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Fund Overview of Kotak Savings Fund Regular-growth
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₹16,186.3 CrAUM
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₹45.32NAV
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0.82%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Kotak Savings Fund Regular-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.52% | NA | 1.71% |
| 6 Months | 2.89% | NA | 3.90% |
| 1 Year | 5.84% | 5.84% | 7.70% |
| 2 Years | 13.73% | 6.64% | 7.59% |
| 3 Years | 21.61% | 6.74% | 7.34% |
| 5 Years | 33.45% | 5.94% | 6.07% |
| 7 Years | 48.81% | 5.84% | NA |
| 10 Years | 84.60% | 6.32% | 6.56% |
Compare Kotak Savings Fund Regular-growth with other mutual funds in the same category
Kotak Savings Fund Regular-growth
Nippon India Ultra Short Duration Fund Direct-growth
Nippon India Ultra Short Duration Fund Direct-idcw Daily
Asset Allocation
debt instruments
96.69%other assets or cash equivalents
3.31%Kotak Savings Fund Regular-growth is one Debt mutual fund offered by Kotak Mahindra Mutual Fund. Launched on 13 Aug 2004, the fund aims Income over a short term investment horizon. Investment in debt & money market securities with portfolio Macaulay duration between 3 months & 6 months. It manages assets worth ₹16,186.3 crore as on Sun May 31, 2026. The expense ratio stands at 0.82%. Fund Manager Manager Education Fund Manager Manager EducationAbout Kotak Savings Fund Regular-growth
The portfolio allocation consists of 96.69% in debt instruments, 3.31% in other assets or cash equivalents.Managed by Deepak Agrawal, it has delivered a return of 5.84% in the last year, a total return since inception of 7.16%.
When shortlisting wealth creation strategies individuals often refer to best sip in india depending on performance consistency.
Key Metrics of Kotak Savings Fund Regular-growth
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Standard Deviation0.39%
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Sharpe Ratio1.47%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Nippon India Ultra Short Duration Fund Direct-growth  |
₹10,938 | 0.75% | 1.89% | 6.78% | 7.56% | 7.37% |
| Nippon India Ultra Short Duration Fund Direct-idcw Daily |
₹10,938 | 0.75% | 1.89% | 6.78% | 7.56% | 7.37% |
| Nippon India Ultra Short Duration Fund Direct-idcw Monthly |
₹10,938 | 0.75% | 1.89% | 6.78% | 7.56% | 7.37% |
| Nippon India Ultra Short Duration Fund Direct-idcw Quarterly |
₹10,938 | 0.75% | 1.89% | 6.78% | 7.56% | 7.37% |
| Nippon India Ultra Short Duration Fund Direct-idcw Weekly |
₹10,938 | 0.75% | 1.89% | 6.78% | 7.56% | 7.37% |
| UTI Ultra Short Duration Fund Direct-flexi Idcw |
₹3,997 | 0.71% | 1.76% | 6.41% | 7.30% | 7.01% |
| UTI Ultra Short Duration Fund Direct-growth |
₹3,997 | 0.71% | 1.76% | 6.41% | 7.30% | 7.01% |
| UTI Ultra Short Duration Fund Direct-idcw Daily |
₹3,997 | 0.71% | 1.76% | 6.41% | 7.30% | 7.01% |
| UTI Ultra Short Duration Fund Direct-idcw Fortnightly |
₹3,997 | 0.71% | 1.76% | 6.41% | 7.30% | 7.01% |
| UTI Ultra Short Duration Fund Direct-idcw Half Yearly |
₹3,997 | 0.71% | 1.76% | 6.41% | 7.30% | 7.01% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Kotak Mahindra Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Kotak Savings Fund Direct-growth
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₹16,186 | 0.65% | 1.64% | 3.13% | 6.33% | 7.22% |
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Kotak Savings Fund Regular-idcw Monthly
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₹16,186 | 0.61% | 1.52% | 2.89% | 5.84% | 6.74% |
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Kotak Savings Fund Direct-idcw Monthly
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₹16,186 | 0.65% | 1.64% | 3.13% | 6.33% | 7.22% |
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Kotak Crisil-ibx Financial Services 3-6 Months Debt Index Fund Regular-growth
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₹341 | 0.68% | 1.91% | 3.20% | 6.33% | - |
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Kotak Crisil-ibx Financial Services 3-6 Months Debt Index Fund Direct-growth
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₹341 | 0.70% | 1.97% | 3.32% | 6.57% | - |
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Kotak Crisil-ibx Financial Services 3-6 Months Debt Index Fund Regular-idcw
|
₹341 | 0.68% | 1.91% | 3.20% | 6.33% | - |
|
Kotak Crisil-ibx Financial Services 3-6 Months Debt Index Fund Direct-idcw
|
₹341 | 0.70% | 1.97% | 3.32% | 6.57% | - |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Aditya Birla Sun Life Savings Regular-growth |
₹19,611 | ₹581.49 | 7.22% | 6.39% | 6.89% |
| Aditya Birla Sun Life Savings Direct-growth |
₹19,611 | ₹593.35 | 7.46% | 6.60% | 7.07% |
| Aditya Birla Sun Life Savings Regular-idcw Daily |
₹19,611 | ₹100.03 | 7.22% | 6.39% | 6.89% |
| Aditya Birla Sun Life Savings Direct-idcw Daily |
₹19,611 | ₹100.07 | 7.46% | 6.60% | 7.07% |
| Aditya Birla Sun Life Savings Regular-idcw Weekly |
₹19,611 | ₹100.52 | 7.22% | 6.39% | 6.89% |
| Aditya Birla Sun Life Savings Direct-idcw Weekly |
₹19,611 | ₹100.60 | 7.46% | 6.60% | 7.07% |
| HDFC Ultra Short Term Fund Direct-growth |
₹16,658 | ₹16.41 | 7.20% | 6.39% | - |
| HDFC Ultra Short Term Fund Regular-growth |
₹16,658 | ₹16.01 | 6.85% | 6.05% | - |
| HDFC Ultra Short Term Fund Regular-idcw Daily |
₹16,658 | ₹10.10 | 6.85% | 6.05% | - |
| HDFC Ultra Short Term Fund Direct-idcw Daily |
₹16,658 | ₹10.09 | 7.20% | 6.39% | - |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Axis Bank Limited Cd 14jan27 | Financial | 4.12% | ₹667.44 Cr |
| National Bank For Agriculture And Rural Development Sr 24e 7.80 Bd 15mr27 Fvrs1lac | Financial | 3.54% | ₹573.78 Cr |
| Bank Of Baroda Cd 05feb27 | Financial | 3.52% | ₹569.80 Cr |
| State Development Loan 37139 Tn 25fb29 6.54 Fv Rs 100 | Unspecified | 2.73% | ₹442.00 Cr |
| Small Industries Development Bank Of India Sr Ii 7.44 Bd 04sp26 Fvrs1lac | Financial | 2.68% | ₹434.18 Cr |
| Repo | Unspecified | 2.18% | ₹352.10 Cr |
| Hdfc Bank Limited Cd 22jan27 | Financial | 2.06% | ₹333.11 Cr |
| Central Government Loan 30814 Goi Frb 04ot28 Fv Rs 100 | Entities | 2.02% | ₹327.59 Cr |
| Mankind Pharma Limited Sr 2 7.99 Ncd 16ot26 Fvrs1lac | Healthcare | 1.85% | ₹299.79 Cr |
| Muthoot Finance Limited 8.45 Ncd 26ju29 Fvrs1lac | Financial | 1.84% | ₹298.57 Cr |
| State Development Loan 37033 Mh 04fb30 6.90 Fv Rs 100 | Unspecified | 1.83% | ₹295.62 Cr |
| Indusind Bank Ltd. Cd 14dec26 | Financial | 1.78% | ₹287.51 Cr |
| Government Of India 37018 182 Days Tbill 06ag26 Fv Rs 100 | Financial | 1.53% | ₹247.54 Cr |
| National Bank For Agriculture And Rural Development Cd 14jan27 | Financial | 1.47% | ₹238.36 Cr |
| Punjab National Bank Cd 05feb27 | Financial | 1.47% | ₹237.37 Cr |
| Small Industries Dev Bank Of India (04/02/2027) ** | Financial | 1.47% | ₹237.19 Cr |
| Small Industries Dev Bank Of India (18/02/2027) ** | Financial | 1.46% | ₹236.50 Cr |
| Hdfc Bank Limited Cd 24feb27 | Financial | 1.46% | ₹236.28 Cr |
| Yes Bank Limited Cd 05mar27 | Financial | 1.46% | ₹235.58 Cr |
| Iifl Finance Limited 364d Cp 10feb27 | Financial | 1.45% | ₹234.02 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Nippon India Ultra Short Duration Fund Direct-growth |
₹4,736.20 | 7.56% | 7.37% | - |
| Nippon India Ultra Short Duration Fund Direct-idcw Daily |
₹1,114.15 | 7.56% | 7.37% | - |
| Nippon India Ultra Short Duration Fund Direct-idcw Monthly |
₹1,038.91 | 7.56% | 7.37% | - |
| Nippon India Ultra Short Duration Fund Direct-idcw Quarterly |
₹1,032.92 | 7.56% | 7.37% | - |
| Nippon India Ultra Short Duration Fund Direct-idcw Weekly |
₹1,093.27 | 7.56% | 7.37% | - |
| UTI Ultra Short Duration Fund Direct-flexi Idcw |
₹2,344.03 | 7.30% | 7.01% | - |
| UTI Ultra Short Duration Fund Direct-growth |
₹4,831.31 | 7.30% | 7.01% | - |
| UTI Ultra Short Duration Fund Direct-idcw Daily |
₹1,607.30 | 7.30% | 7.01% | - |
| UTI Ultra Short Duration Fund Direct-idcw Fortnightly |
₹1,332.67 | 7.30% | 7.01% | - |
| UTI Ultra Short Duration Fund Direct-idcw Half Yearly |
₹1,531.85 | 7.30% | 7.01% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Kotak Savings Fund Regular-growth
What is the current AUM of Kotak Savings Fund Regular-growth?
As of Sun May 31, 2026, Kotak Savings Fund Regular-growth manages assets worth ₹16,186.3 crore
How has Kotak Savings Fund Regular-growth performed recently?
- 3 Months: 1.52%
- 6 Months: 2.89%
What is the long-term performance of Kotak Savings Fund Regular-growth?
- 3 Years CAGR: 6.74%
- 5 Years CAGR: 5.94%
- Since Inception: 7.16%
What is the portfolio composition of Kotak Savings Fund Regular-growth?
Debt: 96.69%, Others: 3.31%.
Who manages Kotak Savings Fund Regular-growth?
Kotak Savings Fund Regular-growth is managed by Deepak Agrawal from Kotak Mahindra Mutual Fund.
Which are the top companies Kotak Savings Fund Regular-growth has invested in?
- AXIS BANK LIMITED CD 14JAN27 – 4.12% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC – 3.54% of the fund's portfolio
- BANK OF BARODA CD 05FEB27 – 3.52% of the fund's portfolio
- STATE DEVELOPMENT LOAN 37139 TN 25FB29 6.54 FV RS 100 – 2.73% of the fund's portfolio
- SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.44 BD 04SP26 FVRS1LAC – 2.68% of the fund's portfolio
Which are the major sectors Kotak Savings Fund Regular-growth focuses on?
- Financial – 31.31% of the fund's portfolio
- Unspecified – 6.74% of the fund's portfolio
- Entities – 2.02% of the fund's portfolio
- Healthcare – 1.85% of the fund's portfolio
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