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Fund Overview of SBI Credit Risk Fund Direct-growth
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₹2,141.7 CrAUM
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₹52.94NAV
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0.91%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of SBI Credit Risk Fund Direct-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 2.51% | NA | 1.56% |
| 6 Months | 4.11% | NA | 6.78% |
| 1 Year | 7.47% | 7.47% | 11.50% |
| 2 Years | 17.73% | 8.50% | 10.29% |
| 3 Years | 27.13% | 8.33% | 9.30% |
| 5 Years | 44.40% | 7.63% | 10.13% |
| 7 Years | 69.87% | 7.86% | NA |
| 10 Years | 114.42% | 7.93% | 7.32% |
Compare SBI Credit Risk Fund Direct-growth with other mutual funds in the same category
SBI Credit Risk Fund Direct-growth
Bank Of India Credit Risk Fund Direct-growth
Bank Of India Credit Risk Fund Regular-growth
Asset Allocation
debt instruments
84.16%other assets or cash equivalents
7.86%SBI Credit Risk Fund Direct-growth is one Debt mutual fund offered by SBI Mutual Fund. the fund aims Regular income for medium term. Predominantly investment in corporate debt securities rated AA and below. It manages assets worth ₹2,141.7 crore as on Sun May 31, 2026. The expense ratio stands at 0.91%. Fund Manager Manager Education Fund Manager Manager EducationAbout SBI Credit Risk Fund Direct-growth
The portfolio allocation consists of 84.16% in debt instruments, 7.86% in other assets or cash equivalents.Managed by Lokesh Mallya, it has delivered a return of 7.47% in the last year, a total return since inception of 8.61%.
While exploring wealth creation strategies individuals also compare best sip plans depending on returns.
Key Metrics of SBI Credit Risk Fund Direct-growth
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Standard Deviation0.83%
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Sharpe Ratio2.26%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Bank Of India Credit Risk Fund Direct-growth  |
₹88 | 0.69% | 7.17% | 17.32% | 9.98% | 27.78% |
| Bank Of India Credit Risk Fund Regular-growth |
₹88 | 0.65% | 7.04% | 16.83% | 9.58% | 27.36% |
| DSP Credit Risk Fund Direct Plan-growth |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Daily |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Monthly |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Quarterly |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Weekly |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Regular-growth |
₹258 | 1.14% | 6.72% | 9.08% | 15.68% | 12.12% |
| DSP Credit Risk Fund Regular-idcw |
₹258 | 1.14% | 6.72% | 9.08% | 15.68% | 12.12% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from SBI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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SBI Credit Risk Fund-growth
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₹2,142 | 1.44% | 2.34% | 3.77% | 6.77% | 7.63% |
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SBI Credit Risk Fund-idcw Daily
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₹2,142 | 1.44% | 2.34% | 3.77% | 6.77% | 7.63% |
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SBI Credit Risk Fund Direct-idcw Daily
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₹2,142 | 1.50% | 2.51% | 4.11% | 7.47% | 8.33% |
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SBI Credit Risk Fund-idcw Quarterly
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₹2,142 | 1.44% | 2.34% | 3.77% | 6.77% | 7.63% |
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SBI Credit Risk Fund Direct-idcw Quarterly
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₹2,142 | 1.50% | 2.51% | 4.11% | 7.47% | 8.33% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| HDFC Credit Risk Debt Fund Regular-growth |
₹7,523 | ₹25.59 | 7.44% | 6.52% | 7.43% |
| HDFC Credit Risk Debt Fund Direct-growth |
₹7,523 | ₹27.80 | 8.08% | 7.16% | 8.11% |
| HDFC Credit Risk Debt Fund Regular-idcw |
₹7,523 | ₹23.56 | 7.44% | 6.52% | 7.43% |
| HDFC Credit Risk Debt Fund Direct-idcw |
₹7,523 | ₹24.37 | 8.08% | 7.16% | 8.11% |
| HDFC Credit Risk Debt Fund Regular-idcw Quarterly |
₹7,523 | ₹10.58 | 7.44% | 6.52% | 7.43% |
| HDFC Credit Risk Debt Fund Direct-idcw Quarterly |
₹7,523 | ₹10.94 | 8.08% | 7.16% | 8.11% |
| ICICI Prudential Credit Risk Fund-growth |
₹6,005 | ₹34.18 | 8.26% | 7.23% | 7.82% |
| ICICI Prudential Credit Risk Fund Direct Plan-growth |
₹6,005 | ₹37.89 | 8.97% | 7.93% | 8.60% |
| ICICI Prudential Credit Risk Fund-idcw Quarterly |
₹6,005 | ₹11.21 | 8.26% | 7.23% | 7.82% |
| ICICI Prudential Credit Risk Fund Direct Plan-idcw Quarterly |
₹6,005 | ₹11.90 | 8.97% | 7.93% | 8.60% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Repo | Unspecified | 5.14% | ₹110.02 Cr |
| Infopark Properties Limited Sr I Rr Ncd 19ju39 Fvrs1lac | Real Estate | 4.90% | ₹105.02 Cr |
| Renew Solar Energy (jharkhand Five) Private Limited 8.44 Ncd 31ag29 Fvrs1lac | Unspecified | 4.71% | ₹100.78 Cr |
| Nj Capital Private Limited Sr A Tr 1 9.8 Ncd 25jl28 Fvrs1lac | Financial | 4.60% | ₹98.60 Cr |
| H.g. Infra Engineering Limited 8.55 Ncd 29ag28 Fvrs1lac | Industrials | 4.59% | ₹98.37 Cr |
| Jtpm Metal Traders Limited Ncd 30ap30 Fvrs1lac | 4.42% | ₹94.56 Cr | |
| Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100 | Entities | 4.41% | ₹94.35 Cr |
| Renserv Global Private Limited 9.9040 Ncd 02my28 Fvrs1lac | Unspecified | 3.72% | ₹79.73 Cr |
| Jsw Kalinga Steel Ltd. | 3.52% | ₹75.34 Cr | |
| Aditya Birla Renewables Limited 8.6 Ncd 24sp27 Fvrs1lac | Energy & Utilities | 3.49% | ₹74.80 Cr |
| Motilal Oswal Home Finance Limited Sr 2 8.55 Ncd 24mr28 Fvrs1lac | Financial | 3.48% | ₹74.58 Cr |
| National Bank For Agriculture And Rural Development Sr 26f 7.44 Bd 17jl29 Fvrs1lac | Financial | 3.46% | ₹74.18 Cr |
| Cube Highways Trust | Industrials | 3.46% | ₹74.01 Cr |
| Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100 | Entities | 3.38% | ₹72.33 Cr |
| National Bank For Agriculture And Rural Development Sr 26d 7.01 Bd 16mr29 Fvrs1lac | Financial | 3.34% | ₹71.51 Cr |
| Raajmarg Infra Investment Trust | 3.01% | ₹64.53 Cr | |
| Kogta Financial (india) Limited 9.45 Ncd 07jl28 Fvrs1lac | Financial | 3.01% | ₹64.42 Cr |
| Gmr Airports Limited 5 Bd 13ag28 Fvrs1lac | Industrials | 2.93% | ₹62.75 Cr |
| Gaursons India Private Limited Sr 1 10.96 Ncd 26dc28 Fvrs1lac | 2.77% | ₹59.27 Cr | |
| Net Receivables | Unspecified | 2.72% | ₹58.50 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth |
₹14.64 | 9.98% | 27.78% | - |
| Bank Of India Credit Risk Fund Regular-growth |
₹14.24 | 9.58% | 27.36% | - |
| DSP Credit Risk Fund Direct Plan-growth |
₹59.55 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw |
₹12.48 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Daily |
₹11.09 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Monthly |
₹11.24 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Quarterly |
₹12.27 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Weekly |
₹11.15 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Regular-growth |
₹54.14 | 15.68% | 12.12% | - |
| DSP Credit Risk Fund Regular-idcw |
₹12.41 | 15.68% | 12.12% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
SBI Credit Risk Fund Direct-growth
What is the current AUM of SBI Credit Risk Fund Direct-growth?
As of Sun May 31, 2026, SBI Credit Risk Fund Direct-growth manages assets worth ₹2,141.7 crore
How has SBI Credit Risk Fund Direct-growth performed recently?
- 3 Months: 2.51%
- 6 Months: 4.11%
What is the long-term performance of SBI Credit Risk Fund Direct-growth?
- 3 Years CAGR: 8.33%
- 5 Years CAGR: 7.63%
- Since Inception: 8.61%
What is the portfolio composition of SBI Credit Risk Fund Direct-growth?
Debt: 84.16%, Others: 7.86%.
Who manages SBI Credit Risk Fund Direct-growth?
SBI Credit Risk Fund Direct-growth is managed by Lokesh Mallya from SBI Mutual Fund.
Which are the top companies SBI Credit Risk Fund Direct-growth has invested in?
- Repo – 5.14% of the fund's portfolio
- INFOPARK PROPERTIES LIMITED SR I RR NCD 19JU39 FVRS1LAC – 4.90% of the fund's portfolio
- RENEW SOLAR ENERGY (JHARKHAND FIVE) PRIVATE LIMITED 8.44 NCD 31AG29 FVRS1LAC – 4.71% of the fund's portfolio
- NJ CAPITAL PRIVATE LIMITED SR A TR 1 9.8 NCD 25JL28 FVRS1LAC – 4.60% of the fund's portfolio
- H.G. INFRA ENGINEERING LIMITED 8.55 NCD 29AG28 FVRS1LAC – 4.59% of the fund's portfolio
Which are the major sectors SBI Credit Risk Fund Direct-growth focuses on?
- Financial – 17.89% of the fund's portfolio
- Unspecified – 16.29% of the fund's portfolio
- Other – 13.72% of the fund's portfolio
- Industrials – 10.98% of the fund's portfolio
- Entities – 7.79% of the fund's portfolio
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