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Fund Overview of Aditya Birla Sun Life Credit Risk Fund Direct-growth
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₹1,391.0 CrAUM
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₹27.53NAV
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0.78%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Aditya Birla Sun Life Credit Risk Fund Direct-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 2.59% | NA | 1.56% |
| 6 Months | 7.71% | NA | 6.78% |
| 1 Year | 12.77% | 12.77% | 11.50% |
| 2 Years | 32.43% | 15.08% | 10.29% |
| 3 Years | 43.85% | 12.89% | 9.30% |
| 5 Years | 66.78% | 10.77% | 10.13% |
| 7 Years | 91.93% | 9.76% | NA |
| 10 Years | 146.89% | 9.46% | 7.32% |
Compare Aditya Birla Sun Life Credit Risk Fund Direct-growth with other mutual funds in the same category
Aditya Birla Sun Life Credit Risk Fund Direct-growth
Bank Of India Credit Risk Fund Direct-growth
Bank Of India Credit Risk Fund Regular-growth
Asset Allocation
debt instruments
80.92%other assets or cash equivalents
12.00%Aditya Birla Sun Life Credit Risk Fund Direct-growth is one Debt mutual fund offered by Aditya Birla Sun Life Mutual Fund. Launched on 17 Apr 2015, the fund aims Income with capital growth over short to medium term. Investment in portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. It manages assets worth ₹1,391.0 crore as on Sun May 31, 2026. The expense ratio stands at 0.78%. Fund Manager Manager Education Fund Manager Manager EducationAbout Aditya Birla Sun Life Credit Risk Fund Direct-growth
The portfolio allocation consists of 80.92% in debt instruments, 12.00% in other assets or cash equivalents.Managed by Sunaina da Cunha, it has delivered a return of 12.77% in the last year, a total return since inception of 9.49%.
Selecting the right best sip plans has a vital part in systematic investing.
Key Metrics of Aditya Birla Sun Life Credit Risk Fund Direct-growth
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Standard Deviation2.95%
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Sharpe Ratio2.07%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Bank Of India Credit Risk Fund Direct-growth  |
₹88 | 0.69% | 7.17% | 17.32% | 9.98% | 27.78% |
| Bank Of India Credit Risk Fund Regular-growth |
₹88 | 0.65% | 7.04% | 16.83% | 9.58% | 27.36% |
| DSP Credit Risk Fund Direct Plan-growth |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Daily |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Monthly |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Quarterly |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Weekly |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Regular-growth |
₹258 | 1.14% | 6.72% | 9.08% | 15.68% | 12.12% |
| DSP Credit Risk Fund Regular-idcw |
₹258 | 1.14% | 6.72% | 9.08% | 15.68% | 12.12% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Aditya Birla Sun Life Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Aditya Birla Sun Life Credit Risk Fund Regular-growth
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₹1,391 | 1.25% | 2.38% | 7.26% | 11.82% | 11.91% |
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Aditya Birla Sun Life Credit Risk Fund Direct-idcw
|
₹1,391 | 1.33% | 2.59% | 7.71% | 12.77% | 12.89% |
|
Aditya Birla Sun Life Credit Risk Fund Regular-idcw
|
₹1,391 | 1.25% | 2.38% | 7.26% | 11.82% | 11.91% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| HDFC Credit Risk Debt Fund Regular-growth |
₹7,523 | ₹25.59 | 7.44% | 6.52% | 7.43% |
| HDFC Credit Risk Debt Fund Direct-growth |
₹7,523 | ₹27.80 | 8.08% | 7.16% | 8.11% |
| HDFC Credit Risk Debt Fund Regular-idcw |
₹7,523 | ₹23.56 | 7.44% | 6.52% | 7.43% |
| HDFC Credit Risk Debt Fund Direct-idcw |
₹7,523 | ₹24.37 | 8.08% | 7.16% | 8.11% |
| HDFC Credit Risk Debt Fund Regular-idcw Quarterly |
₹7,523 | ₹10.58 | 7.44% | 6.52% | 7.43% |
| HDFC Credit Risk Debt Fund Direct-idcw Quarterly |
₹7,523 | ₹10.94 | 8.08% | 7.16% | 8.11% |
| ICICI Prudential Credit Risk Fund-growth |
₹6,005 | ₹34.18 | 8.26% | 7.23% | 7.82% |
| ICICI Prudential Credit Risk Fund Direct Plan-growth |
₹6,005 | ₹37.89 | 8.97% | 7.93% | 8.60% |
| ICICI Prudential Credit Risk Fund-idcw Quarterly |
₹6,005 | ₹11.21 | 8.26% | 7.23% | 7.82% |
| ICICI Prudential Credit Risk Fund Direct Plan-idcw Quarterly |
₹6,005 | ₹11.90 | 8.97% | 7.93% | 8.60% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Reverse Repo | Unspecified | 9.14% | ₹127.15 Cr |
| Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100 | Entities | 3.89% | ₹54.16 Cr |
| Gmr Airports Limited 5 Bd 13fb27 Fvrs1lac | Industrials | 3.88% | ₹54.02 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 3.57% | ₹49.65 Cr |
| Jubilant Bevco Limited Ncd 31my28 Fvrs1lac | Consumer Staples | 3.13% | ₹43.55 Cr |
| Net Receivables | Unspecified | 2.86% | ₹39.72 Cr |
| Hinduja Leyland Finance Limited 9.25 Ncd 09jl31 Fvrs1lac | Financial | 2.46% | ₹34.26 Cr |
| National Bank For Agriculture And Rural Development Sr 26a 6.66 Bd 12ot28 Fvrs1lac | Financial | 2.45% | ₹34.13 Cr |
| Kogta Financial (india) Limited 9.5 Ncd 30ot27 Fvrs1lac | Financial | 2.31% | ₹32.13 Cr |
| Gaursons India Private Limited Sr 1 10.96 Ncd 26dc28 Fvrs1lac | 2.27% | ₹31.61 Cr | |
| Jtpm Metal Traders Limited Ncd 30ap30 Fvrs1lac | 2.17% | ₹30.23 Cr | |
| Vedanta Limited Sr Ii 9.45 Ncd 05ju28 Fvrs1lac | Materials | 2.16% | ₹30.08 Cr |
| Vedanta Limited Sr 1 9.40 Ncd 20fb27 Fvrs1lac | Materials | 2.15% | ₹29.95 Cr |
| Hero Housing Finance Limited Sr 11 Op Ii 8.32 Ncd 30ag27 Fvrs1lac | Financial | 2.15% | ₹29.85 Cr |
| India Grid Trust Eq | Industrials | 2.14% | ₹29.81 Cr |
| Sis Limited 8.50 Ncd 26mr28 Fvrs1lac | Industrials | 2.14% | ₹29.80 Cr |
| Narayana Hrudayalaya Limited 8.40 Ncd 15fb30 Fvrs1lac | Healthcare | 2.14% | ₹29.76 Cr |
| Jsw Energy Limited Tr I 8.75 Ncd 20mr28 Fvrs1lac | Energy & Utilities | 2.14% | ₹29.74 Cr |
| Oxyzo Financial Services Limited 9.9 Ncd 13mr29 Fvrs1lac | Financial | 2.12% | ₹29.56 Cr |
| Ikf Finance Limited 9.4 Ncd 12sp27 Fvrs1lac | Financial | 2.08% | ₹28.99 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth |
₹14.64 | 9.98% | 27.78% | - |
| Bank Of India Credit Risk Fund Regular-growth |
₹14.24 | 9.58% | 27.36% | - |
| DSP Credit Risk Fund Direct Plan-growth |
₹59.55 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw |
₹12.48 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Daily |
₹11.09 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Monthly |
₹11.24 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Quarterly |
₹12.27 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Weekly |
₹11.15 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Regular-growth |
₹54.14 | 15.68% | 12.12% | - |
| DSP Credit Risk Fund Regular-idcw |
₹12.41 | 15.68% | 12.12% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Aditya Birla Sun Life Credit Risk Fund Direct-growth
What is the current AUM of Aditya Birla Sun Life Credit Risk Fund Direct-growth?
As of Sun May 31, 2026, Aditya Birla Sun Life Credit Risk Fund Direct-growth manages assets worth ₹1,391.0 crore
How has Aditya Birla Sun Life Credit Risk Fund Direct-growth performed recently?
- 3 Months: 2.59%
- 6 Months: 7.71%
What is the long-term performance of Aditya Birla Sun Life Credit Risk Fund Direct-growth?
- 3 Years CAGR: 12.89%
- 5 Years CAGR: 10.77%
- Since Inception: 9.49%
What is the portfolio composition of Aditya Birla Sun Life Credit Risk Fund Direct-growth?
Debt: 80.92%, Others: 12.00%.
Who manages Aditya Birla Sun Life Credit Risk Fund Direct-growth?
Aditya Birla Sun Life Credit Risk Fund Direct-growth is managed by Sunaina da Cunha from Aditya Birla Sun Life Mutual Fund.
Which are the top companies Aditya Birla Sun Life Credit Risk Fund Direct-growth has invested in?
- Reverse Repo – 9.14% of the fund's portfolio
- GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – 3.89% of the fund's portfolio
- GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC – 3.88% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 3.57% of the fund's portfolio
- JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC – 3.13% of the fund's portfolio
Which are the major sectors Aditya Birla Sun Life Credit Risk Fund Direct-growth focuses on?
- Financial – 17.15% of the fund's portfolio
- Unspecified – 12.00% of the fund's portfolio
- Industrials – 8.17% of the fund's portfolio
- Other – 4.45% of the fund's portfolio
- Materials – 4.32% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
