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Fund Overview of UTI Credit Risk Fund Direct-flexi Idcw
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₹251.0 CrAUM
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₹13.03NAV
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1.04%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of UTI Credit Risk Fund Direct-flexi Idcw
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.70% | NA | 1.56% |
| 6 Months | 3.18% | NA | 6.78% |
| 1 Year | 6.46% | 6.46% | 11.50% |
| 2 Years | 16.57% | 7.97% | 10.29% |
| 3 Years | 25.12% | 7.76% | 9.30% |
| 5 Years | 62.31% | 10.17% | 10.13% |
| 7 Years | 16.93% | 2.26% | NA |
| 10 Years | 43.03% | 3.64% | 7.32% |
Compare UTI Credit Risk Fund Direct-flexi Idcw with other mutual funds in the same category
UTI Credit Risk Fund Direct-flexi Idcw
Bank Of India Credit Risk Fund Direct-growth
Bank Of India Credit Risk Fund Regular-growth
Asset Allocation
debt instruments
87.84%other assets or cash equivalents
10.12%UTI Credit Risk Fund Direct-flexi Idcw is one Debt mutual fund offered by UTI Mutual Fund. the fund aims Reasonable income and capital appreciation over medium to long term. Investment in debt and money market instruments. It manages assets worth ₹251.0 crore as on Sun May 31, 2026. The expense ratio stands at 1.04%. Fund Manager Manager EducationAbout UTI Credit Risk Fund Direct-flexi Idcw
The portfolio allocation consists of 87.84% in debt instruments, 10.12% in other assets or cash equivalents.Managed by Sunil Madhukar Patil, it has delivered a return of 6.46% in the last year, a total return since inception of 5.39%.
For those looking to take well-planned financial choices it makes sense to also explore which sip is best that align with long-term goals.
Key Metrics of UTI Credit Risk Fund Direct-flexi Idcw
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Standard Deviation0.90%
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Sharpe Ratio1.60%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Bank Of India Credit Risk Fund Direct-growth  |
₹88 | 0.69% | 7.17% | 17.32% | 9.98% | 27.78% |
| Bank Of India Credit Risk Fund Regular-growth |
₹88 | 0.65% | 7.04% | 16.83% | 9.58% | 27.36% |
| DSP Credit Risk Fund Direct Plan-growth |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Daily |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Monthly |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Quarterly |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Weekly |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Regular-growth |
₹258 | 1.14% | 6.72% | 9.08% | 15.68% | 12.12% |
| DSP Credit Risk Fund Regular-idcw |
₹258 | 1.14% | 6.72% | 9.08% | 15.68% | 12.12% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from UTI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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UTI Credit Risk Fund Regular Plan-flexi Idcw
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₹251 | 0.94% | 1.53% | 2.82% | 5.70% | 7.01% |
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UTI Credit Risk Fund Direct-growth
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₹251 | 1.00% | 1.70% | 3.18% | 6.46% | 7.76% |
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UTI Credit Risk Fund Regular Plan-growth
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₹251 | 0.94% | 1.53% | 2.82% | 5.70% | 7.01% |
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UTI Credit Risk Fund Regular Plan-idcw Half Yearly
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₹251 | 0.94% | 1.53% | 2.82% | 5.70% | 7.01% |
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UTI Credit Risk Fund Direct-idcw Half Yearly
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₹251 | 1.00% | 1.70% | 3.18% | 6.46% | 7.76% |
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UTI Credit Risk Fund Regular Plan-idcw Monthly
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₹251 | 0.94% | 1.53% | 2.82% | 5.70% | 7.01% |
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UTI Credit Risk Fund Direct-idcw Monthly
|
₹251 | 1.00% | 1.70% | 3.18% | 6.46% | 7.76% |
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UTI Credit Risk Fund Regular Plan-idcw Quarterly
|
₹251 | 0.94% | 1.53% | 2.82% | 5.70% | 7.01% |
|
UTI Credit Risk Fund Direct-idcw Quarterly
|
₹251 | 1.00% | 1.70% | 3.18% | 6.46% | 7.76% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| HDFC Credit Risk Debt Fund Regular-growth |
₹7,523 | ₹25.59 | 7.44% | 6.52% | 7.43% |
| HDFC Credit Risk Debt Fund Direct-growth |
₹7,523 | ₹27.80 | 8.08% | 7.16% | 8.11% |
| HDFC Credit Risk Debt Fund Regular-idcw |
₹7,523 | ₹23.56 | 7.44% | 6.52% | 7.43% |
| HDFC Credit Risk Debt Fund Direct-idcw |
₹7,523 | ₹24.37 | 8.08% | 7.16% | 8.11% |
| HDFC Credit Risk Debt Fund Regular-idcw Quarterly |
₹7,523 | ₹10.58 | 7.44% | 6.52% | 7.43% |
| HDFC Credit Risk Debt Fund Direct-idcw Quarterly |
₹7,523 | ₹10.94 | 8.08% | 7.16% | 8.11% |
| ICICI Prudential Credit Risk Fund-growth |
₹6,005 | ₹34.18 | 8.26% | 7.23% | 7.82% |
| ICICI Prudential Credit Risk Fund Direct Plan-growth |
₹6,005 | ₹37.89 | 8.97% | 7.93% | 8.60% |
| ICICI Prudential Credit Risk Fund-idcw Quarterly |
₹6,005 | ₹11.21 | 8.26% | 7.23% | 7.82% |
| ICICI Prudential Credit Risk Fund Direct Plan-idcw Quarterly |
₹6,005 | ₹11.90 | 8.97% | 7.93% | 8.60% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Net Current Assets | Unspecified | 10.12% | ₹25.40 Cr |
| Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100 | Entities | 9.41% | ₹23.62 Cr |
| Dewan Housing Finance Corporation Ltd Debenture 6.75 26/09/2031 | Financial | 7.07% | ₹17.73 Cr |
| Jtpm Metal Traders Limited Ncd 30ap30 Fvrs1lac | 6.28% | ₹15.76 Cr | |
| Vedanta Limited Sr 2 9.50 Ncd 20ag27 Fvrs1lac | Materials | 5.99% | ₹15.04 Cr |
| Aadhar Housing Finance Limited 8.65 Ncd 21ag27 Fvrs1lac | Financial | 5.98% | ₹15.01 Cr |
| Tata Projects Limited Sr O 8.47 Ncd 20nv26 Fvrs1lac | Industrials | 5.97% | ₹14.98 Cr |
| Adani Power Limited Sr Ii 8.20 Ncd 25jn29 Fvrs1lac | Energy & Utilities | 5.92% | ₹14.85 Cr |
| Shivshakti Securitisation Trust Ss Trust Ptc 15sept25 | 5.82% | ₹14.61 Cr | |
| Avanse Financial Services Limited Sr 40 9.60 Ncd 30ap27 Fvrs1lac | Financial | 5.77% | ₹14.48 Cr |
| Eris Lifesciences Limited Strpp Ii 8.73 Ncd 07ju27 Fvrs1lac | Healthcare | 4.58% | ₹11.49 Cr |
| Goi Sec 7.18 14/08/2033 | Entities | 4.02% | ₹10.09 Cr |
| 360 One Prime Limited 8.75 Ncd 10sp27 Fvrs1lac | Financial | 3.97% | ₹9.95 Cr |
| Aditya Birla Renewables Limited 8.6 Ncd 24sp27 Fvrs1lac | Energy & Utilities | 3.58% | ₹8.98 Cr |
| Godrej Seeds & Genetics Limited Sr 1 7.99 Ncd 26dc28 Fvrs1lac | Consumer Staples | 2.94% | ₹7.38 Cr |
| Godrej Seeds & Genetics Limited Sr 2 7.99 Ncd 26mr29 Fvrs1lac | Consumer Staples | 2.94% | ₹7.37 Cr |
| Eris Lifesciences Limited Strpp I 8.73 Ncd 07dc26 Fvrs1lac | Healthcare | 2.59% | ₹6.51 Cr |
| Bharat Highways Invit | Industrials | 2.04% | ₹5.12 Cr |
| 360 One Prime Limited 9.50 Ncd 19ju26 Fvrs1lac | Financial | 1.99% | ₹5.00 Cr |
| State Development Loan 32803 Up 29mr33 7.79 Fv Rs 100 | Unspecified | 0.88% | ₹2.20 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth |
₹14.64 | 9.98% | 27.78% | - |
| Bank Of India Credit Risk Fund Regular-growth |
₹14.24 | 9.58% | 27.36% | - |
| DSP Credit Risk Fund Direct Plan-growth |
₹59.55 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw |
₹12.48 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Daily |
₹11.09 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Monthly |
₹11.24 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Quarterly |
₹12.27 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Weekly |
₹11.15 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Regular-growth |
₹54.14 | 15.68% | 12.12% | - |
| DSP Credit Risk Fund Regular-idcw |
₹12.41 | 15.68% | 12.12% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
UTI Credit Risk Fund Direct-flexi Idcw
What is the current AUM of UTI Credit Risk Fund Direct-flexi Idcw?
As of Sun May 31, 2026, UTI Credit Risk Fund Direct-flexi Idcw manages assets worth ₹251.0 crore
How has UTI Credit Risk Fund Direct-flexi Idcw performed recently?
- 3 Months: 1.70%
- 6 Months: 3.18%
What is the long-term performance of UTI Credit Risk Fund Direct-flexi Idcw?
- 3 Years CAGR: 7.76%
- 5 Years CAGR: 10.17%
- Since Inception: 5.39%
What is the portfolio composition of UTI Credit Risk Fund Direct-flexi Idcw?
Debt: 87.84%, Others: 10.12%.
Who manages UTI Credit Risk Fund Direct-flexi Idcw?
UTI Credit Risk Fund Direct-flexi Idcw is managed by Sunil Madhukar Patil from UTI Mutual Fund.
Which are the top companies UTI Credit Risk Fund Direct-flexi Idcw has invested in?
- Net Current Assets – 10.12% of the fund's portfolio
- GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – 9.41% of the fund's portfolio
- Dewan Housing Finance Corporation Ltd Debenture 6.75 26/09/2031 – 7.07% of the fund's portfolio
- JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC – 6.28% of the fund's portfolio
- VEDANTA LIMITED SR 2 9.50 NCD 20AG27 FVRS1LAC – 5.99% of the fund's portfolio
Which are the major sectors UTI Credit Risk Fund Direct-flexi Idcw focuses on?
- Financial – 24.78% of the fund's portfolio
- Entities – 13.43% of the fund's portfolio
- Other – 12.10% of the fund's portfolio
- Unspecified – 11.00% of the fund's portfolio
- Energy & Utilities – 9.49% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
