Tata AIA Life Insurance Fortune Pro Plan

The Tata AIA Life Insurance Fortune Pro Plan is an investment product offered by Tata AIA Life Insurance Company Limited. This plan is designed to provide financial protection and investment opportunities to policyholders. Policyholders can invest premiums in various funds, to grow their wealth. The plan provides flexibility in premium payments and additional benefits like riders for critical illness or accidental death.

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ULIP Plan Overview
  • Returns Up to 15%
  • Tax-Free Maturity Value
  • In Built Life Cover
  •   Plan with 0 GST
  • 4.8 Rated
  • 13.2 Crore Registered Consumer
  • 53 Partners Insurance Partners
  • 6.29 Crore Policies Sold

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13.2 Crore
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Insurance Partners
6.29 Crore
Policies Sold

Top ULIP Plans

Fund Details
Fund Size
NAV
5 Year
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187.48 0.51%
8.53%
10.11%
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Top 300 Alpha 50 Pension Fund
Fund Size: 40 Cr
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10.06 -0.04%
16.1%
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18.6% Highest Returns
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Fund Size: 4 Cr
4 Cr
10.05 0.02%
22% Highest Returns
21.62%
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Opportunities Fund
Fund Size: 3,622 Cr
3,622 Cr
58.48 0.23%
13.3% Highest Returns
12.8%
12.6%
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Multi Cap Fund
Fund Size: 10,579 Cr
10,579 Cr
64.22 0.26%
21%
20.45%
22% Highest Returns
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Accelerator Mid-Cap Fund II
Fund Size: 5,680 Cr
5,680 Cr
80.71 0.42%
12.53%
13.61%
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Multiplier
Fund Size: 5,426 Cr
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102.12 0.64%
16.13% Highest Returns
16.07%
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Frontline Equity Fund
Fund Size: 4,837 Cr
4,837 Cr
67.43 0.11%
12.27%
13.76% Highest Returns
13.42%
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Virtue II
Fund Size: 3,330 Cr
3,330 Cr
69.25 0.28%
12.48%
16.05% Highest Returns
15.02%
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Pension Nifty Alpha 50 Index Fund
Fund Size: 5 Cr
5 Cr
10.3 -0.04%
16.1%
-
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Fund Size: 1,446 Cr
1,446 Cr
33.05 0.07%
7.27%
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Life Pure Equity Fund 2
Fund Size: 493 Cr
493 Cr
54.01 0.29%
13.31%
14.02% Highest Returns
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Fund Size: 1,051 Cr
1,051 Cr
73.1 -0.02%
11.97%
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Equity Top 250 Fund
Fund Size: 526 Cr
526 Cr
55.47 0.11%
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130 Cr
54.17 0.23%
10.99%
12.92% Highest Returns
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Large Cap Equity Fund
Fund Size: 145 Cr
145 Cr
57.3 0.09%
8.19%
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Accelerator Fund
Fund Size: 219 Cr
219 Cr
46.56 0.21%
12.47%
13.32% Highest Returns
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Enhancer Fund-II
Fund Size: 1,126 Cr
1,126 Cr
52.16 0.16%
9%
9.95%
11.17% Highest Returns
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Pension Bond Fund
Fund Size: 0 Cr
0 Cr
0.00%
10%
-
11.02% Highest Returns
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Midcap Fund
Fund Size: 1,753 Cr
1,753 Cr
90.83 0.43%
16.39%
16.9% Highest Returns
14.67%
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Best ULIP Funds - Consider the best performing ULIP funds to invest in 2026 with Policybazaar. Find the list of best ULIP funds in India on the basis of Returns, Latest Nav, Fund Size and Categories

Data source : value research

Returns as on 17-06-2026. The returns are the returns of best-performing fund in the plan

Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s Read More

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What is Tata AIA Life Insurance Fortune Pro Plan?

The Tata AIA Life Insurance Fortune Pro Plan is a Unit-Linked Insurance Plan (ULIP) that offers a combination of life insurance protection and investment potential. It is designed to help you achieve your long-term financial goals, such as retirement planning, child's education plan, or wealth creation.

What is the Eligibility Criteria for Tata AIA Life Insurance Fortune Pro Plan?

Criteria  Details 
Minimum Issue Age  0 years (30 days)
Maximum Issue Age  65 years
Minimum Maturity Age  18 years
Maximum Maturity Age  80 years
Policy Term 6 to 40 years
Premium Paying Term Single Pay
Limited Pay – 5 to 20 years
Regular Pay – 12 to 40 years
Pay Mode Single, Annual, Semi-Annual,
Quarterly, Monthly
Minimum Premium Single Pay – ₹25,000
Regular/Limited Pay – ₹12,000per annum
Maximum Premium Single Pay – ₹5,00,000
Regular/Limited Pay – ₹5,00,000
per annum
Minimum Basic Sum Assured For Single Pay –
1.25 times the Single Premium
For Regular / Limited Pay –
7 * AP
Maximum Basic Sum Assured For Single Pay –
  Max Multiple of Single Premium
Entry Age / Policy Term Up to 10 11 to 20 >20
< =35 10 5 1.25
36 to 40 7 5 1.25
41 to 45 5 1.25 1.25
> 45 1.25 1.25 1.25
For Regular / Limited Pay  
Entry Age Band Maximum Multiple of AP
0 to 29 30
30 to 35 20
36 to 45 Higher of the (Policy Term/
2 or 15)
46 to 65 Higher of the (Policy Term/
2 or 10)

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What are the Features and Benefits of Tata AIA Life Insurance Fortune Pro Plan?

Here are the features and benefits of Tata AIA Life Insurance Fortune Pro Plan: 

  • Flexible Premium Options: Choose terms and payment modes aligning with your financial goals.

  • Optional Riders: Enhance coverage with additional benefits for family protection and premium waiver.

  • Strategized Investment: Implement Enhanced SMART (Enhanced Systematic Money Allocation & Regular Transfer) portfolio strategy for structured growth in volatile markets.

  • Tax Benefits: Enjoy tax advantages as per prevailing income tax laws.

  • Affordable Investment: Start with just Rs 1000/month.

  • Regular Loyalty Additions: Boost investments over time.

  • Diverse Fund Options: Choose from a range of funds for enhanced opportunities.

Invest more and Get more with ULIP Plan Invest more and Get more with ULIP Plan

How Does Tata AIA Life Insurance Fortune Pro Plan Work?

The Tata AIA Life Insurance Fortune Pro Plan offers a simple process, this is how the plan works:

Step 1: Select Sum Assured: Choose the sum assured based on your premium payment mode - Single Pay, Regular Pay, or Limited Pay.

Step 2: Choose Policy Term and Premium Payment Term: Policy terms range from 6 to 40 years, while premium payment terms vary from Single Pay to Limited Pay (5 to 20 years) to Regular Pay (12 to 40 years).

Step 3: Complete Online Purchase: Use digital payment channels to pay premiums and finalize the purchase online.

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Riders Under Tata AIA Life Insurance Fortune Pro Plan

  1. Tata AIA Accidental Death and Dismemberment (Long Scale) (ADDL) Linked Rider

    Linked, Individual, Health Insurance Rider (UIN: 110A027V02 or later)

  2. Tata AIA Waiver of Premium (Linked) Rider

    Linked, Individual, Health Insurance Rider (UIN: 110A026V02 or later)

  3. Tata AIA Waiver of Premium Plus (Linked) Rider

    A Non-Linked, Non-Participating, Individual Health Insurance, Premium Paying Rider (UIN: 110B029V02 or later)

  4. Tata AIA Vitality Protect Plus

    A Non-Linked, Non- Participating Individual Health rider (UIN: 110A048V03 or any later version)

  5. Tata AIA Vitality Health Plus

    A Non-Linked, Non- Participating Individual Health rider (UIN: 110A047V02 or any later version)

  6. Tata AIA Life Insurance Linked Comprehensive Health Rider

    A Non-Linked, Non- Participating Individual Health rider (UIN: 110A031V03 or any later version)

  7. Tata AIA Life Insurance Linked Comprehensive Protection Rider

    A Non-Linked, Non- Participating Individual Health rider (UIN: 110A032V03 or any later version)

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Exclusion Under Tata AIA Life Insurance Fortune Pro Plan

In the unfortunate event of death by suicide within 12 months from the policy's commencement or revival date, the nominee or beneficiary shall receive the fund value/policy account value as of the date of death notification. Any charges, except Fund Management charges, incurred after the date of death will be reimbursed to the nominee or beneficiary along with the death benefit.

Additional Plan Details of Tata AIA Life Insurance Fortune Pro Plan

  • Free Look Period: You have the option to cancel the policy within 15 days (extended to 30 days for distance marketing) of receiving it, provided you state objections or reasons in writing. Upon cancellation, you'll receive the non-allocated premium, charges, fund value, minus applicable deductions like risk premium and stamp duty.

  • Grace Period: A grace period of 30 days (15 days for monthly mode) is provided for unpaid premiums, during which the policy remains in force with the risk cover intact.

  • Backdating: Backdating is not permitted under this plan.

  • Policy Loan: Policy loan facility is not available.

  • Juvenile Policy: If the policy is issued for a minor, it automatically vests in the life insured upon reaching the age of majority.

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  • Exclusions: Death by suicide within 12 months from policy commencement or revival results in the nominee receiving fund value. Rider benefits have separate exclusion clauses.

  • Tax Benefits: Tax benefits are available as per prevailing tax laws, subject to conditions. Tax laws may change, and consult with a tax consultant for accurate information.

  • Assignment and Nomination: Allowed as per provisions of the Insurance Act 1938.

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Frequently Asked Questions

  • What is the Tata AIA Life Insurance Fortune Pro Plan?

    It's a ULIP combining life cover with potential market-linked returns and investment flexibility.
  • What are the investment options?

    Choose from 6 funds (equity, debt, balanced) based on your risk tolerance.
  • Can I withdraw money under Tata AIA Life Insurance Fortune Pro Plan ?

    Partial withdrawals allowed after 5 years, subject to policy terms and conditions.
  • Are there additional benefits?

    Optional riders like accidental death and premium waiver are available.
  • What are the charges under this plan?

    Policy charges include premium allocation charges, fund management fees, etc. Check the plan brochure for details.
  • Who should opt for Tata AIA Fortune Pro?

    • Young Working Professionals: Investing in a ULIP like Tata AIA Fortune Pro during early service years can help manage investment risks while aligning with medium to long-term goals.

    • Seeking Diversification: Investors aiming for portfolio diversification can benefit from a ULIP, earning market-linked returns while securing extensive life cover for their family's financial stability.

    • Desiring Market-Linked Returns: New investors seeking guided investment in market-linked instruments can choose a ULIP tailored to their risk profile and investment objectives.

    • Planning Retirement: ULIPs like Tata AIA Fortune Pro offer market-linked returns, helping in wealth accumulation for retirement, ensuring financial security during post-work years.

  • What is the Fortune Pro plan?

    The Fortune Pro Plan is a comprehensive life insurance policy offered by Tata AIA Life Insurance Company. Under this ULIP policy, policyholders receive life insurance coverage to secure their loved one's financial future in case of unfortunate events. This plan also offers the potential for wealth creation through investments in market-linked funds.
  • What are the returns of TATA AIA Fortune Pro?

    The returns of Tata AIA Fortune Pro depend on the performance of the funds in which the premiums are invested. The returns of each fund will vary depending on the market conditions.
  • Is TATA AIA Fortune Pro a mutual fund?

    No, Tata AIA Fortune Pro is not a mutual fund. It is a unit-linked insurance plan (ULIP), which means that the premiums paid are invested in a variety of funds, but the policyholder does not own units in the funds directly. Instead, the policyholder owns a policy that entitles them to a share of the fund's assets.
  • What is the surrender value of TATA AIA fortune pro?

    The surrender value of Tata AIA Fortune Pro depends on the performance of the funds in which the premiums have been invested, the premium payment term, and the amount of premiums paid.
Reviews & Rating
4.6 / 5
(Showing Newest 10 reviews)
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Preeti
Hyderabad, January 27, 2026

Smart Savings Smart Choice

"Reliance Nippon Life Smart Savings Insurance Plan purchased through PolicyBazaar is a smart choice for long term savings. The plan features are comprehensive ensuring financial security. Kudos to PolicyBazaar for their impressive service."

A
Akash
Chennai, January 27, 2026

Optimizing Wealth Optimizing Future

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S
Sangeeta
Bengaluru, January 27, 2026

Wealth Accumulation Simplified

"SBI Life Smart Wealth Builder made easy by PolicyBazaar gives you easy way to make more money. The plan has strong stuff keeping your future safe. PolicyBazaar did very good service."

D
Deepak
Udaipur, January 27, 2026

PolicyBazaar Setting the Standard for Service

"PolicyBazaars service set a high standard. Their teams knowledge and assistance in choosing the right ULIP plan were exemplary. A top notch experience overall."

N
Neha
Vadodara, January 27, 2026

A Trustworthy Advisor

"PolicyBazaar acted as a trustworthy advisor in helping me select the right ULIP plan. Their teams expertise and professionalism were commendable. Highly satisfied."

V
Vikram
Surat, January 27, 2026

Service Par Excellence

"The service provided by PolicyBazaar was par excellence. Their team went above and beyond to help me choose the right ULIP plan. Kudos to the PolicyBazaar team."

A
Ananya
Mumbai, January 27, 2026

The Epitome of Customer Service

"PolicyBazaars customer service is exemplary. Their team assisted me in selecting the perfect ULIP plan making the entire process seamless. Highly impressed."

N
Nisha
Amritsar, January 27, 2026

ICICI Pru Signature Signature Investment for Future

"Choosing ICICI Pru Signature through PolicyBazaar was a signature move. The plans features are exceptional providing diverse investment options. PolicyBazaars service was outstanding."

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Alok
Jaipur, January 27, 2026

Maximized Savings Minimum Hassle

"Opting for Max Life Online Savings Plan via PolicyBazaar was a great decision. The plans features are outstanding and PolicyBazaar service is top notch. Highly recommended."

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Sunita
Chandigarh, January 27, 2026

A Click to Secure Future

"HDFC Life Click two Invest bought through PolicyBazaar provides a secure investment avenue. The plan features are comprehensive and user friendly. PolicyBazaar service was commendable throughout."

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*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
Tax benefit is subject to changes in tax laws
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

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