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Fund Overview of Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw
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₹3,035.3 CrAUM
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₹22.42NAV
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1.01%Expense Ratio
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EquityFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 6.02% | NA | 3.06% |
| 6 Months | 0.09% | NA | 12.13% |
| 1 Year | 1.92% | 1.92% | 0.23% |
| 2 Years | 5.42% | 2.67% | 19.05% |
| 3 Years | 51.06% | 14.74% | 17.87% |
| 5 Years | 91.59% | 13.89% | 20.71% |
| 7 Years | 128.03% | 12.50% | NA |
| 10 Years | 218.93% | 12.30% | 14.09% |
Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision
Compare Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw with other mutual funds in the same category
Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-growth
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-idcw
Asset Allocation
equities
98.19%debt instruments
0.00%other assets or cash equivalents
1.81%Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw is one Equity mutual fund offered by Nippon India Mutual Fund. Launched on 11 Feb 2015, the fund aims Long term growth and capital appreciation. Investing primarily in Equity and equity related instruments and balance in fxed income securitiesso as to help the investor in achieving the retirement goals. It manages assets worth ₹3,035.3 crore as on Sun May 31, 2026. The expense ratio stands at 1.01%. Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager EducationAbout Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw
The portfolio allocation consists of 98.19% in equities, 0.00% in debt instruments, 1.81% in other assets or cash equivalents.Managed by Kinjal Desai, it has delivered a return of 1.92% in the last year, a total return since inception of 10.90%.
The latest dividend was declared on 30 Jan 2026 at 15.00% of face value.
Depending on risk tolerance investors may evaluate best sip investment during their overall investment planning.
Key Metrics of Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw
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Standard Deviation15.28%
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Sharpe Ratio0.63%
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Alpha1.88%
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Beta0.97%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-growth  |
₹1,924 | 2.82% | 9.19% | 10.52% | 23.92% | 22.98% |
| ICICI Prudential Retirement Fund - Pure Equity Plan Direct-idcw |
₹1,924 | 2.82% | 9.19% | 10.52% | 23.92% | 22.98% |
| ICICI Prudential Retirement Fund - Pure Equity Plan-growth |
₹1,924 | 2.71% | 8.82% | 9.05% | 22.22% | 21.31% |
| ICICI Prudential Retirement Fund - Pure Equity Plan-idcw |
₹1,924 | 2.71% | 8.82% | 9.05% | 22.22% | 21.31% |
| HDFC Focused Fund Direct-growth |
₹26,082 | 2.59% | 3.34% | 1.55% | 17.80% | 19.97% |
| HDFC Focused Fund Direct-idcw |
₹26,082 | 2.59% | 3.34% | 1.55% | 17.80% | 19.97% |
| HDFC Focused Fund Regular-growth |
₹26,082 | 2.50% | 3.10% | 0.54% | 16.52% | 18.55% |
| HDFC Focused Fund Regular-idcw |
₹26,082 | 2.50% | 3.10% | 0.54% | 16.52% | 18.55% |
| Bank Of India Flexi Cap Fund Direct-growth |
₹2,460 | 3.06% | 11.43% | 9.70% | 22.39% | 18.30% |
| Bank Of India Flexi Cap Fund Direct-idcw |
₹2,460 | 3.06% | 11.43% | 9.70% | 22.39% | 18.30% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Nippon India Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Nippon India Flexi Cap Fund Regular-growth
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₹9,325 | 3.33% | 7.69% | -1.59% | 0.50% | 12.76% |
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Nippon India Flexi Cap Fund Direct-growth
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₹9,325 | 3.44% | 8.02% | -0.97% | 1.78% | 14.23% |
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Nippon India Flexi Cap Fund Direct-idcw
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₹9,325 | 3.44% | 8.02% | -0.97% | 1.78% | 14.23% |
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Nippon India Flexi Cap Fund Regular-idcw
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₹9,325 | 3.33% | 7.69% | -1.59% | 0.50% | 12.76% |
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Nippon India Focused Fund Direct-growth
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₹8,372 | 4.64% | 8.52% | 0.47% | 2.72% | 13.52% |
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Nippon India Focused Fund-growth
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₹8,372 | 4.58% | 8.34% | 0.13% | 2.02% | 12.74% |
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Nippon India Focused Fund Direct-idcw
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₹8,372 | 4.64% | 8.52% | 0.47% | 2.72% | 13.52% |
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Nippon India Focused Fund-idcw
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₹8,372 | 4.58% | 8.34% | 0.13% | 2.02% | 12.74% |
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Nippon India Retirement Fund - Wealth Creation Scheme-growth
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₹3,035 | 3.07% | 5.77% | -0.37% | 0.97% | 13.65% |
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Nippon India Retirement Fund - Wealth Creation Scheme Direct-growth
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₹3,035 | 3.16% | 6.02% | 0.09% | 1.92% | 14.74% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Parag Parikh Flexi Cap Fund Regular-growth |
₹141,447 | ₹82.62 | 14.54% | 14.28% | 16.91% |
| Parag Parikh Flexi Cap Fund Direct-growth |
₹141,447 | ₹90.56 | 15.33% | 15.19% | 17.81% |
| Parag Parikh Flexi Cap Fund Direct-idcw |
₹141,447 | ₹90.56 | 15.33% | 15.19% | 17.81% |
| Parag Parikh Flexi Cap Fund Regular-idcw |
₹141,447 | ₹82.62 | 14.54% | 14.28% | 16.91% |
| HDFC Flexi Cap Fund Regular-growth |
₹101,822 | ₹1,990.58 | 17.17% | 17.50% | 15.93% |
| HDFC Flexi Cap Direct Plan-growth |
₹101,822 | ₹2,189.35 | 17.94% | 18.27% | 16.74% |
| HDFC Flexi Cap Fund Regular-idcw |
₹101,822 | ₹71.93 | 17.17% | 17.50% | 15.93% |
| HDFC Flexi Cap Direct Plan-idcw |
₹101,822 | ₹88.52 | 17.94% | 18.27% | 16.74% |
| Kotak Flexicap Fund Regular-growth |
₹54,801 | ₹84.81 | 13.55% | 12.01% | 13.56% |
| Kotak Flexicap Fund Direct-growth |
₹54,801 | ₹96.28 | 14.52% | 13.01% | 14.66% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Hdfc Bank Ltd | Financial | 7.85% | ₹238.26 Cr |
| Icici Bank Ltd | Financial | 7.33% | ₹222.38 Cr |
| Reliance Industries Ltd | Energy & Utilities | 4.46% | ₹135.42 Cr |
| Axis Bank Ltd | Financial | 4.24% | ₹128.66 Cr |
| Infosys Ltd | Technology | 4.20% | ₹127.62 Cr |
| Larsen & Toubro Ltd | Industrials | 3.56% | ₹108.03 Cr |
| Jsw Energy Ltd | Energy & Utilities | 3.53% | ₹107.00 Cr |
| State Bank Of India | Financial | 3.30% | ₹100.30 Cr |
| Mahindra & Mahindra Ltd | Consumer Discretionary | 2.35% | ₹71.27 Cr |
| Samvardhana Motherson International Ltd | Consumer Discretionary | 2.13% | ₹64.62 Cr |
| Tech Mahindra Ltd | Technology | 2.08% | ₹63.07 Cr |
| Ntpc Ltd | Energy & Utilities | 2.04% | ₹61.90 Cr |
| Hindustan Aeronautics Ltd | Industrials | 1.91% | ₹58.10 Cr |
| Varun Beverages Ltd | Consumer Staples | 1.91% | ₹58.08 Cr |
| Sbi Life Insurance Company Ltd | Financial | 1.81% | ₹54.90 Cr |
| Repo | Unspecified | 1.73% | ₹52.48 Cr |
| Indus Towers Ltd | Technology | 1.61% | ₹48.85 Cr |
| Hdfc Asset Management Company Ltd | Financial | 1.59% | ₹48.14 Cr |
| Ntpc Green Energy Ltd. | Energy & Utilities | 1.53% | ₹46.39 Cr |
| Cummins India Ltd | Industrials | 1.45% | ₹44.11 Cr |
Top Equity Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| ICICI Prudential Retirement Fund - Pure Equity Plan Direct-growth |
₹38.98 | 23.92% | 22.98% | - |
| ICICI Prudential Retirement Fund - Pure Equity Plan Direct-idcw |
₹38.97 | 23.92% | 22.98% | - |
| ICICI Prudential Retirement Fund - Pure Equity Plan-growth |
₹34.93 | 22.22% | 21.31% | - |
| ICICI Prudential Retirement Fund - Pure Equity Plan-idcw |
₹34.94 | 22.22% | 21.31% | - |
| HDFC Focused Fund Direct-growth |
₹259.81 | 17.80% | 19.97% | - |
| HDFC Focused Fund Direct-idcw |
₹30.90 | 17.80% | 19.97% | - |
| HDFC Focused Fund Regular-growth |
₹227.08 | 16.52% | 18.55% | - |
| HDFC Focused Fund Regular-idcw |
₹23.09 | 16.52% | 18.55% | - |
| Bank Of India Flexi Cap Fund Direct-growth |
₹40.47 | 22.39% | 18.30% | - |
| Bank Of India Flexi Cap Fund Direct-idcw |
₹34.59 | 22.39% | 18.30% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw
What is the current AUM of Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw?
As of Sun May 31, 2026, Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw manages assets worth ₹3,035.3 crore
How has Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw performed recently?
- 3 Months: 6.02%
- 6 Months: 0.09%
What is the long-term performance of Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw?
- 3 Years CAGR: 14.74%
- 5 Years CAGR: 13.89%
- Since Inception: 10.90%
What is the portfolio composition of Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw?
Equity: 98.19%, Debt: 0.00%, Others: 1.81%.
Who manages Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw?
Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw is managed by Kinjal Desai from Nippon India Mutual Fund.
When was the last dividend declared by Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw?
Latest dividend was declared on 30 Jan 2026 at 15.00% of face value.
What is the market-cap allocation of Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw?
Large Cap: 70.43%, Mid Cap: 20.61%, Small Cap: 8.96%.
Which are the top companies Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw has invested in?
- HDFC Bank Ltd – 7.85% of the fund's portfolio
- ICICI Bank Ltd – 7.33% of the fund's portfolio
- Reliance Industries Ltd – 4.46% of the fund's portfolio
- Axis Bank Ltd – 4.24% of the fund's portfolio
- Infosys Ltd – 4.20% of the fund's portfolio
Which are the major sectors Nippon India Retirement Fund - Wealth Creation Scheme Direct-idcw focuses on?
- Financial – 26.12% of the fund's portfolio
- Energy & Utilities – 11.56% of the fund's portfolio
- Technology – 7.89% of the fund's portfolio
- Industrials – 6.92% of the fund's portfolio
- Consumer Discretionary – 4.48% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
