- Home
- Mutual Funds
- Kotak Mahindra Mutual Fund
- Kotak Savings Fund Direct-idcw Monthly
Fund Overview of Kotak Savings Fund Direct-idcw Monthly
-
₹16,186.3 CrAUM
-
₹20.56NAV
-
0.37%Expense Ratio
-
DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Kotak Savings Fund Direct-idcw Monthly
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.64% | NA | 1.71% |
| 6 Months | 3.13% | NA | 3.90% |
| 1 Year | 6.33% | 6.33% | 7.70% |
| 2 Years | 14.76% | 7.13% | 7.59% |
| 3 Years | 23.26% | 7.22% | 7.34% |
| 5 Years | 36.43% | 6.41% | 6.07% |
| 7 Years | 53.47% | 6.31% | NA |
| 10 Years | 92.43% | 6.76% | 6.56% |
Compare Kotak Savings Fund Direct-idcw Monthly with other mutual funds in the same category
Kotak Savings Fund Direct-idcw Monthly
Nippon India Ultra Short Duration Fund Direct-growth
Nippon India Ultra Short Duration Fund Direct-idcw Daily
Asset Allocation
debt instruments
96.69%other assets or cash equivalents
3.31%Kotak Savings Fund Direct-idcw Monthly is one Debt mutual fund offered by Kotak Mahindra Mutual Fund. the fund aims Income over a short term investment horizon. Investment in debt & money market securities with portfolio Macaulay duration between 3 months & 6 months. It manages assets worth ₹16,186.3 crore as on Sun May 31, 2026. The expense ratio stands at 0.37%. Fund Manager Manager Education Fund Manager Manager EducationAbout Kotak Savings Fund Direct-idcw Monthly
The portfolio allocation consists of 96.69% in debt instruments, 3.31% in other assets or cash equivalents.Managed by Deepak Agrawal, it has delivered a return of 6.33% in the last year, a total return since inception of 7.38%.
Based on investment horizon individuals often evaluate best sip plan as part of the long-term financial strategy.
Key Metrics of Kotak Savings Fund Direct-idcw Monthly
-
Standard Deviation0.39%
-
Sharpe Ratio2.62%
Fund Details
|
|
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Nippon India Ultra Short Duration Fund Direct-growth  |
₹10,938 | 0.75% | 1.89% | 6.78% | 7.56% | 7.37% |
| Nippon India Ultra Short Duration Fund Direct-idcw Daily |
₹10,938 | 0.75% | 1.89% | 6.78% | 7.56% | 7.37% |
| Nippon India Ultra Short Duration Fund Direct-idcw Monthly |
₹10,938 | 0.75% | 1.89% | 6.78% | 7.56% | 7.37% |
| Nippon India Ultra Short Duration Fund Direct-idcw Quarterly |
₹10,938 | 0.75% | 1.89% | 6.78% | 7.56% | 7.37% |
| Nippon India Ultra Short Duration Fund Direct-idcw Weekly |
₹10,938 | 0.75% | 1.89% | 6.78% | 7.56% | 7.37% |
| UTI Ultra Short Duration Fund Direct-flexi Idcw |
₹3,997 | 0.71% | 1.76% | 6.41% | 7.30% | 7.01% |
| UTI Ultra Short Duration Fund Direct-growth |
₹3,997 | 0.71% | 1.76% | 6.41% | 7.30% | 7.01% |
| UTI Ultra Short Duration Fund Direct-idcw Daily |
₹3,997 | 0.71% | 1.76% | 6.41% | 7.30% | 7.01% |
| UTI Ultra Short Duration Fund Direct-idcw Fortnightly |
₹3,997 | 0.71% | 1.76% | 6.41% | 7.30% | 7.01% |
| UTI Ultra Short Duration Fund Direct-idcw Half Yearly |
₹3,997 | 0.71% | 1.76% | 6.41% | 7.30% | 7.01% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Kotak Mahindra Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Kotak Savings Fund Direct-growth
|
₹16,186 | 0.65% | 1.64% | 3.13% | 6.33% | 7.22% |
|
Kotak Savings Fund Regular-growth
|
₹16,186 | 0.61% | 1.52% | 2.89% | 5.84% | 6.74% |
|
Kotak Savings Fund Regular-idcw Monthly
|
₹16,186 | 0.61% | 1.52% | 2.89% | 5.84% | 6.74% |
|
Kotak Crisil-ibx Financial Services 3-6 Months Debt Index Fund Regular-growth
|
₹341 | 0.68% | 1.91% | 3.20% | 6.33% | - |
|
Kotak Crisil-ibx Financial Services 3-6 Months Debt Index Fund Direct-growth
|
₹341 | 0.70% | 1.97% | 3.32% | 6.57% | - |
|
Kotak Crisil-ibx Financial Services 3-6 Months Debt Index Fund Regular-idcw
|
₹341 | 0.68% | 1.91% | 3.20% | 6.33% | - |
|
Kotak Crisil-ibx Financial Services 3-6 Months Debt Index Fund Direct-idcw
|
₹341 | 0.70% | 1.97% | 3.32% | 6.57% | - |
growth is based on 1-month returns of the fundsMutual Fund Calculator
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Aditya Birla Sun Life Savings Regular-growth |
₹19,611 | ₹581.49 | 7.22% | 6.39% | 6.89% |
| Aditya Birla Sun Life Savings Direct-growth |
₹19,611 | ₹593.35 | 7.46% | 6.60% | 7.07% |
| Aditya Birla Sun Life Savings Regular-idcw Daily |
₹19,611 | ₹100.03 | 7.22% | 6.39% | 6.89% |
| Aditya Birla Sun Life Savings Direct-idcw Daily |
₹19,611 | ₹100.07 | 7.46% | 6.60% | 7.07% |
| Aditya Birla Sun Life Savings Regular-idcw Weekly |
₹19,611 | ₹100.52 | 7.22% | 6.39% | 6.89% |
| Aditya Birla Sun Life Savings Direct-idcw Weekly |
₹19,611 | ₹100.60 | 7.46% | 6.60% | 7.07% |
| HDFC Ultra Short Term Fund Direct-growth |
₹16,658 | ₹16.41 | 7.20% | 6.39% | - |
| HDFC Ultra Short Term Fund Regular-growth |
₹16,658 | ₹16.01 | 6.85% | 6.05% | - |
| HDFC Ultra Short Term Fund Regular-idcw Daily |
₹16,658 | ₹10.10 | 6.85% | 6.05% | - |
| HDFC Ultra Short Term Fund Direct-idcw Daily |
₹16,658 | ₹10.09 | 7.20% | 6.39% | - |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Axis Bank Limited Cd 14jan27 | Financial | 4.12% | ₹667.44 Cr |
| National Bank For Agriculture And Rural Development Sr 24e 7.80 Bd 15mr27 Fvrs1lac | Financial | 3.54% | ₹573.78 Cr |
| Bank Of Baroda Cd 05feb27 | Financial | 3.52% | ₹569.80 Cr |
| State Development Loan 37139 Tn 25fb29 6.54 Fv Rs 100 | Unspecified | 2.73% | ₹442.00 Cr |
| Small Industries Development Bank Of India Sr Ii 7.44 Bd 04sp26 Fvrs1lac | Financial | 2.68% | ₹434.18 Cr |
| Repo | Unspecified | 2.18% | ₹352.10 Cr |
| Hdfc Bank Limited Cd 22jan27 | Financial | 2.06% | ₹333.11 Cr |
| Central Government Loan 30814 Goi Frb 04ot28 Fv Rs 100 | Entities | 2.02% | ₹327.59 Cr |
| Mankind Pharma Limited Sr 2 7.99 Ncd 16ot26 Fvrs1lac | Healthcare | 1.85% | ₹299.79 Cr |
| Muthoot Finance Limited 8.45 Ncd 26ju29 Fvrs1lac | Financial | 1.84% | ₹298.57 Cr |
| State Development Loan 37033 Mh 04fb30 6.90 Fv Rs 100 | Unspecified | 1.83% | ₹295.62 Cr |
| Indusind Bank Ltd. Cd 14dec26 | Financial | 1.78% | ₹287.51 Cr |
| Government Of India 37018 182 Days Tbill 06ag26 Fv Rs 100 | Financial | 1.53% | ₹247.54 Cr |
| National Bank For Agriculture And Rural Development Cd 14jan27 | Financial | 1.47% | ₹238.36 Cr |
| Punjab National Bank Cd 05feb27 | Financial | 1.47% | ₹237.37 Cr |
| Small Industries Dev Bank Of India (04/02/2027) ** | Financial | 1.47% | ₹237.19 Cr |
| Small Industries Dev Bank Of India (18/02/2027) ** | Financial | 1.46% | ₹236.50 Cr |
| Hdfc Bank Limited Cd 24feb27 | Financial | 1.46% | ₹236.28 Cr |
| Yes Bank Limited Cd 05mar27 | Financial | 1.46% | ₹235.58 Cr |
| Iifl Finance Limited 364d Cp 10feb27 | Financial | 1.45% | ₹234.02 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Nippon India Ultra Short Duration Fund Direct-growth |
₹4,736.20 | 7.56% | 7.37% | - |
| Nippon India Ultra Short Duration Fund Direct-idcw Daily |
₹1,114.15 | 7.56% | 7.37% | - |
| Nippon India Ultra Short Duration Fund Direct-idcw Monthly |
₹1,038.91 | 7.56% | 7.37% | - |
| Nippon India Ultra Short Duration Fund Direct-idcw Quarterly |
₹1,032.92 | 7.56% | 7.37% | - |
| Nippon India Ultra Short Duration Fund Direct-idcw Weekly |
₹1,093.27 | 7.56% | 7.37% | - |
| UTI Ultra Short Duration Fund Direct-flexi Idcw |
₹2,344.03 | 7.30% | 7.01% | - |
| UTI Ultra Short Duration Fund Direct-growth |
₹4,831.31 | 7.30% | 7.01% | - |
| UTI Ultra Short Duration Fund Direct-idcw Daily |
₹1,607.30 | 7.30% | 7.01% | - |
| UTI Ultra Short Duration Fund Direct-idcw Fortnightly |
₹1,332.67 | 7.30% | 7.01% | - |
| UTI Ultra Short Duration Fund Direct-idcw Half Yearly |
₹1,531.85 | 7.30% | 7.01% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Kotak Savings Fund Direct-idcw Monthly
What is the current AUM of Kotak Savings Fund Direct-idcw Monthly?
As of Sun May 31, 2026, Kotak Savings Fund Direct-idcw Monthly manages assets worth ₹16,186.3 crore
How has Kotak Savings Fund Direct-idcw Monthly performed recently?
- 3 Months: 1.64%
- 6 Months: 3.13%
What is the long-term performance of Kotak Savings Fund Direct-idcw Monthly?
- 3 Years CAGR: 7.22%
- 5 Years CAGR: 6.41%
- Since Inception: 7.38%
What is the portfolio composition of Kotak Savings Fund Direct-idcw Monthly?
Debt: 96.69%, Others: 3.31%.
Who manages Kotak Savings Fund Direct-idcw Monthly?
Kotak Savings Fund Direct-idcw Monthly is managed by Deepak Agrawal from Kotak Mahindra Mutual Fund.
Which are the top companies Kotak Savings Fund Direct-idcw Monthly has invested in?
- AXIS BANK LIMITED CD 14JAN27 – 4.12% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC – 3.54% of the fund's portfolio
- BANK OF BARODA CD 05FEB27 – 3.52% of the fund's portfolio
- STATE DEVELOPMENT LOAN 37139 TN 25FB29 6.54 FV RS 100 – 2.73% of the fund's portfolio
- SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.44 BD 04SP26 FVRS1LAC – 2.68% of the fund's portfolio
Which are the major sectors Kotak Savings Fund Direct-idcw Monthly focuses on?
- Financial – 31.31% of the fund's portfolio
- Unspecified – 6.74% of the fund's portfolio
- Entities – 2.02% of the fund's portfolio
- Healthcare – 1.85% of the fund's portfolio
Policybazaar does not endorse rates/returns or recommend any particular insurer, fund house, AMC (Asset Management Company), insurance and mutual fund product.
Please consult your financial advisor for an informed decision.
Past performance may not be indicative of future results.
The information presented on this page is not owned or generated by Policybazaar. The data has been collected from publicly available sources and online research. We do not claim any ownership or guarantee the accuracy, completeness, or timeliness of this information. It is shared solely for the informational purpose of the viewer and should not be considered as financial advice.
Policybazaar is not acting as a financial advisor, broker, or agent for any mutual fund mentioned here.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
Policybazaar shall not be held responsible or liable for any losses, damages, or decisions made based on the information provided on this page.
For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product. For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product.
For more details on risk factors, terms, and conditions, please read the sales brochure and benefit illustration carefully before concluding a sale.
Policybazaar is a registered Insurance Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Direct Broker (Life & General) |CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 |Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.©️ Copyright 2008-2025 policybazaar.com. All Rights Reserved
^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
