5.45% of the fund's portfolio
- SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IX 7.68 BD 10AG27 FVRS1LAC – 5.14% of the fund's portfolio
Which are the major sectors Franklin India Retirement Fund Direct-growth focuses on?
- Financial – 58.07% of the fund's portfolio
- Consumer Staples – 9.83% of the fund's portfolio
- Unspecified – 4.75% of the fund's portfolio
- Technology – 2.15% of the fund's portfolio
- Energy & Utilities – 1.88% of the fund's portfolio
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Past performance may not be indicative of future results.
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
