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Fund Overview of DSP Banking & Psu Debt Fund Direct-idcw Quarterly
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₹3,381.5 CrAUM
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₹10.57NAV
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0.33%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of DSP Banking & Psu Debt Fund Direct-idcw Quarterly
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.46% | NA | 0.71% |
| 6 Months | 2.19% | NA | 4.51% |
| 1 Year | 4.19% | 4.19% | 8.39% |
| 2 Years | 14.24% | 6.88% | 8.14% |
| 3 Years | 22.56% | 7.02% | 7.57% |
| 5 Years | 34.23% | 6.06% | 6.29% |
| 7 Years | 59.38% | 6.89% | NA |
| 10 Years | 100.36% | 7.20% | 7.57% |
Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision
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Asset Allocation
debt instruments
98.34%other assets or cash equivalents
1.66%DSP Banking & Psu Debt Fund Direct-idcw Quarterly is one Debt mutual fund offered by DSP Mutual Fund. Launched on 14 Sep 2013, the fund aims Income over a short-term investment horizon. Investment in money market and debt securities issued by banks and public sector undertakings, public financial institutions and Municipal Bonds. It manages assets worth ₹3,381.5 crore as on Sun May 31, 2026. The expense ratio stands at 0.33%. Fund Manager Manager Education Fund Manager Manager EducationAbout DSP Banking & Psu Debt Fund Direct-idcw Quarterly
The portfolio allocation consists of 98.34% in debt instruments, 1.66% in other assets or cash equivalents.Managed by Shantanu Godambe, it has delivered a return of 4.19% in the last year, a total return since inception of 7.79%.
The latest dividend was declared on 30 Mar 2026 at 0.45% of face value.
When shortlisting long-term investments individuals generally refer to best sip plans based on returns.
Key Metrics of DSP Banking & Psu Debt Fund Direct-idcw Quarterly
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Standard Deviation1.83%
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Sharpe Ratio0.32%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Banking & Psu Fund Direct-flexi Idcw  |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-growth |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Half Yearly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Monthly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Quarterly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Yearly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-growth |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-idcw Half Yearly |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-idcw Monthly |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from DSP Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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DSP Banking & Psu Debt Fund Regular-growth
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₹3,381 | 1.43% | 1.39% | 2.05% | 3.92% | 6.73% |
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DSP Banking & Psu Debt Fund Direct-growth
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₹3,381 | 1.45% | 1.46% | 2.19% | 4.19% | 7.02% |
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DSP Banking & Psu Debt Fund Regular-idcw
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₹3,381 | 1.43% | 1.39% | 2.05% | 3.92% | 6.73% |
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DSP Banking & Psu Debt Fund Regular-idcw Daily
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₹3,381 | 1.43% | 1.39% | 2.05% | 3.92% | 6.73% |
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DSP Banking & Psu Debt Fund Direct-idcw Daily
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₹3,381 | 1.45% | 1.46% | 2.19% | 4.19% | 7.02% |
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DSP Banking & Psu Debt Fund Regular-idcw Monthly
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₹3,381 | 1.43% | 1.39% | 2.05% | 3.92% | 6.73% |
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DSP Banking & Psu Debt Fund Direct-idcw Monthly
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₹3,381 | 1.45% | 1.46% | 2.19% | 4.19% | 7.02% |
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DSP Banking & Psu Debt Fund Regular-idcw Quarterly
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₹3,381 | 1.43% | 1.39% | 2.05% | 3.92% | 6.73% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Axis Banking & Psu Debt Fund-growth |
₹12,219 | ₹2,770.01 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-growth |
₹12,219 | ₹2,864.13 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Daily |
₹12,219 | ₹1,039.13 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Daily |
₹12,219 | ₹1,039.13 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Monthly |
₹12,219 | ₹1,043.85 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Monthly |
₹12,219 | ₹1,044.28 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Weekly |
₹12,219 | ₹1,038.64 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Weekly |
₹12,219 | ₹1,038.66 | 7.11% | 6.19% | 7.28% |
| Bandhan Banking And Psu Fund Direct-growth |
₹12,044 | ₹26.76 | 7.13% | 6.24% | 7.27% |
| Bandhan Banking And Psu Fund Regular-growth |
₹12,044 | ₹25.93 | 6.81% | 5.92% | 6.97% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Government Of India 36320 Goi 18ag55 7.24 Fv Rs 100 | Entities | 4.32% | ₹146.16 Cr |
| National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lac | Financial | 3.71% | ₹125.33 Cr |
| Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100 | Entities | 3.64% | ₹122.93 Cr |
| Small Industries Development Bank Of India Sr Iv 7.79 Bd 19ap27 Fvrs1lac | Financial | 3.09% | ₹104.64 Cr |
| Bharti Telecom Limited Sr Xxv 7.35 Ncd 15ot27 Fvrs1lac | Technology | 3.06% | ₹103.38 Cr |
| Gail (india) Limited Sr I 7.34 Loa 20dc27 Fvrs10lac | Energy & Utilities | 3.04% | ₹102.78 Cr |
| Bharti Telecom Limited Sr Xxvi 7.45 Ncd 15dc28 Fvrs1lac | Technology | 2.99% | ₹101.27 Cr |
| State Development Loan 35765 Har 26mr39 7.08 Fv Rs 100 | Unspecified | 2.96% | ₹100.03 Cr |
| Hdfc Bank Limited Sr Us003 7.70 Ncd 16my28 Fvrs1lac | Financial | 2.96% | ₹99.98 Cr |
| Indian Railway Finance Corporation Limited Sr 180 7.39 Bd 15jl34 Fvrs1lac | Financial | 2.93% | ₹99.01 Cr |
| Hdfc Bank Limited Cd 21sep26 | Financial | 2.89% | ₹97.71 Cr |
| Punjab National Bank Cd 05feb27 | Financial | 2.81% | ₹94.95 Cr |
| Bank Of Baroda Cd 12feb27 | Financial | 2.80% | ₹94.79 Cr |
| Power Grid Corporation Of India Ltd Debenture 7.30 19/06/2027 | Energy & Utilities | 2.36% | ₹79.89 Cr |
| Rural Electrification Corporation Limited 7.77 Sr 220-a Bd 31mr28 Fvrs1lac | Financial | 2.25% | ₹75.94 Cr |
| State Development Loan 37162 Mh 04mr47 7.66 Fv Rs 100 | Unspecified | 2.22% | ₹75.21 Cr |
| Power Finance Corporation Ltd. Sr Bs214 6.92 Bd 14ap32 Fvrs10lac | Financial | 2.20% | ₹74.33 Cr |
| Rec Limited Sr 233 7.53 Bd 31my34 Fvrs1lac | Financial | 2.19% | ₹73.89 Cr |
| Power Finance Corporation Limited Sr 240 7.32 Bd 15jl39 Fvrs1lac | Financial | 1.95% | ₹65.85 Cr |
| National Bank For Financing Infrastructure And Development Sr 4 7.15 Bd 28mr35 Fvrs1lac | Financial | 1.58% | ₹53.44 Cr |
| Indian Railway Finance Corporation Limited Series 129 8.45 Loa 04dc28 Fvrs10lac | Financial | 1.58% | ₹53.43 Cr |
| 7.36% Sbi Ltb 27 June 2039 | Financial | 1.53% | ₹51.72 Cr |
| Power Finance Corporation Ltd. Sr Bs221b 7.59 Bd 17jn28 Fvrs10lac | Financial | 1.52% | ₹51.56 Cr |
| Government Of India 33618 Goi 13nv30 7.32 Fv Rs 100 | Entities | 1.52% | ₹51.38 Cr |
| Reverse Repo | Unspecified | 1.52% | ₹51.13 Cr |
| Power Finance Corporation Ltd. Sr 223 7.64 Bd 22fb33 Fvrs1lac | Financial | 1.50% | ₹50.63 Cr |
| National Bank For Agriculture And Rural Development Sr 25e 7.53 Bd 24mr28 Fvrs1lac | Financial | 1.49% | ₹50.46 Cr |
| Power Grid Corporation Of India Limited Sr Lxxix 7.08 Bd 25ot34 Fvrs1lac | Energy & Utilities | 1.49% | ₹50.34 Cr |
| State Development Loan 36772 Mh 03dc40 7.43 Fv Rs 100 | Unspecified | 1.49% | ₹50.32 Cr |
| Small Industries Development Bank Of India Sr Vii 7.42 Bd 12mr29 Fvrs1lac | Financial | 1.49% | ₹50.30 Cr |
| Indian Railway Finance Corporation Limited Sr 172b 7.45 Bd 13ot28 Fvrs1lac | Financial | 1.48% | ₹50.21 Cr |
| National Housing Bank 7.51 Bd 04ap31 Fvrs1lac | Financial | 1.48% | ₹49.93 Cr |
| Power Grid Corporation Of India Limited Sr Lxxvi 7.35 Bd 12mr34 Fvrs1lac | Energy & Utilities | 1.48% | ₹49.92 Cr |
| 7.34% Rec Ltd. ** | Financial | 1.47% | ₹49.67 Cr |
| State Bank Of India Sr 3 7.23 Bd 19nv39 Fvrs1lac | Financial | 1.47% | ₹49.64 Cr |
| Canara Bank** | Financial | 1.46% | ₹49.28 Cr |
| Icici Securities Limited 91d Cp 21aug26 | Financial | 1.45% | ₹49.12 Cr |
| Bharti Telecom Limited 365d Cp 18sep26 | Technology | 1.44% | ₹48.81 Cr |
| Bank Of Baroda Cd 05feb27 | Financial | 1.40% | ₹47.48 Cr |
| Indian Bank Cd 05feb27 | Financial | 1.40% | ₹47.47 Cr |
| Union Bank Of India - 15/03/2027** | Financial | 1.39% | ₹47.11 Cr |
| Rec Limited Sr 248b 6.81 Bd 30ap36 Fvrs1lac | Financial | 1.39% | ₹46.88 Cr |
| State Bank Of India Sr I 7.81 Bd 02nv38 Fvrs1cr | Financial | 0.94% | ₹31.63 Cr |
| Tata Capital Housing Finance Limited Sr D Op Ii 7.8 Ncd 05ag27 Fvrs10lac | Financial | 0.78% | ₹26.53 Cr |
| National Bank For Financing Infrastructure And Development Sr Nabfid2023 1 7.43 Bd 16ju33 Fvrs1lac | Financial | 0.78% | ₹26.31 Cr |
| Hdfc Bank Limited Sr Aa010 7.80 Ncd 06sp32 Fvrs10lac | Financial | 0.78% | ₹26.24 Cr |
| Bajaj Finance Limited 7.11 Ncd 10jl28 Fvrs1lac | Financial | 0.77% | ₹26.12 Cr |
| Small Industries Development Bank Of India Sr Ii 7.47 Bd 05sp29 Fvrs1lac | Financial | 0.77% | ₹26.11 Cr |
| Power Finance Corporation Limited Sr 241 7.30 Bd 16ot34 Fvrs1lac | Financial | 0.76% | ₹25.59 Cr |
| Export Import Bank Of India Sr Aa01 7.14 Bd 13dc29 Fvrs1lac | Financial | 0.75% | ₹25.44 Cr |
| National Bank For Agriculture And Rural Development Sr 25c 7.44 Bd 24fb28 Fvrs1lac | Financial | 0.75% | ₹25.34 Cr |
| Indian Railway Finance Corporation Limited Sr 171 7.23 Bd 15ot26 Fvrs1lac | Financial | 0.74% | ₹25.17 Cr |
| Rec Limited Sr 245b 7.32 Bd 28fb35 Fvrs1lac | Financial | 0.73% | ₹24.70 Cr |
| Ntpc Limited Sr 82 7.26 Ncd 20mr40 Fvrs1lac | Energy & Utilities | 0.72% | ₹24.42 Cr |
| Rural Electrification Corporation Limited Sr 213 6.92 Bd 20mr32 Fvrs10lac | Financial | 0.72% | ₹24.38 Cr |
| Union Bank Of India Cd 19jan27 | Financial | 0.70% | ₹23.81 Cr |
| Others Class A2 Aif | Unspecified | 0.35% | ₹11.90 Cr |
| Hdfc Bank Limited Cd 11sep26 | Financial | 0.29% | ₹9.79 Cr |
| State Development Loan 34140 Up 22mr44 7.48 Fv Rs 100 | Unspecified | 0.14% | ₹4.90 Cr |
| Net Receivables | Unspecified | 0.14% | ₹4.80 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Banking & Psu Fund Direct-flexi Idcw |
₹20.34 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-growth |
₹23.60 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Half Yearly |
₹15.66 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Monthly |
₹13.63 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Quarterly |
₹17.57 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Yearly |
₹13.51 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹15.52 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-growth |
₹23.15 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-idcw Half Yearly |
₹15.46 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-idcw Monthly |
₹13.36 | 6.91% | 7.29% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
DSP Banking & Psu Debt Fund Direct-idcw Quarterly
What is the current AUM of DSP Banking & Psu Debt Fund Direct-idcw Quarterly?
As of Sun May 31, 2026, DSP Banking & Psu Debt Fund Direct-idcw Quarterly manages assets worth ₹3,381.5 crore
How has DSP Banking & Psu Debt Fund Direct-idcw Quarterly performed recently?
- 3 Months: 1.46%
- 6 Months: 2.19%
What is the long-term performance of DSP Banking & Psu Debt Fund Direct-idcw Quarterly?
- 3 Years CAGR: 7.02%
- 5 Years CAGR: 6.06%
- Since Inception: 7.79%
What is the portfolio composition of DSP Banking & Psu Debt Fund Direct-idcw Quarterly?
Debt: 98.34%, Others: 1.66%.
Who manages DSP Banking & Psu Debt Fund Direct-idcw Quarterly?
DSP Banking & Psu Debt Fund Direct-idcw Quarterly is managed by Shantanu Godambe from DSP Mutual Fund.
When was the last dividend declared by DSP Banking & Psu Debt Fund Direct-idcw Quarterly?
Latest dividend was declared on 30 Mar 2026 at 0.45% of face value.
Which are the top companies DSP Banking & Psu Debt Fund Direct-idcw Quarterly has invested in?
- GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 – 4.32% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC – 3.71% of the fund's portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – 3.64% of the fund's portfolio
- SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.79 BD 19AP27 FVRS1LAC – 3.09% of the fund's portfolio
- BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LAC – 3.06% of the fund's portfolio
Which are the major sectors DSP Banking & Psu Debt Fund Direct-idcw Quarterly focuses on?
- Financial – 65.12% of the fund's portfolio
- Entities – 9.48% of the fund's portfolio
- Energy & Utilities – 9.09% of the fund's portfolio
- Unspecified – 8.82% of the fund's portfolio
- Technology – 7.49% of the fund's portfolio
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Past performance may not be indicative of future results.
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
