- Home
- Mutual Funds
- Aditya Birla Sun Life Mutual Fund
- Aditya Birla Sun Life Credit Risk Fund Direct-idcw
Fund Overview of Aditya Birla Sun Life Credit Risk Fund Direct-idcw
-
₹1,391.0 CrAUM
-
₹14.40NAV
-
0.78%Expense Ratio
-
DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Aditya Birla Sun Life Credit Risk Fund Direct-idcw
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 2.59% | NA | 1.56% |
| 6 Months | 7.71% | NA | 6.78% |
| 1 Year | 12.77% | 12.77% | 11.50% |
| 2 Years | 32.43% | 15.08% | 10.29% |
| 3 Years | 43.85% | 12.89% | 9.30% |
| 5 Years | 66.78% | 10.77% | 10.13% |
| 7 Years | 91.93% | 9.76% | NA |
| 10 Years | 146.89% | 9.46% | 7.32% |
Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision
Compare Aditya Birla Sun Life Credit Risk Fund Direct-idcw with other mutual funds in the same category
Aditya Birla Sun Life Credit Risk Fund Direct-idcw
Bank Of India Credit Risk Fund Direct-growth
Bank Of India Credit Risk Fund Regular-growth
Asset Allocation
debt instruments
80.92%other assets or cash equivalents
12.00%Aditya Birla Sun Life Credit Risk Fund Direct-idcw is one Debt mutual fund offered by Aditya Birla Sun Life Mutual Fund. Launched on 17 Apr 2015, the fund aims Income with capital growth over short to medium term. Investment in portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. It manages assets worth ₹1,391.0 crore as on Sun May 31, 2026. The expense ratio stands at 0.78%. Fund Manager Manager Education Fund Manager Manager EducationAbout Aditya Birla Sun Life Credit Risk Fund Direct-idcw
The portfolio allocation consists of 80.92% in debt instruments, 12.00% in other assets or cash equivalents.Managed by Sunaina da Cunha, it has delivered a return of 12.77% in the last year, a total return since inception of 9.49%.
The latest dividend was declared on 20 Feb 2026 at 8.93% of face value.
Individuals often consider the which sip is best before they plan systematic investment portfolios.
Key Metrics of Aditya Birla Sun Life Credit Risk Fund Direct-idcw
-
Standard Deviation2.95%
-
Sharpe Ratio2.07%
Fund Details
|
|
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Bank Of India Credit Risk Fund Direct-growth  |
₹88 | 0.69% | 7.17% | 17.32% | 9.98% | 27.78% |
| Bank Of India Credit Risk Fund Regular-growth |
₹88 | 0.65% | 7.04% | 16.83% | 9.58% | 27.36% |
| DSP Credit Risk Fund Direct Plan-growth |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Daily |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Monthly |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Quarterly |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Direct Plan-idcw Weekly |
₹258 | 1.21% | 6.93% | 9.96% | 16.57% | 13.02% |
| DSP Credit Risk Fund Regular-growth |
₹258 | 1.14% | 6.72% | 9.08% | 15.68% | 12.12% |
| DSP Credit Risk Fund Regular-idcw |
₹258 | 1.14% | 6.72% | 9.08% | 15.68% | 12.12% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Aditya Birla Sun Life Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Aditya Birla Sun Life Credit Risk Fund Regular-growth
|
₹1,391 | 1.25% | 2.38% | 7.26% | 11.82% | 11.91% |
|
Aditya Birla Sun Life Credit Risk Fund Direct-growth
|
₹1,391 | 1.33% | 2.59% | 7.71% | 12.77% | 12.89% |
|
Aditya Birla Sun Life Credit Risk Fund Regular-idcw
|
₹1,391 | 1.25% | 2.38% | 7.26% | 11.82% | 11.91% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| HDFC Credit Risk Debt Fund Regular-growth |
₹7,523 | ₹25.59 | 7.44% | 6.52% | 7.43% |
| HDFC Credit Risk Debt Fund Direct-growth |
₹7,523 | ₹27.80 | 8.08% | 7.16% | 8.11% |
| HDFC Credit Risk Debt Fund Regular-idcw |
₹7,523 | ₹23.56 | 7.44% | 6.52% | 7.43% |
| HDFC Credit Risk Debt Fund Direct-idcw |
₹7,523 | ₹24.37 | 8.08% | 7.16% | 8.11% |
| HDFC Credit Risk Debt Fund Regular-idcw Quarterly |
₹7,523 | ₹10.58 | 7.44% | 6.52% | 7.43% |
| HDFC Credit Risk Debt Fund Direct-idcw Quarterly |
₹7,523 | ₹10.94 | 8.08% | 7.16% | 8.11% |
| ICICI Prudential Credit Risk Fund-growth |
₹6,005 | ₹34.18 | 8.26% | 7.23% | 7.82% |
| ICICI Prudential Credit Risk Fund Direct Plan-growth |
₹6,005 | ₹37.89 | 8.97% | 7.93% | 8.60% |
| ICICI Prudential Credit Risk Fund-idcw Quarterly |
₹6,005 | ₹11.21 | 8.26% | 7.23% | 7.82% |
| ICICI Prudential Credit Risk Fund Direct Plan-idcw Quarterly |
₹6,005 | ₹11.90 | 8.97% | 7.93% | 8.60% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Reverse Repo | Unspecified | 9.14% | ₹127.15 Cr |
| Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100 | Entities | 3.89% | ₹54.16 Cr |
| Gmr Airports Limited 5 Bd 13fb27 Fvrs1lac | Industrials | 3.88% | ₹54.02 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 3.57% | ₹49.65 Cr |
| Jubilant Bevco Limited Ncd 31my28 Fvrs1lac | Consumer Staples | 3.13% | ₹43.55 Cr |
| Net Receivables | Unspecified | 2.86% | ₹39.72 Cr |
| Hinduja Leyland Finance Limited 9.25 Ncd 09jl31 Fvrs1lac | Financial | 2.46% | ₹34.26 Cr |
| National Bank For Agriculture And Rural Development Sr 26a 6.66 Bd 12ot28 Fvrs1lac | Financial | 2.45% | ₹34.13 Cr |
| Kogta Financial (india) Limited 9.5 Ncd 30ot27 Fvrs1lac | Financial | 2.31% | ₹32.13 Cr |
| Gaursons India Private Limited Sr 1 10.96 Ncd 26dc28 Fvrs1lac | 2.27% | ₹31.61 Cr | |
| Jtpm Metal Traders Limited Ncd 30ap30 Fvrs1lac | 2.17% | ₹30.23 Cr | |
| Vedanta Limited Sr Ii 9.45 Ncd 05ju28 Fvrs1lac | Materials | 2.16% | ₹30.08 Cr |
| Vedanta Limited Sr 1 9.40 Ncd 20fb27 Fvrs1lac | Materials | 2.15% | ₹29.95 Cr |
| Hero Housing Finance Limited Sr 11 Op Ii 8.32 Ncd 30ag27 Fvrs1lac | Financial | 2.15% | ₹29.85 Cr |
| India Grid Trust Eq | Industrials | 2.14% | ₹29.81 Cr |
| Sis Limited 8.50 Ncd 26mr28 Fvrs1lac | Industrials | 2.14% | ₹29.80 Cr |
| Narayana Hrudayalaya Limited 8.40 Ncd 15fb30 Fvrs1lac | Healthcare | 2.14% | ₹29.76 Cr |
| Jsw Energy Limited Tr I 8.75 Ncd 20mr28 Fvrs1lac | Energy & Utilities | 2.14% | ₹29.74 Cr |
| Oxyzo Financial Services Limited 9.9 Ncd 13mr29 Fvrs1lac | Financial | 2.12% | ₹29.56 Cr |
| Ikf Finance Limited 9.4 Ncd 12sp27 Fvrs1lac | Financial | 2.08% | ₹28.99 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth |
₹14.64 | 9.98% | 27.78% | - |
| Bank Of India Credit Risk Fund Regular-growth |
₹14.24 | 9.58% | 27.36% | - |
| DSP Credit Risk Fund Direct Plan-growth |
₹59.55 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw |
₹12.48 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Daily |
₹11.09 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Monthly |
₹11.24 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Quarterly |
₹12.27 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Direct Plan-idcw Weekly |
₹11.15 | 16.57% | 13.02% | - |
| DSP Credit Risk Fund Regular-growth |
₹54.14 | 15.68% | 12.12% | - |
| DSP Credit Risk Fund Regular-idcw |
₹12.41 | 15.68% | 12.12% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Aditya Birla Sun Life Credit Risk Fund Direct-idcw
What is the current AUM of Aditya Birla Sun Life Credit Risk Fund Direct-idcw?
As of Sun May 31, 2026, Aditya Birla Sun Life Credit Risk Fund Direct-idcw manages assets worth ₹1,391.0 crore
How has Aditya Birla Sun Life Credit Risk Fund Direct-idcw performed recently?
- 3 Months: 2.59%
- 6 Months: 7.71%
What is the long-term performance of Aditya Birla Sun Life Credit Risk Fund Direct-idcw?
- 3 Years CAGR: 12.89%
- 5 Years CAGR: 10.77%
- Since Inception: 9.49%
What is the portfolio composition of Aditya Birla Sun Life Credit Risk Fund Direct-idcw?
Debt: 80.92%, Others: 12.00%.
Who manages Aditya Birla Sun Life Credit Risk Fund Direct-idcw?
Aditya Birla Sun Life Credit Risk Fund Direct-idcw is managed by Sunaina da Cunha from Aditya Birla Sun Life Mutual Fund.
When was the last dividend declared by Aditya Birla Sun Life Credit Risk Fund Direct-idcw?
Latest dividend was declared on 20 Feb 2026 at 8.93% of face value.
Which are the top companies Aditya Birla Sun Life Credit Risk Fund Direct-idcw has invested in?
- Reverse Repo – 9.14% of the fund's portfolio
- GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – 3.89% of the fund's portfolio
- GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC – 3.88% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 3.57% of the fund's portfolio
- JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC – 3.13% of the fund's portfolio
Which are the major sectors Aditya Birla Sun Life Credit Risk Fund Direct-idcw focuses on?
- Financial – 17.15% of the fund's portfolio
- Unspecified – 12.00% of the fund's portfolio
- Industrials – 8.17% of the fund's portfolio
- Other – 4.45% of the fund's portfolio
- Materials – 4.32% of the fund's portfolio
Policybazaar does not endorse rates/returns or recommend any particular insurer, fund house, AMC (Asset Management Company), insurance and mutual fund product.
Please consult your financial advisor for an informed decision.
Past performance may not be indicative of future results.
The information presented on this page is not owned or generated by Policybazaar. The data has been collected from publicly available sources and online research. We do not claim any ownership or guarantee the accuracy, completeness, or timeliness of this information. It is shared solely for the informational purpose of the viewer and should not be considered as financial advice.
Policybazaar is not acting as a financial advisor, broker, or agent for any mutual fund mentioned here.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
Policybazaar shall not be held responsible or liable for any losses, damages, or decisions made based on the information provided on this page.
For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product. For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product.
For more details on risk factors, terms, and conditions, please read the sales brochure and benefit illustration carefully before concluding a sale.
Policybazaar is a registered Insurance Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Direct Broker (Life & General) |CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 |Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.©️ Copyright 2008-2025 policybazaar.com. All Rights Reserved
^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
