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Fund Overview of HDFC Retirement Savings Fund - Equity Plan Regular-growth
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₹6,660.2 CrAUM
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₹48.36NAV
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1.90%Expense Ratio
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EquityFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of HDFC Retirement Savings Fund - Equity Plan Regular-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 2.97% | NA | 3.06% |
| 6 Months | -5.50% | NA | 12.13% |
| 1 Year | -3.77% | -3.77% | 0.23% |
| 2 Years | 0.47% | 0.23% | 19.05% |
| 3 Years | 38.00% | 11.33% | 17.87% |
| 5 Years | 87.85% | 13.44% | 20.71% |
| 7 Years | 185.96% | 16.19% | NA |
| 10 Years | 309.02% | 15.13% | 14.09% |
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Asset Allocation
equities
94.94%other assets or cash equivalents
4.47%HDFC Retirement Savings Fund - Equity Plan Regular-growth is one Equity mutual fund offered by HDFC Mutual Fund. Launched on 25 Feb 2016, the fund aims a corpus to provide for pension in the form of income to the extent of the redemption value of their holding after the age of 60 years.investment predominantly in equity and equity related instruments It manages assets worth ₹6,660.2 crore as on Sun May 31, 2026. The expense ratio stands at 1.9%. Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager EducationAbout HDFC Retirement Savings Fund - Equity Plan Regular-growth
The portfolio allocation consists of 94.94% in equities, 4.47% in other assets or cash equivalents.Managed by Shobhit Mehrotra, it has delivered a return of -3.77% in the last year, a total return since inception of 16.51%.
While evaluating long-term investments many investors also compare which sip is best depending on returns.
Key Metrics of HDFC Retirement Savings Fund - Equity Plan Regular-growth
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Standard Deviation13.54%
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Sharpe Ratio0.44%
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Alpha-0.90%
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Beta0.86%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-growth  |
₹1,924 | 2.82% | 9.19% | 10.52% | 23.92% | 22.98% |
| ICICI Prudential Retirement Fund - Pure Equity Plan Direct-idcw |
₹1,924 | 2.82% | 9.19% | 10.52% | 23.92% | 22.98% |
| ICICI Prudential Retirement Fund - Pure Equity Plan-growth |
₹1,924 | 2.71% | 8.82% | 9.05% | 22.22% | 21.31% |
| ICICI Prudential Retirement Fund - Pure Equity Plan-idcw |
₹1,924 | 2.71% | 8.82% | 9.05% | 22.22% | 21.31% |
| HDFC Focused Fund Direct-growth |
₹26,082 | 2.59% | 3.34% | 1.55% | 17.80% | 19.97% |
| HDFC Focused Fund Direct-idcw |
₹26,082 | 2.59% | 3.34% | 1.55% | 17.80% | 19.97% |
| HDFC Focused Fund Regular-growth |
₹26,082 | 2.50% | 3.10% | 0.54% | 16.52% | 18.55% |
| HDFC Focused Fund Regular-idcw |
₹26,082 | 2.50% | 3.10% | 0.54% | 16.52% | 18.55% |
| Bank Of India Flexi Cap Fund Direct-growth |
₹2,460 | 3.06% | 11.43% | 9.70% | 22.39% | 18.30% |
| Bank Of India Flexi Cap Fund Direct-idcw |
₹2,460 | 3.06% | 11.43% | 9.70% | 22.39% | 18.30% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from HDFC Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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HDFC Flexi Cap Fund Regular-growth
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₹101,822 | 2.81% | 4.25% | -2.86% | 1.81% | 17.17% |
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HDFC Flexi Cap Direct Plan-growth
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₹101,822 | 2.87% | 4.41% | -2.54% | 2.49% | 17.94% |
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HDFC Flexi Cap Fund Regular-idcw
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₹101,822 | 2.81% | 4.25% | -2.86% | 1.81% | 17.17% |
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HDFC Flexi Cap Direct Plan-idcw
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₹101,822 | 2.87% | 4.41% | -2.54% | 2.49% | 17.94% |
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HDFC Focused Fund Regular-growth
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₹26,082 | 2.50% | 3.10% | -3.68% | 0.54% | 16.52% |
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HDFC Focused Fund Direct-growth
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₹26,082 | 2.59% | 3.34% | -3.22% | 1.55% | 17.80% |
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HDFC Focused Fund Regular-idcw
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₹26,082 | 2.50% | 3.10% | -3.68% | 0.54% | 16.52% |
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HDFC Focused Fund Direct-idcw
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₹26,082 | 2.59% | 3.34% | -3.22% | 1.55% | 17.80% |
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HDFC Retirement Savings Fund - Equity Plan Direct-growth
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₹6,660 | 2.51% | 3.22% | -5.03% | -2.78% | 12.53% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Parag Parikh Flexi Cap Fund Regular-growth |
₹141,447 | ₹82.62 | 14.54% | 14.28% | 16.91% |
| Parag Parikh Flexi Cap Fund Direct-growth |
₹141,447 | ₹90.56 | 15.33% | 15.19% | 17.81% |
| Parag Parikh Flexi Cap Fund Direct-idcw |
₹141,447 | ₹90.56 | 15.33% | 15.19% | 17.81% |
| Parag Parikh Flexi Cap Fund Regular-idcw |
₹141,447 | ₹82.62 | 14.54% | 14.28% | 16.91% |
| HDFC Flexi Cap Fund Regular-growth |
₹101,822 | ₹1,990.58 | 17.17% | 17.50% | 15.93% |
| HDFC Flexi Cap Direct Plan-growth |
₹101,822 | ₹2,189.35 | 17.94% | 18.27% | 16.74% |
| HDFC Flexi Cap Fund Regular-idcw |
₹101,822 | ₹71.93 | 17.17% | 17.50% | 15.93% |
| HDFC Flexi Cap Direct Plan-idcw |
₹101,822 | ₹88.52 | 17.94% | 18.27% | 16.74% |
| Kotak Flexicap Fund Regular-growth |
₹54,801 | ₹84.81 | 13.55% | 12.01% | 13.56% |
| Kotak Flexicap Fund Direct-growth |
₹54,801 | ₹96.28 | 14.52% | 13.01% | 14.66% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Hdfc Bank Ltd | Financial | 6.88% | ₹457.90 Cr |
| Icici Bank Ltd | Financial | 6.79% | ₹452.30 Cr |
| Reliance Industries Ltd | Energy & Utilities | 4.96% | ₹330.30 Cr |
| Axis Bank Ltd | Financial | 4.64% | ₹308.78 Cr |
| Repo | Unspecified | 4.44% | ₹295.74 Cr |
| Kotak Mahindra Bank Ltd | Financial | 4.04% | ₹268.94 Cr |
| Maruti Suzuki India Ltd | Consumer Discretionary | 3.12% | ₹207.91 Cr |
| State Bank Of India | Financial | 2.90% | ₹192.88 Cr |
| Infosys Ltd | Technology | 2.79% | ₹185.74 Cr |
| Bharti Airtel Ltd | Technology | 2.75% | ₹182.90 Cr |
| Larsen & Toubro Ltd | Industrials | 2.45% | ₹163.06 Cr |
| Tata Consultancy Services Ltd | Technology | 2.37% | ₹158.12 Cr |
| Power Grid Corporation Of India Ltd | Energy & Utilities | 1.96% | ₹130.75 Cr |
| Hcl Technologies Ltd | Technology | 1.78% | ₹118.38 Cr |
| Dr. Lal Pathlabs Ltd | Healthcare | 1.69% | ₹112.52 Cr |
| Eicher Motors Ltd | Consumer Discretionary | 1.62% | ₹107.66 Cr |
| Max Financial Services Ltd | Financial | 1.51% | ₹100.44 Cr |
| Icici Lombard General Insurance Company Ltd | Financial | 1.48% | ₹98.57 Cr |
| Ntpc Ltd | Energy & Utilities | 1.45% | ₹96.73 Cr |
| Itc Ltd | Consumer Staples | 1.42% | ₹94.68 Cr |
| Alkem Laboratories Ltd | Healthcare | 1.32% | ₹87.97 Cr |
| Bajaj Auto Ltd | Consumer Discretionary | 1.29% | ₹86.11 Cr |
| Jindal Steel & Power Ltd | Materials | 1.27% | ₹84.50 Cr |
| Havells India Ltd | Consumer Discretionary | 1.24% | ₹82.38 Cr |
| Hdfc Life Insurance Co Ltd | Financial | 1.16% | ₹77.32 Cr |
| Interglobe Aviation Ltd | Industrials | 1.16% | ₹77.09 Cr |
| Zomato Ltd | Technology | 1.13% | ₹75.17 Cr |
| Tata Steel Ltd | Materials | 1.09% | ₹72.81 Cr |
| Delhivery Ltd | Industrials | 1.09% | ₹72.38 Cr |
| Creditaccess Grameen Ltd | Financial | 1.07% | ₹71.25 Cr |
| Hindustan Petroleum Corporation Ltd | Energy & Utilities | 1.01% | ₹66.95 Cr |
| Hdfc Nifty Etf-dividend | Unspecified | 0.96% | ₹64.07 Cr |
| United Spirits Ltd | Consumer Staples | 0.95% | ₹63.50 Cr |
| Transport Corporation Of India Ltd | Industrials | 0.94% | ₹62.49 Cr |
| Lupin Ltd | Healthcare | 0.94% | ₹62.36 Cr |
| Apollo Hospitals Enterprise Ltd | Healthcare | 0.92% | ₹61.32 Cr |
| Voltamp Transformers Ltd | Industrials | 0.86% | ₹56.98 Cr |
| Godrej Consumer Products Ltd | Consumer Staples | 0.85% | ₹56.61 Cr |
| Balkrishna Industries Ltd | Consumer Discretionary | 0.83% | ₹55.14 Cr |
| Divi's Laboratories Ltd | Healthcare | 0.80% | ₹53.34 Cr |
| Cipla Ltd | Healthcare | 0.79% | ₹52.54 Cr |
| Kalpataru Power Transmission Ltd | Industrials | 0.78% | ₹52.20 Cr |
| Gland Pharma Ltd | Healthcare | 0.78% | ₹51.75 Cr |
| Crisil Ltd | Industrials | 0.77% | ₹51.33 Cr |
| Pvr Ltd | Consumer Discretionary | 0.72% | ₹48.13 Cr |
| Hyundai Motor India Ltd. | Consumer Discretionary | 0.72% | ₹48.10 Cr |
| The Ramco Cements Ltd | Materials | 0.72% | ₹47.92 Cr |
| Blue Dart Express Ltd | Industrials | 0.71% | ₹47.42 Cr |
| Akzo Nobel India Ltd | Materials | 0.71% | ₹47.28 Cr |
| Chalet Hotels Ltd | Consumer Discretionary | 0.71% | ₹47.08 Cr |
| Gujarat Gas Ltd | Energy & Utilities | 0.69% | ₹46.29 Cr |
| Timken India Ltd | Industrials | 0.66% | ₹44.03 Cr |
| Prestige Estates Projects Ltd | Real Estate | 0.62% | ₹41.08 Cr |
| Redington Ltd | Technology | 0.61% | ₹40.38 Cr |
| Chambal Fertilisers & Chemicals Ltd | Materials | 0.60% | ₹39.64 Cr |
| Star Health & Allied Insurance Co. Ltd | Financial | 0.59% | ₹39.60 Cr |
| Zensar Technologies Ltd | Technology | 0.59% | ₹39.53 Cr |
| Gateway Distriparks Ltd | Industrials | 0.59% | ₹39.20 Cr |
| Embassy Office Parks Reit | Real Estate | 0.59% | ₹39.01 Cr |
| The Anup Engineering Ltd | Industrials | 0.55% | ₹36.81 Cr |
| The Great Eastern Shipping Company Ltd | Energy & Utilities | 0.53% | ₹35.47 Cr |
| Finolex Industries Ltd | Industrials | 0.50% | ₹33.52 Cr |
| Greenply Industries Ltd | Materials | 0.47% | ₹31.01 Cr |
| Equitas Small Finance Bank Ltd | Financial | 0.42% | ₹28.08 Cr |
| Vrl Logistics Ltd | Industrials | 0.39% | ₹26.17 Cr |
| Gna Axles Ltd | Consumer Discretionary | 0.38% | ₹25.01 Cr |
| Skf India (industrial) Ltd | 0.36% | ₹24.23 Cr | |
| Tamil Nadu Newsprint & Papers Ltd | Materials | 0.36% | ₹23.76 Cr |
| Symphony Ltd | Consumer Discretionary | 0.33% | ₹22.01 Cr |
| Bajaj Electricals Ltd | Consumer Discretionary | 0.33% | ₹22.01 Cr |
| Pnc Infratech Ltd | Industrials | 0.31% | ₹20.68 Cr |
| Nilkamal Ltd | Materials | 0.14% | ₹9.18 Cr |
| Net Current Assets | Unspecified | 0.03% | ₹4.02 Cr |
| Mahindra Holidays & Resorts India Ltd | Consumer Discretionary | 0.03% | ₹1.70 Cr |
Top Equity Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| ICICI Prudential Retirement Fund - Pure Equity Plan Direct-growth |
₹38.98 | 23.92% | 22.98% | - |
| ICICI Prudential Retirement Fund - Pure Equity Plan Direct-idcw |
₹38.97 | 23.92% | 22.98% | - |
| ICICI Prudential Retirement Fund - Pure Equity Plan-growth |
₹34.93 | 22.22% | 21.31% | - |
| ICICI Prudential Retirement Fund - Pure Equity Plan-idcw |
₹34.94 | 22.22% | 21.31% | - |
| HDFC Focused Fund Direct-growth |
₹259.81 | 17.80% | 19.97% | - |
| HDFC Focused Fund Direct-idcw |
₹30.90 | 17.80% | 19.97% | - |
| HDFC Focused Fund Regular-growth |
₹227.08 | 16.52% | 18.55% | - |
| HDFC Focused Fund Regular-idcw |
₹23.09 | 16.52% | 18.55% | - |
| Bank Of India Flexi Cap Fund Direct-growth |
₹40.47 | 22.39% | 18.30% | - |
| Bank Of India Flexi Cap Fund Direct-idcw |
₹34.59 | 22.39% | 18.30% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
HDFC Retirement Savings Fund - Equity Plan Regular-growth
What is the current AUM of HDFC Retirement Savings Fund - Equity Plan Regular-growth?
As of Sun May 31, 2026, HDFC Retirement Savings Fund - Equity Plan Regular-growth manages assets worth ₹6,660.2 crore
How has HDFC Retirement Savings Fund - Equity Plan Regular-growth performed recently?
- 3 Months: 2.97%
- 6 Months: -5.50%
What is the long-term performance of HDFC Retirement Savings Fund - Equity Plan Regular-growth?
- 3 Years CAGR: 11.33%
- 5 Years CAGR: 13.44%
- Since Inception: 16.51%
What is the portfolio composition of HDFC Retirement Savings Fund - Equity Plan Regular-growth?
Equity: 94.94%, Others: 4.47%.
Who manages HDFC Retirement Savings Fund - Equity Plan Regular-growth?
HDFC Retirement Savings Fund - Equity Plan Regular-growth is managed by Shobhit Mehrotra from HDFC Mutual Fund.
What is the market-cap allocation of HDFC Retirement Savings Fund - Equity Plan Regular-growth?
Large Cap: 66.14%, Mid Cap: 12.58%, Small Cap: 21.29%.
Which are the top companies HDFC Retirement Savings Fund - Equity Plan Regular-growth has invested in?
- HDFC Bank Ltd – 6.88% of the fund's portfolio
- ICICI Bank Ltd – 6.79% of the fund's portfolio
- Reliance Industries Ltd – 4.96% of the fund's portfolio
- Axis Bank Ltd – 4.64% of the fund's portfolio
- Repo – 4.44% of the fund's portfolio
Which are the major sectors HDFC Retirement Savings Fund - Equity Plan Regular-growth focuses on?
- Financial – 31.48% of the fund's portfolio
- Technology – 12.02% of the fund's portfolio
- Industrials – 11.76% of the fund's portfolio
- Consumer Discretionary – 11.32% of the fund's portfolio
- Energy & Utilities – 10.60% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
