Bajaj General Senior Citizen Travel Insurance (Formerly Known as Bajaj Senior Citizen Travel Insurance)

Why Purchase Chola MS Leisure Travel Insurance?

Be it a business trip or vacation, it should be hassle-free. This overseas insurance plan makes sure that your trip becomes memorable and you stay protected during your wholes trip. If you are going on a business-related trip, going to meet a family member or a friend then you can consider purchasing this policy.

Features & Benefits of Chola MS Leisure Travel Insurance

This travel insurance comes with several features and benefits. They are as follows:

• This insurance plan comes in three categories. Silver cover, Gold cover, and Senior Citizen Cover.
• Silver cover is a simple and cost-effective plan
• Gold cover is a comprehensive insurance plan
• Senior citizen plan is for the people between the age of 71 and 80 years.
• The insurance plan provides door-to-door cover so that you stay protected from the second you step out of your house and come back after your trip.
• Covers both business and personal trips
• You can protect your family under this plan. A kid as young as 3 months of age and an elderly of 80 years of age.
• People up to the age of 65 do not require medical check-ups for purchasing this policy
• You can pay for the exact duration of your trip and would not have to pay on a slab-based premium.
• Express Claim Processing- Hassle-free, super-fast claim settlement with international tie-ups and Cashless settlement of hospitalization claims abroad.

Things to Know About Chola MS Leisure Travel Insurance

Chola MS Leisure Travel Insurance: Inclusions

Chola MS Leisure travel insurance plan provides you coverage for the following:

• Emergency medical, transportation back to India, dental emergency expenses following an accident, compensation following accidental injuries.
• Expenses incurred for obtaining a new passport or other documents, or loss of passport/ international driving license.
• Delay in flight or missed departure/connection, the situation involving hijack distress
• Expenses on emergency purchases of consumables due to any delay in handling checked-in baggage.
• Personal accident cover for any permanent/total disability
• Any Legal Liability burdened upon you due to causing bodily injury or property damage to any third party.
• Travel expenses are borne in case the traveling employee needs to be replaced.
• Hijack relief expenses.
• Financial emergency and hospital daily cash cover.
• If you lose your driving license during the trip then it provides cover for the expenses of obtaining a duplicate license
• In case of trip cancellation and trip curtailment, there will be a reimbursement for any non-refundable expenses
• Reimbursement is provided for the amount spent on a meal if the trip gets delayed for more than 12 hours if the airport does not cover these expenses
• Loss or damage caused to the contents of the policyholder’s home in India while he/she is traveling.

Chola MS Leisure Travel Insurance: Exclusions

Chola MS does not provide cover for the following:

• Travel against medical advice or for the purpose of obtaining medical treatment.
• Self-inflicted injuries, suicide, mental disorder, intentional involvement in dangerous situations.
• Expenses due to pregnancy, congenital diseases, HIV/AIDS and all concomitant health conditions
• Expenses War/invasion/public defense/ riot, terrorism, or any breach of law with criminal intent.
• No cover is provided if the insured is going to another country solely for any kind of treatment
• Any kind of criminal activity causing loss or damage is not covered
• Any kind of loss coming from the use of alcohol, drugs, etc. are not covered

Chola MS Leisure Travel Insurance: Eligibility Criteria

Here are the eligibility criteria for purchasing the Chola MS Leisure travel insurance plan.

• If you are an Indian citizen then you can purchase this plan
• People between the age of 18 and 80 years  can purchase this policy
• Policyholder can cover family member as young as 3 months old kid