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Fund Overview of Tata Retirement Savings Fund Conservative Plan Direct-growth
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₹165.9 CrAUM
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₹38.44NAV
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1.21%Expense Ratio
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HybridFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Tata Retirement Savings Fund Conservative Plan Direct-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 4.26% | NA | 0.55% |
| 6 Months | 2.71% | NA | 5.55% |
| 1 Year | 3.63% | 3.63% | 5.63% |
| 2 Years | 11.51% | 5.60% | 10.55% |
| 3 Years | 28.40% | 8.69% | 10.07% |
| 5 Years | 42.74% | 7.38% | 10.06% |
| 7 Years | 76.43% | 8.45% | NA |
| 10 Years | 135.38% | 8.94% | 8.75% |
Compare Tata Retirement Savings Fund Conservative Plan Direct-growth with other mutual funds in the same category
Tata Retirement Savings Fund Conservative Plan Direct-growth
SBI Children's Fund - Savings Plan Direct-growth
SBI Children's Fund - Savings Plan Regular-growth
Asset Allocation
equities
28.52%debt instruments
68.24%other assets or cash equivalents
3.24%Tata Retirement Savings Fund Conservative Plan Direct-growth is one Hybrid mutual fund offered by Tata Mutual Fund. the fund aims Long Term Capital Appreciation &
Current Income. A predominantly debt oriented savings
scheme which provides tool for retirement
planning to individual investors. It manages assets worth ₹165.9 crore as on Sun May 31, 2026. The expense ratio stands at 1.21%. Fund Manager Manager Education Fund Manager Manager EducationAbout Tata Retirement Savings Fund Conservative Plan Direct-growth
The portfolio allocation consists of 28.52% in equities, 68.24% in debt instruments, 3.24% in other assets or cash equivalents.Managed by Sonam Udasi, it has delivered a return of 3.63% in the last year, a total return since inception of 9.62%.
As evaluating financial products savvy investors generally refer to best sip investment based on returns.
Key Metrics of Tata Retirement Savings Fund Conservative Plan Direct-growth
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Standard Deviation5.37%
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Sharpe Ratio0.48%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
SBI Children's Fund - Savings Plan Direct-growth  |
₹139 | 2.23% | 4.89% | 6.33% | 11.96% | 11.30% |
| SBI Children's Fund - Savings Plan Regular-growth |
₹139 | 2.20% | 4.79% | 5.93% | 11.56% | 10.88% |
| Bank Of India Conservative Hybrid Fund Direct-growth |
₹64 | 0.66% | 1.95% | 3.36% | 7.50% | 10.52% |
| Bank Of India Conservative Hybrid Fund Direct-idcw Monthly |
₹64 | 0.66% | 1.95% | 3.36% | 7.50% | 10.52% |
| Bank Of India Conservative Hybrid Fund Direct-idcw Quarterly |
₹64 | 0.66% | 1.95% | 3.36% | 7.50% | 10.52% |
| Bank Of India Conservative Hybrid Fund Direct-idcw Yearly |
₹64 | 0.66% | 1.95% | 3.36% | 7.50% | 10.52% |
| Bank Of India Conservative Hybrid Fund Regular-growth |
₹64 | 0.57% | 1.69% | 2.46% | 6.62% | 9.77% |
| Bank Of India Conservative Hybrid Fund Regular-idcw Monthly |
₹64 | 0.57% | 1.69% | 2.46% | 6.62% | 9.77% |
| Bank Of India Conservative Hybrid Fund Regular-idcw Quarterly |
₹64 | 0.57% | 1.69% | 2.46% | 6.62% | 9.77% |
| Bank Of India Conservative Hybrid Fund Regular-idcw Yearly |
₹64 | 0.57% | 1.69% | 2.46% | 6.62% | 9.77% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Tata Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Tata Retirement Savings Fund Conservative Plan Regular-growth
|
₹166 | 1.44% | 3.95% | 2.11% | 2.41% | 7.42% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| SBI Conservative Hybrid Fund Direct-growth |
₹9,793 | ₹83.26 | 9.37% | 9.36% | 9.42% |
| SBI Conservative Hybrid Fund-growth |
₹9,793 | ₹75.88 | 8.84% | 8.81% | 8.72% |
| SBI Conservative Hybrid Fund-idcw Monthly |
₹9,793 | ₹21.46 | 8.84% | 8.81% | 8.72% |
| SBI Conservative Hybrid Fund Direct-idcw Monthly |
₹9,793 | ₹28.13 | 9.37% | 9.36% | 9.42% |
| SBI Conservative Hybrid Fund-idcw Quarterly |
₹9,793 | ₹21.88 | 8.84% | 8.81% | 8.72% |
| SBI Conservative Hybrid Fund Direct-idcw Quarterly |
₹9,793 | ₹25.44 | 9.37% | 9.36% | 9.42% |
| SBI Conservative Hybrid Fund Direct-idcw Yearly |
₹9,793 | ₹33.20 | 9.37% | 9.36% | 9.42% |
| SBI Conservative Hybrid Fund-idcw Yearly |
₹9,793 | ₹26.77 | 8.84% | 8.81% | 8.72% |
| Parag Parikh Conservative Hybrid Fund Direct-growth |
₹3,345 | ₹15.99 | 10.80% | 9.71% | - |
| Parag Parikh Conservative Hybrid Fund Regular-growth |
₹3,345 | ₹15.75 | 10.47% | 9.38% | - |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100 | Entities | 20.78% | ₹34.46 Cr |
| Goi Sec 7.17 17/04/2030 | Entities | 9.19% | ₹15.24 Cr |
| Government Of India 31719 Goi 20ju27 7.38 Fv Rs 100 | Entities | 9.16% | ₹15.20 Cr |
| Government Of India 37080 Goi 16fb31 6.36 Fv Rs 100 | Entities | 8.88% | ₹14.72 Cr |
| Jamnagar Utilities & Power Private Limited Sr Ppd 6 6.40 Loa 29sp26 Fvrs10lac | Industrials | 5.99% | ₹9.94 Cr |
| Goi Sec 7.36 12/09/2052 | Entities | 5.86% | ₹9.71 Cr |
| Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100 | Entities | 5.44% | ₹9.02 Cr |
| Shivshakti Securitisation Trust Ss Trust Ptc 15sept25 | 2.94% | ₹4.87 Cr | |
| Repo | Unspecified | 1.82% | ₹3.01 Cr |
| Solar Industries India Ltd | Materials | 1.58% | ₹2.63 Cr |
| Cash/net Current Assets | Unspecified | 1.42% | ₹2.39 Cr |
| Bse Ltd | Financial | 1.42% | ₹2.35 Cr |
| Icici Bank Ltd | Financial | 1.36% | ₹2.26 Cr |
| Reliance Industries Ltd | Energy & Utilities | 1.29% | ₹2.14 Cr |
| Zomato Ltd | Technology | 1.10% | ₹1.83 Cr |
| Coal India Ltd | Materials | 1.07% | ₹1.77 Cr |
| Multi Commodity Exchange Of India Ltd | Financial | 0.98% | ₹1.62 Cr |
| Itc Ltd | Consumer Staples | 0.97% | ₹1.60 Cr |
| Nippon Life India Asset Management Ltd | Financial | 0.85% | ₹1.41 Cr |
| Doms Industries Ltd. | Industrials | 0.79% | ₹1.31 Cr |
Top Hybrid Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| SBI Children's Fund - Savings Plan Direct-growth |
₹126.39 | 11.96% | 11.30% | - |
| SBI Children's Fund - Savings Plan Regular-growth |
₹115.56 | 11.56% | 10.88% | - |
| Bank Of India Conservative Hybrid Fund Direct-growth |
₹37.80 | 7.50% | 10.52% | - |
| Bank Of India Conservative Hybrid Fund Direct-idcw Monthly |
₹16.84 | 7.50% | 10.52% | - |
| Bank Of India Conservative Hybrid Fund Direct-idcw Quarterly |
₹18.57 | 7.50% | 10.52% | - |
| Bank Of India Conservative Hybrid Fund Direct-idcw Yearly |
₹17.22 | 7.50% | 10.52% | - |
| Bank Of India Conservative Hybrid Fund Regular-growth |
₹35.03 | 6.62% | 9.77% | - |
| Bank Of India Conservative Hybrid Fund Regular-idcw Monthly |
₹18.04 | 6.62% | 9.77% | - |
| Bank Of India Conservative Hybrid Fund Regular-idcw Quarterly |
₹18.69 | 6.62% | 9.77% | - |
| Bank Of India Conservative Hybrid Fund Regular-idcw Yearly |
₹17.01 | 6.62% | 9.77% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Tata Retirement Savings Fund Conservative Plan Direct-growth
What is the current AUM of Tata Retirement Savings Fund Conservative Plan Direct-growth?
As of Sun May 31, 2026, Tata Retirement Savings Fund Conservative Plan Direct-growth manages assets worth ₹165.9 crore
How has Tata Retirement Savings Fund Conservative Plan Direct-growth performed recently?
- 3 Months: 4.26%
- 6 Months: 2.71%
What is the long-term performance of Tata Retirement Savings Fund Conservative Plan Direct-growth?
- 3 Years CAGR: 8.69%
- 5 Years CAGR: 7.38%
- Since Inception: 9.62%
What is the portfolio composition of Tata Retirement Savings Fund Conservative Plan Direct-growth?
Equity: 28.52%, Debt: 68.24%, Others: 3.24%.
Who manages Tata Retirement Savings Fund Conservative Plan Direct-growth?
Tata Retirement Savings Fund Conservative Plan Direct-growth is managed by Sonam Udasi from Tata Mutual Fund.
What is the market-cap allocation of Tata Retirement Savings Fund Conservative Plan Direct-growth?
Large Cap: 53.43%, Mid Cap: 26.20%, Small Cap: 20.37%.
Which are the top companies Tata Retirement Savings Fund Conservative Plan Direct-growth has invested in?
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – 20.78% of the fund's portfolio
- GOI Sec 7.17 17/04/2030 – 9.19% of the fund's portfolio
- GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – 9.16% of the fund's portfolio
- GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100 – 8.88% of the fund's portfolio
- JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD 6 6.40 LOA 29SP26 FVRS10LAC – 5.99% of the fund's portfolio
Which are the major sectors Tata Retirement Savings Fund Conservative Plan Direct-growth focuses on?
- Entities – 59.31% of the fund's portfolio
- Industrials – 6.78% of the fund's portfolio
- Financial – 4.61% of the fund's portfolio
- Unspecified – 3.24% of the fund's portfolio
- Other – 2.94% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
