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Fund Overview of Tata Retirement Savings Fund Conservative Plan Regular-growth
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₹165.9 CrAUM
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₹32.48NAV
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2.33%Expense Ratio
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HybridFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Tata Retirement Savings Fund Conservative Plan Regular-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 3.95% | NA | 0.55% |
| 6 Months | 2.11% | NA | 5.55% |
| 1 Year | 2.41% | 2.41% | 5.63% |
| 2 Years | 8.90% | 4.36% | 10.55% |
| 3 Years | 23.95% | 7.42% | 10.07% |
| 5 Years | 34.55% | 6.12% | 10.06% |
| 7 Years | 62.41% | 7.17% | NA |
| 10 Years | 107.27% | 7.56% | 8.75% |
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Asset Allocation
equities
28.52%debt instruments
68.24%other assets or cash equivalents
3.24%Tata Retirement Savings Fund Conservative Plan Regular-growth is one Hybrid mutual fund offered by Tata Mutual Fund. Launched on 01 Nov 2011, the fund aims Long Term Capital Appreciation &
Current Income. A predominantly debt oriented savings
scheme which provides tool for retirement
planning to individual investors. It manages assets worth ₹165.9 crore as on Sun May 31, 2026. The expense ratio stands at 2.33%. Fund Manager Manager Education Fund Manager Manager EducationAbout Tata Retirement Savings Fund Conservative Plan Regular-growth
The portfolio allocation consists of 28.52% in equities, 68.24% in debt instruments, 3.24% in other assets or cash equivalents.Managed by Sonam Udasi, it has delivered a return of 2.41% in the last year, a total return since inception of 8.38%.
For those looking to take better financial choices it makes sense to review best sip investment suited to financial planning needs.
Key Metrics of Tata Retirement Savings Fund Conservative Plan Regular-growth
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Standard Deviation5.38%
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Sharpe Ratio0.26%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
SBI Children's Fund - Savings Plan Direct-growth  |
₹139 | 2.23% | 4.89% | 6.33% | 11.96% | 11.30% |
| SBI Children's Fund - Savings Plan Regular-growth |
₹139 | 2.20% | 4.79% | 5.93% | 11.56% | 10.88% |
| Bank Of India Conservative Hybrid Fund Direct-growth |
₹64 | 0.66% | 1.95% | 3.36% | 7.50% | 10.52% |
| Bank Of India Conservative Hybrid Fund Direct-idcw Monthly |
₹64 | 0.66% | 1.95% | 3.36% | 7.50% | 10.52% |
| Bank Of India Conservative Hybrid Fund Direct-idcw Quarterly |
₹64 | 0.66% | 1.95% | 3.36% | 7.50% | 10.52% |
| Bank Of India Conservative Hybrid Fund Direct-idcw Yearly |
₹64 | 0.66% | 1.95% | 3.36% | 7.50% | 10.52% |
| Bank Of India Conservative Hybrid Fund Regular-growth |
₹64 | 0.57% | 1.69% | 2.46% | 6.62% | 9.77% |
| Bank Of India Conservative Hybrid Fund Regular-idcw Monthly |
₹64 | 0.57% | 1.69% | 2.46% | 6.62% | 9.77% |
| Bank Of India Conservative Hybrid Fund Regular-idcw Quarterly |
₹64 | 0.57% | 1.69% | 2.46% | 6.62% | 9.77% |
| Bank Of India Conservative Hybrid Fund Regular-idcw Yearly |
₹64 | 0.57% | 1.69% | 2.46% | 6.62% | 9.77% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Tata Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Tata Retirement Savings Fund Conservative Plan Direct-growth
|
₹166 | 1.55% | 4.26% | 2.71% | 3.63% | 8.69% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| SBI Conservative Hybrid Fund Direct-growth |
₹9,793 | ₹83.26 | 9.37% | 9.36% | 9.42% |
| SBI Conservative Hybrid Fund-growth |
₹9,793 | ₹75.88 | 8.84% | 8.81% | 8.72% |
| SBI Conservative Hybrid Fund-idcw Monthly |
₹9,793 | ₹21.46 | 8.84% | 8.81% | 8.72% |
| SBI Conservative Hybrid Fund Direct-idcw Monthly |
₹9,793 | ₹28.13 | 9.37% | 9.36% | 9.42% |
| SBI Conservative Hybrid Fund-idcw Quarterly |
₹9,793 | ₹21.88 | 8.84% | 8.81% | 8.72% |
| SBI Conservative Hybrid Fund Direct-idcw Quarterly |
₹9,793 | ₹25.44 | 9.37% | 9.36% | 9.42% |
| SBI Conservative Hybrid Fund Direct-idcw Yearly |
₹9,793 | ₹33.20 | 9.37% | 9.36% | 9.42% |
| SBI Conservative Hybrid Fund-idcw Yearly |
₹9,793 | ₹26.77 | 8.84% | 8.81% | 8.72% |
| Parag Parikh Conservative Hybrid Fund Direct-growth |
₹3,345 | ₹15.99 | 10.80% | 9.71% | - |
| Parag Parikh Conservative Hybrid Fund Regular-growth |
₹3,345 | ₹15.75 | 10.47% | 9.38% | - |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100 | Entities | 20.78% | ₹34.46 Cr |
| Goi Sec 7.17 17/04/2030 | Entities | 9.19% | ₹15.24 Cr |
| Government Of India 31719 Goi 20ju27 7.38 Fv Rs 100 | Entities | 9.16% | ₹15.20 Cr |
| Government Of India 37080 Goi 16fb31 6.36 Fv Rs 100 | Entities | 8.88% | ₹14.72 Cr |
| Jamnagar Utilities & Power Private Limited Sr Ppd 6 6.40 Loa 29sp26 Fvrs10lac | Industrials | 5.99% | ₹9.94 Cr |
| Goi Sec 7.36 12/09/2052 | Entities | 5.86% | ₹9.71 Cr |
| Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100 | Entities | 5.44% | ₹9.02 Cr |
| Shivshakti Securitisation Trust Ss Trust Ptc 15sept25 | 2.94% | ₹4.87 Cr | |
| Repo | Unspecified | 1.82% | ₹3.01 Cr |
| Solar Industries India Ltd | Materials | 1.58% | ₹2.63 Cr |
| Cash/net Current Assets | Unspecified | 1.42% | ₹2.39 Cr |
| Bse Ltd | Financial | 1.42% | ₹2.35 Cr |
| Icici Bank Ltd | Financial | 1.36% | ₹2.26 Cr |
| Reliance Industries Ltd | Energy & Utilities | 1.29% | ₹2.14 Cr |
| Zomato Ltd | Technology | 1.10% | ₹1.83 Cr |
| Coal India Ltd | Materials | 1.07% | ₹1.77 Cr |
| Multi Commodity Exchange Of India Ltd | Financial | 0.98% | ₹1.62 Cr |
| Itc Ltd | Consumer Staples | 0.97% | ₹1.60 Cr |
| Nippon Life India Asset Management Ltd | Financial | 0.85% | ₹1.41 Cr |
| Doms Industries Ltd. | Industrials | 0.79% | ₹1.31 Cr |
| Adani Ports And Special Economic Zone Ltd | Industrials | 0.78% | ₹1.30 Cr |
| Polycab India Ltd | Industrials | 0.77% | ₹1.28 Cr |
| Radico Khaitan Ltd | Consumer Staples | 0.76% | ₹1.27 Cr |
| Tata Consumer Products Ltd | Consumer Staples | 0.76% | ₹1.26 Cr |
| Bikaji Foods International Ltd | Consumer Staples | 0.71% | ₹1.17 Cr |
| Karur Vysya Bank Ltd | Financial | 0.70% | ₹1.16 Cr |
| Dixon Technologies (india) Ltd | Consumer Discretionary | 0.69% | ₹1.14 Cr |
| Titan Company Ltd | Consumer Discretionary | 0.66% | ₹1.10 Cr |
| Exide Industries Ltd | Consumer Discretionary | 0.65% | ₹1.08 Cr |
| Iifl Wealth Management Ltd | Financial | 0.64% | ₹1.06 Cr |
| Kotak Mahindra Bank Ltd | Financial | 0.63% | ₹1.04 Cr |
| Muthoot Finance Ltd | Financial | 0.58% | ₹0.97 Cr |
| Nestle India Ltd | Consumer Staples | 0.57% | ₹0.95 Cr |
| Oil India Ltd | Energy & Utilities | 0.56% | ₹0.92 Cr |
| Kirloskar Pneumatic Company Ltd | Industrials | 0.47% | ₹0.79 Cr |
| Fujiyama Power Systems Ltd. | 0.45% | ₹0.75 Cr | |
| Hcl Technologies Ltd | Technology | 0.45% | ₹0.75 Cr |
| Billionbrains Garage Ventures Ltd. | 0.43% | ₹0.72 Cr | |
| Ge T&d India Ltd | Industrials | 0.42% | ₹0.70 Cr |
| Metro Brands Ltd | Consumer Discretionary | 0.41% | ₹0.68 Cr |
| Adani Power Ltd | Energy & Utilities | 0.41% | ₹0.68 Cr |
| Rainbow Childrens Medicare Ltd | Healthcare | 0.41% | ₹0.68 Cr |
| Manappuram Finance Ltd | Financial | 0.41% | ₹0.67 Cr |
| Godrej Properties Ltd | Real Estate | 0.39% | ₹0.65 Cr |
| Tata Consultancy Services Ltd | Technology | 0.37% | ₹0.61 Cr |
| Grindwell Norton Ltd | Materials | 0.34% | ₹0.56 Cr |
| Apollo Hospitals Enterprise Ltd | Healthcare | 0.31% | ₹0.52 Cr |
| Shriram Transport Finance Company Ltd | Financial | 0.31% | ₹0.51 Cr |
| Varun Beverages Ltd | Consumer Staples | 0.30% | ₹0.49 Cr |
| Sun Pharmaceutical Industries Ltd | Healthcare | 0.29% | ₹0.49 Cr |
| Maruti Suzuki India Ltd | Consumer Discretionary | 0.28% | ₹0.47 Cr |
| Bharat Electronics Ltd | Industrials | 0.27% | ₹0.44 Cr |
| Godrej Industries Ltd | Diversified | 0.27% | ₹0.44 Cr |
| Zensar Technologies Ltd | Technology | 0.21% | ₹0.36 Cr |
| Godrej Agrovet Ltd | Consumer Staples | 0.21% | ₹0.35 Cr |
| Vedanta Oil And Gas Ltd | Materials | 0.06% | ₹0.10 Cr |
| Vedanta Aluminium Metal Ltd | 0.06% | ₹0.10 Cr | |
| Vedanta Iron And Steel Ltd | 0.06% | ₹0.10 Cr | |
| Vedanta Power Ltd | Industrials | 0.06% | ₹0.10 Cr |
Top Hybrid Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| SBI Children's Fund - Savings Plan Direct-growth |
₹126.39 | 11.96% | 11.30% | - |
| SBI Children's Fund - Savings Plan Regular-growth |
₹115.56 | 11.56% | 10.88% | - |
| Bank Of India Conservative Hybrid Fund Direct-growth |
₹37.80 | 7.50% | 10.52% | - |
| Bank Of India Conservative Hybrid Fund Direct-idcw Monthly |
₹16.84 | 7.50% | 10.52% | - |
| Bank Of India Conservative Hybrid Fund Direct-idcw Quarterly |
₹18.57 | 7.50% | 10.52% | - |
| Bank Of India Conservative Hybrid Fund Direct-idcw Yearly |
₹17.22 | 7.50% | 10.52% | - |
| Bank Of India Conservative Hybrid Fund Regular-growth |
₹35.03 | 6.62% | 9.77% | - |
| Bank Of India Conservative Hybrid Fund Regular-idcw Monthly |
₹18.04 | 6.62% | 9.77% | - |
| Bank Of India Conservative Hybrid Fund Regular-idcw Quarterly |
₹18.69 | 6.62% | 9.77% | - |
| Bank Of India Conservative Hybrid Fund Regular-idcw Yearly |
₹17.01 | 6.62% | 9.77% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Tata Retirement Savings Fund Conservative Plan Regular-growth
What is the current AUM of Tata Retirement Savings Fund Conservative Plan Regular-growth?
As of Sun May 31, 2026, Tata Retirement Savings Fund Conservative Plan Regular-growth manages assets worth ₹165.9 crore
How has Tata Retirement Savings Fund Conservative Plan Regular-growth performed recently?
- 3 Months: 3.95%
- 6 Months: 2.11%
What is the long-term performance of Tata Retirement Savings Fund Conservative Plan Regular-growth?
- 3 Years CAGR: 7.42%
- 5 Years CAGR: 6.12%
- Since Inception: 8.38%
What is the portfolio composition of Tata Retirement Savings Fund Conservative Plan Regular-growth?
Equity: 28.52%, Debt: 68.24%, Others: 3.24%.
Who manages Tata Retirement Savings Fund Conservative Plan Regular-growth?
Tata Retirement Savings Fund Conservative Plan Regular-growth is managed by Sonam Udasi from Tata Mutual Fund.
What is the market-cap allocation of Tata Retirement Savings Fund Conservative Plan Regular-growth?
Large Cap: 53.43%, Mid Cap: 26.20%, Small Cap: 20.37%.
Which are the top companies Tata Retirement Savings Fund Conservative Plan Regular-growth has invested in?
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – 20.78% of the fund's portfolio
- GOI Sec 7.17 17/04/2030 – 9.19% of the fund's portfolio
- GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – 9.16% of the fund's portfolio
- GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100 – 8.88% of the fund's portfolio
- JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD 6 6.40 LOA 29SP26 FVRS10LAC – 5.99% of the fund's portfolio
Which are the major sectors Tata Retirement Savings Fund Conservative Plan Regular-growth focuses on?
- Entities – 59.31% of the fund's portfolio
- Industrials – 9.55% of the fund's portfolio
- Financial – 7.88% of the fund's portfolio
- Consumer Staples – 4.28% of the fund's portfolio
- Other – 3.94% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
