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Fund Overview of HSBC Credit Risk Fund Direct-idcw Yearly
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₹471.0 CrAUM
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₹13.48NAV
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0.96%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of HSBC Credit Risk Fund Direct-idcw Yearly
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.79% | NA | 1.56% |
| 6 Months | 3.16% | NA | 6.78% |
| 1 Year | 6.13% | 6.13% | 11.50% |
| 2 Years | 30.02% | 14.02% | 10.29% |
| 3 Years | 39.60% | 11.76% | 9.30% |
| 5 Years | 56.83% | 9.42% | 10.13% |
| 7 Years | 73.58% | 8.20% | NA |
| 10 Years | 112.51% | 7.83% | 7.32% |
Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision
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Asset Allocation
debt instruments
95.42%other assets or cash equivalents
4.58%HSBC Credit Risk Fund Direct-idcw Yearly is one Debt mutual fund offered by HSBC Mutual Fund. the fund aims Generation of regular returns and capital appreciation over medium to long term. Investment in debt instruments(including securitized debt), government and money market securities. It manages assets worth ₹471.0 crore as on Sun May 31, 2026. The expense ratio stands at 0.96%. Fund Manager Manager EducationAbout HSBC Credit Risk Fund Direct-idcw Yearly
The portfolio allocation consists of 95.42% in debt instruments, 4.58% in other assets or cash equivalents.Managed by Shriram Ramanathan, it has delivered a return of 6.13% in the last year, a total return since inception of 8.19%.
The latest dividend was declared on 27 Mar 2026 at 11.50% of face value.
Individuals often consider the best sip to invest in order to strengthen systematic savings habits.
Key Metrics of HSBC Credit Risk Fund Direct-idcw Yearly
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Standard Deviation6.88%
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Sharpe Ratio0.77%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Bank Of India Credit Risk Fund Direct-growth  |
₹88 | 0.69% | 7.17% | 17.32% | 9.98% | 27.78% |
| Bank Of India Credit Risk Fund Regular-growth |
₹88 | 0.65% | 7.04% | 16.83% | 9.58% | 27.36% |
| DSP Credit Risk Fund Direct Plan-growth |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Daily |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Monthly |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Quarterly |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Weekly |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Regular-growth |
₹258 | 1.14% | 6.72% | 9.08% | 15.68% | 12.12% |
| DSP Credit Risk Fund Regular-idcw |
₹258 | 1.14% | 6.72% | 9.08% | 15.68% | 12.12% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from HSBC Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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HSBC Credit Risk Fund-growth
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₹471 | 1.04% | 1.62% | 2.81% | 5.40% | 10.91% |
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HSBC Credit Risk Fund Direct-growth
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₹471 | 1.10% | 1.79% | 3.16% | 6.13% | 11.76% |
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HSBC Credit Risk Fund-idcw Monthly
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₹471 | 1.04% | 1.62% | 2.81% | 5.40% | 10.91% |
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HSBC Credit Risk Fund Direct-idcw Monthly
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₹471 | 1.10% | 1.79% | 3.16% | 6.13% | 11.76% |
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HSBC Credit Risk Fund-idcw Yearly
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₹471 | 1.04% | 1.62% | 2.81% | 5.40% | 10.91% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| HDFC Credit Risk Debt Fund Regular-growth |
₹7,523 | ₹25.59 | 7.44% | 6.52% | 7.43% |
| HDFC Credit Risk Debt Fund Direct-growth |
₹7,523 | ₹27.80 | 8.08% | 7.16% | 8.11% |
| HDFC Credit Risk Debt Fund Regular-idcw |
₹7,523 | ₹23.56 | 7.44% | 6.52% | 7.43% |
| HDFC Credit Risk Debt Fund Direct-idcw |
₹7,523 | ₹24.37 | 8.08% | 7.16% | 8.11% |
| HDFC Credit Risk Debt Fund Regular-idcw Quarterly |
₹7,523 | ₹10.58 | 7.44% | 6.52% | 7.43% |
| HDFC Credit Risk Debt Fund Direct-idcw Quarterly |
₹7,523 | ₹10.94 | 8.08% | 7.16% | 8.11% |
| ICICI Prudential Credit Risk Fund-growth |
₹6,005 | ₹34.18 | 8.26% | 7.23% | 7.82% |
| ICICI Prudential Credit Risk Fund Direct Plan-growth |
₹6,005 | ₹37.89 | 8.97% | 7.93% | 8.60% |
| ICICI Prudential Credit Risk Fund-idcw Quarterly |
₹6,005 | ₹11.21 | 8.26% | 7.23% | 7.82% |
| ICICI Prudential Credit Risk Fund Direct Plan-idcw Quarterly |
₹6,005 | ₹11.90 | 8.97% | 7.93% | 8.60% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Government Of India 36232 Goi 21jl30 6.01 Fv Rs 100 | Entities | 6.36% | ₹29.95 Cr |
| Aditya Birla Renewables Limited 8.6 Ncd 24sp27 Fvrs1lac | Energy & Utilities | 5.61% | ₹26.41 Cr |
| Power Grid Corpn. Of India Ltd. 7.2 09/08/2027 | Energy & Utilities | 5.59% | ₹26.31 Cr |
| Jtpm Metal Traders Limited Ncd 30ap30 Fvrs1lac | 5.58% | ₹26.27 Cr | |
| Godrej Seeds & Genetics Limited Sr 2 Strpp 7.68 Ncd 28ap28 Fvrs1lac | Consumer Staples | 5.56% | ₹26.20 Cr |
| Nuvoco Vistas Corporation Limited 7.7 Ncd 18sp28 Fvrs1lac | Materials | 5.53% | ₹26.04 Cr |
| Nirma Limited Sr Vii Tr C 8.50 Ncd 07ap27 Fvrs1lac | Consumer Staples | 5.43% | ₹25.56 Cr |
| National Bank For Agriculture And Rural Development Sr 26a 6.66 Bd 12ot28 Fvrs1lac | Financial | 5.40% | ₹25.44 Cr |
| Rec Limited Sr 230-a 7.71 Bd 26fb27 Fvrs1lac | Financial | 5.40% | ₹25.43 Cr |
| Power Finance Corporation Limited Sr 259a 6.96 Bd 02mr28 Fvrs1lac | Financial | 5.33% | ₹25.11 Cr |
| Repo | Unspecified | 5.00% | ₹23.56 Cr |
| Jsw Kalinga Steel Ltd. | 4.27% | ₹20.09 Cr | |
| Vedanta Limited Sr I 9.31 Ncd 03dc27 Fvrs1lac | Materials | 3.48% | ₹16.40 Cr |
| Mas Financial Services Limited 9.75 Ncd 15ju27 Fvrs100000 | Financial | 3.45% | ₹16.27 Cr |
| Aadhar Housing Finance Limited 8.5 Ncd 17ag26 Fvrs1lac | Financial | 3.40% | ₹15.99 Cr |
| Aditya Birla Digital Fashion Ventures Limited 8.80 Ncd 26ag27 Fvrs1lac | Consumer Discretionary | 3.37% | ₹15.86 Cr |
| Vedanta Limited Sr 2 9.50 Ncd 20ag27 Fvrs1lac | Materials | 3.28% | ₹15.43 Cr |
| Delhi International Airport Limited Rr Ncd 22ag30 Fvrs1lac | Industrials | 3.26% | ₹15.35 Cr |
| Dhruva Xxiv Series A Ptc 29oct24 | Unspecified | 2.49% | ₹11.71 Cr |
| Indostar Capital Finance Limited Sr Xxvi Tr I 9.40 Ncd 18ju27 Fvrs1lac | Financial | 2.31% | ₹10.89 Cr |
| Century Textiles And Industries Limited 8.35 Ncd 30ag27 Fvrs1lac | Materials | 2.25% | ₹10.59 Cr |
| Central Government Loan 23277 Goi 22sp33 Flt Fv Rs 100 | Entities | 2.23% | ₹10.52 Cr |
| Indostar Capital Finance Limited Sr Xxxii 9.25 Ncd 23nv27 Fvrs1lac | Financial | 2.14% | ₹10.07 Cr |
| Vajra 011 Trust Series A1 Ptc 09aug24 | Unspecified | 1.24% | ₹5.82 Cr |
| Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100 | Entities | 1.03% | ₹4.87 Cr |
| Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100 | Entities | 1.03% | ₹4.85 Cr |
| Others Class A2 Aif | Unspecified | 0.40% | ₹1.88 Cr |
| Net Payables | Unspecified | -0.42% | ₹-1.90 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth |
₹14.64 | 9.98% | 27.78% | - |
| Bank Of India Credit Risk Fund Regular-growth |
₹14.24 | 9.58% | 27.36% | - |
| DSP Credit Risk Fund Direct Plan-growth |
₹59.55 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw |
₹12.48 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Daily |
₹11.09 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Monthly |
₹11.24 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Quarterly |
₹12.27 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Weekly |
₹11.15 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Regular-growth |
₹54.14 | 15.68% | 12.12% | - |
| DSP Credit Risk Fund Regular-idcw |
₹12.41 | 15.68% | 12.12% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
HSBC Credit Risk Fund Direct-idcw Yearly
What is the current AUM of HSBC Credit Risk Fund Direct-idcw Yearly?
As of Sun May 31, 2026, HSBC Credit Risk Fund Direct-idcw Yearly manages assets worth ₹471.0 crore
How has HSBC Credit Risk Fund Direct-idcw Yearly performed recently?
- 3 Months: 1.79%
- 6 Months: 3.16%
What is the long-term performance of HSBC Credit Risk Fund Direct-idcw Yearly?
- 3 Years CAGR: 11.76%
- 5 Years CAGR: 9.42%
- Since Inception: 8.19%
What is the portfolio composition of HSBC Credit Risk Fund Direct-idcw Yearly?
Debt: 95.42%, Others: 4.58%.
Who manages HSBC Credit Risk Fund Direct-idcw Yearly?
HSBC Credit Risk Fund Direct-idcw Yearly is managed by Shriram Ramanathan from HSBC Mutual Fund.
When was the last dividend declared by HSBC Credit Risk Fund Direct-idcw Yearly?
Latest dividend was declared on 27 Mar 2026 at 11.50% of face value.
Which are the top companies HSBC Credit Risk Fund Direct-idcw Yearly has invested in?
- GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 – 6.36% of the fund's portfolio
- ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC – 5.61% of the fund's portfolio
- Power Grid Corpn. Of India Ltd. 7.2 09/08/2027 – 5.59% of the fund's portfolio
- JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC – 5.58% of the fund's portfolio
- GODREJ SEEDS & GENETICS LIMITED SR 2 STRPP 7.68 NCD 28AP28 FVRS1LAC – 5.56% of the fund's portfolio
Which are the major sectors HSBC Credit Risk Fund Direct-idcw Yearly focuses on?
- Financial – 27.43% of the fund's portfolio
- Materials – 14.54% of the fund's portfolio
- Energy & Utilities – 11.20% of the fund's portfolio
- Consumer Staples – 10.99% of the fund's portfolio
- Entities – 10.65% of the fund's portfolio
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