Travel Insurance for Australia

Travel insurance for Australia from India is necessary only for some visa categories. However, since foreign visitors aren’t eligible for public Medicare, an emergency can be costly. Whether on Bondi Beach or exploring the Outback, ensure your journey is safe with travel insurance for Australia.

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Plans for an individual of 30 years age travelling to USA for 15 days
What is Travel Insurance for Australia?

Why Buy Travel Insurance for Australia?

Travel insurance for Australia provides financial protection against unforeseen medical and non-medical emergencies that may happen during your trip. It covers unexpected medical expenses, such as medical treatment, hospitalisation, medical evacuation, and even emergency dental care, etc.


Australia Travel insurance from India covers you for non-medical risks like lost, stolen, or delayed baggage, and expenses for replacing a lost passport. Additionally, it offers compensation for flight delays, personal liability in case of accidental injury or property damage to others, and benefits for accidental death or permanent disability.


There are many risks associated with traveling to Australia. Make sure you purchase travel health insurance for Australia.

Buy travel insurance for Australia now!

Fast Facts: Travel Insurance Australia

Category Specification
Travel Insurance to Australia Requirement Mandatory for some visas (Subclass 600) or in case of conditon 8501 (for parents/long stay visitors)
OVHC vs. Travel Insurance For stays >3 months, Overseas Visitor Health Cover (OVHC) is preferred over standard travel insurance as it aligns with Australian medical billing.
Adventure Sports Coverage Essential Add-on if you plan to go scuba diving (Great Barrier Reef), Surfing, and Skydiving.
Recommended Coverage USD 50,000 to USD 100,000 as Australian private hospital costs are among the highest in the world.

Travel Insurance Australia: Key Benefits

You must consider buying the best travel insurance for Australia from India, depending on your needs range of emergencies. Here are some of the key benefits offered by an Australia travel insurance plan:

Travel Insurance Australia: Key Benefits
Benefits of Travel Insurance for Australia from India

Travel insurance acts like a financial backup against unexpected situations, such as trip cancellations, theft, personal liability, etc.

Benefits of Travel Insurance for Australia from India

It covers unforeseen medical expenses including dental emergencies, hospitalisation, medical evacuation, etc.

Benefits of Travel Insurance for Australia from India

Insurers offer 24x7 assistance during your trip to Australia.

Benefits of Travel Insurance for Australia from India

Travel insurance from India to Australia offers peace of mind as it protects you against travel inconveniences.

Help us understand your insurance needs

Documents Required for Australia Travel

Travelling outside your home country sure is a tedious task. You not only need to pack your bags but also get your hands on some important documents while travelling. Some of the most common documents you need while travelling to Australia are given below.

Australia Entry Requirements from India

The following documents are required before you head to Australia from India.

Complete Australia visa application

Recent passport-sized photos

Passport photocopy

Proof of sufficient funds such as financial assets, pay slips, bank statements, etc

Income Tax Returns

Flight booking, trip and stay details

Documents showing ties to India

A travel insurance to Australia from India to cover unexpected medical expenses that may arise.

*Disclaimer- This is a common list of documents and may vary depending upon your visa category and other procedures

Travel Insurance Purchase

The following are the documents required to purchase travel insurance.

Passport details of travellers

A valid identity proof

Trip and booking details

KYC may be required

Travel Insurance Claim

The following are the documents required for travel insurance claim.

FIR or police report for criminal cases

Copy of your passport with immigration stamps

ID Proof

Completed claim forms

Copy of your original policy

Original bills and receipts

*Disclaimer- This is a common list of documents and may vary insurer to insurer

Australia Travel Insurance Add-Ons

Australia Travel Insurance from India: Add-Ons

Travel insurance for Australia covers various unforeseen situations but it comes with some limitations. To enhance this coverage, you can include add-ons and increase the coverage. Scenarios such as baggage loss, passport theft, and medical expenses, are usually covered in a standard policy. However, things like pre-existing diseases, cover for adventure sports-related injuries, etc, are not included in a standard policy and can only be covered by purchasing a travel insurance add-on at an additional premium.

Get plan with adventure sports cover

What Does Travel Insurance Australia Cover?

International travel insurance for Australia from India covers several things. Some of the common inclusions and exclusions are as follows:

Covered in Policy

The following are the cases that are mostly covered under your international travel insurance policy:

Medical Expenditure

A travel health insurance for Australia from India will cover unforeseen medical expenses, accidents, etc.

Personal Liabilities

Australia travel insurance for visitors also covers liabilities caused to third parties or property.

Loss of Belongings

The insurer is liable to compensate in case of passport and luggage/baggage loss

Trip Delay and Cancellations

Australia travel insurance will also provide coverage against any flight delays, trip cancellations, and more.

Home Burglary

Several insurers also often compensate for the losses incurred if there is an attempted burglary at your house while you are on a vacation.

*Disclaimer- You must read your policy wordings thoroughly to know the exact inclusions of your travel insurance for Australia.

Not Covered in Policy

The following are the cases that are not covered under your Australian international travel insurance policy:

Medical Exclusions: Medical tourism (travelling for treatment), travelling against doctor’s advice, nervous/mental disorders, PED conditions (unless you have purchased PED add-on), self-inflicted injuries, routine check ups or cosmetic surgeries

Travel Exclusions: Losses incurred due to civil war, rebellion, or military actions, Chemical or biological weapons, and acts of terrorism are not covered. Loss due to your own negligence such as leaving your passport unattended and it was stolen, then you won't be covered for it.

Legal Exclusions: Any liability claims related to employment or professional activities, intentional damage caused to a third party, legal action taken against travelling companions or family members are not covered.

*Disclaimer- You must read your policy wordings thoroughly to know the exact exclusions of your travel insurance for Australia.

Visa Information for Australia from India

Most foreign visitors, including Indians, must apply for an Australian visa before their visit. Depending on your purpose of visit, you can apply for a specific visa. All the details can be availed from the Australian online portal. The various categories of Australian visas are listed below. All of these visa categories have further subclasses of visa depending on your purpose of visit:

Studying and training visas

Visitor visas

➣ Family and partner visas

Working and skilled visas

➣ Refugee and humanitarian visas

➣ Other visas (Medical treatment visas, maritime crew visas, investor retirement visas etc.)

➣ Repealed visas

➣ Official

➣ Courtesy

➣ Privilege Entry Visa

Australia Visa Procedure for Indians

Australia Visa Procedure for Indians
1

Determine Your Visa Requirements

Figure out which visa you wish to apply for depending on the purpose of your trip.

2

Apply Online

Go to the official website of Australian High Commission

3

Create an 'ImmiAccount'

Register and make an account on the official portal 'ImmiAccount'.

4

Log In

Log in to the portal using your credentials and choose the visa type

5

Fill the Form

Complete your visa application form for Australia

6

Submit Documents

Upload all the required documents to complete the Australian visa application.

7

Payment of Fee

Pay the visa fee and submit the application

Travel Insurance is recommended for Australia trip

Buy travel health insurance for Australia

Australia Travel Guide for Indians

To have the perfect trip to Australia, you need that perfect itinerary, the best time to visit Australia and much more. Some important things to keep in mind before your trip to Australia are listed below.

Things to Keep in Mind When Traveling to Australia
Currency in Australia

Currency in Australia

The currency used in Australia is the Australian Dollar. Here is the latest exchange rate to get an estimate:

➣ 64.15 INR = 1 Australian Dollar = 0.69 USD

Indian Embassy in Australia

Indian Embassy in Australia

Your travel insurance for Australia from India will mostly protect you and cover many expenses. However, in case of any serious issue, you can contact the Indian Embassy in Australia:

➣ Tel: 0432 585 493

Things to Keep in Mind When Traveling to Australia
Besides cash, don't forget to buy a good travel credit card before leaving for Australia. It will come in handy for souvenir shopping and will reduce the hassle of carrying cash everywhere. Also, invest in travel insurance Australia so that any financial emergencies are covered by your Australian international travel insurance plan.

Why Buy from Policybazaar.com?

Buying from us comes with a lot of benefits:

Travel insurance for Australia from India

Compare multiple policies on the go

Easy Comparison: Compare multiple policies on the go

All the policies are visa compliant, meeting Australia visa requirements

Accepted Worldwide: Plans that are approved worldwide, including visa insurance requirements.

Find the cheapest travel insurance for Australia Visa

Budget-friendly: Find the cheapest travel insurance for Australia

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Claim Assistance throughout Globe

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Australia Itinerary

The 'Last of Lands' is popular for places like Sydney, the Blue Mountains, Whitsundays, and more. To enjoy every day in Australia, you must carefully plan your itinerary and trip. You can check below to find out about some of the most popular destinations in Australia.

1

Decide the duration of your trip and finalise your travel dates

2

Book your flight tickets and make hotel reservations in advance

3

Plan out the places you wish to visit during your Australia trip as per your trip duration

4

List out the activities like adventure sports, trekking, camping, etc, you want to do when in Australia

5

Get to know the mode of transportation and rail network of Australia

Trouble Planning Your Itinerary for Australia?

Australia Itinerary?
Best Time to Visit Australia Countries

Best Time to Visit Australia

Most travellers consider Spring as the best time to visit Australia, i.e. between September and November. The autumn season between March and May is also a great time to plan a trip across Australia. During these seasons, the weather is not too hot or cold. However, during summer and winter breaks, the flights are very expensive and may not be feasible for your budget.


However, the best time to visit Australia entirely depends on your budget, interests, and climate preferences. Summer is a great time to hike the Overland Track of Tasmania or to take a dip at the beach.


Secure your Australia trip anytime of the Year

Get your trip insured now

International Airports in Australia

Airport Nearby Location (Approx.) Flight Type from India
Sydney Airport (New South Wales) & IATA/ICAO 8 km from Sydney Both direct & connecting (e.g., Delhi–Sydney
Melbourne Airport (Victoria) SYD / YSSY Tullamarine, 23 km from Melbourne Both direct & connecting
Brisbane Airport (Queensland) PER / YPPH 10 km from Perth Some direct flights from Delhi, Mumbai Connecting flights via the Middle East or Asia
Adelaide Airport (South Australia) PER / YPPH 7 km from Adelaide Connecting flights via Singapore, Dubai
Cairns International Airport (Queensland) CNS / YBCS Cairns, close to the Great Barrier Reef Connecting flights
Gold Coast Airport (Queensland) OOL / YBCG Bilinga, 25 km from Surfers Paradise Limited flights via Brisbane or Sydney; few direct flights from India
Money-Saving Tips in Australia Countries

Money-Saving Tips in Australia

Australia offers a spectacular experience to tourists but exploring the whole city without a proper budget could burn a hole in your pockets. Here are some ways to save money while travelling to Australia:

Advance Bookings

Book your flight tickets and hotel accommodations in advance to get the best price and manage your budget to get the most out of your trip to Australia.

Walk and Explore

The best way to explore Australia is by walking across the lush green streets, beaches and colourful neighbourhoods.

Use Public Transport

Use public transport instead of cabs to explore cities like Sydney, Melbourne, and more.

Access Free Wi-Fi

Use the free Wi-Fi available in several restaurants, hotels, libraries, shopping centres and free public hotspots in major cities.

Travel During Shoulder Season

Travelling during the shoulder season (spring or autumn) will help you save money on flights and hotel booking.

No matter where you choose to go or what you choose to do, don't forget to have Australian international travel insurance from India to keep you protected at all times.

Most Visited Places in Australia

Most Visited Destinations in Australia Countries
  • Sydney – The city has some of the most iconic attractions and beaches. You can visit the Sydney Harbour Bridge and the Sydney Opera House, and explore the cultural icons when in the city.

  • The Great Barrier Reef – If you are looking for world-class coastal experiences, you must take a swim at The Great Barrier Reef with stunning coral formations, the giant clams, and rare species of whales.

  • Kangaroo Island – Head to Kangaroo Island and see koalas, kangaroos, sea lions, seals, and also enjoy its local food and beverages.

  • Kakadu National Park – Listed as a World Heritage, the Kakadu National Park is the biggest national park in Australia, known for its escarpments, lush rainforest, and 20,000-year-old galleries.

  • Whitsundays – Whitsundays is apt for sailing, snorkelling, and coastal views. A tropical paradise in Queensland, it is a combination of relaxing and adventurous experiences.

Popular Indian Restaurants in India

Even your dream international trip to Australia can make you crave some home food. Here are some of the best places to find Indian food while you're in the Land Down Under.

Restaurant Location Popular Dishes Highlights
Moti Mahal Restaurant Malvern, Melbourne (VIC) Mughlai food like Chicken Boti Kebab, Mughlai Chicken Offers both veg and non-veg
Nirankar Restaurant Melbourne (VIC) Butter Chicken, Mutton Curry, Malai Kofta Veg options like Kofta, Nepali & Indian cuisines
Spice Guru Indian Crows Nest, Sydney (NSW) Daal Makhani, Dosa, Samosa, Kebab, Gol Gappa, Rumali Roti, Curries Excellent variety for veg, vegan, and non-veg
The Grand Palace Sydney CBD (NSW) Traditional curries, royal-style dining Vegetarian, vegan, gluten-free, halal meat, also no onion/garlic options
Maya Da Dhaba Surry Hills, Sydney (NSW) Papdi Chat, Aloo Tikki, Vegetable Cutlet, Jalebi Vegan and gluten-friendly thalis; homely, affordable
Annalakshmi (chain) Across Australia Traditional northern & southern Indian vegetarian specialities Fully vegetarian
The Logical Indian Adelaide, SA Idli, Chicken 65, seeraga samba biryani, Kerala-style steamed fish Fusion of popular favourites and Tamil cuisine
Krish Indian, Chutney Mary's Gold Coast, QLD Butter chicken, goat curry, vegan menus & samosas Mix of veg & non-veg; vegan options available

Australia Travel: Safety & Precautionary Measures to be Undertaken

Given its abundant attractions and well-developed cities, Australia offers a spectacular experience to tourists. Make sure to take the following precautions while you're in Australia:

  • Carry your own medicines with necessary prescriptions. Some over-the-counter drugs may require a prescription here.

  • Australia is pretty close to the Ozone hole, so make sure to carry a lot of broad-spectrum sunscreens.

  • A rabies vaccine is recommended if you plan to volunteer at an animal shelter or hike outdoors.

  • Australia has different climates in different parts, so it is wise to know the best time to visit Australia for your preferred activity. For example, summer is perfect for visiting northern Australia but not the southern parts.

  • Always have travel insurance to visit Australia. This will keep you safe from all the financial emergencies that may come your way.

Travel Insurance for Australia from India: FAQs

  • Q. What are the benefits of Australia travel insurance policy?

    Ans: A travel insurance India to Australia trip can help you provide a financial backup and recover money in case of trip cancellation, flight delay, medical expenses, baggage loss, loss of passport, etc. You can compare several travel insurance Australia plans on policybazaar.com and choose the best option.
  • Q. What is not covered by travel insurance Australia from India?

    Ans: Some of the things that your travel insurance for trip to Australia will not cover include self-inflicted injuries or illnesses, medical treatment required for HIV/AIDS, pre-existing diseases that were not disclosed earlier, medical expenses caused due to drug or alcohol abuse, etc.
  • Q. How can I buy the best travel insurance for visitors to Australia from India?

    Ans: You can easily buy travel insurance for Australia trip online through Policybazaar.com after comparing available travel insurance for visitors to Australia. Depending on your requirements and budget, you can go for the plan that works for you. Payment can be easily made online.
  • Q. Who is eligible to buy Australian international travel insurance?

    Ans: Any Indian travelling to Australia can buy an Australia travel insurance from India using all the required documents such as flight tickets, itinerary, identity proof, etc.
  • Q. Can business travellers buy travel insurance for Australia from India?

    Ans: Business travellers or frequent flyers can buy multi-trip Australia travel insurance plan.
  • Q. Do I need travel insurance for Australia from India?

    Ans: Some visas for Australia require mandatory travel health insurance for Australia with adequate coverage. However, Australia insurance for tourists is strongly recommended as you won’t be eligible for any public or private Medicare which is available to local citizens.
  • Q. What is travel insurance for Australia from India cost?

    Ans: You can find an Australian travel insurance policy from policybazaar.com starting INR 682 for a 30 year old traveller going on a 15 day trip. You can also compare and buy the plan depending on your budget and requirements.
Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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Travel Insurance Reviews & Ratings
4.8 / 5
Fatima
Hathras, December 13, 2025
Always responsive
I’ve been with Policybazaar for the last 4 years, and they’ve never disappointed me. Always supportive, always responsive.
Kanishka
Manglore, December 10, 2025
Good Past History
Earlier, I purchased health insurance through Policybazaar and was impressed by the claim process. That is why I decided to take travel insurance as well. Satisfied customer so far.
Jagdip
Kanpur, December 08, 2025
Timely Support
Good and timely response for my claim. Contrary to other agents who support only when purchasing the policy, the Policybazaar team helped at the time of claim.
Pushpendra
Chennai, December 06, 2025
Smooth Experience
The cashless hospitalisation process during our Europe trip was smooth, and we were able to return home safely without any major hiccups.
Lalit
Haridwar, December 03, 2025
Lost Passport
I recently travelled to Europe with my family, but just as we were about to board the return flight, I lost my wallet with all our passports and cash. Thanks to my travel insurance, I was able to get immediate assistance and financial support.
Yashika
Udaipur, December 01, 2025
Happy Customer
Got the best deals on travel insurance through Policybazaar. Services were also satisfactory.
Uday
Delhi, November 29, 2025
Lost Baggage
I lost my luggage during my work trip.The airline took days, but Policybazaar ensured I received compensation quickly. Very grateful that they fulfilled all their promises.
Ishita
Navi Mumbai, November 27, 2025
Full Support
Initially, I raised my claim with the insurer directly, but got no response. Then I reached out to Policybazaar and they helped me settle the claim within a week.
Harsh
Surat, November 24, 2025
Happy Customer
I was nervous about buying insurance online.But the representative explained every detail calmly and solved all my doubts.
Pranit
Nagpur, November 22, 2025
Very Trustworthy
I had a question about my policy late at night. Didn't expect a reply, but the Policybazaar team responded instantly! Polite, patient, and helpful. Made me trust online insurance completely.

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Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 | CIN: U74999HR2014PTC053454 | Policybazaar is registered as a Composite Broker | Registration No. 742, Valid till 09/06/2027 | License category - Composite Broker | Contact Us | Legal and Admin Policies

* Price shown is for a 30 day trip to Australia with 50,000 dollar coverage for an adult of age 25 years

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