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Fund Overview of Nippon India Banking And Psu Fund Direct-idcw Monthly
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₹5,152.7 CrAUM
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₹10.89NAV
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0.38%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Nippon India Banking And Psu Fund Direct-idcw Monthly
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.84% | NA | 0.71% |
| 6 Months | 2.61% | NA | 4.51% |
| 1 Year | 4.79% | 4.79% | 8.39% |
| 2 Years | 15.12% | 7.29% | 8.14% |
| 3 Years | 23.29% | 7.23% | 7.57% |
| 5 Years | 36.02% | 6.35% | 6.29% |
| 7 Years | 63.25% | 7.25% | NA |
| 10 Years | 105.68% | 7.48% | 7.57% |
Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision
Compare Nippon India Banking And Psu Fund Direct-idcw Monthly with other mutual funds in the same category
Nippon India Banking And Psu Fund Direct-idcw Monthly
UTI Banking & Psu Fund Direct-flexi Idcw
UTI Banking & Psu Fund Direct-growth
Asset Allocation
debt instruments
94.37%other assets or cash equivalents
5.64%Nippon India Banking And Psu Fund Direct-idcw Monthly is one Debt mutual fund offered by Nippon India Mutual Fund. Launched on 15 May 2015, the fund aims Income over short to medium term. Investments in debt and money market instruments of various maturities, consisting predominantly of securities issued by Banks, Public Sector undertakings, Public Financial Institutions & Municipal Bonds. It manages assets worth ₹5,152.7 crore as on Sun May 31, 2026. The expense ratio stands at 0.38%. Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager EducationAbout Nippon India Banking And Psu Fund Direct-idcw Monthly
The portfolio allocation consists of 94.37% in debt instruments, 5.64% in other assets or cash equivalents.Managed by Kinjal Desai, it has delivered a return of 4.79% in the last year, a total return since inception of 7.65%.
The latest dividend was declared on 21 Apr 2026 at 0.59% of face value.
To take better investment decisions it helps to review best sip plans that align with financial planning needs.
Key Metrics of Nippon India Banking And Psu Fund Direct-idcw Monthly
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Standard Deviation1.47%
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Sharpe Ratio0.51%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Banking & Psu Fund Direct-flexi Idcw  |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-growth |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Half Yearly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Monthly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Quarterly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Yearly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-growth |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-idcw Half Yearly |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-idcw Monthly |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Nippon India Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Nippon India Banking And Psu Fund-growth
|
₹5,153 | 1.46% | 1.74% | 2.41% | 4.37% | 6.81% |
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Nippon India Banking And Psu Fund Direct-growth
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₹5,153 | 1.50% | 1.84% | 2.61% | 4.79% | 7.23% |
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Nippon India Banking And Psu Fund-idcw
|
₹5,153 | 1.46% | 1.74% | 2.41% | 4.37% | 6.81% |
|
Nippon India Banking And Psu Fund-idcw Monthly
|
₹5,153 | 1.46% | 1.74% | 2.41% | 4.37% | 6.81% |
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Nippon India Banking And Psu Fund-idcw Quarterly
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₹5,153 | 1.46% | 1.74% | 2.41% | 4.37% | 6.81% |
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Nippon India Banking And Psu Fund Direct-idcw Quarterly
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₹5,153 | 1.50% | 1.84% | 2.61% | 4.79% | 7.23% |
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Nippon India Banking And Psu Fund-idcw Weekly
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₹5,153 | 1.46% | 1.74% | 2.41% | 4.37% | 6.81% |
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Nippon India Banking And Psu Fund Direct-idcw Weekly
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₹5,153 | 1.50% | 1.84% | 2.61% | 4.79% | 7.23% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Axis Banking & Psu Debt Fund-growth |
₹12,219 | ₹2,770.01 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-growth |
₹12,219 | ₹2,864.13 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Daily |
₹12,219 | ₹1,039.13 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Daily |
₹12,219 | ₹1,039.13 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Monthly |
₹12,219 | ₹1,043.85 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Monthly |
₹12,219 | ₹1,044.28 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Weekly |
₹12,219 | ₹1,038.64 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Weekly |
₹12,219 | ₹1,038.66 | 7.11% | 6.19% | 7.28% |
| Bandhan Banking And Psu Fund Direct-growth |
₹12,044 | ₹26.76 | 7.13% | 6.24% | 7.27% |
| Bandhan Banking And Psu Fund Regular-growth |
₹12,044 | ₹25.93 | 6.81% | 5.92% | 6.97% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| National Housing Bank 7.59 Bd 08sp27 Fvrs1lac | Financial | 3.49% | ₹179.70 Cr |
| National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lac | Financial | 3.38% | ₹174.28 Cr |
| Repo | Unspecified | 3.01% | ₹155.30 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 2.99% | ₹153.92 Cr |
| Net Current Assets | Unspecified | 2.63% | ₹135.25 Cr |
| Small Industries Development Bank Of India Sr Ii 7.47 Bd 05sp29 Fvrs1lac | Financial | 2.50% | ₹128.59 Cr |
| Rural Electrification Corporation Limited 7.77 Sr 220-a Bd 31mr28 Fvrs1lac | Financial | 2.42% | ₹124.92 Cr |
| Small Industries Development Bank Of India Sr Iii 7.34 Bd 26fb29 Fvrs1lac | Financial | 2.40% | ₹123.52 Cr |
| Indian Railway Finance Corporation Limited Sr 175 7.57 Bd 18ap29 Fvrs1lac | Financial | 2.32% | ₹119.58 Cr |
| Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100 | Entities | 2.11% | ₹108.51 Cr |
| Union Bank Of India Sr Xxxvi-b 7.80 Ncd 29nv32 Fvrs1cr | Financial | 1.98% | ₹102.20 Cr |
| State Development Loan 22495 Tn 27nv29 7.17 Fv Rs 100 | Unspecified | 1.97% | ₹101.75 Cr |
| Power Finance Corporation Ltd. Sr Bs227b 7.77 Bd 15ap28 Fvrs1lac | Financial | 1.94% | ₹100.00 Cr |
| 7.7% Nuclear Power Corporation Of India Limited | Energy & Utilities | 1.94% | ₹99.96 Cr |
| Bharti Telecom Limited Sr Xxx 7.85 Ncd 20mr29 Fvrs1lac | Technology | 1.91% | ₹98.65 Cr |
| Power Grid Corporation Of India Limited Sr Lxxxiii 7.02 Bd 12dc35 Fvrs1lac | Energy & Utilities | 1.89% | ₹97.50 Cr |
| Bank Of Baroda Cd 03feb27 | Financial | 1.84% | ₹94.99 Cr |
| Power Grid Corporation Of India Limited Sr Lxxii 7.56 Bd 31mr33 Fvrs1lac | Energy & Utilities | 1.71% | ₹87.86 Cr |
| Rural Electrification Corporation Limited Series Goi-v 8.54 Bd 15nv28 Fvrs10lac | Financial | 1.68% | ₹86.74 Cr |
| Power Finance Corporation Ltd. Tri Srv Catiii&iv Br Ncd 22jn31 Fvrs1000 | Financial | 1.54% | ₹79.48 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Banking & Psu Fund Direct-flexi Idcw |
₹20.34 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-growth |
₹23.60 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Half Yearly |
₹15.66 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Monthly |
₹13.63 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Quarterly |
₹17.57 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Yearly |
₹13.51 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹15.52 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-growth |
₹23.15 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-idcw Half Yearly |
₹15.46 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-idcw Monthly |
₹13.36 | 6.91% | 7.29% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Nippon India Banking And Psu Fund Direct-idcw Monthly
What is the current AUM of Nippon India Banking And Psu Fund Direct-idcw Monthly?
As of Sun May 31, 2026, Nippon India Banking And Psu Fund Direct-idcw Monthly manages assets worth ₹5,152.7 crore
How has Nippon India Banking And Psu Fund Direct-idcw Monthly performed recently?
- 3 Months: 1.84%
- 6 Months: 2.61%
What is the long-term performance of Nippon India Banking And Psu Fund Direct-idcw Monthly?
- 3 Years CAGR: 7.23%
- 5 Years CAGR: 6.35%
- Since Inception: 7.65%
What is the portfolio composition of Nippon India Banking And Psu Fund Direct-idcw Monthly?
Debt: 94.37%, Others: 5.64%.
Who manages Nippon India Banking And Psu Fund Direct-idcw Monthly?
Nippon India Banking And Psu Fund Direct-idcw Monthly is managed by Kinjal Desai from Nippon India Mutual Fund.
When was the last dividend declared by Nippon India Banking And Psu Fund Direct-idcw Monthly?
Latest dividend was declared on 21 Apr 2026 at 0.59% of face value.
Which are the top companies Nippon India Banking And Psu Fund Direct-idcw Monthly has invested in?
- NATIONAL HOUSING BANK 7.59 BD 08SP27 FVRS1LAC – 3.49% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC – 3.38% of the fund's portfolio
- Repo – 3.01% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 2.99% of the fund's portfolio
- Net Current Assets – 2.63% of the fund's portfolio
Which are the major sectors Nippon India Banking And Psu Fund Direct-idcw Monthly focuses on?
- Financial – 28.48% of the fund's portfolio
- Unspecified – 7.61% of the fund's portfolio
- Energy & Utilities – 5.54% of the fund's portfolio
- Entities – 2.11% of the fund's portfolio
- Technology – 1.91% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
