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Fund Overview of Kotak Banking And Psu Debt Fund Regular-growth
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₹5,008.7 CrAUM
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₹68.87NAV
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0.75%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Kotak Banking And Psu Debt Fund Regular-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.52% | NA | 0.71% |
| 6 Months | 2.46% | NA | 4.51% |
| 1 Year | 4.89% | 4.89% | 8.39% |
| 2 Years | 14.85% | 7.17% | 8.14% |
| 3 Years | 22.79% | 7.08% | 7.57% |
| 5 Years | 34.85% | 6.16% | 6.29% |
| 7 Years | 59.10% | 6.86% | NA |
| 10 Years | 100.88% | 7.22% | 7.57% |
Compare Kotak Banking And Psu Debt Fund Regular-growth with other mutual funds in the same category
Kotak Banking And Psu Debt Fund Regular-growth
UTI Banking & Psu Fund Direct-flexi Idcw
UTI Banking & Psu Fund Direct-growth
Asset Allocation
debt instruments
96.73%other assets or cash equivalents
3.27%Kotak Banking And Psu Debt Fund Regular-growth is one Debt mutual fund offered by Kotak Mahindra Mutual Fund. Launched on 29 Dec 1998, the fund aims Income over a short to medium term investment horizon. Investment in debt & money market securities of PSUs, Banks, Public Financial Institutions, government securities and Municipal Bonds. It manages assets worth ₹5,008.7 crore as on Sun May 31, 2026. The expense ratio stands at 0.75%. Fund Manager Manager Education Fund Manager Manager EducationAbout Kotak Banking And Psu Debt Fund Regular-growth
The portfolio allocation consists of 96.73% in debt instruments, 3.27% in other assets or cash equivalents.Managed by Deepak Agrawal, it has delivered a return of 4.89% in the last year, a total return since inception of 7.27%.
As evaluating long-term investments individuals often consider best sip to invest based on financial goals.
Key Metrics of Kotak Banking And Psu Debt Fund Regular-growth
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Standard Deviation1.34%
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Sharpe Ratio0.46%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Banking & Psu Fund Direct-flexi Idcw  |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-growth |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Half Yearly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Monthly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Quarterly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Yearly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-growth |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-idcw Half Yearly |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-idcw Monthly |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Kotak Mahindra Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Kotak Banking And Psu Debt Fund Direct-growth
|
₹5,009 | 1.39% | 1.61% | 2.64% | 5.26% | 7.49% |
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Kotak Banking And Psu Debt Fund Direct-idcw Monthly
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₹5,009 | 1.39% | 1.61% | 2.64% | 5.26% | 7.49% |
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Kotak Banking And Psu Debt Fund Regular-idcw Monthly
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₹5,009 | 1.35% | 1.52% | 2.46% | 4.89% | 7.08% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Axis Banking & Psu Debt Fund-growth |
₹12,219 | ₹2,770.01 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-growth |
₹12,219 | ₹2,864.13 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Daily |
₹12,219 | ₹1,039.13 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Daily |
₹12,219 | ₹1,039.13 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Monthly |
₹12,219 | ₹1,043.85 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Monthly |
₹12,219 | ₹1,044.28 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Weekly |
₹12,219 | ₹1,038.64 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Weekly |
₹12,219 | ₹1,038.66 | 7.11% | 6.19% | 7.28% |
| Bandhan Banking And Psu Fund Direct-growth |
₹12,044 | ₹26.76 | 7.13% | 6.24% | 7.27% |
| Bandhan Banking And Psu Fund Regular-growth |
₹12,044 | ₹25.93 | 6.81% | 5.92% | 6.97% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.56% | ₹328.40 Cr |
| Canara Bank Cd 28jan27 | Financial | 5.22% | ₹261.58 Cr |
| Indian Oil Corporation Limited Sr Xxvi 7.36 Ncd 16jl29 Fvrs1lac | Energy & Utilities | 3.76% | ₹188.46 Cr |
| State Development Loan 36738 Guj 26nv32 6.98 Fv Rs 100 | Industrials | 3.33% | ₹166.83 Cr |
| Power Grid Corporation Of India Limited Sr Lxxiv 7.70 Bd 12ot33 Fvrs1lac | Energy & Utilities | 3.20% | ₹160.23 Cr |
| Hdfc Bank Limited Sr V004 8.55 Ncd 27mr29 Fvrs10lac | Financial | 3.04% | ₹152.25 Cr |
| Rec Limited Sr 220-b 7.69 Bd 31mr33 Fvrs1lac | Financial | 2.98% | ₹149.28 Cr |
| State Development Loan 37024 Guj 04fb32 7.17 Fv Rs 100 | Industrials | 2.94% | ₹147.08 Cr |
| State Bank Of India Sr I 6.80 Bd 21ag35 Fvrs10lac | Financial | 2.83% | ₹141.58 Cr |
| Small Industries Development Bank Of India Sr V 7.83 Bd 24nv28 Fvrs1lac | Financial | 2.69% | ₹134.84 Cr |
| Rural Electrification Corporation Limited 7.77 Sr 220-a Bd 31mr28 Fvrs1lac | Financial | 2.59% | ₹129.92 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 2.48% | ₹124.13 Cr |
| Small Industries Development Bank Of India Sr Iii 7.34 Bd 26fb29 Fvrs1lac | Financial | 2.47% | ₹123.52 Cr |
| Power Finance Corporation Ltd. Series 203 B 7.75 Bd 11ju30 Fv10lac | Financial | 2.00% | ₹99.95 Cr |
| Power Finance Corporation Ltd. Sr Bs221b 7.59 Bd 17jn28 Fvrs10lac | Financial | 1.99% | ₹99.71 Cr |
| National Bank For Agriculture And Rural Development Sr 24h 7.62 Bd 10my29 Fvrs1lac | Financial | 1.99% | ₹99.44 Cr |
| Export Import Bank Of India Sr Z02 7.40 Bd 14mr29 Fvrs1lac | Financial | 1.98% | ₹99.33 Cr |
| Icici Bank Limited Sr Dju21lb 6.45 Bd 15ju28 Fvrs10lac | Financial | 1.95% | ₹97.44 Cr |
| Icici Bank Limited Sr Dnv25t2 7.40 Bd 28nv40 Fvrs1cr | Financial | 1.94% | ₹97.16 Cr |
| Union Bank Of India Sr-xx Additional Tier 1 Bo 9.50 | Financial | 1.93% | ₹96.59 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Banking & Psu Fund Direct-flexi Idcw |
₹20.34 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-growth |
₹23.60 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Half Yearly |
₹15.66 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Monthly |
₹13.63 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Quarterly |
₹17.57 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Yearly |
₹13.51 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹15.52 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-growth |
₹23.15 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-idcw Half Yearly |
₹15.46 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-idcw Monthly |
₹13.36 | 6.91% | 7.29% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Kotak Banking And Psu Debt Fund Regular-growth
What is the current AUM of Kotak Banking And Psu Debt Fund Regular-growth?
As of Sun May 31, 2026, Kotak Banking And Psu Debt Fund Regular-growth manages assets worth ₹5,008.7 crore
How has Kotak Banking And Psu Debt Fund Regular-growth performed recently?
- 3 Months: 1.52%
- 6 Months: 2.46%
What is the long-term performance of Kotak Banking And Psu Debt Fund Regular-growth?
- 3 Years CAGR: 7.08%
- 5 Years CAGR: 6.16%
- Since Inception: 7.27%
What is the portfolio composition of Kotak Banking And Psu Debt Fund Regular-growth?
Debt: 96.73%, Others: 3.27%.
Who manages Kotak Banking And Psu Debt Fund Regular-growth?
Kotak Banking And Psu Debt Fund Regular-growth is managed by Deepak Agrawal from Kotak Mahindra Mutual Fund.
Which are the top companies Kotak Banking And Psu Debt Fund Regular-growth has invested in?
- POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LAC – 6.56% of the fund's portfolio
- CANARA BANK CD 28JAN27 – 5.22% of the fund's portfolio
- INDIAN OIL CORPORATION LIMITED SR XXVI 7.36 NCD 16JL29 FVRS1LAC – 3.76% of the fund's portfolio
- STATE DEVELOPMENT LOAN 36738 GUJ 26NV32 6.98 FV RS 100 – 3.33% of the fund's portfolio
- POWER GRID CORPORATION OF INDIA LIMITED SR LXXIV 7.70 BD 12OT33 FVRS1LAC – 3.20% of the fund's portfolio
Which are the major sectors Kotak Banking And Psu Debt Fund Regular-growth focuses on?
- Financial – 44.64% of the fund's portfolio
- Energy & Utilities – 6.96% of the fund's portfolio
- Industrials – 6.27% of the fund's portfolio
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