United India Suhana Safer Policy

Why United India Suhana Safer Policy?

This plan is offered by one of the oldest operating general insurance companies in India. With a workforce exceeding 12,500 people serving over 1.74 crore Indians, this policy has been designed to meet the common man's travel needs while they're moving within the country.

The policy covers these risks in the case of the insured traveler along with their spouse and dependent children. The period of outstation travel within India from specific places of departure is thus protected for the peace of mind of the traveler. This travel insurance plan can be purchased by anyone for a maximum duration of 60 days

Features & Benefits of United India Suhana Safer Policy

Some of the key benefits offered by this policy are:

• Provides reimbursement of up to Rs. 1 lakh in case of personal accident
• Protection is offered to the insured’s spouse and dependent children as well
• Provides compensation for baggage loss as per the limit mentioned in the policy schedule
• The policy offers education funds for the insured’s dependent children in case of their demise

Things to Know About United India Suhana Safer Policy

Inclusions under the United India Suhana Safer Policy

Given below are some of the coverage that this policy will provide the insured traveler:

• The policy will provide compensation for the medical expenses incurred while traveling.
• Risk Up to Rs.1 lakh per head with reimbursement of reasonable actual emergency incidental expenses up to Rs.1000/- per head both as defined in the policy.
• Bodily injury sustained by the insured arising out of an accident resulting in death or disablement within 12 calendar months of the accident will be indemnified.
• In case the injury caused results in their temporary total disablement rendering them incapable of employment, the policy will pay either 1% or Rs. 5000 per week as per the policy terms
• In case of the insured person's death, the policy will pay for the expenses in transporting their mortal remains to the place of their residence
• In case of total disablement, the policy will provide compensation towards the education fund of their dependent children below 23 years.
• Loss or damage to the insured’s baggage due to fire, riots, malicious damage, theft, etc. is covered for the actual value of the articles but not exceeding Rs. 500 per article unless declared.

Exclusions under the United India Suhana Safer Policy

The policy will not provide any coverage benefits in case of the following events:

• Compensation for more than one sub-clauses during the same period of disablement
• Any payment if the death or disablement of the insured has been caused due to intentional self-harm, suicide, or attempted suicide, etc.
• If the damage has been caused under the influence of drugs or intoxicating liquor
• Damage caused by insanity or venereal diseases
• Loss arising due to breach of law with deliberate criminal intentions
• Death or disablement because of pregnancy or related conditions

United India Suhana Safer Policy Eligibility Criteria

This plan can be bought by Indians traveling within the country. It can be extended to the insured's spouse and dependents, given that the trip is less than 60 days. Coverage will be offered for a single round of travel for the places that have been already declared; including their scheduled date of return.

United India Suhana Safer Policy - FAQs