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Fund Overview of DSP Banking & Psu Debt Fund Regular-idcw Monthly
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₹3,381.5 CrAUM
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₹10.49NAV
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0.60%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of DSP Banking & Psu Debt Fund Regular-idcw Monthly
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.39% | NA | 0.71% |
| 6 Months | 2.05% | NA | 4.51% |
| 1 Year | 3.92% | 3.92% | 8.39% |
| 2 Years | 13.60% | 6.58% | 8.14% |
| 3 Years | 21.58% | 6.73% | 7.57% |
| 5 Years | 32.49% | 5.79% | 6.29% |
| 7 Years | 56.45% | 6.60% | NA |
| 10 Years | 94.87% | 6.90% | 7.57% |
Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision
Compare DSP Banking & Psu Debt Fund Regular-idcw Monthly with other mutual funds in the same category
DSP Banking & Psu Debt Fund Regular-idcw Monthly
UTI Banking & Psu Fund Direct-flexi Idcw
UTI Banking & Psu Fund Direct-growth
Asset Allocation
debt instruments
98.34%other assets or cash equivalents
1.66%DSP Banking & Psu Debt Fund Regular-idcw Monthly is one Debt mutual fund offered by DSP Mutual Fund. Launched on 14 Sep 2013, the fund aims Income over a short-term investment horizon. Investment in money market and debt securities issued by banks and public sector undertakings, public financial institutions and Municipal Bonds. It manages assets worth ₹3,381.5 crore as on Sun May 31, 2026. The expense ratio stands at 0.6%. Fund Manager Manager Education Fund Manager Manager EducationAbout DSP Banking & Psu Debt Fund Regular-idcw Monthly
The portfolio allocation consists of 98.34% in debt instruments, 1.66% in other assets or cash equivalents.Managed by Shantanu Godambe, it has delivered a return of 3.92% in the last year, a total return since inception of 7.47%.
The latest dividend was declared on 02 Mar 2026 at 0.70% of face value.
For those looking to make informed financial choices it is useful to review best sip investment that align with individual risk appetite.
Key Metrics of DSP Banking & Psu Debt Fund Regular-idcw Monthly
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Standard Deviation1.83%
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Sharpe Ratio0.18%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Banking & Psu Fund Direct-flexi Idcw  |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-growth |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Half Yearly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Monthly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Quarterly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Direct-idcw Yearly |
₹1,227 | 0.76% | 1.64% | 5.57% | 7.19% | 7.56% |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-growth |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-idcw Half Yearly |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
| UTI Banking & Psu Fund Regular-idcw Monthly |
₹1,227 | 0.74% | 1.57% | 5.31% | 6.91% | 7.29% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from DSP Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
DSP Banking & Psu Debt Fund Regular-growth
|
₹3,381 | 1.43% | 1.39% | 2.05% | 3.92% | 6.73% |
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DSP Banking & Psu Debt Fund Direct-growth
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₹3,381 | 1.45% | 1.46% | 2.19% | 4.19% | 7.02% |
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DSP Banking & Psu Debt Fund Direct-idcw
|
₹3,381 | 1.45% | 1.46% | 2.19% | 4.19% | 7.02% |
|
DSP Banking & Psu Debt Fund Regular-idcw Daily
|
₹3,381 | 1.43% | 1.39% | 2.05% | 3.92% | 6.73% |
|
DSP Banking & Psu Debt Fund Direct-idcw Daily
|
₹3,381 | 1.45% | 1.46% | 2.19% | 4.19% | 7.02% |
|
DSP Banking & Psu Debt Fund Direct-idcw Monthly
|
₹3,381 | 1.45% | 1.46% | 2.19% | 4.19% | 7.02% |
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DSP Banking & Psu Debt Fund Regular-idcw Quarterly
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₹3,381 | 1.43% | 1.39% | 2.05% | 3.92% | 6.73% |
|
DSP Banking & Psu Debt Fund Direct-idcw Quarterly
|
₹3,381 | 1.45% | 1.46% | 2.19% | 4.19% | 7.02% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Axis Banking & Psu Debt Fund-growth |
₹12,219 | ₹2,770.01 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-growth |
₹12,219 | ₹2,864.13 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Daily |
₹12,219 | ₹1,039.13 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Daily |
₹12,219 | ₹1,039.13 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Monthly |
₹12,219 | ₹1,043.85 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Monthly |
₹12,219 | ₹1,044.28 | 7.11% | 6.19% | 7.28% |
| Axis Banking & Psu Debt Fund-idcw Weekly |
₹12,219 | ₹1,038.64 | 6.81% | 5.89% | 6.99% |
| Axis Banking & Psu Debt Direct Plan-idcw Weekly |
₹12,219 | ₹1,038.66 | 7.11% | 6.19% | 7.28% |
| Bandhan Banking And Psu Fund Direct-growth |
₹12,044 | ₹26.76 | 7.13% | 6.24% | 7.27% |
| Bandhan Banking And Psu Fund Regular-growth |
₹12,044 | ₹25.93 | 6.81% | 5.92% | 6.97% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Government Of India 36320 Goi 18ag55 7.24 Fv Rs 100 | Entities | 4.32% | ₹146.16 Cr |
| National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lac | Financial | 3.71% | ₹125.33 Cr |
| Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100 | Entities | 3.64% | ₹122.93 Cr |
| Small Industries Development Bank Of India Sr Iv 7.79 Bd 19ap27 Fvrs1lac | Financial | 3.09% | ₹104.64 Cr |
| Bharti Telecom Limited Sr Xxv 7.35 Ncd 15ot27 Fvrs1lac | Technology | 3.06% | ₹103.38 Cr |
| Gail (india) Limited Sr I 7.34 Loa 20dc27 Fvrs10lac | Energy & Utilities | 3.04% | ₹102.78 Cr |
| Bharti Telecom Limited Sr Xxvi 7.45 Ncd 15dc28 Fvrs1lac | Technology | 2.99% | ₹101.27 Cr |
| State Development Loan 35765 Har 26mr39 7.08 Fv Rs 100 | Unspecified | 2.96% | ₹100.03 Cr |
| Hdfc Bank Limited Sr Us003 7.70 Ncd 16my28 Fvrs1lac | Financial | 2.96% | ₹99.98 Cr |
| Indian Railway Finance Corporation Limited Sr 180 7.39 Bd 15jl34 Fvrs1lac | Financial | 2.93% | ₹99.01 Cr |
| Hdfc Bank Limited Cd 21sep26 | Financial | 2.89% | ₹97.71 Cr |
| Punjab National Bank Cd 05feb27 | Financial | 2.81% | ₹94.95 Cr |
| Bank Of Baroda Cd 12feb27 | Financial | 2.80% | ₹94.79 Cr |
| Power Grid Corporation Of India Ltd Debenture 7.30 19/06/2027 | Energy & Utilities | 2.36% | ₹79.89 Cr |
| Rural Electrification Corporation Limited 7.77 Sr 220-a Bd 31mr28 Fvrs1lac | Financial | 2.25% | ₹75.94 Cr |
| State Development Loan 37162 Mh 04mr47 7.66 Fv Rs 100 | Unspecified | 2.22% | ₹75.21 Cr |
| Power Finance Corporation Ltd. Sr Bs214 6.92 Bd 14ap32 Fvrs10lac | Financial | 2.20% | ₹74.33 Cr |
| Rec Limited Sr 233 7.53 Bd 31my34 Fvrs1lac | Financial | 2.19% | ₹73.89 Cr |
| Power Finance Corporation Limited Sr 240 7.32 Bd 15jl39 Fvrs1lac | Financial | 1.95% | ₹65.85 Cr |
| National Bank For Financing Infrastructure And Development Sr 4 7.15 Bd 28mr35 Fvrs1lac | Financial | 1.58% | ₹53.44 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Banking & Psu Fund Direct-flexi Idcw |
₹20.34 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-growth |
₹23.60 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Half Yearly |
₹15.66 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Monthly |
₹13.63 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Quarterly |
₹17.57 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Direct-idcw Yearly |
₹13.51 | 7.19% | 7.56% | - |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹15.52 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-growth |
₹23.15 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-idcw Half Yearly |
₹15.46 | 6.91% | 7.29% | - |
| UTI Banking & Psu Fund Regular-idcw Monthly |
₹13.36 | 6.91% | 7.29% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
DSP Banking & Psu Debt Fund Regular-idcw Monthly
What is the current AUM of DSP Banking & Psu Debt Fund Regular-idcw Monthly?
As of Sun May 31, 2026, DSP Banking & Psu Debt Fund Regular-idcw Monthly manages assets worth ₹3,381.5 crore
How has DSP Banking & Psu Debt Fund Regular-idcw Monthly performed recently?
- 3 Months: 1.39%
- 6 Months: 2.05%
What is the long-term performance of DSP Banking & Psu Debt Fund Regular-idcw Monthly?
- 3 Years CAGR: 6.73%
- 5 Years CAGR: 5.79%
- Since Inception: 7.47%
What is the portfolio composition of DSP Banking & Psu Debt Fund Regular-idcw Monthly?
Debt: 98.34%, Others: 1.66%.
Who manages DSP Banking & Psu Debt Fund Regular-idcw Monthly?
DSP Banking & Psu Debt Fund Regular-idcw Monthly is managed by Shantanu Godambe from DSP Mutual Fund.
When was the last dividend declared by DSP Banking & Psu Debt Fund Regular-idcw Monthly?
Latest dividend was declared on 02 Mar 2026 at 0.70% of face value.
Which are the top companies DSP Banking & Psu Debt Fund Regular-idcw Monthly has invested in?
- GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 – 4.32% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC – 3.71% of the fund's portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – 3.64% of the fund's portfolio
- SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.79 BD 19AP27 FVRS1LAC – 3.09% of the fund's portfolio
- BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LAC – 3.06% of the fund's portfolio
Which are the major sectors DSP Banking & Psu Debt Fund Regular-idcw Monthly focuses on?
- Financial – 31.36% of the fund's portfolio
- Entities – 7.96% of the fund's portfolio
- Technology – 6.05% of the fund's portfolio
- Energy & Utilities – 5.40% of the fund's portfolio
- Unspecified – 5.18% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
