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Fund Overview of Iti Banking & Psu Debt Fund Direct-growth
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₹37.8 CrAUM
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₹14.04NAV
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0.21%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Iti Banking & Psu Debt Fund Direct-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.28% | NA | 0.71% |
| 6 Months | 2.35% | NA | 4.51% |
| 1 Year | 4.93% | 4.93% | 8.39% |
| 2 Years | 14.31% | 6.92% | 8.14% |
| 3 Years | 22.87% | 7.11% | 7.57% |
| 5 Years | 36.30% | 6.39% | 6.29% |
Compare Iti Banking & Psu Debt Fund Direct-growth with other mutual funds in the same category
Iti Banking & Psu Debt Fund Direct-growth
UTI Banking & Psu Fund Direct-flexi Idcw
UTI Banking & Psu Fund Direct-growth
Asset Allocation
debt instruments
72.90%other assets or cash equivalents
27.10%Iti Banking & Psu Debt Fund Direct-growth is one Debt mutual fund offered by ITI Mutual Fund. Launched on 22 Oct 2020, the fund aims Regular income over short to medium term. Investments in debt and money market instruments, consisting predominantly of securities issued by Banks, Public Sector undertakings, Public Financial Institutions & Municipal Bonds. It manages assets worth ₹37.8 crore as on Sun May 31, 2026. The expense ratio stands at 0.21%. Fund Manager Manager EducationAbout Iti Banking & Psu Debt Fund Direct-growth
The portfolio allocation consists of 72.90% in debt instruments, 27.10% in other assets or cash equivalents.Managed by Laukik Bagwe, it has delivered a return of 4.93% in the last year, a total return since inception of 6.19%.
For those looking to make well-planned financial choices it makes sense to explore best sip to invest that align with financial planning needs.
Key Metrics of Iti Banking & Psu Debt Fund Direct-growth
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Standard Deviation0.96%
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Sharpe Ratio0.94%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Banking & Psu Fund Direct-flexi Idcw  |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-growth |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Half Yearly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Monthly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Quarterly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Yearly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-growth |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-idcw Half Yearly |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-idcw Monthly |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from ITI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Iti Banking & Psu Debt Fund Regular-growth
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₹38 | 0.68% | 1.15% | 2.08% | 4.36% | 6.52% |
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Iti Banking & Psu Debt Fund Direct-idcw
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₹38 | 0.72% | 1.28% | 2.35% | 4.93% | 7.11% |
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Iti Banking & Psu Debt Fund Regular-idcw
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₹38 | 0.68% | 1.15% | 2.08% | 4.36% | 6.52% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Axis Banking & Psu Debt Fund-growth |
₹12,219 | ₹2,770.01 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-growth |
₹12,219 | ₹2,864.13 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Daily |
₹12,219 | ₹1,039.13 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Daily |
₹12,219 | ₹1,039.13 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Monthly |
₹12,219 | ₹1,043.85 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Monthly |
₹12,219 | ₹1,044.28 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Weekly |
₹12,219 | ₹1,038.64 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Weekly |
₹12,219 | ₹1,038.66 | 7.11% | 6.19% | 7.28% |
| Bandhan Banking And Psu Fund Direct-growth |
₹12,044 | ₹26.76 | 7.13% | 6.24% | 7.27% |
| Bandhan Banking And Psu Fund Regular-growth |
₹12,044 | ₹25.93 | 6.81% | 5.92% | 6.97% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Repo/cblo | Unspecified | 25.21% | ₹9.52 Cr |
| Union Bank Of India Cd 19jan27 | Financial | 8.20% | ₹3.10 Cr |
| Nuclear Power Corpn. Of India Ltd. 8.14 25/03/2028 | Energy & Utilities | 8.02% | ₹3.03 Cr |
| National Housing Bank 7.59 Bd 08sp27 Fvrs1lac | Financial | 7.93% | ₹3.00 Cr |
| Rec Limited Sr 230-a 7.71 Bd 26fb27 Fvrs1lac | Financial | 7.93% | ₹2.99 Cr |
| Indian Railway Finance Corpn. Ltd. 7.33 27/08/2027 | Financial | 7.91% | ₹2.99 Cr |
| Hdfc Bank Limited Cd 22jan27 | Financial | 7.56% | ₹2.86 Cr |
| Small Industries Development Bank Of India Sr Iv 7.79 Bd 19ap27 Fvrs1lac | Financial | 6.61% | ₹2.50 Cr |
| Power Finance Corporation Ltd Sr-155 Bonds 7.23 05/01/2027 | Financial | 6.59% | ₹2.49 Cr |
| National Bank For Agriculture And Rural Development Sr 25e 7.53 Bd 24mr28 Fvrs1lac | Financial | 5.27% | ₹1.99 Cr |
| Government Of India 37184 091 Days Tbill 11ju26 Fv Rs 100 | Financial | 2.64% | ₹1.00 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 2.63% | ₹0.99 Cr |
| Net Receivables | Unspecified | 1.89% | ₹0.72 Cr |
| Ntpc Ltd Debenture 7.58 23/08/2026 | Energy & Utilities | 1.32% | ₹0.50 Cr |
| Others Class A2 Aif | Unspecified | 0.29% | ₹0.11 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Banking & Psu Fund Direct-flexi Idcw |
₹20.34 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-growth |
₹23.60 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Half Yearly |
₹15.66 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Monthly |
₹13.63 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Quarterly |
₹17.57 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Yearly |
₹13.51 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹15.52 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-growth |
₹23.15 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-idcw Half Yearly |
₹15.46 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-idcw Monthly |
₹13.36 | 6.91% | 7.29% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Iti Banking & Psu Debt Fund Direct-growth
What is the current AUM of Iti Banking & Psu Debt Fund Direct-growth?
As of Sun May 31, 2026, Iti Banking & Psu Debt Fund Direct-growth manages assets worth ₹37.8 crore
How has Iti Banking & Psu Debt Fund Direct-growth performed recently?
- 3 Months: 1.28%
- 6 Months: 2.35%
What is the long-term performance of Iti Banking & Psu Debt Fund Direct-growth?
- 3 Years CAGR: 7.11%
- 5 Years CAGR: 6.39%
- Since Inception: 6.19%
What is the portfolio composition of Iti Banking & Psu Debt Fund Direct-growth?
Debt: 72.90%, Others: 27.10%.
Who manages Iti Banking & Psu Debt Fund Direct-growth?
Iti Banking & Psu Debt Fund Direct-growth is managed by Laukik Bagwe from ITI Mutual Fund.
Which are the top companies Iti Banking & Psu Debt Fund Direct-growth has invested in?
- Repo/CBLO – 25.21% of the fund's portfolio
- UNION BANK OF INDIA CD 19JAN27 – 8.20% of the fund's portfolio
- Nuclear Power Corpn. Of India Ltd. 8.14 25/03/2028 – 8.02% of the fund's portfolio
- NATIONAL HOUSING BANK 7.59 BD 08SP27 FVRS1LAC – 7.93% of the fund's portfolio
- REC LIMITED SR 230-A 7.71 BD 26FB27 FVRS1LAC – 7.93% of the fund's portfolio
Which are the major sectors Iti Banking & Psu Debt Fund Direct-growth focuses on?
- Financial – 63.27% of the fund's portfolio
- Unspecified – 27.39% of the fund's portfolio
- Energy & Utilities – 9.34% of the fund's portfolio
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