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Fund Overview of Union Retirement Fund Direct-idcw
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₹198.1 CrAUM
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₹17.11NAV
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1.35%Expense Ratio
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EquityFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Union Retirement Fund Direct-idcw
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 7.81% | NA | 3.06% |
| 6 Months | 2.89% | NA | 12.13% |
| 1 Year | 6.67% | 6.67% | 0.23% |
| 2 Years | 12.88% | 6.25% | 19.05% |
| 3 Years | 57.13% | 16.26% | 17.87% |
Compare Union Retirement Fund Direct-idcw with other mutual funds in the same category
Union Retirement Fund Direct-idcw
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-growth
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-idcw
Asset Allocation
equities
98.42%debt instruments
0.08%other assets or cash equivalents
1.50%Union Retirement Fund Direct-idcw is one Equity mutual fund offered by Union Mutual Fund. Launched on 22 Sep 2022, the fund aims Long Term Capital Appreciation. Investment in a mix of securities comprising of equity, equity related securities and debt instruments as per the asset allocation of the Scheme with a view to provide a retirement investment solution to investors. It manages assets worth ₹198.1 crore as on Sun May 31, 2026. The expense ratio stands at 1.35%. Fund Manager Manager Education Fund Manager Manager EducationAbout Union Retirement Fund Direct-idcw
The portfolio allocation consists of 98.42% in equities, 0.08% in debt instruments, 1.50% in other assets or cash equivalents.Managed by Pratik Dharmshi, it has delivered a return of 6.67% in the last year, a total return since inception of 15.46%.
To make better financial choices it makes sense to also explore best sip in india suited to individual risk appetite.
Key Metrics of Union Retirement Fund Direct-idcw
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Standard Deviation14.29%
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Sharpe Ratio0.74%
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Alpha3.35%
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Beta0.91%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-growth  |
₹1,924 | 2.82% | 9.19% | 10.52% | 23.92% | 22.98% |
| ICICI Prudential Retirement Fund - Pure Equity Plan Direct-idcw |
₹1,924 | 2.82% | 9.19% | 10.52% | 23.92% | 22.98% |
| ICICI Prudential Retirement Fund - Pure Equity Plan-growth |
₹1,924 | 2.71% | 8.82% | 9.05% | 22.22% | 21.31% |
| ICICI Prudential Retirement Fund - Pure Equity Plan-idcw |
₹1,924 | 2.71% | 8.82% | 9.05% | 22.22% | 21.31% |
| HDFC Focused Fund Direct-growth |
₹26,082 | 2.59% | 3.34% | 1.55% | 17.80% | 19.97% |
| HDFC Focused Fund Direct-idcw |
₹26,082 | 2.59% | 3.34% | 1.55% | 17.80% | 19.97% |
| HDFC Focused Fund Regular-growth |
₹26,082 | 2.50% | 3.10% | 0.54% | 16.52% | 18.55% |
| HDFC Focused Fund Regular-idcw |
₹26,082 | 2.50% | 3.10% | 0.54% | 16.52% | 18.55% |
| Bank Of India Flexi Cap Fund Direct-growth |
₹2,460 | 3.06% | 11.43% | 9.70% | 22.39% | 18.30% |
| Bank Of India Flexi Cap Fund Direct-idcw |
₹2,460 | 3.06% | 11.43% | 9.70% | 22.39% | 18.30% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Union Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Union Flexi Cap Fund-growth
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₹2,289 | 2.55% | 6.64% | -1.52% | 0.16% | 11.87% |
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Union Flexi Cap Fund Direct-growth
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₹2,289 | 2.63% | 6.91% | -1.01% | 1.25% | 13.15% |
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Union Flexi Cap Fund-idcw
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₹2,289 | 2.55% | 6.64% | -1.52% | 0.16% | 11.87% |
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Union Flexi Cap Fund Direct-idcw
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₹2,289 | 2.63% | 6.91% | -1.01% | 1.25% | 13.15% |
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Union Focused Fund Direct-growth
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₹429 | 3.35% | 10.68% | 8.84% | 9.21% | 13.53% |
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Union Focused Fund Regular-growth
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₹429 | 3.23% | 10.44% | 8.30% | 8.09% | 12.38% |
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Union Focused Fund Regular-idcw
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₹429 | 3.23% | 10.44% | 8.30% | 8.09% | 12.38% |
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Union Focused Fund Direct-idcw
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₹429 | 3.35% | 10.68% | 8.84% | 9.21% | 13.53% |
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Union Retirement Fund Regular-growth
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₹198 | 2.79% | 7.41% | 2.20% | 5.25% | 14.73% |
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Union Retirement Fund Direct-growth
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₹198 | 2.89% | 7.81% | 2.89% | 6.67% | 16.26% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Parag Parikh Flexi Cap Fund Regular-growth |
₹141,447 | ₹82.62 | 14.54% | 14.28% | 16.91% |
| Parag Parikh Flexi Cap Fund Direct-growth |
₹141,447 | ₹90.56 | 15.33% | 15.19% | 17.81% |
| Parag Parikh Flexi Cap Fund Direct-idcw |
₹141,447 | ₹90.56 | 15.33% | 15.19% | 17.81% |
| Parag Parikh Flexi Cap Fund Regular-idcw |
₹141,447 | ₹82.62 | 14.54% | 14.28% | 16.91% |
| HDFC Flexi Cap Fund Regular-growth |
₹101,822 | ₹1,990.58 | 17.17% | 17.50% | 15.93% |
| HDFC Flexi Cap Direct Plan-growth |
₹101,822 | ₹2,189.35 | 17.94% | 18.27% | 16.74% |
| HDFC Flexi Cap Fund Regular-idcw |
₹101,822 | ₹71.93 | 17.17% | 17.50% | 15.93% |
| HDFC Flexi Cap Direct Plan-idcw |
₹101,822 | ₹88.52 | 17.94% | 18.27% | 16.74% |
| Kotak Flexicap Fund Regular-growth |
₹54,801 | ₹84.81 | 13.55% | 12.01% | 13.56% |
| Kotak Flexicap Fund Direct-growth |
₹54,801 | ₹96.28 | 14.52% | 13.01% | 14.66% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Icici Bank Ltd | Financial | 5.71% | ₹11.31 Cr |
| Hdfc Bank Ltd | Financial | 5.26% | ₹10.42 Cr |
| Ami Organics Ltd | Healthcare | 3.16% | ₹6.27 Cr |
| Multi Commodity Exchange Of India Ltd | Financial | 2.68% | ₹5.32 Cr |
| Reliance Industries Ltd | Energy & Utilities | 2.67% | ₹5.28 Cr |
| Solar Industries India Ltd | Materials | 2.44% | ₹4.84 Cr |
| Ntpc Ltd | Energy & Utilities | 2.25% | ₹4.45 Cr |
| Ge T&d India Ltd | Industrials | 2.21% | ₹4.38 Cr |
| Tata Consumer Products Ltd | Consumer Staples | 2.20% | ₹4.36 Cr |
| State Bank Of India | Financial | 2.19% | ₹4.34 Cr |
| Larsen & Toubro Ltd | Industrials | 2.06% | ₹4.08 Cr |
| S.j.s Enterprises Ltd | Consumer Discretionary | 1.91% | ₹3.79 Cr |
| Infosys Ltd | Technology | 1.85% | ₹3.66 Cr |
| Navin Fluorine International Ltd | Materials | 1.80% | ₹3.56 Cr |
| Muthoot Finance Ltd | Financial | 1.69% | ₹3.34 Cr |
| Karur Vysya Bank Ltd | Financial | 1.59% | ₹3.15 Cr |
| Bharti Airtel Ltd | Technology | 1.57% | ₹3.11 Cr |
| Zf Commercial Vehicle Control Systems India Ltd | Consumer Discretionary | 1.48% | ₹2.93 Cr |
| Max Financial Services Ltd | Financial | 1.48% | ₹2.93 Cr |
| Mphasis Ltd | Technology | 1.47% | ₹2.91 Cr |
Top Equity Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| ICICI Prudential Retirement Fund - Pure Equity Plan Direct-growth |
₹38.98 | 23.92% | 22.98% | - |
| ICICI Prudential Retirement Fund - Pure Equity Plan Direct-idcw |
₹38.97 | 23.92% | 22.98% | - |
| ICICI Prudential Retirement Fund - Pure Equity Plan-growth |
₹34.93 | 22.22% | 21.31% | - |
| ICICI Prudential Retirement Fund - Pure Equity Plan-idcw |
₹34.94 | 22.22% | 21.31% | - |
| HDFC Focused Fund Direct-growth |
₹259.81 | 17.80% | 19.97% | - |
| HDFC Focused Fund Direct-idcw |
₹30.90 | 17.80% | 19.97% | - |
| HDFC Focused Fund Regular-growth |
₹227.08 | 16.52% | 18.55% | - |
| HDFC Focused Fund Regular-idcw |
₹23.09 | 16.52% | 18.55% | - |
| Bank Of India Flexi Cap Fund Direct-growth |
₹40.47 | 22.39% | 18.30% | - |
| Bank Of India Flexi Cap Fund Direct-idcw |
₹34.59 | 22.39% | 18.30% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Union Retirement Fund Direct-idcw
What is the current AUM of Union Retirement Fund Direct-idcw?
As of Sun May 31, 2026, Union Retirement Fund Direct-idcw manages assets worth ₹198.1 crore
How has Union Retirement Fund Direct-idcw performed recently?
- 3 Months: 7.81%
- 6 Months: 2.89%
What is the long-term performance of Union Retirement Fund Direct-idcw?
- 3 Years CAGR: 16.26%
- Since Inception: 15.46%
What is the portfolio composition of Union Retirement Fund Direct-idcw?
Equity: 98.42%, Debt: 0.08%, Others: 1.50%.
Who manages Union Retirement Fund Direct-idcw?
Union Retirement Fund Direct-idcw is managed by Pratik Dharmshi from Union Mutual Fund.
What is the market-cap allocation of Union Retirement Fund Direct-idcw?
Large Cap: 55.77%, Mid Cap: 18.35%, Small Cap: 25.88%.
Which are the top companies Union Retirement Fund Direct-idcw has invested in?
- ICICI Bank Ltd – 5.71% of the fund's portfolio
- HDFC Bank Ltd – 5.26% of the fund's portfolio
- Ami Organics Ltd – 3.16% of the fund's portfolio
- Multi Commodity Exchange Of India Ltd – 2.68% of the fund's portfolio
- Reliance Industries Ltd – 2.67% of the fund's portfolio
Which are the major sectors Union Retirement Fund Direct-idcw focuses on?
- Financial – 20.60% of the fund's portfolio
- Energy & Utilities – 4.92% of the fund's portfolio
- Technology – 4.89% of the fund's portfolio
- Industrials – 4.27% of the fund's portfolio
- Materials – 4.24% of the fund's portfolio
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